Current Galena, Missouri CD rates include Edward Jones Trust CompanyEdward Jones Trust CompanyA+5.0 ★Texas Ratio: 0.00% offering 5-year FDIC-Insured Certificates of Deposit at 4.15% APY, Infuze Credit UnionInfuze Credit UnionA+5.0 ★Texas Ratio: 4.06% offering 12-Month IRA Share Certificate at 4.12% APY, Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit UnionA+5.0 ★Texas Ratio: 4.79% offering Jumbo 6-Month Share Certificate at 4.08% APY, Omb BankOmb BankA+5.0 ★Texas Ratio: 4.97% offering 3 Month CD at 4.05% APY, and Alliance Credit Union Fenton, MOAlliance Credit Union Fenton, MOA+5.0 ★Texas Ratio: 4.34% offering Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19) at 4.05% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Galena is a smaller community with no bank or credit union branches currently in our database. 350 institutions serving the Missouri area are available to Galena residents, with CD rates as high as 4.15% APY from Edward Jones Trust Company. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Interest paid at term or maturity of CD
Preferred Rate with any checking account
Automatically renews into a 6-month certificate upon maturity. For a limited time only.
In Branch
Funding Limit: $12M
$500 Minimum balance required to earn dividend
Minimum balance is $1,000.
This Share Certificate is available for a minimum of $100,000 deposit. Traditional Share Certificate terms apply, including an early termination penalty. Rate offerings not valid with other promotional offers (Birthday Month, High-Caliber Program, etc).
Terms and conditions apply. Click below for details.
$50,000 - $250,000 New Money
Interest paid quarterly
Limited-time offer.
$100,000 Minimum to Earn APY
In Branch
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Minimum balance is $1,000.
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Interest paid quarterly
$100,000 Minimum to Earn APY
In Branch
Limited-time offer.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$1,000 minimum
$100,000 Minimum to Earn APY
Preferred Rate with any checking account
Interest paid quarterly
Limited-time offer.
Fees may reduce earnings.
$1,000.00 Minimum
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
$100,000 Minimum to Earn APY
Interest paid quarterly
In Branch
Limited-time offer.
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
$1,000.00 Minimum
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
$1,000 minimum
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
$100,000 Minimum to Earn APY
Interest paid quarterly
In Branch
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Minimum balance is $1,000.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Interest paid quarterly
Limited-time offer.
In Branch
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
$1,000 minimum
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
Interest paid quarterly
$100,000 Minimum to Earn APY
In Branch
$500 Minimum balance required to earn dividend
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Preferred Rate with any checking account
$1,000 minimum
Compare local Galena, MO CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri 12-month CD rates fell 0.244 points over the past 7 days to 2.836% APY.
Missouri 6-month CD rates fell 0.225 points over the past 7 days to 2.838% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Galena, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Galena, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.