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The Union Bank Beulah, ND Rates & Review April 2026

You can compare The Union Bank Beulah, ND rates to other rates in our database, including 12-month CD rates currently at 0.40%, 6-month CD rates at 3.79% and 3-month CD rates at 0.75%. Savings rates are at 0.02% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.45%. All these rates can be compared to The Union Bank Beulah, ND rates. MonitorBankRates evaluates the financial stability of The Union Bank Beulah, ND with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 17.86%. Rates were last updated on 04/05/2026.

The Union Bank Beulah, ND money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Union Bank Beulah, ND? Share your experience about The Union Bank Beulah, ND by leaving a review below, or read customer reviews before you decide to use The Union Bank Beulah, ND.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
17.86%
Good Higher than avg
The Union Bank Beulah, ND
1700 Highway 49 N
Beulah, ND 58523
https://www.theunionbank.com
Member FDIC

Current Rate Availability

We do not have The Union Bank Beulah, ND rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Union Bank Beulah, ND is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Union Bank Beulah, ND rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Union Bank Beulah, ND's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Union Bank Beulah, ND
Bank Holding Company UNION HOLDING CO
Address 1700 Highway 49 N, Beulah, ND 58523  ·  Mercer
FDIC Certificate # 9420
Established 01/01/1899
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 91/100
5.0
Exceptional Out of 5.0 Stars
17.86%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8907%
Return on Equity (ROE) 9.6300%
Non-Performing Loans (NPL) 1.24%
Total Assets $327,171,000
Total Deposits $277,321,000
Equity Capital $29,020,000
Net Income $3,186,000
Headquarters Beulah
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About The Union Bank Beulah, ND

Is The Union Bank Beulah, ND a safe place to deposit money?

Yes, The Union Bank Beulah, ND is considered a safe financial institution. With a Texas Ratio of 17.862965410883%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Union Bank Beulah, ND operate?

The Union Bank Beulah, ND currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Union Bank Beulah, ND does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Union Bank Beulah, ND provides members with tools to manage their accounts and build a solid financial history.

Does The Union Bank Beulah, ND offer online and mobile banking?

Most modern institutions like The Union Bank Beulah, ND provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.theunionbank.com.