Woodlands National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 4.30% and 3-month CD rates at 0.20%. Current savings rates are at 0.50% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 13.20%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Woodlands National Bank's 24-Month CD rates are at 3.82%, 36-Month CD rates are at 3.60%, 6-Month CD rates are at 3.58%, 60-Month CD rates are at 3.56%, 48-Month CD rates are at 3.53%. Woodlands National Bank's savings rates are at 0.15%. Woodlands National Bank's money market rates are at 1.11%.

Woodlands National Bank

To see how these rates compare to Woodlands National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Woodlands National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Woodlands National Bank CD rates. You can also compare Woodlands National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Woodlands National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Woodlands National Bank? Share your experience about Woodlands National Bank by leaving a review below, or read customer reviews before you decide to use Woodlands National Bank.

Woodlands National Bank Texas Ratio

Woodlands National Bank's Texas Ratio is at 6.77%, which is considered excellent. The Texas Ratio for Woodlands National Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Woodlands National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.46%
18-Month CD
N/A
24-Month CD
3.82%
36-Month CD
3.60%
48-Month CD
3.53%
60-Month CD
3.56%
Savings
0.15%
MMA
1.11%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Woodlands National Bank
122 Main St E
Hinckley, MN 55037
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Woodlands National Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Woodlands National Bank
Woodlands National Bank
24-Month CD
3.82%
$1,000
Woodlands National Bank
Woodlands National Bank
36-Month CD
3.60%
$1,000
Woodlands National Bank
Woodlands National Bank
6-Month CD
3.58%
$1,000
Woodlands National Bank
Woodlands National Bank
60-Month CD
3.56%
$1,000
Woodlands National Bank
Woodlands National Bank
48-Month CD
3.53%
$1,000
Woodlands National Bank
Woodlands National Bank
12-Month CD
3.46%
$1,000
Woodlands National Bank
Woodlands National Bank
Money Market
1.11%
$2,500
Woodlands National Bank
Woodlands National Bank
Savings
0.15%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Woodlands National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
La Capitol Federal Credit Union
La Capitol Federal Credit Union
Choice Checking
5.75%
$50
Kendall Bank
Kendall Bank
24-Month CD
4.65%
$1,000
Frontier State Bank
Frontier State Bank
6-Month CD
4.50%
$1,000
Riverland Bank
Riverland Bank
18-Month CD
4.00%
$1,000
Atkins Savings B&T
Atkins Savings B&T
36-Month CD (Adjust-A-Rate)
3.79%
$1,000
Napoleon State Bank
Napoleon State Bank
12-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
36-Month CD
3.71%
$1,000
Kearney Trust Company
Kearney Trust Company
12-Month CD
3.70%
$25
Trinity Bank, N.A.
Trinity Bank, N.A.
6-Month CD
3.70%
$1,000
1st Community Credit Union
1st Community Credit Union
48-Month CD
3.35%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
48-Month CD
3.29%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
60-Month CD (Bump)
3.25%
$2,500
First FarmBank
First FarmBank
24-Month CD
3.25%
$1,000
Blue Foundry Bank
Blue Foundry Bank
60-Month CD
3.25%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
12-Month CD
3.25%
$1,000
Phoenixville Federal B&T
24-Month CD
3.15%
$500
Pineries Bank
Pineries Bank
48-Month CD
3.10%
$1,000
Genoa Banking Company
24-Month CD
3.10%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
36-Month CD
3.00%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
6-Month CD
2.92%
$50,000
First Southern Bank
First Southern Bank
36-Month CD
2.53%
$1,000
USLA Union S&L
USLA Union S&L
36-Month CD
2.50%
$1,000
FNB of Lacon
FNB of Lacon
60-Month CD
2.48%
$500
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
Money Market
2.02%
$50,000
Maine Community Bank
Maine Community Bank
48-Month CD
2.00%
$500
Camp Grove State Bank
Camp Grove State Bank
6-Month CD
1.50%
$1,000
Bank of Lake Mills
Bank of Lake Mills
24-Month CD
1.50%
$500
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
24-Month CD
1.00%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
60-Month CD
0.90%
$1,000
The Dime Bank
The Dime Bank
48-Month CD
0.80%
$2,500
Cape Ann Savings Bank
Cape Ann Savings Bank
48-Month CD
0.75%
$500
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.60%
$10
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
12-Month CD
0.60%
$1,000
Associated Bank
Associated Bank
Associated Relationship Savings
0.50%
$10,000
Bogota Savings Bank
Bogota Savings Bank
24-Month CD
0.50%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
First Bank Hampton
First Bank Hampton
Savings
0.35%
$100
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
12-Month CD
0.35%
$500
Peoples First Savings Bank
Peoples First Savings Bank
12-Month CD
0.30%
$500
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
Savings
0.25%
$0
United Valley Bank
United Valley Bank
Valley Savings
0.25%
$200
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
West Pointe Bank
West Pointe Bank
Regular Savings
0.25%
$25
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
BankOrion
BankOrion
NOW Checking
0.10%
$1,000
Brattleboro S&L
Brattleboro S&L
Statement Savings
0.10%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Woodlands National Bank Information

Woodlands National Bank
122 Main St E
Hinckley, MN 55037
Pine
Established Date: 10/01/1908
FDIC Certificate #: 1417
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MILLE LACS BCORP INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Woodlands National Bank FDIC Insured? Yes
What is Woodlands National Bank's Cert number? 1417
What is the maximum amount for insured deposits? $250,000 per holder, per account

Woodlands National Bank Financials

Total Assets:
$346,327,000
Total Deposits:
$320,645,000
Equity Capital:
$23,604,000
Domestic Deposits:
$320,645,000
Net Income:
$464,000
Return on Assets:
0.8635%
Quarterly Return on Assets:
0.5500%
Pretax Return on Assets:
0.7144%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
14.0700%
Quarterly Return on Equity:
7.7500%
Common Equity Tier 1 Capital Ratio:
18.5536%
Tier 1 Risk-Based Capital Ratio:
18.5536%
Leverage Tier 1 (Core Capital) Ratio:
9.8269%
Total Risk-Based Capital Ratio (YTD):
19.8042%
Total Interest Income (YTD):
4.1968%
 
 
Headquarters:
Hinckley
FDIC Field Office:
Minneapolis
Regulator:
OCC
County:
Pine
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Current 30 year conforming mortgage rates and refinancing rates are averaging 4.77 percent but you can find 30 year rates lower than the national average. Right now on our list of mortgage rates and refinance rates in New York, Total Mortgage Services is offering 30 year conforming rates at 4.24 percent with two mortgage discount points. That rate is lower than the current 30 year average rate of 4.83 percent.
Mortgage rates moved higher this week. Today's mortgage rates on 30 year conforming home loans are averaging 4.07%, up from last week's average of 4.00%. Last Thursday 30 year mortgage rates made an intra week low at 3.99%. Current mortgage rates on 15 year conforming home loans are also higher this week averaging 3.35%, up slightly from last week's average 15 year rate of 3.34%. The intra-week low for 15 year mortgage rates last Thursday's was 3.30%.
home-sales-jump-94-percent-in-septemberThe National Association of Realtors (NAR) reported existing home sales shot up 9.4 percent to a seasonally adjusted annual rate of 5.57 million in September, up from a level of 5.10 million in August.

Bank or Credit Union Offers and Deals

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