CD Rates Derby, Connecticut (CT) for April 2026
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Brian McKay
iEditorial Disclosure
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Derby, Connecticut CD rates include Liberty Bank Middletown, CTLiberty Bank Middletown, CT49 Pershing Dr, Derby, CT 06418A+5.0 ★Texas Ratio: 5.26% offering 6-Month Business CD at 3.80% APY, Webster BankWebster Bank500 New Haven Ave, Derby, CT 06418A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY, USALLIANCEUSALLIANCEB4.5 ★Texas Ratio: 21.07% offering 18 Month Certificate at 4.10% APY, New Haven County Credit UnionNew Haven County Credit UnionA+5.0 ★Texas Ratio: 5.60% offering Share Certificate 1 year at 4.08% APY, and FD Community Federal Credit UnionFD Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.67% offering 6 Month CD Only at 4.00% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Derby has 12 local institutions in our database, with CD rates as high as 3.80% APY from Liberty Bank Middletown, CT at 49 Pershing Dr, Derby, CT 06418. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Connecticut area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
Compare Best CD Rates in Derby, Connecticut & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
49 Pershing Dr, Derby, CT 06418
3-Month Business CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
500 New Haven Ave, Derby, CT 06418
3 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Must be opened in branch; New Money Only
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
3 Month Star Relationship CD
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
3 Month Time Deposit & IRA
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
3 Month Certificate
$500
2.80%
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
3-Month Share Certificate
$1,000
2.28%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
3 month Certificates of Deposit (Regular and IRAs)
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3 month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3 Month Certificate
$0
0.76%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 3 Month
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 3 month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
49 Pershing Dr, Derby, CT 06418
6-Month Business CD
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
500 New Haven Ave, Derby, CT 06418
Private 6-Month CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
for existing or new Private Checking account holders.
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
6 Month CD Only
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
6-Month Share Certificate
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate and IRA Certificates 6 Month
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
up to
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Certificate
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
IRA Not Available
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
6 Month Certificate of Deposit (CD)
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
6 month Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
6 Month Certificate
$1,000
2.28%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
6 Month Time Deposit & IRA
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
6 Month Certificate
$0
1.53%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
6 Month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6 Month Term Share Certificates and IRA Term Share Certificates
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
6 month CD Premier Membership
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month Certificate
$500
0.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Share Certificate
$0
0.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 6 Month
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 6 month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
49 Pershing Dr, Derby, CT 06418
1-Year CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
500 New Haven Ave, Derby, CT 06418
12 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 1 year
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
1-Year Share Certificate
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate and IRA Certificates 1 Year
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 1 Year
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12 Month Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
1 Year Term Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
1 Year Share Certificate or more
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$1,000
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month Certificate
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1 Year Star Relationship CD
$0
3.27%
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1 Year Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
1 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Certificate and IRA Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
1 Year Time Deposit & IRA
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
12 month IRA Certificate
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
12-Month Certificate
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12 Month Term Share Certificates and IRA Term Share Certificates
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
12 month CD Premier Membership
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1 Year Certificate
$500
0.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
12 month IRA Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Short-Term Share Certificates
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
IRA Share Certificates 1 Year
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
1 Year or Longer Floating IRA
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Variable interest rate. Interest is compounded and paid monthly. Deposits are accepted without extending the maturity date of the CD.
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 12 month
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
500 New Haven Ave, Derby, CT 06418
18 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
18 Month Share Certificate Special
$5,000
3.75%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
New money only. $5,000 min/$100,000 max.
