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CD Rates Orange, California (CA) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 12, 2026

Current Orange, California CD rates include SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union2512 E Chapman Ave, Orange, CA 92869A+5.0 ★Texas Ratio: 5.68%Real return: +1.10%APY minus CPI (February 2026) offering 6-Month Promotional IRA Share Certificate at 3.90% APY, Credit Union of Southern California Credit UnionCredit Union of Southern California Credit Union655 S Main St Ste 240, Orange, CA 92868 4688A+5.0 ★Texas Ratio: 2.57%Real return: +0.70%APY minus CPI (February 2026) offering 24 Month Certificate at 3.50% APY, Polam Federal Credit UnionPolam Federal Credit Union1700 N TUSTIN ST, ORANGE, CA 92865 4603A5.0 ★Texas Ratio: 6.60%Real return: +0.20%APY minus CPI (February 2026) offering Savings Certificate Term 1 Year at 3.00% APY, Wells FargoWells Fargo892 N Tustin St, Orange, CA 92867A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD at 1.51% APY, and Premier One Credit UnionPremier One Credit UnionA+5.0 ★Texas Ratio: 1.63%Real return: +1.70%APY minus CPI (February 2026) offering 24-month IRA Traditional & Roth Share Certificates at 4.50% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.

Orange has 13 local institutions in our database, with CD rates as high as 3.90% APY from SchoolsFirst Federal Credit Union at 2512 E Chapman Ave, Orange, CA 92869. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026

Compare Best CD Rates in Orange, California & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
3 Month Certificate
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
3 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
3 Month Share Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON 3-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Online Only

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Liquid Certificate 3 Month
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 3 month
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 3 month
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
3.50%
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 3 month
$0
3.45%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$50,000

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
90 Day Certificate Special
$10,000
3.41%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

balances $10,000 - $100,000

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Month IRA Pick-A-Term Certificates
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
90 Day Certificate of Deposit
$10,000
3.37%
View
▼
Rate3.31%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
90 DAY CERTIFICATE
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3-month Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$10,000 to $99,999.99

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 Month Certificate
$0
2.89%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 3 Month Certificates
$1,500
2.85%
View
▼
Rate2.81%
Min Deposit$1,500
Min Balance—
UpdatedApr 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3 Month Certificate
$500
2.80%
View
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3-Month Certificate and IRA Certificates
$0
2.79%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 3-Month
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
3 Month CD 100,000.00+
$100,000
2.74%
View
▼
Rate2.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
3-Month CD
$25,000
2.65%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
3-Month Share Certificates
$50,000
2.60%
View
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
3 Month Term Share & IRA Term Share Accounts
$10,000
2.53%
View
▼
Rate2.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Regular Certificates 3 Month
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3 Month Certificates
$500
1.92%
View
▼
Rate1.90%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
3 Month Certificate
$0
1.82%
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
3 Month CD
$10,000
1.24%
View
▼
Rate1.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
3 Month Certificate
$2,000
1.00%
View
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
3 Month Certificate
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 3-Month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Minimum to open & earn dividends: $100,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 DAY TERM
$100,000
0.30%
View
▼
Rate0.30%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 3 month
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3-month Share Certificate
$1,000
0.10%
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2512 E Chapman Ave, Orange, CA 92869
6-Month Promotional IRA Share Certificate
$500
3.90%
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

3

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
6 Month Certificate
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
6 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.20%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
6 month CDs
$1,000
4.04%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
6 month Share Certificate
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Month Share Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 6 month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CDs 6 month
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 6 month
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Over $90,000

Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
IRA Certificate Account Terms 6-Month
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 6-month CD
$1,000
3.56%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Wealth Center/Telephone Deposit Account CDs 6 Month
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA - 6 Month Certificate
$0
3.54%
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6 Month Consumer Certificates and IRA Certificates
$0
3.50%
View
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
6-Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
6 Month IRA Pick-A-Term Certificates
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
6 MONTH CERTIFICATE
$0
3.33%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
6 Month Certificate of Deposit
$10,000
3.32%
View
▼
Rate3.27%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
6 Month CD
$1,000
3.24%
View
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 Min.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
6 Month Certificate Special
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Certificate penalties for early withdrawal may apply. Certificate will roll over to a standard Certificate at non-promotional dividend rate in effect at time of maturity based on term and renewal balance. Also available for Business Accounts, Traditional IRA, Roth IRA, SEP IRA, & Coverdell Education Savings Account (CESA). Capitol Club Only: If your Capitol Club status entitles you to a premium dividend rate on your Certificate, the premium dividend rate will take effect the day after your Certificate is opened or renews. Capitol Club rate increase is .25% for eligible members.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Jumbo Certificates 6 Month
$50,000
3.15%
View
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
6 Month Certificate
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6-Month Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
6 Month Certificate
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
6-Month Certificates
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
6-MONTH Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
6-Month Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
6 Month Certificate
$10,000
2.90%
View
▼
Rate2.86%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
6-Month Share Certificates
$50,000
2.80%
View
▼
Rate2.77%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
6 month Certificates and IRAs
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
Traditional IRA / Roth IRA Share Certificates 6 month
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Under $100,000

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
6 Month Term Share & IRA Term Share Accounts
$100,000
2.73%
View
▼
Rate2.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 6 Month
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6 Month CD 100,000.00+
$100,000
2.69%
View
▼
Rate2.65%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
6-Month CD
$25,000
2.65%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
6-Month Share Certificates
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Month Certificate
$0
2.33%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6-month IRA Traditional & Roth Share Certificates
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6 Month Certificate
$0
2.12%
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
6-Month Share Certificates
$0
2.03%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
6 MONTH IRA CERTIFICATE
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
6 Month Savings Certificate
$90,000
1.50%
View
▼
Rate1.48%
Min Deposit$90,000
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6 Month Certificate
$2,000
1.00%
View
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details

Ontario Public Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificate
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
12 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

Polam Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
1700 N TUSTIN ST, ORANGE, CA 92865 4603
Savings Certificate Term 1 Year
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
1 year Standard Fixed Rate CD
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA - 12 Month Certificate
$0
4.12%
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1 year Certificate
$0
4.10%
View
▼
Rate4.02%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
12-month certificate
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

PremiumSpend Checking bundle

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 12-month GoldStar? Membership
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
12-month Share Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$10,000 - $49,999.99

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
IRA - 1 Year k
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$100

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificate 12-Month
$0
3.84%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12 month CDs
$1,000
3.82%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Limited time offer. Only available in our branches.

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12-Month Variable Rate Certificate
$0
3.77%
View
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
1 Year Youth Share Certificates
$250
3.75%
View
▼
Rate3.69%
Min Deposit$250
Min Balance—
UpdatedApr 12, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Get Fit IRA 1 Year Certificate
$1,000
3.70%
View
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 12 Month
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Wealth Center/Telephone Deposit Account CDs 12 Month
$1,000
3.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 12 Month Certificates
$1,500
3.56%
View
▼
Rate3.50%
Min Deposit$1,500
Min Balance—
UpdatedApr 12, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
1-Year Certificate
$100,000
3.55%
View
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
12 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
12-Month Share Certificate
$0
3.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Plus 1 relationship product

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1-Year Certificate and IRA Certificates
$0
3.41%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
12 month Share Certificate
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
1 YEAR CERTIFICATE
$0
3.38%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
12 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
12 Month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 1 year
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 12-Month
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
12-month Certificate
$10,000
3.20%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
12-Month Term Share Certificate
$0
3.19%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
1 Year Certificate of Deposit
$10,000
3.17%
View
▼
Rate3.12%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
IRA Certificates 1 Year
$100
3.10%
View
▼
Rate3.06%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
12 Month Certificate
$10,000
3.05%
View
▼
Rate3.01%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
12 Month Certificate Special
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Certificate penalties for early withdrawal may apply. Certificate will roll over to a standard Certificate at non-promotional dividend rate in effect at time of maturity based on term and renewal balance. Also available for Business Accounts, Traditional IRA, Roth IRA, SEP IRA, & Coverdell Education Savings Account (CESA). Capitol Club Only: If your Capitol Club status entitles you to a premium dividend rate on your Certificate, the premium dividend rate will take effect the day after your Certificate is opened or renews. Capitol Club rate increase is .25% for eligible members.

