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CD Rates Stanhope, New Jersey (NJ) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 11, 2026

Current Stanhope, New Jersey CD rates include Nova UA Federal Credit UnionNova UA Federal Credit UnionA+5.0 ★Texas Ratio: 0.88% offering 3 Month IRA Share Certificate at 4.12% APY, USALLIANCEUSALLIANCEB4.5 ★Texas Ratio: 21.07% offering 18 Month Certificate at 4.10% APY, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit UnionA+5.0 ★Texas Ratio: 1.47% offering 6 Month Certificate at 4.08% APY, Blue Foundry BankBlue Foundry BankA+5.0 ★Texas Ratio: 2.56% offering 3 MONTH CD at 3.95% APY, and American Heritage Federal Credit UnionAmerican Heritage Federal Credit UnionA5.0 ★Texas Ratio: 9.69% offering 18 Month (Legacy Club) Certificates/IRA Certificates at 3.91% APY. CD rates as of April 11, 2026 according to verified data from MonitorBankRates.

Stanhope is a smaller community with no bank or credit union branches currently in our database. 293 institutions serving the New Jersey area are available to Stanhope residents, with CD rates as high as 4.12% APY from Nova UA Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 11, 2026

Compare Best CD Rates in Stanhope, New Jersey & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3 Month IRA Share Certificate
$0
4.12%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Foundry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
3 MONTH CD
$1,000
3.95%
View
▼
Rate3.87%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

With Checking

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Certificate of Deposit 3 Month Term
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
3 Month Certificate of Deposit - Branch
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON 3-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Online Only

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3 month Term Savings Certificates
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Customers Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
3-month CD
$500
3.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

$500 minimum to open and earn APY

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
3 month CD's
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
3 Month Certificates/IRA Certificates
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
3 Month CD
$500
3.40%
View
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
3 Month CD
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
3 month CD
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
3 month Share Certificates
$1,000
2.88%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty May Apply

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$1,000
2.75%
View
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Rates and Terms shown are for CDs opened or renewed in branch. Minimum to open is $1,000.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
Traditional IRA / Roth IRA Share Certificates 3 month
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$100,000 and above

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 month Certificates
$50,000
2.50%
View
▼
Rate2.47%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
3 Month Certificate
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 1 month interest

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
90 Day Certificate
$0
2.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PSE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
IRA 3 Month
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month Certificate
$0
1.10%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Penalties may apply for early withdrawals

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3 Month Certificate
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pennsville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
3 Month CD
$2,500
0.75%
View
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 3-Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 3 Month Certificate
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
3 Month Share Certificate
$0
0.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Franklin Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
3-Month CD
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3 Month Certificate of Deposit (CD)
$1,000
0.10%
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
3 Month Certificates of Deposit
$0
0.05%
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3 month Certificate of Deposit
$1,000
0.02%
View
▼
Rate0.02%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6 Month Certificate
$0
4.08%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 1 month interest

OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6 Month CD
$5,000
3.85%
View
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details

NEW MONEY REQUIRED ? IRA ELIGIBLE

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
6 Month Certificate
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6 Month Certificates/IRA Certificates
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PSE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
IRA 6 Month
$500
3.70%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Traditional SC 6 Mo.
$500
3.66%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
6 Month CD
$500
3.65%
View
▼
Rate3.58%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

FNB of Elmer
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month PROMO
$10,000
3.60%
View
▼
Rate3.54%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

($10K min NEW money)

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money 6 Month CD
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
6 month CD's
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
6 month CD
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100,000 Minimum to Earn APY

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
6-Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6 month Term Savings Certificates
$0
3.39%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
6 Month Share Certificate
$2,500
3.25%
View
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
6 month Share Certificates
$1,000
3.19%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty May Apply

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
6 month Certificate
$0
3.10%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Commerce Bank (NJ)
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6 Month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Online Only; CD will automatically renew on maturity at the then current published FCB APY for that term.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
Traditional IRA / Roth IRA Share Certificates 6 month
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$100,000 and above