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
18 Month No Penalty CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Must be opened in branch
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Share or IRA Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
18 Month IRA
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
18 Month Time Deposit & IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
18 Month Special Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
NEW MONEY ONLY; Premier Membership
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
18 Month Star Relationship CD
$0
2.76%
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 Month Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 18 Month
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Premium APY
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1.5 Year Certificate and IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
18 month IRA Certificate
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Essex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18 Month Certificate
$0
1.02%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18 Month Term Share Certificates and IRA Term Share Certificates
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Long-Term Share Certificates 18 Month
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month Certificate
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit Accounts for Businesses
$500
0.30%
▼
Rate0.29%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
18-Month (Bump Up) Certificate
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 18 month
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
49 Pershing Dr, Derby, CT 06418
2-Year CD
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
500 New Haven Ave, Derby, CT 06418
2 Year Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
24 month IRA Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate Special
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
2-Year Share Certificate
$1,000
3.77%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
2 Year Share or IRA Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
2 Year Share Certificate or more
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$50,000
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 2 year
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
2 Year Star Relationship CD
$0
2.76%
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
2 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24 Month Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 2 Year
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 2 Year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2 Year Certificate and IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2 Year CD
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
24 month CD Premier Membership
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
2 Year Certificate
$500
0.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2 Year Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
24 Month Certificate of Deposit Accounts for Businesses
$500
0.35%
▼
Rate0.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
24-Month Certificate
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 24 month
$1,000
0.20%
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
49 Pershing Dr, Derby, CT 06418
3-Year CD
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate Special
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
3-Year Share Certificate
$1,000
3.67%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
3 Year Share Certificate or more
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$50,000
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
36 Month IRA
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 Year Certificate and IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
3 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 3 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 3 Year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Premium APY
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 3 year
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
36 month IRA Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
3 Year Certificate of Deposit (CD)
$0
2.25%
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 Year CD
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Relationship APY
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
36 month CD Premier Membership
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
3 Year Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
36 Month Certificate of Deposit Accounts for Businesses
$500
0.50%
▼
Rate0.49%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 3 Year
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 36 month
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
49 Pershing Dr, Derby, CT 06418
4-Year CD
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
4-Year Share Certificate
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
4 Year Share or IRA Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
4 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
48 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
4 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 4 year
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
48 month IRA Certificate
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 4 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 4 Year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Premium APY
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
4 Year Certificate of Deposit (CD)
$0
2.25%
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
4 Year CD
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
IRA Share Certificates 48 Month
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Available as Traditional, Roth or Educational/Coverdell
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4 Year Certificate
$500
1.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
48 month CD Premier Membership
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
4 Year Certificate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
48-Month Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Long-Term Share Certificates 48 Month
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 4 Year
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
49 Pershing Dr, Derby, CT 06418
5-Year CD
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
5-Year Share Certificate
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
5 Year Share or IRA Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
5 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Share Certificate 5 year
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2.5 Year Certificate and IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
IRA Accounts 5 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
5 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Individual Retirement Account (IRA) CD 5 Year
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
5 Year CD
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
5 Year Certificate
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Relationship APY
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
60 month CD Premier Membership
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Year Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
60-Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
60 Month Certificate of Deposit Accounts for Businesses
$500
0.60%
▼
Rate0.59%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit & IRA 60 month
$1,000
0.40%
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business CDs 2.5 Year
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Derby, CT CD Rate Trends
Compare local Derby, CT CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CT Avg
3.019%
▲ 1.277 vs 7 days ago
Connecticut 12-month CD rates rose 1.277 points over the past 7 days to 3.019% APY.
6-Month CD — CT Avg
2.938%
▲ 0.455 vs 7 days ago
Connecticut 6-month CD rates rose 0.455 points over the past 7 days to 2.938% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Derby, Connecticut
Are CD rates in Derby, Connecticut FDIC insured?
Yes, most established banks in Derby, Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Derby, Connecticut?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Derby, Connecticut.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Derby, Connecticut may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Derby, Connecticut?
Here are recent top rates found for this area:
- Liberty Bank Middletown, CT: 3.80% APY (6-Month Business CD)
- Webster Bank: 3.75% APY (Private 6-Month CD)
- USALLIANCE: 4.10% APY (18 Month Certificate)
- New Haven County Credit Union: 4.08% APY (Share Certificate 1 year)
- FD Community Federal Credit Union: 4.00% APY (6 Month CD Only)
- United Business and Industry Federal Credit Union: 4.00% APY (24 month IRA Certificate)
- First County Bank: 4.00% APY (3 Month CD)
- SUMA Federal Credit Union: 3.87% APY (6-Month Share Certificate)
- Self-Help Federal Credit Union: 3.82% APY (1-Year Certificate)
- Bankwell Bank: 3.80% APY (12 Month CD)
Rates reflect recent verified offers available in Derby, Connecticut. Last Updated: April 5, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Derby, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Derby, Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026
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