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
12 MONTH CERTIFICATE
$100
3.03%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Amalgamated Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.08%
IRA CDs2,4 1 year
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
12 Month Share Certificates
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
12-Month Share Certificates
$500
2.90%
View
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
12 month Certificates and IRAs
$0
2.89%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
1 Year Term Savings Certificates
$100,000
2.85%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1 Year CD
$1,000
2.83%
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 Min.

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 1 Year
$1,000
2.80%
View
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
1 Year Term Share & IRA Term Share Accounts
$100,000
2.78%
View
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
CDARS? CDs 1 year
$0
2.77%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Funding Limit: $12M

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
12 MONTH CERTIFICATE
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1 year add on Certificate Account
$50
2.63%
View
▼
Rate2.60%
Min Deposit$50
Min Balance—
UpdatedApr 12, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1 Year Certificate of Deposit
$1,000
2.60%
View
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
18 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18-month IRA Traditional & Roth Share Certificates
$1,000
4.15%
View
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 18-month GoldStar? Membership
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$50,000 - $99,999.99

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 18 month
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Over $90,000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.62%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 18-month CD
$1,000
3.61%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
18-month Share Certificate
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
18 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
18-Month Certificate and IRA Certificates
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
18 Month Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 18 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
18 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
18 Month Certificate
$100,000
3.20%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
18-month CD
$25,000
3.15%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 18 Month Certificates
$1,500
3.05%
View
▼
Rate3.01%
Min Deposit$1,500
Min Balance—
UpdatedApr 12, 2026
Details

MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18-month IRA Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
18-Month Certificate Special
$500
2.76%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

In today's volatile rate market, enjoy a highly competitive rate, with the peace of mind that your funds are insured; Fast and easy online opening; Certificate rolls into 24-month Certificate upon maturity

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
18 Month CD 100,000.00+
$100,000
2.58%
View
▼
Rate2.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
18-Month Share Certificates
$0
2.54%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
18 Month Certificates
$500
2.43%
View
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18 Month Bump Term Share and Traditional, Roth & SEP IRA Certificates
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
18 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
18 Month Savings Certificate
$350,000
1.70%
View
▼
Rate1.68%
Min Deposit$350,000
Min Balance—
UpdatedApr 12, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 18 month
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
18 Month IRA
$250
0.50%
View
▼
Rate0.50%
Min Deposit$250
Min Balance—
UpdatedApr 12, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH TERM (ADDITION ALLOWED)
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
18 Month Certificate of Deposit
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
24 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
24-month IRA Traditional & Roth Share Certificates
$1,000
4.50%
View
▼
Rate4.41%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 and over

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
24-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
1-2 Year Share Certificate
$250,000
3.87%
View
▼
Rate3.80%
Min Deposit$250,000
Min Balance—
UpdatedApr 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 24 month
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Over $90,000

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24 Month Consumer Certificates and IRA Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 24-Month
$0
3.70%
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Minimum to open & earn dividends: $100,000

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
24 Month - Share Certificate
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
24-month Share Certificate
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 24 Month
$0
3.59%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2 Year Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Wealth Center/Telephone Deposit Account CDs 24 Month
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
24 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 24 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
24 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
24 month Share Certificate
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 2 Year
$0
3.29%
View
▼
Rate3.24%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
IRA Certificates 2 Year
$100
3.20%
View
▼
Rate3.15%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Jumbo Certificates 24 Month
$50,000
3.15%
View
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
24-Month Share Certificates
$500
3.10%
View
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
2-Year Certificate
$100,000
3.05%
View
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 24-Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 2 Year
$1,000
2.95%
View
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Year Term Share & IRA Term Share Accounts
$100,000
2.94%
View
▼
Rate2.90%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
24-Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
24 MONTH CERTIFICATE
$100
2.83%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
2 Year Certificate
$100
2.75%
View
▼
Rate2.71%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2 Year CD
$1,000
2.73%
View
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 Min.