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
6 Month CD
$0
2.78%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 6-month
$0
2.60%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6 month Certificate of Deposit
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 month Certificates
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
180 Day Certificate
$0
2.24%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Certificates of Deposit 6-Month
$1,000
2.00%
View
▼
Rate1.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Certificate
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Penalties may apply for early withdrawals

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 6 Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
6 Month Certificate
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
6-Month Certificates of Deposit (CDs)
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 91 Days Interest

Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
6 Month IRA Share Certificate
$0
0.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
6 Month Share Certificate
$0
0.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Foundry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 Month Term CDs
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
6 Month Certificate of Deposit (CD)
$1,000
0.15%
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Essex County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Share Certificate 6 Month
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
6 Month CD
$1,000
0.05%
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
12 Month Certificate
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month (IRA Certificate) Certificates/IRA Certificates
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Limited time offer. Only available in our branches.

First Bank (NJ)
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
12-month CD
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
12-Mo. Jumbo Promo. Cert.
$100,000
3.70%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100,000 min.; Additional terms available.; Offer ends April 20, 2026.

United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.86%
1 Year Certificate
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 12 Month Certificate
$500
3.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
12 month IRA share certificate
$500
3.61%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Certificate of Deposit 1 Year Term
$500
3.60%
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
CD's 1 year
$0
3.57%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

ABCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
12-Month Certificate
$0
3.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

As Low As

Union County Savings Bank Elizabeth, NJ
Institution Rating:
A+5.0 ★
1 Year IRA
$500
3.55%
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
12 Month Certificate of Deposit - Branch
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money 12 Month CD
$0
3.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Haven Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
12 Month CD
$100
3.40%
View
▼
Rate3.34%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12-Month CD
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 month Share Certificates
$1,000
3.29%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty May Apply

Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
12 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
12 month Term Savings Certificates
$0
3.19%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 12-month
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month Relationship IRA/Roth
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
12 month CD's
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
12 Month CD
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month Certificates of Deposit
$10,000
2.95%
View
▼
Rate2.95%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
1 Year CD
$0
2.78%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New York Times Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 Year Certificates - Share
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1 year Certificates
$50,000
2.60%
View
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Magyar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
IRA 12-month**
$100
2.50%
View
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
1 Year Certificate
$0
2.44%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
12 month Certificate of Deposit
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
1 Year CD
$500
1.75%
View
▼
Rate1.71%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 month Certificate
$0
1.45%
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Penalties may apply for early withdrawals

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Certificates (CDs)
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
12 Month Business Certificate Account
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 12 Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
12 Month Certificate
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hamilton Horizons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
Regular Share Certificates 1 Year
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 12-Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
12 Month IRA Share Certificate
$0
0.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Foundry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12 Month Term CDs
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
12 Month Share Certificate
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Franklin Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
12-Month CD
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pennsville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
12 Month CD
$2,500
0.20%
View
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
12 Month Certificates of Deposit
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
18 Month Certificate
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pinnacle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month Share Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100,000 Minimum to Earn APY

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
18 month IRA share certificate
$500
3.66%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
18 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 3 months interest

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
18-Mo. Jumbo Promo. Certificate
$100,000
3.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100,000 minimum to open. Offer expires April 20, 2026.

Union County Savings Bank Elizabeth, NJ
Institution Rating:
A+5.0 ★
18 Month CD
$500
3.45%
View
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

new money only^

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
18 Month Certificate
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18-Month Fixed Rate CD
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Certificates of Deposit 18-Month
$500
3.25%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
18 Month Certificates of Deposit
$25,000
3.17%
View
▼
Rate3.15%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 month Share Certificates
$1,000
3.03%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty May Apply

Hanover Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
18 Month CD
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18 month Term Savings Certificates
$0
2.88%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 month Certificates
$50,000
2.70%
View
▼
Rate2.67%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Magyar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
IRA 18-month
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Bogota Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
18-Month Certificate of Deposit
$1,000
2.05%
View
▼
Rate2.03%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Interest Compounded Daily | Posted Monthly

