What are the best CD rates in Tyro, Kansas?

Here are recent top rates found for this area: Farmers and Merchants Bank Milligan, NE : 4.16% APY (24 Month CD) Carson Bank : 4.06% APY (180 Day CD) Omb Bank : 4.05% APY (3 Month CD) Mid-America Bank : 4.04% APY (18 Month CD or IRA Jumbo) Quantum Credit Union : 4.00% APY (12 Month CD) Community Bank Topeka, KS : 4.00% APY (6 Month Certificate of Deposit) KS StateBank : 3.95% APY (1 Year CD) Bank of the Flint Hills : 3.91% APY (Certificates of Deposit 1 Year) Public Safety Credit Union : 3.90% APY (1 Year Share CD or IRA CD) NBKC Bank : 3.85% APY (6 month Personal CD)

A CD ladder involves opening multiple CDs with staggered maturity dates — for example, 3-month, 6-month, 1-year, and 2-year CDs. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

MonitorBankRates

☰

iAdvertiser Disclosure

CD Rates Tyro, Kansas (KS) for April 2026

Q: Can I withdraw my money early from a CD?

You can, but most institutions charge an early withdrawal penalty — often a number of months of interest (e.g., 3 or 6 months). Specifics vary by institution.

Q: What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs typically require a higher minimum deposit (often $100,000 or more) and may offer slightly higher APYs than standard CDs available in Tyro, Kansas.

Q: Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the entire term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start lower.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | CD Rates Last Updated and Verified: April 12, 2026

Current Tyro, Kansas CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NEA+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY, Carson BankCarson BankA+5.0 ★Texas Ratio: 1.31%Real return: +1.26%APY minus CPI (February 2026) offering 180 Day CD at 4.06% APY, Omb BankOmb BankA+5.0 ★Texas Ratio: 4.97%Real return: +1.25%APY minus CPI (February 2026) offering 3 Month CD at 4.05% APY, Mid-America BankMid-America BankA+5.0 ★Texas Ratio: 0.00%Real return: +1.24%APY minus CPI (February 2026) offering 60 Month CD or IRA Jumbo at 4.04% APY, and Quantum Credit UnionQuantum Credit UnionA+5.0 ★Texas Ratio: 2.81%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month CD at 4.00% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.

Tyro is a smaller community with no bank or credit union branches currently in our database. 291 institutions serving the Kansas area are available to Tyro residents, with CD rates as high as 4.16% APY from Farmers and Merchants Bank Milligan, NE. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026

Compare Best CD Rates in Tyro, Kansas & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Omb Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.97%

3 Month CD

4.05%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 3 Month

3.91%

View

▼

Rate3.85%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Federal Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 4.95%

3-Month CD

3.80%

View

▼

Rate3.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Argentine Federal Savings

Institution Rating:

A5.0 ★Texas Ratio: 10.78%

3 Month CD Special (New Money)

3.70%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

CommunityAmerica Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.94%

3-Month Share Certificate

$500

3.60%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Great Southern Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.82%

3-Month CD

$1,000

3.40%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Farmway Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

3 Month Share Certificate

3.29%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Kansas Teachers Community Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.51%

3 Month Certificate of Deposit

$500

3.25%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Farmers and Drovers Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.40%

3 Month CD

2.75%

View

▼

Rate2.72%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Bank Creve Coeur, MO

Institution Rating:

A+5.0 ★Texas Ratio: 1.54%

3-Month CD

2.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

90 Day CD

1.81%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB of St. Charles, MO

Institution Rating:

A+5.0 ★Texas Ratio: 1.28%

3-month Certificates of Deposit

$1,000

1.65%

View

▼

Rate1.64%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FSB Mcpherson, KS

Institution Rating:

A5.0 ★Texas Ratio: 10.04%

3 month CD

$1,000

1.51%

View

▼

Rate1.50%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Envista Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.83%

3 Month Certificate

$500

1.50%

View

▼

Rate1.49%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

3-month term Certificates (CDs)

0.60%

View

▼

Rate0.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mid Kansas Credit Union

Institution Rating:

A-5.0 ★Texas Ratio: 14.41%

Regular 3 Month Share Certificate

$1,000

0.50%

View

▼

Rate0.50%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Tescott

Institution Rating:

A+5.0 ★Texas Ratio: 2.34%

3 Month Business Certificates of Deposit (CDs)

0.31%

View

▼

Rate0.31%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Southwest National Bank

Institution Rating:

A-5.0 ★Texas Ratio: 14.18%

3 Month (CD Only) Certificates of Deposit

0.30%

View

▼

Rate0.30%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Security Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 0.19%

90 Day Certificate of Deposit

$500

0.20%

View

▼

Rate0.20%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

3 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Carson Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.31%

180 Day CD

$1,500

4.06%

View

▼

Rate4.00%

Min Deposit$1,500

Min Balance—

UpdatedApr 12, 2026

Details

Community Bank Topeka, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.10%

6 Month Certificate of Deposit

$1,000

4.00%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

For a limited time.

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 6 Month

3.91%

View

▼

Rate3.85%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

NBKC Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.02%

6 month Personal CD

$1,000

3.85%

View

▼

Rate3.78%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Exchange Bank (NE)

Institution Rating:

A+5.0 ★Texas Ratio: 3.47%

6 Month CD Special

$2,500

3.80%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Lyndon State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.03%

6 Month Certificate

$2,500

3.79%

View

▼

Rate3.75%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Union State Bank Arkansas City, KS

Institution Rating:

A+5.0 ★Texas Ratio: 2.62%

6-Month CD Special

$2,500

3.70%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.

