CD Rates Bowling Green, Kentucky (KY) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Bowling Green, Kentucky CD rates include Autotruck Financial Credit UnionAutotruck Financial Credit Union1475 Campbell Ln, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 3.26% offering Share Certificate Accounts 6 Month at 4.06% APY, FirstBank (TN)FirstBank (TN)5290 Scottsville Rd, Bowling Green, KY 42104A5.0 ★Texas Ratio: 6.39% offering 6 Month CD at 3.80% APY, American Bank & Trust Co, Inc.American Bank & Trust Co, Inc.531 Lovers Ln, Bowling Green, KY 42103A+5.0 ★Texas Ratio: 1.55% offering 12 Month Certificate of Deposit at 3.70% APY, Bank of Edmonson CountyBank of Edmonson County6780 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.88% offering 12 Month CD Monthly at 3.56% APY, and TruistTruist443 Park Row, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Bowling Green, Kentucky, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
Compare Best CD Rates in Bowling Green, Kentucky & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
90 Day Certificate of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 3 Month
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
3 Month CD
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
91 Day (3 Month) Certificates of Deposit & Individual Retirement Account
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY 41048
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 Minimum to Earn APY
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY 41076 1440
3-Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
15 Second St, Vanceburg, KY 41179
90 Day Fixed Rate CDS
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Cecilian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1021 S Main St, Hartford, KY 42347
Short Term Deposit - Certificate of Deposit (CDs) Fixed 3 mo.
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
3 Month Jumbo Certificate
$100,000
1.00%
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
405 S 12th St, Murray, KY 42071
3 Month Certificates of Deposits
$1,000
0.30%
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY 40509
3-Month Certificate
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
First FSB of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 12.83%
216 W Main St, Frankfort, KY 40601
3 Month CD
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 6 Month
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
5290 Scottsville Rd, Bowling Green, KY 42104
6 Month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY 42104
Add-On Certificate (6 month)
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
180 Day Certificate of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY 42104 3383
DreamBuilder 6 Month Certificate
$100
0.50%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
6-month Jumbo Certificate Certificates (Regular, Traditional IRA, and Roth IRA)
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
6 Month CD
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY 40229
6 Month Certificate Special
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
13201 DATA VAULT DR, LOUISVILLE, KY 40223 2002
6 Month Share Certificates
$0
3.74%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY 42240 4989
Fixed Rate Certificate | 6 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum Balance to Earn Stated APY
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY 41076 1440
6-Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Standard Share Certificates 6 Month
$35,000
3.55%
▼
Rate3.49%
Min Deposit$35,000
Min Balance—
UpdatedApr 4, 2026
Details
Eclipse Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
13903 Promenade Green Way, Louisville, KY 40245
6-month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
New Money Only
Magnolia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
651 W Dixie Ave, Elizabethtown, KY 42701
6 Month Certificates of Deposit
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
405 S 12th St, Murray, KY 42071
6 Month Certificates of Deposits
$1,000
3.25%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
6 Month Share and IRA Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY 40223 4008
6 Month Certificate
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
15 Second St, Vanceburg, KY 41179
6 Month Fixed Rate CDS
$500
2.85%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY 40228
6 month IRA Certificate
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2011 US Highway 60 E, Henderson, KY 42420
6 Month Certificates & IRAs
$2,500
1.75%
▼
Rate1.74%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
6 Month Fixed Rate Jumbo IRA
$100,000
1.51%
▼
Rate1.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
182 Day (6 Month) Certificates of Deposit & Individual Retirement Account
$500
0.05%
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 12 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
12 Month Certificate of Deposit
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Edmonson County
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
6780 Louisville Rd, Bowling Green, KY 42101
12 Month CD Monthly
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
443 Park Row, Bowling Green, KY 42101
12-month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY 40601
Grow with Me 12-Month Certificate
$250
5.05%
▼
Rate4.94%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
This account is available only for members under 18 years of age. Accounts may be opened between October 1 and October 31 each year.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
IRA Certificate 12 Month
$1,000
4.30%
▼
Rate4.22%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY 40231 8900
1 Year Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY 40511 1829
1 Year Certificate
$1,000
3.91%
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Sonata Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
7079 State Route 56 E, Sebree, KY 42455
12-Month CD
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY 42003 8004
12 Month Certificate
$1,000
3.82%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Clarkson
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
101 E Main St, Clarkson, KY 42726
12-Month CD
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. APY is accurate as of 1/7/2026. CD is automatically renewed for the same term. You will have ten (10) calendar days after the maturity date to withdraw funds without being charged a penalty. The CD will be renewed at the rate in effect at Bank of Clarkson on the maturity date. Offer is subject to change at any time. Fees could reduce earnings.