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
18-Month Certificates of Deposit (CDs)
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 6 Months Interest

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
18 Month Business Certificate Account
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month Choice CD
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 18-Month
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 18 Month Certificate
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
18 Month IRA Share Certificate
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Schuyler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18 Month Flexible Certificate of Deposits & IRAs
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FNB of Elmer
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month Fixed Rate IRA Certificate
$100
0.30%
View
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
18 Month Certificates of Deposit
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerset Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit & IRAs 18 Month
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pennsville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
18 Month Rate Option CD
$2,500
0.15%
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
18 month Certificate of Deposit
$500
0.02%
View
▼
Rate0.02%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
24 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Rate Special

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
24 Month Certificates/IRA Certificates
$0
3.81%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2 year CD
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
24 month Share Certificate
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Roth or Traditional SC 24 Mo.
$500
3.61%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
24 month IRA share certificate
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
24 Month Certificate of Deposit - Branch
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Customers Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
24-month CD
$500
3.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

$500 minimum to open and earn APY

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
2 Year Term Certificate
$500
3.40%
View
▼
Rate3.37%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money 24 Month CD
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 2 Year Certificate
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
24 Month Certificate
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 24-month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 month Share Certificates
$1,000
3.08%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty May Apply

Pennsville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
24 Month CD
$2,500
3.04%
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
24 Month CD
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
24 Month Share Certificate
$2,500
2.85%
View
▼
Rate2.85%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
24 Month Certificates of Deposit
$25,000
2.81%
View
▼
Rate2.79%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
2 year Certificates
$50,000
2.75%
View
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
2 Year Certificate
$0
2.64%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
24 month Term Savings Certificates
$0
2.63%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Certificates (CDs)
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
24 month CD's
$0
2.58%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Magyar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
IRA 24-month
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
2 Year CD
$0
2.02%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
24 Month Relationship IRA/Roth
$1,000
1.90%
View
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2-Year Certificates of Deposit (CDs)
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 6 Months Interest

Haven Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
24 Month CD
$100
1.65%
View
▼
Rate1.64%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Community Financial Services Federal Credit Union
Institution Rating:
F3.0 ★Texas Ratio: 39.45%
Share Certificate - 2 Year
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

A 90-day dividend penalty will be imposed for early withdrawal on Share Certificates. The penalty is calculated as a forfeiture of part of the dividends that have been earned on the account. If the account has not yet earned enough dividends, the penalty will be deducted from the principal. Fees may reduce earnings. Minimum balance required to open account is $2500.

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
24 Month Business Certificate Account
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 24 Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 24-Month
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
24 Month IRA Share Certificate
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
24 Month Share Certificate
$0
0.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
24 Month Certificate of Deposit (CD)
$1,000
0.35%
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Essex County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Share Certificate 24 Month
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerset Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit & IRAs 24 Month
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
24 Month Certificates of Deposit
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
24 month Certificate of Deposit
$500
0.04%
View
▼
Rate0.04%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
36 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Rate Special

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
36 Month Certificate
$0
3.81%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
3 year CD
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
36 Month Certificate
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 3 months interest

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100,000 Minimum to Earn APY

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
36 month IRA share certificate
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Blue Foundry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
AXIS 36 MONTH CD SPECIAL
$1,000
3.55%
View
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

with Blue Axis Checking? & Direct Deposit

Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Roth or Traditional SC 36 Mo.
$500
3.51%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
3-Year Certificates of Deposit (CDs) / IRA CDs
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Certificates of Deposit 36-Month
$500
3.40%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

PSE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
IRA 3 Year
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 month Share Certificates
$1,000
3.19%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty May Apply