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 24 Month Certificates
$1,500
2.72%
View
▼
Rate2.69%
Min Deposit$1,500
Min Balance—
UpdatedApr 12, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
2 Year Certificate
$0
2.71%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
24 Month Certificates
$500
2.68%
View
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Certificates (CDs)
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
24 Month CD 100,000.00+
$100,000
2.53%
View
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
2 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
2 Year Certificate of Deposit
$1,000
2.40%
View
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
24-Month Share Certificates
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
24 MONTH IRA CERTIFICATE
$0
2.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2 Year Time Deposit Account
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
24 Month Savings Certificate
$350,000
1.80%
View
▼
Rate1.78%
Min Deposit$350,000
Min Balance—
UpdatedApr 12, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
24 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
2 Year Certificate
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
24-Month Certificate
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2-Year IRA
$50,000
0.80%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

$50,000.00 & over

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 24 month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 YEAR TERM
$100,000
0.60%
View
▼
Rate0.60%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Jumbo Certificates of Deposit 2 year
$99,000
0.55%
View
▼
Rate0.55%
Min Deposit$99,000
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
36 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
36-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 36 month
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Over $90,000

Home Bank of California
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH JUMBO CD
$10,000
3.78%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Annual Percentage Yield, effective as of 04/01/2026. $10,000.00 minimum NEW MONEY investment in Certificate of Deposit to receive stated rate. Additional Certificate of Deposit rates and terms are available. Rates are subject to change. Fees may reduce earnings. Penalty for early withdrawal.

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36 Month Consumer Certificates and IRA Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 36 Month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
3 Year Certificate
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
36-Month Share Certificates
$1,000
3.60%
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3-Year Certificate and IRA Certificates
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 36-Month
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Minimum to open & earn dividends: $100,000

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
36 Month Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
3 YEAR CERTIFICATE
$0
3.49%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
3-Year Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 36 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
36 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 3 Year
$0
3.34%
View
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
36 Month Share Certificates
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
36-Month CD
$500
3.20%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
36-Month Share Certificates
$50,000
3.10%
View
▼
Rate3.06%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
36 month Share Certificate
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
36-Month Term Share Certificate
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 36-Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
36 month Certificates and IRAs
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
36 Month Certificates
$500
2.94%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
36-Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 3 Year
$1,000
2.80%
View
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3 Year Certificate
$0
2.76%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Certificates (CDs)
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Amalgamated Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.08%
IRA CDs2,4 3 year
$0
2.73%
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Year Certificate
$100,000
2.70%
View
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 36 Month Certificates
$1,500
2.65%
View
▼
Rate2.62%
Min Deposit$1,500
Min Balance—
UpdatedApr 12, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3 Year CD
$1,000
2.52%
View
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 Min.

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
3 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
36 Month CD 100,000.00+
$100,000
2.43%
View
▼
Rate2.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
36 MONTH CERTIFICATE
$100
2.32%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
3-Year Certificate
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
36-Month Share Certificates
$0
2.17%
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
36 Month Savings Certificate
$0
1.95%
View
▼
Rate1.92%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
3 Year Certificate
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 36 month
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
36 Month Share Certificate
$100,000
0.65%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 YEAR TERM
$1,000
0.60%
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
36 Month CD
$500
0.55%
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
36 Month Certificate
$1,000
0.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000.00 - $9,999.99

OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
UNITY 3 Year CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
48 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
48-month GoldStar? Membership Certificate
$5
4.00%
View
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 48 month
$0
3.85%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Over $90,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 48 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48 Month Consumer Certificates and IRA Certificates
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
4-Year Certificate and IRA Certificates
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
48-Month Share Certificates
$1,000
3.65%
View
▼
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Mini-Jumbo College Saver Certificates 48-Month
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Minimum to open & earn dividends: $50,000

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
48 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
48 Month Share Certificates
$0
3.45%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 4 Year
$0
3.44%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 48 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
48 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
4 Year Certificate
$200
3.25%
View
▼
Rate3.20%
Min Deposit$200
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Jumbo Term Share Certificates & IRA Share Certificates 4 Year
$100,000
3.20%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
IRA Certificates (Fixed Rate) 4 Year Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
48 Month Certificates
$25,000
3.09%
View
▼
Rate3.05%
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
48-Month Certificate of Deposit
$500
3.05%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
48 month Certificates and IRAs
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Business Certificate Accounts 48-Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Certificates (CDs)
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
4-Year Certificate
$100,000
2.85%
View
▼
Rate2.81%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
48 month Share Certificate
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
48 MONTH IRA CERTIFICATE
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
48 Month CD 100,000.00+
$100,000
2.53%
View
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4 Year CD
$1,000
2.52%
View
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 Min.

