RockPointBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. RockPointBank Deposit Rates

RockPointBankToday's 12-month CD rates can be found at 4.35%, 6-month CD rates at 1.50% and 3-month CD rates at 0.10%. Current savings rates are at 0.15% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 19.74%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to RockPointBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from RockPointBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with RockPointBank CD rates. You can also compare RockPointBank savings rates, MMA rates and mortgage rates using our other rate lists.

RockPointBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RockPointBank? Share your experience about RockPointBank by leaving a review below, or read customer reviews before you decide to use RockPointBank.

RockPointBank Texas Ratio

RockPointBank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for RockPointBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, RockPointBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
RockPointBank
401 Chestnut St
Chattanooga, TN 37402
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare RockPointBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
5.12%
$0
Bank of Greene County
Bank of Greene County
E Checking
5.00%
$1
Rolette State Bank
Rolette State Bank
12-Month CD
4.30%
$500
Utah Independent Bank
Utah Independent Bank
12-Month CD
4.26%
$500
VirtualBank
VirtualBank
eMoney Market
4.25%
$0
Susser Bank
Susser Bank
3-Month CD
4.25%
$1,000
Fidelity
Fidelity
18-Month CD
4.20%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
4.16%
$2,500
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
4.11%
$1,000
Twin River Bank
Twin River Bank
36-Month CD
4.06%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
12-Month CD
4.04%
$1,000
Merrick Bank
Merrick Bank
60-Month CD
4.00%
$25,000
Needham Bank
Needham Bank
Super Saver Money Market
4.00%
$50,000
All America Bank
All America Bank
12-Month CD
3.90%
$500
Five Star Credit Union
Five Star Credit Union
60-Month CD
3.90%
$500
CSB of Cheney, KS
CSB of Cheney, KS
24-Month CD
3.87%
$500
CorTrust Bank
CorTrust Bank
6-Month CD
3.75%
$1,000
Adrian Bank
Adrian Bank
12-Month CD
3.53%
$1,000
Northern Bank Direct
Northern Bank Direct
60-Month CD
3.50%
$500
1st Community Credit Union
1st Community Credit Union
36-Month CD
3.35%
$1,000
Seattle Bank
Seattle Bank
Digital Direct Savings
3.34%
$100
New Market Bank
New Market Bank
12-Month CD
3.30%
$500
Haviland State Bank
Haviland State Bank
48-Month CD
3.30%
$500
FCN Bank, N.A.
FCN Bank, N.A.
36-Month CD
3.28%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
120-Month CD
3.25%
$500
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
6-Month CD
3.12%
$1,000
M.Y. Safra Bank
M.Y. Safra Bank
60-Month CD
3.00%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
3-Month CD
2.84%
$500
M.Y. Safra Bank
M.Y. Safra Bank
12-Month CD
2.75%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
60-Month CD
2.75%
$500
Altoona First Savings Bank
Altoona First Savings Bank
60-Month CD
2.75%
$1,000
Department of Commerce FCU
Department of Commerce FCU
24-Month CD
2.43%
$500
Genesee Regional Bank
Genesee Regional Bank
12-Month CD
2.00%
$500
Achieva Credit Union
Achieva Credit Union
36-Month CD
1.80%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
24-Month CD
1.25%
$10,000
Home Loan State Bank
Home Loan State Bank
48-Month CD
1.21%
$1,000
Vystar Credit Union
Vystar Credit Union
Money Market
1.10%
$10,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
GSB Guilford Savings Bank
60-Month CD
1.00%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
60-Month CD
0.80%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
36-Month CD
0.65%
$500
CNB Hugoton, KS
CNB Hugoton, KS
Passbook Savings
0.50%
$100
Hamler State Bank
Hamler State Bank
24-Month CD
0.45%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
Money Market
0.25%
$2,500
New Market Bank
New Market Bank
Money Market
0.15%
$1,000
Marathon Bank
Marathon Bank
Money Market
0.15%
$2,500
Midwest Heritage Bank
Midwest Heritage Bank
Health Savings
0.15%
$1,000
Marion Center Bank
Marion Center Bank
18-Month CD
0.10%
$1,000
Eclipse Bank
Eclipse Bank
3-Month CD
0.10%
$1,000
Geddes Federal S&L
Geddes Federal S&L
Statement Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have RockPointBank rate data right now, check back for updates, we are adding rates all the time.