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 36-month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Magyar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
36-month CDs (Certificates of Deposit)
$2,500
3.00%
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36 Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
3 Year Certificate
$0
2.84%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 year Certificates
$50,000
2.75%
View
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
36 Month Certificate of Deposit
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term
$0
2.49%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
36 month CD's
$0
2.43%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
36 Month Certificates of Deposit
$25,000
2.41%
View
▼
Rate2.39%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
36 month Term Savings Certificates
$0
2.32%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pennsville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
36 Month CD
$2,500
2.27%
View
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Union County Savings Bank Elizabeth, NJ
Institution Rating:
A+5.0 ★
3 Year CD / IRA
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

existing funds

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
3-Year Certificates of Deposit (CDs)
$0
2.15%
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 18 Months Interest

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 3 Year Certificate
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Community Financial Services Federal Credit Union
Institution Rating:
F3.0 ★Texas Ratio: 39.45%
Share Certificate - 3 Year
$0
1.77%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

A 90-day dividend penalty will be imposed for early withdrawal on Share Certificates. The penalty is calculated as a forfeiture of part of the dividends that have been earned on the account. If the account has not yet earned enough dividends, the penalty will be deducted from the principal. Fees may reduce earnings. Minimum balance required to open account is $2500.

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
3 Year CD
$0
1.76%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Haven Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
36 Month CD
$100
1.65%
View
▼
Rate1.64%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
36 Month Business Certificate Account
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
36 Month Certificates of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
36 Month IRA Share Certificate
$0
0.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bogota Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
36-Month Certificate of Deposit
$1,000
0.75%
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Interest Compounded Daily | Posted Monthly

Kearny Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
3 Year CD
$500
0.55%
View
▼
Rate0.54%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
36 Month Certificate of Deposit (CD)
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

FNB of Elmer
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 Month Fixed Rate IRA Certificate
$100
0.45%
View
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Franklin Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
36-Month CD
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Somerset Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit & IRAs 36 Month
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
36 month Certificate of Deposit
$500
0.06%
View
▼
Rate0.06%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
48 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificates/IRA Certificates
$0
3.81%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
4 year CD
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
48 Month Certificate of Deposit - Branch
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
48 month IRA share certificate
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Roth or Traditional SC 48 Mo.
$500
3.51%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
4-Year Certificates of Deposit (CDs) / IRA CDs
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

PSE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
IRA 4 Year
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Magyar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
48-month CDs (Certificates of Deposit)
$2,500
3.25%
View
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 month Share Certificates
$1,000
3.24%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty May Apply

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
4 Year Term Certificate
$500
3.20%
View
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 48-month
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
4 Year Certificate
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Foundry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
48 Month Term CDs
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
48 Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
4 year Certificates
$50,000
2.75%
View
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term
$0
2.64%
View
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48 Month Certificate of Deposit
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
48 Month Certificates of Deposit
$25,000
2.46%
View
▼
Rate2.44%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
48 month CD's
$0
2.43%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Union County Savings Bank Elizabeth, NJ
Institution Rating:
A+5.0 ★
4 Year CD
$500
2.35%
View
▼
Rate2.32%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4-Year Certificates of Deposit (CDs)
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 18 Months Interest

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 4 Year Certificate
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
48 Month Relationship IRA/Roth
$1,000
1.80%
View
▼
Rate1.79%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
48 Month Business Certificate Account
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 48-Month
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 48 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bogota Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
48-Month Certificate of Deposit
$1,000
0.75%
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Interest Compounded Daily | Posted Monthly

Kearny Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
4 Year CD
$500
0.70%
View
▼
Rate0.69%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
48 Month Certificates of Deposit
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
48 Month Certificate of Deposit (CD)
$1,000
0.55%
View
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

FNB of Elmer
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
48 Month Fixed Rate IRA Certificate
$100
0.50%
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Franklin Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
48-Month CD
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pennsville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
48 Month CD
$2,500
0.40%
View
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
48 month Certificate of Deposit
$500
0.08%
View
▼
Rate0.08%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
60 Month Certificate
$0
3.95%
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
60 Month Certificate
$0
3.92%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 6 months interest