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
4 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
4-Year Certificate
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
48-Month Share Certificates
$0
2.07%
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 48 Month Certificates
$1,500
1.96%
View
▼
Rate1.94%
Min Deposit$1,500
Min Balance—
UpdatedApr 12, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
48 MONTH CERTIFICATE
$100
1.81%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
48 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
4 Year Certificate
$0
1.71%
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
48 Month Share Certificate
$100,000
1.00%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 48 month
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48-Month Certificate
$1,000
0.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000.00 - $9,999.99

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
48-Month Certificate
$0
0.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
655 S Main St Ste 240, Orange, CA 92868 4688
60 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Rewards+ Loyalty Program

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60-month IRA Traditional & Roth Share Certificates
$1,000
4.25%
View
▼
Rate4.17%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 and over

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6 to 60-Month GoldStar? Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Rate is 0.100% APY lower for non-GoldStar? members

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
60 Month Share Certificates
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
5-Year Certificate and IRA Certificates
$0
3.92%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 60 month
$0
3.85%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Over $90,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 60 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
60-Month Share Certificates
$1,000
3.75%
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 60-Month
$0
3.70%
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Minimum to open & earn dividends: $100,000

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1 - 5 Year Share Certificate
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
60 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
60 Month Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
5 YEAR CERTIFICATE
$0
3.59%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
60-MONTH Certificate
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA Certificates 5 Year
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UMe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA Certificates (CD) with 60 month term
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 5 Year
$0
3.44%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 60 month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
60 Month Certificate
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5-Year Certificate
$100,000
3.25%
View
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
60 Month Certificates
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
60-Month Certificate
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
60 month Certificates and IRAs
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
IRA Certificates (Fixed Rate) 5 Year Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
60-Month Special Certificate Account
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
5 Year Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term
$0
2.84%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Yolo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
60 month term Certificate Rate
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
60 Month CD 100,000.00+
$100,000
2.63%
View
▼
Rate2.60%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5 Year CD
$1,000
2.62%
View
▼
Rate2.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 Min.

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
5 Year Certificate of Deposit
$10,000
2.50%
View
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60 Month IRA
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
5-Year Certificate
$0
2.12%
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 60 Month Certificates
$1,500
2.09%
View
▼
Rate2.07%
Min Deposit$1,500
Min Balance—
UpdatedApr 12, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60-Month Term Share Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
60 MONTH CERTIFICATE
$100
1.81%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
5 Year Time Deposit Account
$0
1.80%
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 Month Certificate
$2,000
1.75%
View
▼
Rate1.74%
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
IRA 60-Month
$0
1.46%
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 Month Share Certificate
$100,000
1.35%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Jumbo Certificates of Deposit 5 year
$99,000
1.00%
View
▼
Rate1.00%
Min Deposit$99,000
Min Balance—
UpdatedApr 12, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
60-Month Certificate
$1,000
0.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

$1,000.00 - $9,999.99

Central State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Orange, California Institutions