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
12 Month CD
$0
3.78%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Cecilian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1021 S Main St, Hartford, KY 42347
Short Term Deposit - Certificate of Deposit (CDs) Fixed 12 mo.
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY 42240 4989
Fixed Rate Certificate | 12 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum Balance to Earn Stated APY
Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
12 MONTH Certificates of Deposit
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Central Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
300 W Vine St, Lexington, KY 40507
CD Management Account (1 year -variable rate)
$0
3.59%
▼
Rate3.52%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Lexington
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
761 Corporate Dr, Lexington, KY 40503
12-Month CD
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Fees may reduce earnings.
Community Financial Services Bank (CFSB)
Institution Rating:
A5.0 ★Texas Ratio: 12.27%
221 W 5th St, Benton, KY 42025
12-MONTH IRA (VARIABLE)
$25
3.54%
▼
Rate3.51%
Min Deposit$25
Min Balance—
UpdatedApr 4, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Standard Share Certificates 12 Month
$35,000
3.50%
▼
Rate3.44%
Min Deposit$35,000
Min Balance—
UpdatedApr 4, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
13201 DATA VAULT DR, LOUISVILLE, KY 40223 2002
12 Month Share Certificates
$0
3.49%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY 41076 1440
1-Year Jumbo Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY 41048
12-Month Share Certificate
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 Minimum to Earn APY
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2555 Us 41 N, Henderson, KY 42420
1 Year CD
$500
3.28%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
$500 minimum to open.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
12 Month Share and IRA Certificate
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
131 Gold Vault Rd, Fort Knox, KY 40121
12-Month Certificate of Deposit IRA
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
12 Month CD
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
405 S 12th St, Murray, KY 42071
12 Month Certificates of Deposits
$1,000
3.00%
▼
Rate2.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
15 Second St, Vanceburg, KY 41179
1 Year Fixed Rate CDS
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
WMB Wilson & Muir B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
118 S Main St, Leitchfield, KY 42754
12 Month IRA (Fixed Rate)
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY 40507 1428
1 Year Certificates of Deposit (CDs) - Share, Traditional IRA, Roth IRA, and Educ IRA
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY 40509
1-Year Certificate
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
As High as
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2011 US Highway 60 E, Henderson, KY 42420
1 Year Certificates & IRAs
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
1 Year Fixed Rate Jumbo IRA
$100,000
1.75%
▼
Rate1.75%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Bank of Hindman
Institution Rating:
B-4.4 ★Texas Ratio: 22.36%
1362 Hindman Byp, Hindman, KY 41822
IRA 1 Year
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY 42303
1-Year Certificate (365 Days)
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
12 Month Certificate of Deposit
$500
0.35%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
113 Main St, Salt Lick, KY 40371
12 Month CD
$1,000
0.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Town & Country B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
148 S Main St, New Haven, KY 40051
12 Month Certificate of Deposit
$1,000
0.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
12 Month (1 Year) Certificates of Deposit & Individual Retirement Account
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 18 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
18 Month Certificate of Deposit
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Edmonson County
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
6780 Louisville Rd, Bowling Green, KY 42101
18 Month CD Monthly
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Magnolia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
651 W Dixie Ave, Elizabethtown, KY 42701
18 Month Certificates of Deposit
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Cecilian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1021 S Main St, Hartford, KY 42347
Short Term Deposit - Certificate of Deposit (CDs) Fixed 18 mo.
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY 41048
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 Minimum to Earn APY
WMB Wilson & Muir B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
118 S Main St, Leitchfield, KY 42754
18 Month IRA (Variable Rate)**
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Standard Share Certificates 18 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
18 Month Share and IRA Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY 40228
18 month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2555 Us 41 N, Henderson, KY 42420
18 Month CD Specials
$500
2.91%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
405 S 12th St, Murray, KY 42071
IRA 18 Month Fixed
$0
2.90%
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
18 MONTH Certificates of Deposit
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
15 Second St, Vanceburg, KY 41179
18 Month Fixed Rate CDS
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
18 Month CD
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 18-Month
$1,000
2.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
131 Gold Vault Rd, Fort Knox, KY 40121
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY 40509
18-Month Certificate
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
As High as
Cumberland Security Bank, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
107 S Main St, Somerset, KY 42501
IRA 18 Month Fixed
$0
2.21%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2011 US Highway 60 E, Henderson, KY 42420
18 Month Certificates & IRAs
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY 42303
18-Month Certificate
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
18 Month Certificate of Deposit
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
113 Main St, Salt Lick, KY 40371
18 Month CD
$1,000
0.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
18 Month (1 1/2 Year) Certificates of Deposit & Individual Retirement Account
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 24 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
Bank of Edmonson County
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
6780 Louisville Rd, Bowling Green, KY 42101
24 Month CD Monthly
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY 42003 8004
24 Month Certificate
$1,000
4.07%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
24 Month CD
$0
3.78%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Standard Share Certificates 24 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedApr 4, 2026
Details
Cecilian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1021 S Main St, Hartford, KY 42347
Long Term Deposit - Certificate of Deposit (CDs) Fixed 24 mo.
