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Squirrel, Idaho CD Rates Today - Compare Best APYs for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: May 12, 2026

Current Squirrel, Idaho CD rates include America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12%Real return: +1.30%APY minus CPI (February 2026) offering 60 Months at 4.10% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.10%Real return: +1.20%APY minus CPI (February 2026) offering 60 Month at 4.00% APY, Numerica Credit UnionNumerica Credit UnionA+5.0 ★Texas Ratio: 2.80%Real return: +1.20%APY minus CPI (February 2026) offering 12 month Certificates and IRA Certificates at 4.00% APY, Summit National BankSummit National BankA+5.0 ★Texas Ratio: 1.74%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month CD at 4.00% APY, and Westmark Credit UnionWestmark Credit UnionA+5.0 ★Texas Ratio: 2.97%Real return: +1.15%APY minus CPI (February 2026) offering IRA Term Certificates 12 Months at 3.95% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.

Squirrel is a smaller community with no bank or credit union branches currently in our database. 216 institutions serving the Idaho area are available to Squirrel residents, with CD rates as high as 4.10% APY from America First Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026

Compare Best CD Rates in Squirrel, Idaho & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3 Month
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Liquid Certificate 3 Month
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Liquid Certificate 3 Month
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Month (91 Day) CD
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Maturity

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Month (91 Day) CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Maturity

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
3 Month CD
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
90 Day Fixed Rate
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 3 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 3 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3 month Certificates and IRA Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
90 Day
$2,500
3.40%
View
▼
Rate3.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Month Certificate
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Month IRA Certificate
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 3 Months
$0
1.75%
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 Months Share Certificate
$0
1.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 3 Months
$0
1.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Month Standard CD
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Summit National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
6 Month CD
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
6 Month
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6 Month Promo CD
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

*APY = Annual Percentage Yield. Rates are accurate as of March 30, 2026, and are fixed for the term of the certificate. A penalty will be imposed for early withdrawal. Fees may reduce earnings. No institutional deposits accepted. Insured by NCUA.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
6 Months
$500
3.82%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
6 Month CD (including Accumulator)
$500
3.80%
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
6 Month Promo CD
$500
3.75%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Certificates of Deposit 6 Months Add-on
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

An unlimited Add-on CD allows the bearer to make unlimited deposits into a CD account during the maturity term.

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
6 Month (182 Day) CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Maturity

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
6 Month (182 Day) CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Maturity

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Promotional Certificate 6 Months
$500
3.51%
View
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Smart Step Certificate 6 Months
$25
3.51%
View
▼
Rate3.46%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
6 Months Promotional Certificate
$500
3.51%
View
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 month Certificates and IRA Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 6 Month
$0
3.50%
View
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 6 Month
$0
3.50%
View
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
6 Month Certificate
$100
3.50%
View
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details

St Joe Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Certificates of Deposit - Regular Minimum 6 Months
$1,000
3.43%
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1000.00

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
6 Month Fixed Rate
$0
3.40%
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
CERTIFICATES (Includes IRA Certificates) 6 Months
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Ireland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH CDS
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

As High As

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
6 Mo. Share Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
6 Months Share Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 6 Months
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
6 Month Certificates or More
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$500

SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
CD's 6 months
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
6 Month
$2,500
3.30%
View
▼
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 6 Months
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Certificate
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 6 Months
$50,000
1.45%
View
▼
Rate1.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 6 Months
$10,000
1.40%
View
▼
Rate1.39%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 6 Months
$500
1.35%
View
▼
Rate1.34%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
6 Month Standard CD
$500
0.45%
View
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate Relationship
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
12 month Certificates and IRA Certificates
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IRA Term Certificates 12 Months
$0
3.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
12 Month
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Summit National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
12 Month CD
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 12 Months
$100,000
3.90%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
12 Month Promo CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
12 Month Accumulator IRA
$500
3.80%
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
12 Month CD
$500
3.80%
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 12 Months
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 12 Months
$50,000
3.75%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
12 Month Flex (regular only)
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
CD's 12 months
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 12 Month
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 12 Month
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
12 Month
$1,000
3.61%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