Highest verified APYs available today — updated April 12, 2026

B Top 5 Bank Rates
Wells Fargo
1 year Standard Fixed Rate CD
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
U S POSTAL SERVICE
IRA Certificates 1 Year Starter Add-On
A+ 5.0 ★ TX: 2.27%
Min: $0
4.25%
United Fidelity Bank
6-Month CD Term
A+ 5.0 ★ TX: 0.81%
Min: $1,000
4.20%
Citizens National Bank of Texas
6 month CDs
A+ 5.0 ★ TX: 5.08%
Min: $1,000
4.04%
Austin Capital Bank
Certificates of Deposit 3 Month
A+ 5.0 ★ TX: 0.43%
Min: $0
3.91%
CU Top 5 Credit Union Rates
SchoolsFirst Federal Credit Union
6-Month Promotional IRA Share Certificate
A+ 5.0 ★ TX: 5.68%
Min: $500
3.90%
Credit Union of Southern California Credit Union
24 Month Certificate
A+ 5.0 ★ TX: 2.57%
Min: $500
3.50%
Polam Federal Credit Union
Savings Certificate Term 1 Year
A 5.0 ★ TX: 6.60%
Min: $0
3.00%
Premier One Credit Union
24-month IRA Traditional & Roth Share Certificates
A+ 5.0 ★ TX: 1.63%
Min: $1,000
4.50%
Central Valley Firefighters Credit Union
IRA - 12 Month Certificate
A+ 5.0 ★ TX: 1.68%
Min: $0
4.12%
Rates verified April 12, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Orange, CA CD Rate Trends

Compare local Orange, CA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California CD Trends →
12-Month CD — CA Avg
2.530%
▼ 0.556 vs 7 days ago

California 12-month CD rates fell 0.556 points over the past 7 days to 2.530% APY.

6-Month CD — CA Avg
2.127%
▼ 0.994 vs 7 days ago

California 6-month CD rates fell 0.994 points over the past 7 days to 2.127% APY.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

What Your Savings Earn at CA CD Rates Today

Annual interest earnings at today’s California average APYs. State average used where available; national average as fallback.

CD Term CA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.227% $111.34 $222.67 $556.68 $1,113.35
6-Month CD 2.127% $106.33 $212.66 $531.65 $1,063.30
12-Month CD 2.530% $126.48 $252.96 $632.40 $1,264.80
18-Month CD 2.773% $138.65 $277.30 $693.25 $1,386.50
24-Month CD 2.660% $132.98 $265.96 $664.90 $1,329.80
36-Month CD 3.003% $150.14 $300.27 $750.68 $1,501.35
48-Month CD 3.080% $153.99 $307.97 $769.93 $1,539.85
60-Month CD 2.912% $145.58 $291.15 $727.88 $1,455.75
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026.

Sample CD Ladder for Orange, California Savers

$25,000 split equally across 5 terms using today’s California average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit CA Avg APY Annual Earnings
1 3-Month CD $5,000 2.227% $111.34
2 6-Month CD $5,000 2.127% $106.33
3 12-Month CD $5,000 2.530% $126.48
4 24-Month CD $5,000 2.660% $132.98
5 36-Month CD $5,000 3.003% $150.14
Total ($25,000 invested) $25,000 2.509% blended $627.27/yr

Ladder example uses equal $5,000 rungs and California average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

CD-Reporting Institutions in Orange, California

25
Banks
84
Credit Unions
109
Total Institutions
3.90%
Top Rate (APY)

MonitorBankRates tracks CD rates from 109 institutions reporting rates in Orange, California — including both local community institutions and national banks with a presence in this area. Rates are verified daily.

Frequently Asked Questions about CD Rates in Orange, California

Are CD rates in Orange, California FDIC insured?

Yes, most established banks in Orange, California are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Orange, California?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Orange, California.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Orange, California may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Orange, California?

Here are recent top rates found for this area:
  • SchoolsFirst Federal Credit Union: 3.90% APY (6-Month Promotional IRA Share Certificate)
  • Credit Union of Southern California Credit Union: 3.50% APY (48 Month Certificate)
  • Polam Federal Credit Union: 3.00% APY (Savings Certificate Term 1 Year)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • Premier One Credit Union: 4.50% APY (24-month IRA Traditional & Roth Share Certificates)
  • U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
  • United Fidelity Bank: 4.20% APY (6-Month CD Term)
  • Central Valley Firefighters Credit Union: 4.12% APY (IRA - 12 Month Certificate)
  • Firefighters First Federal Credit Union: 4.10% APY (Dream Home Share Certificate 5 Year Retirement Share Certificate)
  • F&A Federal Credit Union: 4.10% APY (1 year Certificate)
Rates reflect recent verified offers available in Orange, California. Last Updated: April 12, 2026

CD Calculators

CD Calculator
CD Ladder Calculator
Withdrawal Penalty
CD vs. HYSA

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Orange, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Orange, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 12, 2026

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