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY 41048
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 Minimum to Earn APY
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY 40351 1539
IRA Share Certificate (24-month)
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
24 Month Share and IRA Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY 40511 1829
2 Year Certificate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
IRA Certificate 24 Month
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY 40231 8900
2 Year Share Certificates
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2555 Us 41 N, Henderson, KY 42420
2 Year CD
$500
3.08%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
$500 minimum to open.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY 40228
24 month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
13201 DATA VAULT DR, LOUISVILLE, KY 40223 2002
24 Month Share Certificates
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 24-Month
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
24 Month CD
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
131 Gold Vault Rd, Fort Knox, KY 40121
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
405 S 12th St, Murray, KY 42071
24 Month Certificates of Deposits
$1,000
2.25%
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
2 Year Bump Jumbo IRA
$100,000
2.00%
▼
Rate2.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
First FSB of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 12.83%
216 W Main St, Frankfort, KY 40601
2 Year CD
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
24 MONTH Certificates of Deposit
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY 42303
2-Year Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Magnolia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
651 W Dixie Ave, Elizabethtown, KY 42701
24 Month Certificates of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Town & Country B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
148 S Main St, New Haven, KY 40051
24 Month Certificate of Deposit
$1,000
0.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
24 Month (2 Year) Certificates of Deposit & Individual Retirement Account
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 36 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
Bank of Edmonson County
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
6780 Louisville Rd, Bowling Green, KY 42101
36 Month CD Monthly
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
36 Month CD
$0
3.78%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY 41048
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 Minimum to Earn APY
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Standard Share Certificates 36 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedApr 4, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 36-Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY 40351 1539
IRA Share Certificate (36-month)
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
36 Month Share and IRA Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY 40231 8900
3 Year Share Certificates
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY 42240 4989
Fixed Rate Certificate | 36 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum Balance to Earn Stated APY
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY 40511 1829
3 Year Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY 41042 4894
IRA CDs 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
13201 DATA VAULT DR, LOUISVILLE, KY 40223 2002
36 Month Share Certificates
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
36 Month CD
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY 41076 1440
3-Year Bump Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
15 Second St, Vanceburg, KY 41179
3 Year Fixed Rate CDS
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
36 MONTH Certificates of Deposit
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2011 US Highway 60 E, Henderson, KY 42420
3 Year Certificates & IRAs
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
131 Gold Vault Rd, Fort Knox, KY 40121
36-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
3 Year Fixed Rate Jumbo IRA
$100,000
2.25%
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
First FSB of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 12.83%
216 W Main St, Frankfort, KY 40601
3 Year CD
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY 42303
3-Year Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Magnolia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
651 W Dixie Ave, Elizabethtown, KY 42701
36 Month Certificates of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
113 Main St, Salt Lick, KY 40371
36 Month CD
$1,000
0.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Town & Country B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
148 S Main St, New Haven, KY 40051
36 Month Certificate of Deposit
$1,000
0.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
36 Month (3 Year) Certificates of Deposit & Individual Retirement Account
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 48 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
48 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Edmonson County
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
6780 Louisville Rd, Bowling Green, KY 42101
48 Month CD Monthly
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
48 Month CD
$0
3.68%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Standard Share Certificates 48 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedApr 4, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY 40219 1917
IRA Certificate 48 Month
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY 40223 4008
48 Month Certificate
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2555 Us 41 N, Henderson, KY 42420
4 Year CD Specials
$500
3.34%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
48 Month Share and IRA Certificate
$0
3.13%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
48 MONTH Certificates of Deposit
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
15 Second St, Vanceburg, KY 41179
4 Year Fixed Rate CDS
$500
2.85%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY 40228