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
60 Month Certificates/IRA Certificates
$0
3.81%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
5 year CD
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.86%
5 Year IRA Certificate of Deposit
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Certificates of Deposit 60-Month
$500
3.60%
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
60 month IRA share certificate
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Roth or Traditional SC 60 Mo.
$500
3.51%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Magyar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
60-month CDs (Certificates of Deposit)
$2,500
3.50%
View
▼
Rate3.45%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
60 month Share Certificate
$0
3.44%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
5 Year CD
$0
3.29%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Foundry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
60 Month Term CDs
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
5 Year Certificate
$0
3.24%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
2.5 Year Term Certificate
$500
3.20%
View
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 60-month
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
60 Month CD
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
60 Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
5 year Certificates
$50,000
2.75%
View
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
60 Month Certificates of Deposit
$25,000
2.57%
View
▼
Rate2.54%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
5-Year Certificates of Deposit (CDs)
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Early Withdrawal Penalty: 18 Months Interest

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
60 month CD's
$0
2.28%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
60 Month Business Certificate Account
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 5 Year Certificate
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
IRA Share Certificates 60 MONTH SHARE CERTIFICATE
$0
1.87%
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
60 Month Relationship IRA/Roth
$1,000
1.75%
View
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Union County Savings Bank Elizabeth, NJ
Institution Rating:
A+5.0 ★
5 Year CD
$500
1.36%
View
▼
Rate1.35%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 60-Month
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year Choice CD
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details

Relationship APY

Nova UA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
60 Month IRA Share Certificate
$0
0.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
IRA 60 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Essex County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Share Certificate 60 Month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
60 Month Certificate of Deposit (CD)
$1,000
0.65%
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
60 Month Certificates of Deposit
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
60 Month Share Certificate
$0
0.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
60 Month CD & Up
$1,000
0.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Sturdy Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
60 month Certificate of Deposit
$500
0.13%
View
▼
Rate0.13%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Stanhope, NJ CD Rate Trends

Compare local Stanhope, NJ CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Jersey CD Trends →
12-Month CD — NJ Avg
2.737%
▼ 0.561 vs 7 days ago

New Jersey 12-month CD rates fell 0.561 points over the past 7 days to 2.737% APY.

6-Month CD — NJ Avg
2.715%
▼ 0.355 vs 7 days ago

New Jersey 6-month CD rates fell 0.355 points over the past 7 days to 2.715% APY.

As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Stanhope, New Jersey

Are CD rates in Stanhope, New Jersey FDIC insured?

Yes, most established banks in Stanhope, New Jersey are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Stanhope, New Jersey?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Stanhope, New Jersey.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Stanhope, New Jersey may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Stanhope, New Jersey?

Here are recent top rates found for this area:
  • Nova UA Federal Credit Union: 4.12% APY (3 Month IRA Share Certificate)
  • USALLIANCE: 4.10% APY (18 Month Certificate)
  • Ukrainian Selfreliance Federal Credit Union: 4.08% APY (6 Month Certificate)
  • Blue Foundry Bank: 3.95% APY (3 MONTH CD)
  • American Heritage Federal Credit Union: 3.91% APY (18 Month (Legacy Club) Certificates/IRA Certificates)
  • OceanFirst Bank: 3.85% APY (6 Month CD)
  • Bank of Hope: 3.80% APY (12-month CD)
  • Mid Penn Bank: 3.80% APY (Certificate of Deposit 3 Month Term)
  • Jersey Central Federal Credit Union: 3.75% APY (4 year CD)
  • First Bank (NJ): 3.75% APY (12-month CD)
Rates reflect recent verified offers available in Stanhope, New Jersey. Last Updated: April 11, 2026

CD Calculators

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Withdrawal Penalty
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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Stanhope, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stanhope, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NJ.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 11, 2026

Stanhope, New Jersey Rates & Resources

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