CD Rates Grand Island, Nebraska (NE) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Grand Island, Nebraska CD rates include Pathway BankPathway Bank3333 State St, Grand Island, NE 68803A+5.0 ★Texas Ratio: 5.99%Real return: +0.95%APY minus CPI (February 2026) offering 3 Month CD at 3.75% APY, Union Bank and Trust CompanyUnion Bank and Trust Company2008 N Webb Rd, Grand Island, NE 68803A+5.0 ★Texas Ratio: 0.93%Real return: +0.90%APY minus CPI (February 2026) offering 6-month CD at 3.70% APY, Trius Federal Credit UnionTrius Federal Credit Union939 S Locust St, Grand Island, NE 68801A5.0 ★Texas Ratio: 10.15%Real return: +0.60%APY minus CPI (February 2026) offering 36 Months Share Certificate at 3.40% APY, Centris Federal Credit UnionCentris Federal Credit Union3406 State St, Grand Island, NE 68803A-4.9 ★Texas Ratio: 16.42%Real return: +0.55%APY minus CPI (February 2026) offering Jumbo Certificates - minimum opening deposit of 6 month at 3.35% APY, and Wells FargoWells Fargo3404 W 13th St, Grand Island, NE 68803A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD at 1.51% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.
Grand Island has 31 local institutions in our database, with CD rates as high as 3.75% APY from Pathway Bank at 3333 State St, Grand Island, NE 68803. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026
Compare Best CD Rates in Grand Island, Nebraska & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
3 Month CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 3 month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3 Month Special Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
3 Month Certificate Of Deposit
$250
3.70%
▼
Rate3.65%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
$250 minimum to open
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Months Time Certificates of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
3 month CD's
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
3 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificates of Deposit
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
1.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3 MONTH Certificates of Deposit
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 3 months
$150,000
1.00%
▼
Rate1.00%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details
? $150,000
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificates of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
31-90 Days CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$100,000
1.00%
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 3 Month
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months Certificate of Deposit
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$50,000
0.45%
▼
Rate0.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 & Over
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months CD Specials
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3 Month Certificates of Deposit & IRAs
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
6 Month CD
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2008 N Webb Rd, Grand Island, NE 68803
6-month CD
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Jumbo Certificates - minimum opening deposit of 6 month
$90,000
3.35%
▼
Rate3.30%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details
$90,000.00
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
939 S Locust St, Grand Island, NE 68801
6 Months Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 6 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
6 Month CD Special
$2,500
4.11%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Take advantage of these special CD rates through April 30th:
Heartland Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6 mos. Certificates
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
6 Month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
6 Months Certificate
$100,000
3.95%
▼
Rate3.89%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 6 months
$150,000
3.91%
▼
Rate3.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details
? $150,000
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months CD Specials
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
3.86%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6 Month CD
$5,000
3.85%
▼
Rate3.81%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
6 Month Certificates of Deposit & IRAs
$500
3.80%
▼
Rate3.76%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificates of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate3.71%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details
$75,000.00 and up
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6-Month Share Certificate - Special
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
6 Month CD Special
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
6 Month initial term promo rate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 6 Month
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
6-month Certificate
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
6 Months Time Certificates of Deposit
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
6 month CD's
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6 Month Share Certificate
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500.00 Minimum
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
6 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 6-month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
6 MONTH Certificates of Deposit
$0
2.98%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Certificates of Deposit
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
6 Month CD
$50,000
2.25%
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 & Over
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificates of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$0
1.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
6 Month Certificate Of Deposit
$250
1.21%
▼
Rate1.20%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
$250 minimum to open
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months Certificate of Deposit
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
6 Months Certificates
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
12 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2008 N Webb Rd, Grand Island, NE 68803
12-month CD
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Jumbo Certificates - minimum opening deposit of 12 month
$90,000
3.10%
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details
$90,000.00
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 12 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$500
4.11%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Penalty for early withdrawal
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
12 Month CD Special
$2,500
4.01%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Take advantage of these special CD rates through April 30th:
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
12 Months Certificate and IRA Account
$100,000
3.90%
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
12 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 12 months
$150,000
3.75%
▼
Rate3.70%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details
? $150,000
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months CD Specials
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate3.69%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 12 Month
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
12 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
12 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate of Deposit
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12-Month Share Certificate - Special
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
12 Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 12 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 1 Year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
12 Month Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
12 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Kid's CD - 12 Month (0-18 yrs old) CD's
$200
3.40%
▼
Rate3.40%
Min Deposit$200
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
12 Month initial term promo rate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1 Year Time Certificates of Deposit
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12 Month Certificates of Deposit & IRAs
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 MONTH Certificates of Deposit
$10,000
3.29%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12 Month Educational IRA Certificate
$500
3.29%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
12 Month New Deposit Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
12-month Certificate
$10,000
3.20%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificates of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.77%
IRA Share Certificate 12 Months
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 12-month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
12 Month CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
Children's 12-Month Certificates
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Children's (18 and younger)
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1 Year CD
$50,000
2.30%
▼
Rate2.28%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 & Over
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
12 MONTH Certificates of Deposit
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD Individual Retirement Account
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificates of Deposit
$1,000
1.61%
▼
Rate1.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Month Certificate of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 12 Month
$500
1.46%
▼
Rate1.45%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
18 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Jumbo Certificates - minimum opening deposit of 18 month
$90,000
3.05%
▼
Rate3.00%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details
$90,000.00
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 18 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
939 S Locust St, Grand Island, NE 68801
12, 17, 18 Months Share Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
18 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Month Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
18-Month Share Certificate - Special
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 18 Month
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
18 Months Certificate and IRA Account
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18 Month Share Certificate
$0
3.29%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500.00 Minimum
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 month CD's
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 18 Months
$0
3.10%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rewards rates require checking account relationship
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
18 Month Share Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
18 Months Time Certificates of Deposit
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
18 MONTH Certificates of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD Individual Retirement Account
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 18-month
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
18 Month Certificate Of Deposit
$250
2.12%
▼
Rate2.10%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
$250 minimum to open
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificates of Deposit
$10,000
1.66%
▼
Rate1.65%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificates of Deposit
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificate of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Month Certificates of Deposit and Individual Retirement Accounts
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Certificate of Deposit
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months CD Specials
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
18 Month Certificates of Deposit & IRAs
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
18 Months Certificates
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
24 Month CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Jumbo Certificates - minimum opening deposit of 24 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details
$90,000.00
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 24 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
4.16%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Penalty for early withdrawal
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
24 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 24 months
$150,000
3.65%
▼
Rate3.60%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details
? $150,000
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
24 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
24 Months - Special Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 24 Month
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
24 Months Certificate and IRA Account
$100,000
3.30%
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
24 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
24 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
24 MONTH Certificates of Deposit
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month CD's
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 24 Months
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rewards rates require checking account relationship
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 24-month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 2 Years
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
2 Years Time Certificates of Deposit
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 24 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
24 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 & Over
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD Individual Retirement Account
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$500
2.22%
▼
Rate2.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
24 Month Certificate Of Deposit
$250
2.17%
▼
Rate2.15%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
$250 minimum to open
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificates of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
24-Month Certificates
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 24 Month
$500
1.86%
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificates of Deposit
$1,000
1.71%
▼
Rate1.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Month Certificate of Deposit
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months Certificate of Deposit
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months CD Specials
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
24 Month Certificates of Deposit & IRAs
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
24 Months Certificates
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
939 S Locust St, Grand Island, NE 68801
36 Months Share Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
3 Year CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Jumbo Certificates - minimum opening deposit of 36 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details
$90,000.00
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 36 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