With .25% Bonus**

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
12 Month IRA
$500
3.61%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

With .25% Bonus*

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 12 Months
$500
3.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1 Year (12 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Maturity

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1 Year (12 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Maturity

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
12 Month Certificate
$100
3.50%
View
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details

St Joe Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Certificates of Deposit - Regular Minimum 12 Months
$1,000
3.45%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1000.00

Northwest Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
12 Month Certificate
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

As high as

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
12 Month Fixed Rate
$0
3.40%
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Smart Step Certificate 12 Months
$25
3.40%
View
▼
Rate3.36%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Promotional Certificate 12 Months
$500
3.40%
View
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 12 Months
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12 Months Certificate
$100,000
3.40%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12 Months Promotional Certificate
$500
3.40%
View
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
12 Month Certificates or More
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$500

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Certificate Add On - Small Savers 12 Month
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
CERTIFICATES (Includes IRA Certificates) 12 Months
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
12 Month
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
12 Month IRA
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.00 to $99,999.99

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
12 Months Share Certificate
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 12 Months
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12 Months Certificate
$50,000
3.25%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 12 Months
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Year Certificate
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance - Early Withdrawal 30 day Penalty

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Year IRA Certificate
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance - Early Withdrawal 30 day Penalty

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12 Months Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 12 Months
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
12 Month Student
$250
2.78%
View
▼
Rate2.75%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12 Months
$1,000
2.27%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 12 Months
$50,000
1.70%
View
▼
Rate1.69%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 12 Months
$10,000
1.65%
View
▼
Rate1.64%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 12 Months
$500
1.60%
View
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate Relationship
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate
$2,500
1.50%
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate CD
$2,500
1.50%
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1 Year Standard CD
$500
0.70%
View
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
18 Month
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
18 Month Promo CD
$500
3.85%
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Term Certificates 18 Months
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 18 Months
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
18 month Certificates and IRA Certificates
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
CD's 18 months
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
18 Month CD
$500
3.70%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
18 Month IRA
$500
3.70%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
18 Month Variable
$0
3.68%
View
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
18 Month CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Semiannually

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
18 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Semiannually

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 18 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 18 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
CERTIFICATES (Includes IRA Certificates) 18 Months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
18 Month Fixed Rate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
18 Months Share Certificate
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 18 Months
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
18 Months Promotional Certificate
$500
3.20%
View
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Promotional Certificate 18 Months
$500
3.20%
View
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 18 Months
$50,000
1.80%
View
▼
Rate1.79%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 18 Months
$10,000
1.75%
View
▼
Rate1.74%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 18 Months
$500
1.70%
View
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
18 Month Standard CD
$500
0.80%
View
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
24 Month
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 24 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 24 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IRA Term Certificates 24 Months
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Term Certificates 24 Months
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 24 Months
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
24 Month Promo CD
$500
3.70%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
CD's 24 months
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
2 Year (24 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Annually

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
2 Year (24 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Annually

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
24 month Certificates and IRA Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
24 Month Certificate
$100
3.50%
View
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
24 Month Certificates or More
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$500

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12- to 24-month certificate
$500
3.30%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

As high as

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
24 Month IRA CD
$500
3.30%
View
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
CERTIFICATES (Includes IRA Certificates) 24 Months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
24 Month
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
24 Month IRA
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.00 to $99,999.99

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 24 Months
$100,000
3.20%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 24 Months
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
24 Months Share Certificate
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
24 Months Promotional Certificate
$500
3.15%
View
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
24 Month CD
$500
3.15%
View
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Promotional Certificate 24 Months
$500
3.15%
View
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 24 Months
$50,000
3.05%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
24 Month Fixed Rate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 24 Months
$500
2.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
2 Year Certificate
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance - Early Withdrawal 90 day Penalty

