Current Raynham, Massachusetts CD rates include Eastern Bank Boston, MAEastern Bank Boston, MA500 South St W, Raynham, MA 02767A+5.0 ★Texas Ratio: 2.03% offering 6 Month CD at 3.75% APY, Bluestone BankBluestone Bank756 Orchard St, Raynham, MA 02767A+5.0 ★Texas Ratio: 0.82% offering 36 Month Fixed Rate CD at 3.25% APY, Rockland TrustRockland Trust275 New State Hwy, Raynham, MA 02767A+5.0 ★Texas Ratio: 1.37% offering 6-Month CD at 2.75% APY, First Citizens Federal Credit UnionFirst Citizens Federal Credit Union629 SOUTH ST W, RAYNHAM, MA 02767 1039A+5.0 ★Texas Ratio: 2.23% offering 5 Year Term Certificates & IRAs at 0.75% APY, and Middlesex Federal SavingsMiddlesex Federal SavingsA+5.0 ★Texas Ratio: 0.50% offering IRA 18 Month Variable Rate Certificate at 4.59% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Raynham has 16 local institutions in our database, with CD rates as high as 3.75% APY from Eastern Bank Boston, MA at 500 South St W, Raynham, MA 02767. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
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*APY: Annual Percentage Yield
*Annual Percentage Yield
Relationship APY
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Dividend Rate with 2,500 Co-op Points: 3.75%; APY with 2,500 Co-op Points: 3.81%
LIMITED TIME ONLY
Minimum to open
*Minimum $500 deposit to open. Early withdrawal penalties will be imposed.
Member can request a one-time rate increase prior to maturity. On the date of the request, we will adjust the rate to match the USALLIANCE rate posted for the current Step-Up certificate with the same original maturity (12 or 24 months).
Dividend Rate with 2,500 Co-op Points: 3.40%; APY with 2,500 Co-op Points: 3.45%
*Minimum $500 deposit to open. Early withdrawal penalties will be imposed.
**
Relationship APY
$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
*Minimum $500 deposit to open. Early withdrawal penalties will be imposed.
Rate Special
$500-$24,999.99
Dividend Rate with 2,500 Co-op Points: 3.40%; APY with 2,500 Co-op Points: 3.45%
Relationship APY
Rate Special
Dividend Rate with 2,500 Co-op Points: 3.30%; APY with 2,500 Co-op Points: 3.35%
$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
Relationship APY
Dividend Rate with 2,500 Co-op Points: 3.00%; APY with 2,500 Co-op Points: 3.04%
$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
Dividend Rate with 2,500 Co-op Points: 3.00%; APY with 2,500 Co-op Points: 3.04%
$500 minimum to open all terms, with the exception of the 6 Month CD. There is a $2500 minimum to open the 6 Month CD. There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
Relationship APY
Compare local Raynham, MA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts 12-month CD rates rose 0.958 points over the past 7 days to 3.135% APY.
Massachusetts 6-month CD rates rose 0.167 points over the past 7 days to 2.868% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Raynham, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Raynham, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.