Simmons Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.50%

6-month CD

$50,000

3.65%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 12, 2026

Details

$50,000 - $250,000 New Money

Farmway Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

6 Month Share Certificate

3.63%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Denison State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.80%

6 month CD IRA

$500

3.60%

View

▼

Rate3.55%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Truity Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.04%

Share Certificate 6 Mo. Jumbo

3.50%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

UNIFY Financial Federal Credit Union

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

6-Month Share Certificate

$100,000

3.45%

View

▼

Rate3.40%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

$100,000 Minimum to Earn APY

Great Southern Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.82%

6-Month CD

$1,000

3.40%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Mainstreet Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.79%

Share & IRA Certificates 6 month term

3.35%

View

▼

Rate3.31%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Envista Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.83%

6 Month Certificate

$500

3.30%

View

▼

Rate3.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

American Bank of Baxter Springs

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6 Month Certificate of Deposit

$1,000

3.26%

View

▼

Rate3.23%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Home Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 0.21%

6 Month CD

3.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers and Drovers Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.40%

6 Month CD

3.20%

View

▼

Rate3.16%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Tescott

Institution Rating:

A+5.0 ★Texas Ratio: 2.34%

6 Month Business Certificates of Deposit (CDs)

3.07%

View

▼

Rate3.04%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Security Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 0.19%

6 Month Certificate of Deposit

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Kansas Teachers Community Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.51%

6 Month Certificate of Deposit

$500

3.00%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Ark Valley Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.23%

6 Month Certificate

$500

2.97%

View

▼

Rate2.95%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Haviland State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6 Month Certificate of Deposit

$500

2.87%

View

▼

Rate2.85%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

FSB of Aliceville, Kansas

Institution Rating:

A+5.0 ★Texas Ratio: 2.62%

CD - 6 month

2.52%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens Federal Savings Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.22%

6 Month Certificate of Deposit

$1,000

2.50%

View

▼

Rate2.48%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FSB of St. Charles, MO

Institution Rating:

A+5.0 ★Texas Ratio: 1.28%

6-month Certificates of Deposit

$1,000

2.40%

View

▼

Rate2.37%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

180 Day CD

2.12%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Azura Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

IRA Certificate 6 month

2.02%

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB Mcpherson, KS

Institution Rating:

A5.0 ★Texas Ratio: 10.04%

6 month CD

$1,000

1.76%

View

▼

Rate1.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Citizens State Bank Moundridge, KS

Institution Rating:

A5.0 ★Texas Ratio: 6.75%

6 Month CD

$1,000

1.70%

View

▼

Rate1.69%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

6-month term Certificates (CDs)

1.35%

View

▼

Rate1.34%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Campus Credit Union

Institution Rating:

B4.7 ★Texas Ratio: 19.23%

6 month Share Certificates

$500

1.00%

View

▼

Rate1.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Southwest National Bank

Institution Rating:

A-5.0 ★Texas Ratio: 14.18%

6 Month Certificates of Deposit

0.90%

View

▼

Rate0.90%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mid Kansas Credit Union

Institution Rating:

A-5.0 ★Texas Ratio: 14.41%

Regular 6 Month Share Certificate

$1,000

0.75%

View

▼

Rate0.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bell Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 12.48%

6 Month Share Certificates

0.60%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Morton Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.38%

6 Month Share Certificates

0.50%

View

▼

Rate0.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Crossroads Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.01%

6 Month Certificate Term

0.40%

View

▼

Rate0.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mid American Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.01%

Pay Day Certificate - 6 Month

0.30%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers State Bank Wathena, KS

Institution Rating:

A+5.0 ★Texas Ratio: 2.00%

6 Month Certificates of Deposit

$500

0.25%

View

▼

Rate0.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

6 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

First Citizens Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.24%

6-month automatic saver CD

$500

0.01%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Farmers and Merchants Bank Milligan, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12-Month CD

$500

4.11%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

$500 Minimum; Penalty for early withdrawal

Mid-America Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

1 Year CD or IRA Jumbo

$500

4.04%

View

▼

Rate4.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Quantum Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.81%

12 Month CD

4.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

KS StateBank

Institution Rating:

A5.0 ★Texas Ratio: 9.13%

1 Year CD

$500

3.95%

View

▼

Rate3.89%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 1 Year

3.91%

View

▼

Rate3.85%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Public Safety Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

1 Year Share CD or IRA CD

$500

3.90%

View

▼

Rate3.83%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Community National Bank Seneca, KS

Institution Rating:

F2.6 ★Texas Ratio: 44.27%

CD Special: Online Only - 12 mo. Term

$1,000

3.80%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Online Only; Annual Percentage Yield (APY) is 3.80% on this 12 Month Certificate of Deposit. Minimum deposit of $1,000.00 is required to obtain Annual Percentage Yield (APY). Annual Percentage Yield (APY) stated accurate as of 1/7/2026. Substantial penalty for early withdrawals. Maximum amount to open CD is $90,000 Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's

Elevate Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.34%

1 YEAR CD

3.79%

View

▼

Rate3.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

CSB of Cheney, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.92%

12 Month CD

$500

3.77%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

to open

First Service Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.02%

12 Month Smart Growth CD

$100

3.75%

View

▼

Rate—

Min Deposit$100

Min Balance—

UpdatedApr 12, 2026

Details

Exchange Bank (NE)

Institution Rating:

A+5.0 ★Texas Ratio: 3.47%

12 Month CD Special

$2,500

3.70%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Hope

Institution Rating:

D3.4 ★Texas Ratio: 34.15%

IRA Certificate of Deposits 12-Month Variable

$500

3.68%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

NBKC Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.02%

1 year Personal CD

$1,000

3.66%

View

▼

Rate3.59%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First Federal Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 4.95%

12-Month CD

3.65%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mainstreet Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.79%

Share & IRA Certificates 12 month term

3.64%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Denison State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.80%

1 year CD IRA

$500

3.60%

View

▼

Rate3.55%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Lyndon State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.03%

1 Year Certificate

$1,000

3.56%

View

▼

Rate3.50%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Academy Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.58%

12-Month Certificate of Deposit

$500

3.55%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Union State Bank Arkansas City, KS

Institution Rating:

A+5.0 ★Texas Ratio: 2.62%

12-Month CD Special

$2,500

3.51%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.

Community Bank Topeka, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.10%

Commercial Certificates of Deposit 1 Year

3.50%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers and Drovers Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.40%

12 Month CD

3.40%

View

▼

Rate3.36%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

American Bank of Baxter Springs

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

12 Month Certificate of Deposit

$1,000

3.28%

View

▼

Rate3.25%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Tescott

Institution Rating:

A+5.0 ★Texas Ratio: 2.34%

12 Month Business Certificates of Deposit (CDs)

3.14%

View

▼

Rate2.98%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Haviland State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

1 Year Certificate of Deposit

$500

3.13%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Envista Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.83%

12 Month Certificate

$500

3.10%

View

▼

Rate3.06%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

The Alden State Bank

Institution Rating:

A+5.0 ★

12-month CD

$500

3.05%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Security Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 0.19%

12 Month Certificate of Deposit

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Union State Bank Olsburg, KS

Institution Rating:

A-4.9 ★Texas Ratio: 16.38%

1 year Certificates of Deposit (CDs)

3.00%

View

▼

Rate2.97%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Communication Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.85%

1 Year Share/IRA Certificate

2.95%

View

▼

Rate2.91%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Ark Valley Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.23%

12 Month Certificate

$1,000

2.85%

View

▼

Rate2.85%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Emprise Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.30%

1 Year CD

$1,000

2.80%

View

▼

Rate2.77%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First National Bank of Hutchinson

Institution Rating:

A+5.0 ★Texas Ratio: 0.22%

IRA CDs 1 year

$1,000

2.65%

View

▼

Rate2.63%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Azura Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

12 month Certificates

2.53%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Heritage Bank Topeka, KS

Institution Rating:

A5.0 ★Texas Ratio: 8.71%

1 Year CD

2.52%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB of St. Charles, MO

Institution Rating:

A+5.0 ★Texas Ratio: 1.28%

12-month Certificates of Deposit

$1,000

2.50%

View

▼

Rate2.47%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

12 Month CD

2.42%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Johnson State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.04%

1 year CD's equal to to $99,999

2.37%

View

▼

Rate2.36%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$50,000

Mutual Savings Association

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

1 Year Certificate

$2,000

2.25%

View

▼

Rate2.23%

Min Deposit$2,000

Min Balance—

UpdatedApr 12, 2026

Details

FSB Mcpherson, KS

Institution Rating:

A5.0 ★Texas Ratio: 10.04%

12 month CD

$1,000

2.02%

View

▼

Rate2.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

State Bank of Canton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 12 Month

$500

2.01%

View

▼

Rate2.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Silver Lake Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.64%

12 Month Certificates of Deposit or IRA's

1.90%

View

▼

Rate1.89%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Truity Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.04%

Share Certificate 12 Month

1.85%

View

▼

Rate1.83%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

1 year Standard Fixed Rate CD

$2,500

1.51%

View

▼

Rate1.50%

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

12-month term Certificates (CDs)

1.40%

View

▼

Rate1.39%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Southwest National Bank

Institution Rating:

A-5.0 ★Texas Ratio: 14.18%

1 Year Certificates of Deposit

1.25%

View

▼

Rate1.24%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Cooperative Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.10%

1-YEAR SHARE CERTIFICATE

$1,000

1.00%

View

▼

Rate1.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bell Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 12.48%

12 Month Share Certificates

0.70%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Morton Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.38%

12 Month Share Certificates

0.60%

View

▼

Rate0.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Crossroads Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.01%

1 year Certificate Term

0.55%

View

▼

Rate0.55%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mid American Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.01%

Pay Day Certificate - 1 Year

0.40%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Mid-America Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18 Month CD or IRA Jumbo

$500

4.04%

View

▼

Rate4.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 18 Month

3.80%

View

▼

Rate3.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB of Westmoreland

Institution Rating:

A5.0 ★Texas Ratio: 12.46%

IRA - 18 Month CD

$1,000

3.73%

View

▼

Rate3.70%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

UNIFY Financial Federal Credit Union

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

IRA Certificate Term 18-Month Variable

$100,000

3.69%

View

▼

Rate3.63%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

$100,000 Minimum to Earn APY

ESB Financial

Institution Rating:

C+4.1 ★Texas Ratio: 25.76%

18 Month Variable IRA Certificates of Deposit (CDs)

3.65%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Bank Creve Coeur, MO

Institution Rating:

A+5.0 ★Texas Ratio: 1.54%

18-Month Variable Rate IRA

3.62%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Public Safety Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

1.5 Year Share CD or IRA CD

$500

3.60%

View

▼

Rate3.54%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Farmway Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

18 Month Share Certificate

3.57%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

First Federal Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 4.95%

18-Month CD

3.45%

View

▼

Rate3.41%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers and Drovers Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.40%

18 Month CD

3.40%

View

▼

Rate3.36%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

CSB of Cheney, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.92%

18 Month CD

$500

3.35%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

to open

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

18-month term

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Halstead Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.30%

IRA 18-Month Fixed Rate Account

$250

3.15%

View

▼

Rate3.10%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

Haviland State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

18 Month Certificate of Deposit

$500

3.13%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Academy Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.58%

18-Month Certificate of Deposit

$500

3.10%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Tescott

Institution Rating:

A+5.0 ★Texas Ratio: 2.34%

18 Month Business Certificates of Deposit (CDs)

3.04%

View

▼

Rate2.98%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Security Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 0.19%

18 Month Certificate of Deposit

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Denison State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.80%

18 month CD IRA

$500

3.00%

View

▼

Rate2.97%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Communication Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.85%

18 Month Share/IRA Certificate

2.95%

View

▼

Rate2.91%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

18 Month CD

2.78%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens State Bank Moundridge, KS

Institution Rating:

A5.0 ★Texas Ratio: 6.75%

18 Month CD

$1,000

2.70%

View

▼

Rate2.68%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FSB of St. Charles, MO

Institution Rating:

A+5.0 ★Texas Ratio: 1.28%

18-month Certificates of Deposit

$1,000

2.65%

View

▼

Rate2.62%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Emprise Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.30%

18 Month Variable CD/IRA

$100

2.55%

View

▼

Rate2.52%

Min Deposit$100

Min Balance—

UpdatedApr 12, 2026

Details

Fees may reduce earnings.

Kansas Teachers Community Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.51%

18 Month Certificate of Deposit

$500

2.25%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

State Bank of Canton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 18 Month

$500

2.01%

View

▼

Rate2.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Campus Credit Union

Institution Rating:

B4.7 ★Texas Ratio: 19.23%

18 month IRA Certificates

$1,000

1.97%

View

▼

Rate1.95%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Lyons Federal Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.86%

IRA - 18 Month Variable

1.96%

View

▼

Rate1.95%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Truity Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.04%

Share Certificate 18 Month

1.95%

View

▼

Rate1.93%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Hope

Institution Rating:

D3.4 ★Texas Ratio: 34.15%

18-Month CD Preferred Customer minimum

1.46%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$50,000.00

Southwest National Bank

Institution Rating:

A-5.0 ★Texas Ratio: 14.18%

18 Month Certificates of Deposit

1.25%

View

▼

Rate1.24%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bell Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 12.48%

18 Month Share Certificates

0.80%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Crossroads Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.01%

18 Month Certificate Term

0.65%

View

▼

Rate0.65%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Morton Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.38%

18 Month Share Certificates

0.60%

View

▼

Rate0.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers State Bank Wathena, KS

Institution Rating:

A+5.0 ★Texas Ratio: 2.00%

18 Month Certificates of Deposit

$500

0.45%

View

▼

Rate0.45%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Community Bank Topeka, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.10%

18 Month Variable IRA

0.40%

View

▼

Rate0.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

The Valley State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.63%

18 Month IRA

0.30%

View

▼

Rate0.30%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Farmers and Merchants Bank Milligan, NE

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 Month CD

$500

4.16%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

$500 Minimum; Penalty for early withdrawal

Mid-America Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

24 Month CD or IRA Jumbo

$500

4.04%

View

▼

Rate4.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

KS StateBank

Institution Rating:

A5.0 ★Texas Ratio: 9.13%

2 Year CD

$500

3.80%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 2 Year

3.75%

View

▼

Rate3.70%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Exchange Bank (NE)

Institution Rating:

A+5.0 ★Texas Ratio: 3.47%

24 Month CD Special

$2,500

3.65%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

Union Bank and Trust Company

Institution Rating:

A+5.0 ★Texas Ratio: 0.93%

24-month CD

$1,000

3.51%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Open Online

Denison State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.80%

2 year CD IRA

$500

3.50%

View

▼

Rate3.45%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Midwest Regional Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.52%

Share Certificates 24 Month

3.49%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

UNIFY Financial Federal Credit Union

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

24-Month Share Certificate

$100,000

3.45%

View

▼

Rate3.40%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

$100,000 Minimum to Earn APY

CSB of Cheney, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.92%

24 Month CD

$500

3.35%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

to open

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

24 Month CD

3.29%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Public Safety Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

2 Year Share CD or IRA CD

$500

3.25%

View

▼

Rate3.20%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Academy Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.58%

24-Month Certificate of Deposit

$500

3.10%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Envista Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.83%

24 Month Certificate

$500

3.05%

View

▼

Rate3.01%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Azura Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

IRA Certificate 24 month

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Haviland State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

2 Year Certificate of Deposit

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Union State Bank Olsburg, KS

Institution Rating:

A-4.9 ★Texas Ratio: 16.38%

2 year Certificates of Deposit (CDs)

3.00%

View

▼

Rate2.97%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Communication Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.85%

2 Year Share/IRA Certificate

2.95%

View

▼

Rate2.91%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB of St. Charles, MO

Institution Rating:

A+5.0 ★Texas Ratio: 1.28%

24-month Certificates of Deposit

$1,000

2.90%

View

▼

Rate2.86%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Ark Valley Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.23%

24 Month Certificate

$1,000

2.81%

View

▼

Rate2.85%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First National Bank of Hutchinson

Institution Rating:

A+5.0 ★Texas Ratio: 0.22%

IRA CDs 2 year

$1,000

2.77%

View

▼

Rate2.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Emprise Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.30%

2 Year CD

$1,000

2.70%

View

▼

Rate2.67%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

24-month term Certificates (CDs)

2.60%

View

▼

Rate2.57%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Johnson State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.04%

CD's equal to to $24,999 2 year

$1,000

2.30%

View

▼

Rate2.29%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

$1000

Citizens State Bank Moundridge, KS

Institution Rating:

A5.0 ★Texas Ratio: 6.75%

24 Month CD

$1,000

2.25%

View

▼

Rate2.24%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Campus Credit Union

Institution Rating:

B4.7 ★Texas Ratio: 19.23%

24 month IRA Certificates

$1,000

2.20%

View

▼

Rate2.18%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Truity Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.04%