36-Month Share Certificate - Special
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
36 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
One Bump - Up per Term
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
36 Month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36 Month Share Certificate
$0
3.54%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500.00 Minimum
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
36 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
36 MONTH Certificates of Deposit
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 36 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
36 Month CD Special
$2,500
3.03%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Take advantage of these special CD rates through April 30th:
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
36 Months Certificate and IRA Account
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 36-month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 36 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rewards rates require checking account relationship
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 36 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details
? $150,000
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Years Time Certificates of Deposit
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD Individual Retirement Account
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 36 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 3 Years
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
36 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
2.47%
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 & Over
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
36 Month Certificate Of Deposit
$250
2.27%
▼
Rate2.25%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
$250 minimum to open
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificates of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 36 Month
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificates of Deposit
$5,000
1.86%
▼
Rate1.85%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Month Certificate of Deposit
$500
1.85%
▼
Rate1.84%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
36 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
1.85%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
36 Month Certificates of Deposit and Individual Retirement Accounts
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months CD Specials
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months Certificate of Deposit
$1,000
1.41%
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
36 Month Certificates of Deposit & IRAs
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
4 Year CD
$1,000
3.35%
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Jumbo Certificates - minimum opening deposit of 48 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details
$90,000.00
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 48 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate3.80%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48 Month Share Certificate
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500.00 Minimum
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
48 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
48 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
48 MONTH Certificates of Deposit
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 48 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
48 Months Certificate and IRA Account
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 48 Months
$0
2.95%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rewards rates require checking account relationship
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD IRA Certificates
$100,000
2.88%
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 48 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details
? $150,000
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$0
2.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
4 Years Time Certificates of Deposit
$500
2.55%
▼
Rate2.53%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 48-month
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
48 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 & Over
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
48 Month Certificate Of Deposit
$250
2.37%
▼
Rate2.35%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
$250 minimum to open
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificates of Deposit
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 48 Month
$500
2.12%
▼
Rate2.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificates of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
48 Month Certificate of Deposit
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
48 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Months CD Specials
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Months Certificate of Deposit
$1,000
1.46%
▼
Rate1.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
48 Month Certificates of Deposit & IRAs
$500
1.16%
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
5 Year CD
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Jumbo Certificates - minimum opening deposit of 60 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details
$90,000.00
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1333 N Webb Rd, Grand Island, NE 68803
Personal & IRA CDs 60 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
60 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
60 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
60 MONTH Certificates of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
60 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
60-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate of Deposit
$500
3.10%
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
60 Month Certificates of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
60 Months Certificate and IRA Account
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Rewards Term Share 60 Months
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rewards rates require checking account relationship
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 60 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details
? $150,000
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$0
2.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
60 Month Certificate Of Deposit
$250
2.52%
▼
Rate2.50%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
$250 minimum to open
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
60 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
60 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
5 Years Time Certificates of Deposit
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 & Over
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificates of Deposit
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-60 Months CD
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 60-month
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
60 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months CD Specials
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months Certificate of Deposit
$1,000
1.56%
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
60 Month Certificates of Deposit & IRAs
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Grand Island, NE CD Rate Trends
Compare local Grand Island, NE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NE Avg
2.677%
▼ 0.077 vs 7 days ago
Nebraska 12-month CD rates fell 0.077 points over the past 7 days to 2.677% APY.
6-Month CD — NE Avg
2.620%
▼ 0.158 vs 7 days ago
Nebraska 6-month CD rates fell 0.158 points over the past 7 days to 2.620% APY.
As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions
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NE CD Rate Forecast — Next 12 Months
Where are Nebraska CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NE 12-Month Avg APY
2.677%
6-Month Forecast
2.677%
Range: 2.48% – 2.83%
12-Month Forecast
2.427%
Range: 2.23% – 2.58%
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What Your Savings Earn at NE CD Rates Today
Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.
| CD Term | NE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.608% | $80.41 | $160.81 | $402.03 | $804.05 |
| 6-Month CD | 2.620% | $130.99 | $261.97 | $654.93 | $1,309.85 |
| 12-Month CD | 2.677% | $133.84 | $267.67 | $669.18 | $1,338.35 |
| 18-Month CD | 2.628% | $131.41 | $262.82 | $657.05 | $1,314.10 |
| 24-Month CD | 2.742% | $137.12 | $274.23 | $685.58 | $1,371.15 |
| 36-Month CD | 2.640% | $131.98 | $263.96 | $659.90 | $1,319.80 |
| 48-Month CD | 2.656% | $132.79 | $265.58 | $663.95 | $1,327.90 |
| 60-Month CD | 2.725% | $136.26 | $272.52 | $681.30 | $1,362.60 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026. | |||||
Sample CD Ladder for Grand Island, Nebraska Savers
$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.608% | $80.41 |
| 2 | 6-Month CD | $5,000 | 2.620% | $130.99 |
| 3 | 12-Month CD | $5,000 | 2.677% | $133.84 |
| 4 | 24-Month CD | $5,000 | 2.742% | $137.12 |
| 5 | 36-Month CD | $5,000 | 2.640% | $131.98 |
| Total ($25,000 invested) | $25,000 | 2.457% blended | $614.34/yr | |
Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
61
Institutions
in Grand Island, Nebraska
in Grand Island, Nebraska
41 Banks
20 Credit Unions
About Our Grand Island, Nebraska CD Rate Database
MonitorBankRates tracks CD rates from 41 banks and 20 credit unions with locations in Grand Island, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Pathway Bank offers a CD at 3.75% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Grand Island, Nebraska.
How to Find the Best CD Rates in Grand Island, Nebraska
What to compare when shopping for a CD in Grand Island, Nebraska
To find the best APYs in Grand Island, Nebraska, start with credit unions and online-only banks — Grand Island, Nebraska has 20 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Grand Island, Nebraska
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Grand Island, Nebraska — 61 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Grand Island, Nebraska savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Grand Island, Nebraska money market rates
Grand Island, Nebraska Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
14.8%
National avg: 17.3%
Median Individual Earnings
$40,388
National avg: $47,340
Poverty Rate
15.2%
National avg: 11.1%
Unemployment Rate
4.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$108/yr
At NE 12-mo avg 2.677% APY
14.8% of residents are 65 or older — below the national average of 17.3%. At today’s NE 12-month CD average of 2.677%, saving 10% of the local median salary ($4,038/year) and putting it in a CD would earn an additional $108 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Grand Island, Nebraska
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Grand Island, Nebraska
Are CD rates in Grand Island, Nebraska FDIC insured?
Yes, most established banks in Grand Island, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Grand Island, Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Grand Island, Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Grand Island, Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Grand Island, Nebraska?
Here are recent top rates found for this area:
- Pathway Bank: 3.75% APY (3 Month CD)
- Union Bank and Trust Company: 3.70% APY (6-month CD)
- Trius Federal Credit Union: 3.40% APY (36 Months Share Certificate)
- Centris Federal Credit Union: 3.35% APY (Jumbo Certificates - minimum opening deposit of 6 month)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
- Heritage Bank Wood River, NE: 1.50% APY (Personal & IRA CDs 48 month)
- Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
- Omaha Police Federal Credit Union: 4.11% APY (6 Month CD Special)
- Heartland Area Federal Credit Union: 4.00% APY (6 mos. Certificates)
- Omaha Federal Credit Union: 4.00% APY (6 Month Share Certificates)
Rates reflect recent verified offers available in Grand Island, Nebraska. Last Updated: April 21, 2026
CD Calculators for Grand Island, Nebraska
Grand Island, Nebraska CD Calculator
At today’s NE top rate of 3.75% APY, a $10,000 deposit earns $375 in the first year. Enter your amount to see your exact return.
Grand Island, Nebraska CD LadderNE CD rates currently range from 1.608% (3-month) to 2.640% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Grand Island, Nebraska CD at 3.75% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNebraska’s average 12-month CD is 2.677% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Grand Island, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grand Island, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026
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