Current Simsbury, Connecticut CD rates include Liberty Bank Middletown, CTLiberty Bank Middletown, CT981 Hopmeadow St, Simsbury, CT 06070A+5.0 ★Texas Ratio: 5.26% offering 6-Month Business CD at 3.80% APY, Webster BankWebster Bank708 Hopmeadow St, Simsbury, CT 06070A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY, Northwest Community BankNorthwest Community Bank741 Hopmeadow St, Simsbury, CT 06070A+5.0 ★Texas Ratio: 3.08% offering 3 Month Time Deposit & IRA at 3.45% APY, TD BankTD Bank714 Hopmeadow St, Simsbury, CT 06070A5.0 ★Texas Ratio: 6.30% offering 18 Month Choice CD at 1.00% APY, and USALLIANCEUSALLIANCEB4.5 ★Texas Ratio: 21.07% offering 18 Month Certificate at 4.10% APY. CD rates as of April 7, 2026 according to verified data from MonitorBankRates.
Simsbury has 26 local institutions in our database, with CD rates as high as 3.80% APY from Liberty Bank Middletown, CT at 981 Hopmeadow St, Simsbury, CT 06070. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Connecticut area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 7, 2026
Relationship APY
Must be opened in branch; New Money Only
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
for existing or new Private Checking account holders.
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
IRA Not Available
Relationship APY
APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for previous year and current year IRA contributions only of up to $8,600. Open in branch only.
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Variable interest rate. Interest is compounded and paid monthly. Deposits are accepted without extending the maturity date of the CD.
Relationship APY
Save more when you move at least $500 from another financial institution.
Must be opened in branch
NEW MONEY ONLY; Premier Membership
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Premium APY
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
Relationship APY
Rate Special
$50,000
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
Relationship APY
Rate Special
$50,000
Premium APY
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Premium APY
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Available as Traditional, Roth or Educational/Coverdell
Relationship APY
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
Compare local Simsbury, CT CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut 12-month CD rates rose 1.334 points over the past 7 days to 3.076% APY.
Connecticut 6-month CD rates rose 0.990 points over the past 7 days to 3.473% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Simsbury, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Simsbury, Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.