Current Markle, Indiana CD rates include Fort Financial Federal Credit UnionFort Financial Federal Credit UnionA+5.0 ★Texas Ratio: 3.12%Real return: +1.70%APY minus CPI (February 2026) offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, U S #1364 Federal Credit UnionU S #1364 Federal Credit UnionA+5.0 ★Texas Ratio: 2.18%Real return: +1.45%APY minus CPI (February 2026) offering 6 Month Share Certificate at 4.25% APY, United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81%Real return: +1.40%APY minus CPI (February 2026) offering 6-Month CD Term at 4.20% APY, Evansville Firefighters Federal Credit UnionEvansville Firefighters Federal Credit UnionA+5.0 ★Texas Ratio: 0.00%Real return: +1.30%APY minus CPI (February 2026) offering 18 Mo CD Jumbo at 4.10% APY, and Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit UnionA+5.0 ★Texas Ratio: 4.79%Real return: +1.28%APY minus CPI (February 2026) offering Jumbo 6-Month Share Certificate at 4.08% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Markle is a smaller community with no bank or credit union branches currently in our database. 311 institutions serving the Indiana area are available to Markle residents, with CD rates as high as 4.50% APY from Fort Financial Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
$100,000 Minimum to Earn APY
$1,000 - $99,999.99
This Share Certificate is available for a minimum of $100,000 deposit. Traditional Share Certificate terms apply, including an early termination penalty. Rate offerings not valid with other promotional offers (Birthday Month, High-Caliber Program, etc).
Terms and conditions apply. Click below for details.
No rate bump available
$100,000 Minimum to Earn APY
Quarterly compounding $10 minimum additions allowed
$1,000 - $99,999.99
Minimum $500 Deposit to start
This is a limited time offer and can end without notice.
As Great As
NEW MONEY ONLY
$1,000 - $99,999.99
Terms and conditions apply. Click below for details.
$100,000 Minimum to Earn APY
Offer effective as of February 4, 2026 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates.
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Minimum $100,000 Deposit to start
Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted
$100,000 Minimum to Earn APY
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$1,000 - $99,999.99
$1,000 - $99,999.99
$100,000 Minimum to Earn APY
Minimum $500 Deposit to start
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Daily compounding. IRA funds permitted. No business funds permitted
APR* & Over APY** $50,000: APR*: 0.35%, APY**: 0.35%
Terms and conditions apply. Click below for details.
$100,000 Minimum to Earn APY
$1,000 - $99,999.99
Minimum $500 Deposit to start
Dividends on 36 month certificates are calculated daily and paid quarterly.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$100,000 Minimum to Earn APY
over $20,000
Quarterly compounding, $10.00 min. additions
$1,000 - $99,999.99
Compare local Markle, IN CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana 12-month CD rates fell 0.067 points over the past 7 days to 2.733% APY.
Indiana 6-month CD rates fell 0.426 points over the past 7 days to 2.317% APY.
Where are Indiana CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
Annual interest earnings at today’s Indiana average APYs. State average used where available; national average as fallback.
| CD Term | IN Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.004% | $100.21 | $200.42 | $501.05 | $1,002.10 |
| 6-Month CD | 2.317% | $115.85 | $231.69 | $579.23 | $1,158.45 |
| 12-Month CD | 2.733% | $136.66 | $273.32 | $683.30 | $1,366.60 |
| 18-Month CD | 2.270% | $113.51 | $227.01 | $567.53 | $1,135.05 |
| 24-Month CD | 2.572% | $128.59 | $257.17 | $642.93 | $1,285.85 |
| 36-Month CD | 2.524% | $126.19 | $252.37 | $630.93 | $1,261.85 |
| 48-Month CD | 2.509% | $125.46 | $250.92 | $627.30 | $1,254.60 |
| 60-Month CD | 2.578% | $128.90 | $257.80 | $644.50 | $1,289.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026. | |||||
$25,000 split equally across 5 terms using today’s Indiana average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | IN Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.004% | $100.21 |
| 2 | 6-Month CD | $5,000 | 2.317% | $115.85 |
| 3 | 12-Month CD | $5,000 | 2.733% | $136.66 |
| 4 | 24-Month CD | $5,000 | 2.572% | $128.59 |
| 5 | 36-Month CD | $5,000 | 2.524% | $126.19 |
| Total ($25,000 invested) | $25,000 | 2.430% blended | $607.50/yr | |
Ladder example uses equal $5,000 rungs and Indiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
MonitorBankRates tracks CD rates from 34 banks and 45 credit unions with locations in Markle, Indiana, plus national online institutions available to Indiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Fort Financial Federal Credit Union offers a CD at 4.50% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Markle, Indiana.
What to compare when shopping for a CD in Markle, Indiana
To find the best APYs in Markle, Indiana, start with credit unions and online-only banks — Markle, Indiana has 45 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
17.5% of residents are 65 or older, in line with the national average of 17.3%; a low unemployment rate of 2.8% reflects a strong local economy. At today’s IN 12-month CD average of 2.733%, saving 10% of the local median salary ($4,075/year) and putting it in a CD would earn an additional $111 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
At today’s IN top rate of 4.50% APY, a $10,000 deposit earns $450 in the first year. Enter your amount to see your exact return.
Markle, Indiana CD LadderIN CD rates currently range from 2.004% (3-month) to 2.524% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Markle, Indiana CD at 4.50% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsIndiana’s average 12-month CD is 2.733% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Markle, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Markle, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.