Current Camden, Illinois CD rates include Merchants Bank of IndianaMerchants Bank of IndianaA+5.0 ★Texas Ratio: 4.20% offering 12 Month Flex Index CD at 4.86% APY, United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81% offering 6-Month CD Term at 4.20% APY, Gas and Electric Credit UnionGas and Electric Credit UnionA+5.0 ★Texas Ratio: 4.44% offering 6 Month CD at 4.10% APY, Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit UnionA+5.0 ★Texas Ratio: 4.79% offering Jumbo 6-Month Share Certificate at 4.08% APY, and Alliance Community BankAlliance Community BankA+5.0 ★Texas Ratio: 2.71% offering 24-Month CD at 4.07% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Camden is a smaller community with no bank or credit union branches currently in our database. 591 institutions serving the Illinois area are available to Camden residents, with CD rates as high as 4.86% APY from Merchants Bank of Indiana. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
$1,000 minimum balance is required. 90 day early withdrawal penalty.
$500.00 Minimum Balance; Interest Paid at maturity; 3 Month Interest Penalty
1,2
$1,000 minimum balance required for all Certificate of Deposits
$1000 minimum deposit required; Penalty for early withdrawal; No compounding, interest paid at maturity
$1,000 minimum balance is required. 90 day early withdrawal penalty.
No monthly fee
Quarterly Compound
$100,000
$500.00 Minimum Balance; Interest Compounded Quarterly; 3 Month Interest Penalty
over $20,000
Limited time offer. Only available in our branches.
Quarterly compounding. IRA funds permitted. No business funds permitted.
1,2
For "new money" only (Does not apply to funds already on deposit with MEFCU)
$1,000 to $4,999.99
Save more when you move at least $500 from another financial institution.
Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted
$1,000 to $4,999.99
$500.00 Minimum Balance; Interest Compounded Quarterly; 6 Month Interest Penalty
$500 Minimum Balance to obtain APY*
Early withdrawal penalty may apply. Annual payout of dividends required.
Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
$100,000
$500.00 Minimum Balance; Interest Compounded Quarterly; 6 Month Interest Penalty
Quarterly Compound
1,2
Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
$100,000
$500 Minimum Balance to obtain APY*
Quarterly Compound
$3,000.00-$149,999.99
1,3
$100,000
over $20,000
1,3
Quarterly compounding, $10.00 min. additions
$500 Minimum Balance to obtain APY*
Minimum balance of $10,000 is required.
No monthly fee
Rates for the 60 Month Bump CD can be raised 3 times during the 5-year term.
Compare local Camden, IL CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois 12-month CD rates rose 0.802 points over the past 7 days to 3.017% APY.
Illinois 6-month CD rates rose 1.233 points over the past 7 days to 3.277% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Camden, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Camden, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.