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
2 Year IRA Certificate
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance - Early Withdrawal 90 day Penalty

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24 Months Certificate
$100,000
2.70%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 24 Months
$0
2.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24 Months Certificate
$50,000
2.55%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 24 Months
$0
2.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24 Months Certificate
$500
2.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 24 Months
$0
2.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
24 Months
$1,000
2.02%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 24 Months
$50,000
1.90%
View
▼
Rate1.89%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 24 Months
$10,000
1.85%
View
▼
Rate1.84%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 24 Months
$500
1.80%
View
▼
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2 Year Standard CD
$500
0.90%
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
36 Month
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 36 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 36 Months
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 36 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Term Certificates 36 Months
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Year (36 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Annually

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Year (36 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Annually

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 36 Months
$100,000
3.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Certificates or More
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$500

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
36 Month IRA
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.00 to $99,999.99

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
36 Month
$1,000
3.40%
View
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
36 Month IRA CD
$500
3.30%
View
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 36 Months
$50,000
3.30%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
36 month Certificates and IRA Certificates
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
CERTIFICATES (Includes IRA Certificates) 36 Months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
36 Months Share Certificate
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 36 Months
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
36 Month CD
$500
3.15%
View
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 36 Months
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
36 Months Promotional Certificate
$500
3.10%
View
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Promotional Certificate 36 Months
$500
3.10%
View
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36 Months Certificate
$100,000
3.00%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 36 Months
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36 Months Certificate
$50,000
2.80%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 36 Months
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Year Certificate
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance - Early Withdrawal 90 day Penalty

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Year IRA Certificate
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000.00 Minimum Balance - Early Withdrawal 90 day Penalty

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
36 Month Certificate
$100
2.75%
View
▼
Rate2.72%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36 Months Certificate
$500
2.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 36 Months
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
36 Month Fixed Rate
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 36 Months
$50,000
2.00%
View
▼
Rate1.99%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 36 Months
$10,000
1.95%
View
▼
Rate1.94%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 36 Months
$500
1.90%
View
▼
Rate1.89%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
36 Months
$1,000
1.26%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Year Standard CD
$500
0.95%
View
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
48 Month
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 48 Months
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 48 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 48 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Term Certificates 48 Months
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 48 Months
$100,000
3.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Certificates or More
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$500

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
48 Month
$1,000
3.45%
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
48 Month IRA
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.00 to $99,999.99

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
CERTIFICATES (Includes IRA Certificates) 48 Months
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 48 Months
$50,000
3.30%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
48 Months Share Certificate
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 48 Months
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 month Certificates and IRA Certificates
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★Texas Ratio: 15.15%
48 Month CD
$500
3.15%
View
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 48 Months
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
48 Months Promotional Certificate
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48 Months Certificate
$100,000
3.00%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 48 Months
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Promotional Certificate 48 Months
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48 Months Certificate
$50,000
2.80%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 48 Months
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48 Months Certificate
$500
2.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 48 Months
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
48 Month Fixed Rate
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 48 Months
$50,000
2.05%
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 48 Months
$10,000
2.00%
View
▼
Rate1.99%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 48 Months
$500
1.95%
View
▼
Rate1.94%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4 Year Standard CD
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
48 Months
$1,000
0.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
4.10%
View
▼
Rate4.03%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
60 Month
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
3.95%
View
▼
Rate3.88%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 60 Months
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 60 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 60 Month
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
60 Month Promo CD
$500
3.65%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Term Certificates 60 Months
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
60 Month
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
60 Month IRA
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.00 to $99,999.99

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
5 Year (60 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Annually

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
5 Year (60 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Annually

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 60 Months
$100,000
3.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Certificates or More
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$500

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
CERTIFICATES (Includes IRA Certificates) 60 Months
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 60 Months
$50,000
3.30%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
IRA Certificates 60 Months
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
60 Months Share Certificate
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 month Certificates and IRA Certificates
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
IRA Bump CD 60 Months
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60 Months Certificate
$100,000
3.00%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 60 Months
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
60 Months Promotional Certificate
$500
2.95%
View
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Promotional Certificate 60 Months
$500
2.95%
View
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 60 Months
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60 Months Certificate
$50,000
2.80%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Lookout Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
60 month Rewards CD
$500
2.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details

Rewards CD .25% (with active [Rewards Checking](https://www.lookoutcu.com/checking/rewards-plus-checking.html))

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60 Months Certificate
$500
2.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Bump CD 60 Months
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
60 Month Fixed Rate
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 60 Months
$50,000
2.10%
View
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 60 Months
$10,000
2.05%
View
▼
Rate2.03%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Standard Certificate 60 Months
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
5 Year Standard CD
$500
1.10%
View
▼
Rate1.10%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
60 Months
$1,000
0.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Key Takeaways

What to know about CD rates in Squirrel, Idaho at a glance.

  • APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
  • The highest CD APY available to Squirrel residents from institutions serving the Idaho area is 4.10% APY from America First Federal Credit Union. The rate table above ranks every offer we track, sorted by APY.
  • Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
  • CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.

Top CD Rates from Squirrel, Idaho Institutions

Highest verified APYs available today — updated May 12, 2026

B Top 5 Bank Rates
Summit National Bank
6 Month CD
A+ 5.0 ★ TX: 1.74%
Min: $0
4.00%
Farmers Bank Buhl, ID
12 Month Accumulator IRA
A- 5.0 ★ TX: 15.15%
Min: $500
3.80%
Bell Bank
3 Month (91 Day) CD
A+ 5.0 ★ TX: 2.41%
Min: $0
3.60%
CAPITAL EDUCATORS
6 Months Promotional Certificate
A 5.0 ★ TX: 7.10%
Min: $500
3.51%
CUTTING EDGE
12 Month Certificate
B+ 4.8 ★ TX: 17.24%
Min: $100
3.50%
CU Top 5 Credit Union Rates
America First Federal Credit Union
60 Months
A 5.0 ★ TX: 8.12%
Min: $500
4.10%
Goldenwest Federal Credit Union
60 Month
A+ 5.0 ★ TX: 2.10%
Min: $0
4.00%
Numerica Credit Union
12 month Certificates and IRA Certificates
A+ 5.0 ★ TX: 2.80%
Min: $0
4.00%
Westmark Credit Union
IRA Term Certificates 12 Months
A+ 5.0 ★ TX: 2.97%
Min: $0
3.95%
Idaho United Credit Union
6 Month Promo CD
A+ 5.0 ★ TX: 2.65%
Min: $500
3.90%
Rates verified May 12, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Squirrel, ID CD Rate Trends

Compare local Squirrel, ID CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Idaho CD Trends →
12-Month CD — ID Avg
2.529%
▲ 0.084 vs 7 days ago

Idaho 12-month CD rates rose 0.084 points over the past 7 days to 2.529% APY.

6-Month CD — ID Avg
1.872%
▲ 0.055 vs 7 days ago

Idaho 6-month CD rates rose 0.055 points over the past 7 days to 1.872% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

ID CD Rate Forecast — Next 12 Months

Where are Idaho CD rates headed through May 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

ID 12-Month Avg APY
2.529%
6-Month Forecast
2.529%
Range: 2.33% – 2.68%
12-Month Forecast
2.279%
Range: 2.08% – 2.43%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Idaho average 12-month CD APY in our database.

Spread model: The Idaho 12-month CD average currently trades 1.85% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at ID CD Rates Today

Annual interest earnings at today’s Idaho average APYs. State average used where available; national average as fallback.