RockPointBank Information

RockPointBank
401 Chestnut St
Chattanooga, TN 37402
Hamilton
Established Date: 03/15/2021
FDIC Certificate #: 59206
Date of FDIC Deposit Insurance: 03/15/2021
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is RockPointBank FDIC Insured? Yes
What is RockPointBank's Cert number? 59206
What is the maximum amount for insured deposits? $250,000 per holder, per account

RockPointBank Financials

Total Assets:
$257,823,000
Total Deposits:
$207,629,000
Equity Capital:
$37,342,000
Domestic Deposits:
$207,629,000
Net Income:
$-119,000
Return on Assets:
-1.2495%
Quarterly Return on Assets:
-0.2000%
Pretax Return on Assets:
-0.1968%
Pretax Quarterly Return on Assets:
-0.2000%
Return on Equity:
-9.2600%
Quarterly Return on Equity:
-1.2700%
Common Equity Tier 1 Capital Ratio:
20.9994%
Tier 1 Risk-Based Capital Ratio:
20.9994%
Leverage Tier 1 (Core Capital) Ratio:
18.8114%
Total Risk-Based Capital Ratio (YTD):
22.0236%
Total Interest Income (YTD):
4.2695%
 
 
Headquarters:
Chattanooga
FDIC Field Office:
Knoxville
Regulator:
OCC
County:
Hamilton
# of Offices:
1
Metropolitan Statistical Area (MSA):
Chattanooga, TN-GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Right now on our 1 year list of national CD rates E-Loan.com has the best rate. E-Loan is offering 1 year bank CD rates at 1.25% with a bank CD yield of 1.26%. E-Loan's rate is more than double the current national average 12 month CD rate of 0.559% as reported by MonitorBankRates.com.
Bank of Internet, an Internet Bank based in San Diego, California, is 0ffering three different types of savings accounts. All three savings accounts have some of the highest savings account rates currently available. In addition to the high savings rates, each account only has a minimum opening deposit of $100.

Bank or Credit Union Offers and Deals

Tomo Mortgage Rates: 30-Year 4.875%, 15-Year 4.00%
Mortgage Rates Soar: 30 Year Mortgage Rates at 5.31%
Mortgage Rates Decline Again this Week, Back Under 4.50%
Refinance Mortgage Rates: 30 Year Refinance Rates at 5.09%, 15 Year Refinance Rates at 4.39%
Mortgage Rates Change Little 5/25: Today's 30 Year Mortgage Rates at 4.62%
USAA 4 Year CD Rates now at 0.95%
Comerica CD Rates: Special CD 6-Month 5.00% APY
Alabama Central Credit Union CD Rates
Mortgage Rates: Current Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.80%, Refinance Applications up 17%
Mortgage Rates Remain Above Record Lows as Short Term Debt Ceiling Deal is Reached

Alternative Bank and Credit Union Offers to Explore

30 Year Mortgage Rates Remain at 5.04% This Week According to Freddie Mac
Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16%
Mortgage Rates Mixed August 2, 2010: 30 Year Mortgage Rates at 4.71%, 15 Year Mortgage Rates at 4.04%
Mortgage Rates Remain Low - Average 15 Year Rates at 2.87%
Houston, TX Auto Loan Rates
Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05%
Mortgage Rates Tuesday, Average Mortgage Rates Higher
Low Introductory Rate Credit Cards Averaging 0.698%
Housing Relief in the Home Bailout Bill
Freddie Mac Weekly PMMS - 30 Year Rates Average 3.85%

RockPointBank Reviews

There are no reviews for RockPointBank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for RockPointBank
Your Name:
Your Rating:

See how RockPointBank Compares to other banks