Share Certificate 24 Month

2.05%

View

▼

Rate2.03%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB Mcpherson, KS

Institution Rating:

A5.0 ★Texas Ratio: 10.04%

24 month CD

$1,000

2.02%

View

▼

Rate2.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

State Bank of Canton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 24 Month

$500

2.01%

View

▼

Rate2.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

First Federal Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 4.95%

24-Month CD

2.00%

View

▼

Rate1.99%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Hope

Institution Rating:

D3.4 ★Texas Ratio: 34.15%

24-Month CD Preferred Customer minimum

1.71%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$50,000.00

Elevate Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.34%

2 YEAR CD

1.61%

View

▼

Rate1.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Southwest National Bank

Institution Rating:

A-5.0 ★Texas Ratio: 14.18%

2 Year Certificates of Deposit

1.40%

View

▼

Rate1.39%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mid Kansas Credit Union

Institution Rating:

A-5.0 ★Texas Ratio: 14.41%

Regular 2 Year Share Certificates

$1,000

1.35%

View

▼

Rate1.35%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Hutchinson Government Employees Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.18%

24 Month CD

1.25%

View

▼

Rate1.25%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Cooperative Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.10%

2-YEAR SHARE CERTIFICATE

$1,000

1.20%

View

▼

Rate1.21%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Bell Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 12.48%

24 Month Share Certificates

1.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Morton Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.38%

24 Month Share Certificates

0.80%

View

▼

Rate0.80%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

American Bank of Baxter Springs

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

2 Year Certificate of Deposit

$1,000

0.50%

View

▼

Rate0.50%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Citizens Bank of Kansas

Institution Rating:

A+5.0 ★Texas Ratio: 3.54%

24 Month - One Time Bump CD

$500

0.40%

View

▼

Rate0.40%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Community Bank Topeka, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.10%

Commercial Certificates of Deposit 2 Year

0.35%

View

▼

Rate0.35%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

The Valley State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.63%

2 Year CD

$500

0.30%

View

▼

Rate0.30%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Mid-America Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 Month CD or IRA Jumbo

$500

4.04%

View

▼

Rate4.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

KS StateBank

Institution Rating:

A5.0 ★Texas Ratio: 9.13%

3 Year CD

$500

3.80%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 3 Year

3.75%

View

▼

Rate3.70%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers and Drovers Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.40%

36 Month CD

3.65%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Exchange Bank (NE)

Institution Rating:

A+5.0 ★Texas Ratio: 3.47%

36 Month CD Special

$2,500

3.60%

View

▼

Rate—

Min Deposit$2,500

Min Balance—

UpdatedApr 12, 2026

Details

UNIFY Financial Federal Credit Union

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

IRA Certificate Term 36-Month Variable

$100,000

3.58%

View

▼

Rate3.52%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

$100,000 Minimum to Earn APY

Carson Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.31%

Certificate of Deposit - IRA 3 Year

$50

3.55%

View

▼

Rate3.50%

Min Deposit$50

Min Balance—

UpdatedApr 12, 2026

Details

Azura Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

IRA Certificate 36 month

3.45%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

36 Month CD

3.34%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Kansas State University Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.26%

Share Certificate of Deposit 3 Year

3.30%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mainstreet Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.79%

Share & IRA Certificates 36 month term

3.25%

View

▼

Rate3.21%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

KSB Overbrook, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.06%

36 Month CD

3.24%

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

CSB of Cheney, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.92%

36 Month CD

$500

3.05%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

to open

Academy Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.58%

36-Month Certificate of Deposit

$500

3.03%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Denison State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.80%

3 year CD IRA

$500

3.00%

View

▼

Rate2.97%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Tescott

Institution Rating:

A+5.0 ★Texas Ratio: 2.34%

36 Month Business Certificates of Deposit (CDs)

2.91%

View

▼

Rate2.88%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Lyndon State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.03%

3 Year Certificate

$100

2.78%

View

▼

Rate2.75%

Min Deposit$100

Min Balance—

UpdatedApr 12, 2026

Details

First National Bank of Hutchinson

Institution Rating:

A+5.0 ★Texas Ratio: 0.22%

IRA CDs 3 year

$1,000

2.77%

View

▼

Rate2.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

36-month term Certificates (CDs)

2.75%

View

▼

Rate2.72%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Emprise Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.30%

3 Year CD

$1,000

2.70%

View

▼

Rate2.67%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Haviland State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

3 Year Certificate of Deposit

$500

2.62%

View

▼

Rate2.60%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Mutual Savings Association

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

3 Year Certificate

$2,000

2.50%

View

▼

Rate2.48%

Min Deposit$2,000

Min Balance—

UpdatedApr 12, 2026

Details

Truity Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.04%

Share Certificate 36 Month

2.45%

View

▼

Rate2.43%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens State Bank Moundridge, KS

Institution Rating:

A5.0 ★Texas Ratio: 6.75%

36 Month CD

$1,000

2.35%

View

▼

Rate2.34%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

NBKC Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.02%

3 year Personal IRA CD

$250

2.25%

View

▼

Rate2.23%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

FSB Mcpherson, KS

Institution Rating:

A5.0 ★Texas Ratio: 10.04%

36 month CD

$1,000

2.02%

View

▼

Rate2.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First Federal Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 4.95%

36-Month CD

2.00%

View

▼

Rate1.99%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB Holton, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

36 Month Bump Up CD

$500

1.86%

View

▼

Rate1.85%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Hope

Institution Rating:

D3.4 ★Texas Ratio: 34.15%

36-Month CD Preferred Customer minimum

1.76%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$50,000.00

Elevate Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.34%

3 YEAR CD

1.71%

View

▼

Rate1.70%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mid Kansas Credit Union

Institution Rating:

A-5.0 ★Texas Ratio: 14.41%

Regular 3 Year Share Certificate

$1,000

1.50%

View

▼

Rate1.50%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Southwest National Bank

Institution Rating:

A-5.0 ★Texas Ratio: 14.18%

3 Year Certificates of Deposit

1.45%

View

▼

Rate1.44%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Hutchinson Government Employees Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.18%

36 Month CD

1.35%

View

▼

Rate1.35%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bell Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 12.48%

36 Month Share Certificates

1.10%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers State Bank Wathena, KS

Institution Rating:

A+5.0 ★Texas Ratio: 2.00%

36 Month Certificates of Deposit

$500

0.60%

View

▼

Rate0.60%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

American Bank of Baxter Springs

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

3 Year Certificate of Deposit

$1,000

0.45%

View

▼

Rate0.45%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Community Bank Topeka, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.10%

Commercial Certificates of Deposit 3 Year

0.40%

View

▼

Rate0.40%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Mid-America Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

48 Month CD or IRA Jumbo

$500

4.04%

View

▼

Rate4.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

KS StateBank

Institution Rating:

A5.0 ★Texas Ratio: 9.13%

4 Year CD

$500

3.80%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Farmers and Drovers Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.40%

48 Month CD

3.75%

View

▼

Rate3.70%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 4 Year

3.70%

View

▼

Rate3.65%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FSB of Westmoreland

Institution Rating:

A5.0 ★Texas Ratio: 12.46%

48 Month CD

$1,000

3.65%

View

▼

Rate3.62%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Azura Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

IRA Certificate 48 month

3.56%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

UNIFY Financial Federal Credit Union

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

48-Month Share Certificate

$100,000

3.50%

View

▼

Rate3.44%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

$100,000 Minimum to Earn APY

Public Safety Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

4 Year Share CD or IRA CD

$500

3.40%

View

▼

Rate3.35%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

48 Month CD

3.39%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mutual Savings Association

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

4 Year Certificate * (with Rate Protection)

$2,000

3.25%

View

▼

Rate3.21%

Min Deposit$2,000

Min Balance—

UpdatedApr 12, 2026

Details

The Valley State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.63%

4 Year CD

$500

3.20%

View

▼

Rate3.16%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Communication Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.85%

4 Year Share/IRA Certificate

3.10%

View

▼

Rate3.05%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Academy Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.58%

48-Month Certificate of Deposit

$500

3.03%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Mainstreet Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.79%

Share & IRA Certificates 48 month term

3.00%

View

▼

Rate2.97%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Tescott

Institution Rating:

A+5.0 ★Texas Ratio: 2.34%

48 Month Business Certificates of Deposit (CDs)

2.91%

View

▼

Rate2.88%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

48-month term Certificates (CDs)

2.90%

View

▼

Rate2.86%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmway Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

48 Month Share Certificate

2.88%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Lyndon State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.03%

4 Year Certificate

$100

2.78%

View

▼

Rate2.75%

Min Deposit$100

Min Balance—

UpdatedApr 12, 2026

Details

NBKC Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.02%

4 year Personal CD

$250

2.75%

View

▼

Rate2.71%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

Ark Valley Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.23%

48 Month Certificate

$1,000

2.65%

View

▼

Rate2.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Truity Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.04%

Share Certificate 48 Month

2.55%

View

▼

Rate2.52%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens State Bank Moundridge, KS

Institution Rating:

A5.0 ★Texas Ratio: 6.75%

48 Month CD

$1,000

2.40%

View

▼

Rate2.39%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

State Bank of Canton

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Certificate of Deposit 48 Month

$500

2.36%

View

▼

Rate2.35%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Campus Credit Union

Institution Rating:

B4.7 ★Texas Ratio: 19.23%

48 month IRA Certificates

$1,000

2.35%

View

▼

Rate2.33%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

FSB Mcpherson, KS

Institution Rating:

A5.0 ★Texas Ratio: 10.04%

48 month CD

$1,000

2.02%

View

▼

Rate2.00%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First Federal Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 4.95%

48-Month CD

2.00%

View

▼

Rate1.99%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Hope

Institution Rating:

D3.4 ★Texas Ratio: 34.15%

48-Month CD Preferred Customer minimum

1.81%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$50,000.00

Cooperative Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.10%

4-YEAR SHARE CERTIFICATE

$1,000

1.80%

View

▼

Rate1.81%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Kansas Teachers Community Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.51%

48 Month Certificate of Deposit

$500

1.75%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Mid Kansas Credit Union

Institution Rating:

A-5.0 ★Texas Ratio: 14.41%

Regular 4 Year Share Certificate

$1,000

1.65%

View

▼

Rate1.65%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Southwest National Bank

Institution Rating:

A-5.0 ★Texas Ratio: 14.18%

4 Year Certificates of Deposit

1.55%

View

▼

Rate1.54%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

McPherson Co-op Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

48 Month Certificate

1.51%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Hutchinson Government Employees Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.18%

48 Month CD

1.50%

View

▼

Rate1.50%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Farmers State Bank Wathena, KS

Institution Rating:

A+5.0 ★Texas Ratio: 2.00%

48 Month Certificates of Deposit

$500

0.70%

View

▼

Rate0.70%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Community Bank Topeka, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.10%

Commercial Certificates of Deposit 4 Year

0.60%

View

▼

Rate0.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens Bank of Kansas

Institution Rating:

A+5.0 ★Texas Ratio: 3.54%

48 Month CD

$500

0.45%

View

▼

Rate0.45%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Mid-America Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

60 Month CD or IRA Jumbo

$500

4.04%

View

▼

Rate4.00%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

KS StateBank

Institution Rating:

A5.0 ★Texas Ratio: 9.13%

5 Year CD

$500

3.90%

View

▼

Rate3.84%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Farmers and Drovers Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.40%

60 Month CD

3.85%

View

▼

Rate3.80%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Azura Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.99%

IRA Certificate 60 month

3.66%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Bank of the Flint Hills

Institution Rating:

A-5.0 ★Texas Ratio: 15.48%

Certificates of Deposit 5 Year

3.65%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Public Safety Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.02%

1.5 Year Share CD or IRA CD

$500

3.60%

View

▼

Rate3.54%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Panhandle Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

60 Month CD

3.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

UNIFY Financial Federal Credit Union

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

60-Month Share Certificate

$100,000

3.50%

View

▼

Rate3.44%

Min Deposit$100,000

Min Balance—

UpdatedApr 12, 2026

Details

$100,000 Minimum to Earn APY

Kansas State University Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.26%

Share Certificate of Deposit 5 Year

3.40%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

60-month term Certificates (CDs)

3.10%

View

▼

Rate3.06%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Academy Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.58%

60-Month Certificate of Deposit

$500

3.03%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Truity Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.04%

Share Certificate 60 Month

3.00%

View

▼

Rate2.97%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

The Bank of Tescott

Institution Rating:

A+5.0 ★Texas Ratio: 2.34%

60 Month Business Certificates of Deposit (CDs)

2.91%

View

▼

Rate2.88%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Mainstreet Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.79%

Share & IRA Certificates 60 month term

2.90%

View

▼

Rate2.87%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Citizens State Bank Moundridge, KS

Institution Rating:

A5.0 ★Texas Ratio: 6.75%

60 Month CD

2.80%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Lyndon State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.03%

*5 Year Certificate

$100

2.78%

View

▼

Rate2.75%

Min Deposit$100

Min Balance—

UpdatedApr 12, 2026

Details

NBKC Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.02%

5 year Personal CD

$250

2.75%

View

▼

Rate2.71%

Min Deposit$250

Min Balance—

UpdatedApr 12, 2026

Details

Emprise Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.30%

5 Year CD

$1,000

2.65%

View

▼

Rate2.62%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Ark Valley Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.23%

60 Month Certificate

$1,000

2.61%

View

▼

Rate2.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

The Valley State Bank

Institution Rating:

A+5.0 ★Texas Ratio: 3.63%

5 Year CD

$500

2.27%

View

▼

Rate2.25%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Mid Kansas Credit Union

Institution Rating:

A-5.0 ★Texas Ratio: 14.41%

5 Year Senior -No Penalty Share Certificates

$1,000

2.25%

View

▼

Rate2.25%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

First Federal Bank of Kansas City

Institution Rating:

A+5.0 ★Texas Ratio: 4.95%

60-Month CD

2.00%

View

▼

Rate1.99%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

FNB of Hope

Institution Rating:

D3.4 ★Texas Ratio: 34.15%

60-Month CD Preferred Customer minimum

1.86%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

$50,000.00

Farmers State Bank Wathena, KS

Institution Rating:

A+5.0 ★Texas Ratio: 2.00%

60 Month Certificates of Deposit

$500

0.80%

View

▼

Rate0.80%

Min Deposit$500

Min Balance—

UpdatedApr 12, 2026

Details

Community Bank Topeka, KS

Institution Rating:

A+5.0 ★Texas Ratio: 0.10%

Commercial Certificates of Deposit 5 Year

0.75%

View

▼

Rate0.75%

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

American Bank of Baxter Springs

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

5 Year Certificate of Deposit

$1,000

0.65%

View

▼

Rate0.65%

Min Deposit$1,000

Min Balance—

UpdatedApr 12, 2026

Details

Mid American Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.01%

Pay Day Certificate - 5 Year

0.60%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 12, 2026

Details

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Tyro, Kansas Institutions

Highest verified APYs available today — updated April 12, 2026

B Top 5 Bank Rates

Farmers and Merchants Bank Milligan, NE

24 Month CD

A+ 5.0 ★ TX: 0.00%

Min: $500

4.16%

Carson Bank

180 Day CD

A+ 5.0 ★ TX: 1.31%

Min: $1,500

4.06%

Omb Bank

3 Month CD

A+ 5.0 ★ TX: 4.97%

Min: $0

4.05%

Mid-America Bank

60 Month CD or IRA Jumbo

A+ 5.0 ★ TX: 0.00%

Min: $500

4.04%

Community Bank Topeka, KS

6 Month Certificate of Deposit

A+ 5.0 ★ TX: 0.10%

Min: $1,000

4.00%

CU Top 5 Credit Union Rates

Quantum Credit Union

12 Month CD

A+ 5.0 ★ TX: 2.81%

Min: $0

4.00%

Public Safety Credit Union

1 Year Share CD or IRA CD

A+ 5.0 ★ TX: 1.02%

Min: $500

3.90%

First Service Credit Union

12 Month Smart Growth CD

A+ 5.0 ★ TX: 5.02%

Min: $100

3.75%

UNIFY Financial Federal Credit Union

IRA Certificate Term 18-Month Variable

B 4.4 ★ TX: 21.76%

Min: $100,000

3.69%

Azura Credit Union

IRA Certificate 60 month

A+ 5.0 ★ TX: 3.99%

Min: $0

3.66%

Rates verified April 12, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Tyro, KS CD Rate Trends

Compare local Tyro, KS CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas CD Trends →

12-Month CD — KS Avg

2.713%

▼ 0.179 vs 7 days ago

Kansas 12-month CD rates fell 0.179 points over the past 7 days to 2.713% APY.

6-Month CD — KS Avg

2.662%

▼ 0.249 vs 7 days ago

Kansas 6-month CD rates fell 0.249 points over the past 7 days to 2.662% APY.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

KS CD Rate Forecast — Next 12 Months

Where are Kansas CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

KS 12-Month Avg APY

2.713%

6-Month Forecast

2.713%

Range: 2.51% – 2.86%

12-Month Forecast

2.463%

Range: 2.26% – 2.61%

What Your Savings Earn at KS CD Rates Today

Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.

CD Term	KS Avg APY	$5,000	$10,000	$25,000	$50,000
3-Month CD	1.929%	$96.45	$192.90	$482.25	$964.50
6-Month CD	2.662%	$133.10	$266.20	$665.50	$1,331.00
12-Month CD	2.713%	$135.63	$271.26	$678.15	$1,356.30
18-Month CD	2.582%	$129.09	$258.17	$645.43	$1,290.85
24-Month CD	2.629%	$131.47	$262.94	$657.35	$1,314.70
36-Month CD	2.694%	$134.68	$269.36	$673.40	$1,346.80
48-Month CD	2.641%	$132.03	$264.06	$660.15	$1,320.30
60-Month CD	2.728%	$136.40	$272.79	$681.98	$1,363.95
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026.

Sample CD Ladder for Tyro, Kansas Savers

$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →

Rung	Term	Deposit	KS Avg APY	Annual Earnings
1	3-Month CD	$5,000	1.929%	$96.45
2	6-Month CD	$5,000	2.662%	$133.10
3	12-Month CD	$5,000	2.713%	$135.63
4	24-Month CD	$5,000	2.629%	$131.47
5	36-Month CD	$5,000	2.694%	$134.68
Total ($25,000 invested)		$25,000	2.525% blended	$631.33/yr

Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

320

CD Rates Tracked
in Tyro, Kansas

55 Banks 26 Credit Unions

About Our Tyro, Kansas CD Rate Database

MonitorBankRates tracks 320 CD rates from 81 institutions in Tyro, Kansas, including both local community banks and credit unions and national institutions with a presence in this area. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Farmers and Merchants Bank Milligan, NE offers a CD at 4.16% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Tyro, Kansas.

How to Find the Best CD Rates in Tyro, Kansas

What to compare when shopping for a CD in Tyro, Kansas

To find the best APYs in Tyro, Kansas, start with credit unions and online-only banks — Tyro, Kansas has 26 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Tyro, Kansas

You have a planned expense coming up and want your savings to earn while you wait
You expect rates to fall and want to lock in today’s rate
You want FDIC or NCUA protection with a guaranteed fixed return
You prefer banking with an institution that has a local branch in Tyro, Kansas — 81 institutions here report CD rates

Consider an Alternative If…

You may need funds within 30 days → Tyro, Kansas savings rates
Rates are rising and you want to benefit → Variable-rate savings or MMA
You want check-writing access → Tyro, Kansas money market rates

Kansas Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+

17.0%

National avg: 17.3%

Median Individual Earnings

$43,089

National avg: $47,340

Poverty Rate

11.3%

National avg: 11.1%

Unemployment Rate

3.8%

National avg: 4.8%

CD Earnings on 10% of Salary

$117/yr

At KS 12-mo avg 2.713% APY

17.0% of residents are 65 or older, in line with the national average of 17.3%. At today’s KS 12-month CD average of 2.713%, saving 10% of the local median salary ($4,308/year) and putting it in a CD would earn an additional $117 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Tyro, Kansas

What to compare when choosing between a CD and other deposit accounts

Feature	CD	High-Yield Savings	Money Market	6-Month CD
Rate Type	Fixed APY	Variable APY	Variable APY	Fixed APY
Liquidity	Locked for term	Anytime	Anytime	Locked 6 months
Early Withdrawal	Penalty (months of interest)	None	None	Penalty (90–180 days interest)
FDIC / NCUA Insured	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)
Check / Debit Access	No	Usually no	Often yes	No
Best For	Known savings goal, CD ladder	Emergency fund, flexible savings	Liquid savings with check-writing	Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Tyro, Kansas

Are CD rates in Tyro, Kansas FDIC insured?

Yes, most established banks in Tyro, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Tyro, Kansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Tyro, Kansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Tyro, Kansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Tyro, Kansas?

Here are recent top rates found for this area:

Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
Carson Bank: 4.06% APY (180 Day CD)
Omb Bank: 4.05% APY (3 Month CD)
Mid-America Bank: 4.04% APY (18 Month CD or IRA Jumbo)
Quantum Credit Union: 4.00% APY (12 Month CD)
Community Bank Topeka, KS: 4.00% APY (6 Month Certificate of Deposit)
KS StateBank: 3.95% APY (1 Year CD)
Bank of the Flint Hills: 3.91% APY (Certificates of Deposit 1 Year)
Public Safety Credit Union: 3.90% APY (1 Year Share CD or IRA CD)
NBKC Bank: 3.85% APY (6 month Personal CD)

Rates reflect recent verified offers available in Tyro, Kansas. Last Updated: April 12, 2026

CD Calculators for Tyro, Kansas

Tyro, Kansas CD Calculator

At today’s KS top rate of 4.16% APY, a $10,000 deposit earns $416 in the first year. Enter your amount to see your exact return.

Tyro, Kansas CD Ladder

KS CD rates currently range from 1.929% (3-month) to 2.694% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Tyro, Kansas CD at 4.16% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Kansas’s average 12-month CD is 2.713% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Tyro, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tyro, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 12, 2026

Tyro, Kansas Rates & Resources

Tyro, Kansas Savings Rates

Tyro, Kansas Mortgage Rates

Tyro, Kansas Money Market Rates

Tyro, Kansas Checking Rates

Tyro, Kansas Auto Loan Rates

Tyro, Kansas Personal Loan Rates