CD Term ID Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.065% $53.24 $106.47 $266.18 $532.35
6-Month CD 1.872% $93.60 $187.20 $468.00 $936.00
12-Month CD 2.529% $126.46 $252.92 $632.30 $1,264.60
18-Month CD 2.754% $137.71 $275.41 $688.53 $1,377.05
24-Month CD 2.813% $140.66 $281.31 $703.28 $1,406.55
36-Month CD 2.591% $129.55 $259.10 $647.75 $1,295.50
48-Month CD 2.580% $129.00 $257.99 $644.98 $1,289.95
60-Month CD 2.804% $140.22 $280.44 $701.10 $1,402.20
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026.

Sample CD Ladder for Squirrel, Idaho Savers

$25,000 split equally across 5 terms using today’s Idaho average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit ID Avg APY Annual Earnings
1 3-Month CD $5,000 1.065% $53.24
2 6-Month CD $5,000 1.872% $93.60
3 12-Month CD $5,000 2.529% $126.46
4 24-Month CD $5,000 2.813% $140.66
5 36-Month CD $5,000 2.591% $129.55
Total ($25,000 invested) $25,000 2.174% blended $543.51/yr

Ladder example uses equal $5,000 rungs and Idaho average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

208
CD Rates
Tracked in Squirrel, Idaho
8 Banks 21 Credit Unions

About Our Squirrel, Idaho CD Rate Database

MonitorBankRates tracks 208 CD rates from 8 banks and 21 credit unions with locations in Squirrel, Idaho, plus national online institutions available to Idaho residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: America First Federal Credit Union offers a CD at 4.10% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Squirrel, Idaho.

How to Find the Best CD Rates in Squirrel, Idaho

What to compare when shopping for a CD in Squirrel, Idaho

To find the best APYs in Squirrel, Idaho, start with credit unions and online-only banks — Squirrel, Idaho has 21 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Squirrel, Idaho

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Squirrel, Idaho — 29 institutions here report CD rates

Consider an Alternative If…

Idaho Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$40,170
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$102/yr
At ID 12-mo avg 2.529% APY

17.0% of residents are 65 or older, in line with the national average of 17.3%; a low unemployment rate of 3.7% reflects a strong local economy. At today’s ID 12-month CD average of 2.529%, saving 10% of the local median salary ($4,017/year) and putting it in a CD would earn an additional $102 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Squirrel, Idaho

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Squirrel, Idaho

Are CD rates in Squirrel, Idaho FDIC insured?

Yes, most established banks in Squirrel, Idaho are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Squirrel, Idaho?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Squirrel, Idaho.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Squirrel, Idaho may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Squirrel, Idaho?

Here are recent top rates found for this area:
  • America First Federal Credit Union: 4.10% APY (60 Months)
  • Goldenwest Federal Credit Union: 4.00% APY (60 Month)
  • Numerica Credit Union: 4.00% APY (12 month Certificates and IRA Certificates)
  • Summit National Bank: 4.00% APY (6 Month CD)
  • Westmark Credit Union: 3.95% APY (IRA Term Certificates 12 Months)
  • Idaho United Credit Union: 3.90% APY (6 Month Promo CD)
  • Gesa Credit Union: 3.90% APY (IRA Bump CD 12 Months)
  • Idaho Central Credit Union: 3.85% APY (18 Month Promo CD)
  • Rails West Federal Credit Union: 3.82% APY (6 Months)
  • Farmers Bank Buhl, ID: 3.80% APY (12 Month Accumulator IRA)
Rates reflect recent verified offers available in Squirrel, Idaho. Last Updated: May 12, 2026

CD Calculators for Squirrel, Idaho

Squirrel, Idaho CD Calculator

At today’s ID top rate of 4.10% APY, a $10,000 deposit earns $410 in the first year. Enter your amount to see your exact return.

Squirrel, Idaho CD Ladder

ID CD rates currently range from 1.065% (3-month) to 2.591% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Squirrel, Idaho CD at 4.10% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Idaho’s average 12-month CD is 2.529% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Squirrel, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Squirrel, Idaho. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in ID.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026

Squirrel, Idaho Rates & Resources

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