CD Rates Genoa, Nevada (NV) for April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Genoa, Nevada CD rates include Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38%Real return: +1.35%APY minus CPI (February 2026) offering Youth certificate 60-month youth certificate at 4.15% APY, InTouch Credit UnionInTouch Credit UnionA5.0 ★Texas Ratio: 10.50%Real return: +1.10%APY minus CPI (February 2026) offering 3-Month HYC Certificate at 3.90% APY, Clark County Credit UnionClark County Credit UnionA+5.0 ★Texas Ratio: 2.63%Real return: +1.02%APY minus CPI (February 2026) offering 3-month cd at 3.82% APY, Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit UnionA+5.0 ★Texas Ratio: 3.29%Real return: +0.95%APY minus CPI (February 2026) offering Business Certificates 12-Month Certificate at 3.75% APY, and Royal Business BankRoyal Business BankA5.0 ★Texas Ratio: 6.64%Real return: +0.95%APY minus CPI (February 2026) offering 6-Month CD at 3.75% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Genoa is a smaller community with no bank or credit union branches currently in our database. 62 institutions serving the Nevada area are available to Genoa residents, with CD rates as high as 4.15% APY from Mountain America Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Compare Best CD Rates in Genoa, Nevada & the Surrounding Area
$100,000 Minimum to Earn APY
$1,000 minimum & early withdrawal penalty may be imposed.
$100,000 Minimum to Earn APY
$1,000 minimum & early withdrawal penalty may be imposed.
$100,000 Minimum to Earn APY
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
Qualifying balance up to $49,000.00
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
$100,000 Minimum to Earn APY
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Genoa, NV CD Rate Trends
Compare local Genoa, NV CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada 12-month CD rates fell 1.067 points over the past 7 days to 1.987% APY.
Nevada 6-month CD rates fell 2.003 points over the past 7 days to 1.165% APY.
What Your Savings Earn at NV CD Rates Today
Annual interest earnings at today’s Nevada average APYs. State average used where available; national average as fallback.
| CD Term | NV Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.606% | $80.30 | $160.60 | $401.50 | $803.00 |
| 6-Month CD | 1.165% | $58.27 | $116.53 | $291.33 | $582.65 |
| 12-Month CD | 1.987% | $99.34 | $198.67 | $496.68 | $993.35 |
| 18-Month CD | 2.349% | $117.43 | $234.85 | $587.13 | $1,174.25 |
| 24-Month CD | 2.401% | $120.04 | $240.07 | $600.18 | $1,200.35 |
| 36-Month CD | 3.040% | $152.02 | $304.04 | $760.10 | $1,520.20 |
| 48-Month CD | 3.305% | $165.24 | $330.48 | $826.20 | $1,652.40 |
| 60-Month CD | 3.188% | $159.42 | $318.84 | $797.10 | $1,594.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026. | |||||
Sample CD Ladder for Genoa, Nevada Savers
$25,000 split equally across 5 terms using today’s Nevada average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NV Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.606% | $80.30 |
| 2 | 6-Month CD | $5,000 | 1.165% | $58.27 |
| 3 | 12-Month CD | $5,000 | 1.987% | $99.34 |
| 4 | 24-Month CD | $5,000 | 2.401% | $120.04 |
| 5 | 36-Month CD | $5,000 | 3.040% | $152.02 |
| Total ($25,000 invested) | $25,000 | 2.040% blended | $509.97/yr | |
Ladder example uses equal $5,000 rungs and Nevada average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
CD-Reporting Institutions in Genoa, Nevada
MonitorBankRates tracks CD rates from 16 institutions reporting rates in Genoa, Nevada — including both local community institutions and national banks with a presence in this area. Rates are verified daily.
Frequently Asked Questions about CD Rates in Genoa, Nevada
Are CD rates in Genoa, Nevada FDIC insured?
Do I have to pay state taxes on CD interest in Genoa, Nevada?
Can I withdraw my money early from a CD?
What is the difference between a Jumbo CD and a regular CD?
Are fixed-rate CDs better than variable-rate CDs?
What is a CD ladder?
Best CD rates in Genoa, Nevada?
- Mountain America Federal Credit Union: 4.15% APY (Youth certificate 60-month youth certificate)
- InTouch Credit Union: 3.90% APY (3-Month HYC Certificate)
- Clark County Credit Union: 3.82% APY (3-month cd)
- Aloha Pacific Federal Credit Union: 3.75% APY (Business Certificates 12-Month Certificate)
- Royal Business Bank: 3.75% APY (6-Month CD)
- UNIFY Financial Federal Credit Union: 3.69% APY (IRA Certificate Term 18-Month Variable)
- Wilmington Savings Fund Society (WSFS): 3.50% APY (3-Month CD)
- Farm Bureau Bank FSB: 3.35% APY (FB-Org Certificate of Deposit [CD] 1 year)
- Baxter Credit Union: 3.30% APY (18-month term)
- One Nevada Credit Union: 3.30% APY (1 Year CD)
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Genoa, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Genoa, Nevada. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