48 month IRA Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY 40509
4-Year Certificate
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
As High as
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY 40511 1829
4 Year Certificate
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
131 Gold Vault Rd, Fort Knox, KY 40121
48-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
4 Year Fixed Rate Jumbo IRA
$100,000
2.00%
▼
Rate2.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
335 Main St, Sacramento, KY 42372
48 Month CD
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY 42303
4-Year Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
48 Month Certificate of Deposit
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Magnolia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
651 W Dixie Ave, Elizabethtown, KY 42701
48 Month Certificates of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Town & Country B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
148 S Main St, New Haven, KY 40051
48 Month Certificate of Deposit
$1,000
0.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
48 Month (4 Year) Certificates of Deposit & Individual Retirement Account
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1475 Campbell Ln, Bowling Green, KY 42104
Share Certificate Accounts 60 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Regular Accounts
Bank of Edmonson County
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
6780 Louisville Rd, Bowling Green, KY 42101
60 Month CD Monthly
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
531 Lovers Ln, Bowling Green, KY 42103
60 Month Certificate of Deposit
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY 40229
5 Year IRA (Traditional/Roth)
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Standard Share Certificates 60 Month
$35,000
3.70%
▼
Rate3.64%
Min Deposit$35,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
60 Month CD
$0
3.68%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY 40223 4008
60 Month Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY 40231 8900
5 Year Share Certificates
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2555 Us 41 N, Henderson, KY 42420
5 Year CD Specials
$500
3.38%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY 42240 4989
Fixed Rate Certificate | 60 Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum Balance to Earn Stated APY
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
60 Month Share and IRA Certificate
$0
3.18%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY 41042 4894
IRA CDs 60 Month
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY 41076 1440
5-Year Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
15 Second St, Vanceburg, KY 41179
5 Year Fixed Rate CDS
$500
2.95%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY 40509
5-Year Certificate
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
As High as
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY 40228
60 month IRA Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY 40511 1829
5 Year Certificate
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Federal S&L Assoc
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
433 Madison Ave, Covington, KY 41011
IRA - 60 MONTH Certificates of Deposit
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
131 Gold Vault Rd, Fort Knox, KY 40121
60-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Grayson
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
200 S Carol Malone Blvd, Grayson, KY 41143
5 Year Jumbo Certificate
$100,000
2.00%
▼
Rate2.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
405 S 12th St, Murray, KY 42071
60 Month Certificates of Deposits
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Lincoln Bank of Hodgenville
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
41 Lincoln Sq, Hodgenville, KY 42748
60 Month Certificate of Deposit
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
First FSB of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 12.83%
216 W Main St, Frankfort, KY 40601
5 Year CD
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
113 Main St, Salt Lick, KY 40371
60 Month CD
$1,000
0.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Magnolia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
651 W Dixie Ave, Elizabethtown, KY 42701
60 Month Certificates of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Town & Country B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
148 S Main St, New Haven, KY 40051
60 Month Certificate of Deposit
$1,000
0.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
23 W Main St, Taylorsville, KY 40071
60 Month (5 Year) Certificates of Deposit & Individual Retirement Account
$500
0.35%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Bowling Green, Kentucky
Are CD rates in Bowling Green, Kentucky FDIC insured?
Yes, most established banks in Bowling Green, Kentucky are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Bowling Green, Kentucky?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Bowling Green, Kentucky.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Bowling Green, Kentucky may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Bowling Green, Kentucky?
Here are recent top rates found for this area:
- Autotruck Financial Credit Union: 4.06% APY (Share Certificate Accounts 6 Month)
- FirstBank (TN): 3.80% APY (6 Month CD)
- American Bank & Trust Co, Inc.: 3.70% APY (12 Month Certificate of Deposit)
- Bank of Edmonson County: 3.56% APY (12 Month CD Monthly)
- Truist: 3.25% APY (12-month CD)
- Service One Credit Union: 2.55% APY (Add-On Certificate (6 month))
- Southeast Financial Credit Union: 0.50% APY (DreamBuilder 6 Month Certificate)
- Commonwealth Credit Union Frankfort, KY: 5.05% APY (Grow with Me 12-Month Certificate)
- CLASS ACT: 4.30% APY (IRA Certificate 12 Month)
- C-Plant Federal Credit Union: 4.07% APY (24 Month Certificate)
Rates reflect recent verified offers available in Bowling Green, Kentucky. Last Updated: April 4, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Bowling Green, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bowling Green, Kentucky. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking