Albuquerque, New Mexico Best CD Rates October 2026

$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

Balance: $90,000 +; Renewal Term: 3 Months; $1,000 minimum to open ($500 minimum for minors); A penalty may be assessed for early withdrawal

Balance: $90,000 and over; Renewal Term: 3 Months

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Balance: $100,000 or more; $1,000 opening deposit required

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Balance: $1,000 - $89,999; Renewal Term: 3 Months; $1,000 minimum to open ($500 minimum for minors); A penalty may be assessed for early withdrawal

Balance: $1,000 - $89,999; Renewal Term: 3 Months

Minimum Balance To Obtain APY: $1,000; rates based on zip code

Balance: up to $100,000.00; Rates for ZIP code 60603

Balance: $25,000.00 and above; Standard Rates

Balance: $1,000.00 - $24,999.99; Standard Rates

Balance: $1.00 - $999.99; Standard Rates

Balance: $100,000+ Minimum Balance to obtain APY

$100,000+ Minimum Balance to obtain APY; Penalty may be imposed for early withdrawal

Balance: $10,000+ minimum balance to obtain APY; Minimum balance to open $10,000

$10,000+ Minimum Balance to obtain APY; Minimum Balance to Open of $10,000

Balance: $1,000+ minimum to obtain APY; Minimum balance to open $1,000

Balance: $1,000+ minimum balance to obtain APY; Minimum Balance to Open of $1,000; Early withdrawal penalty may apply

Early Withdrawal Penalty: 90 Days

Kirby Kids certificate available to members enrolled in the Kirby Kids program (ages 12 & under)

Minimum to Open: $1,000

Balance: $1,000; Early withdrawal penalty: 90 Days Interest

Balance: $100,000 or more; $1,000 opening deposit required

IRA CD; $1,000 opening deposit required

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Minimum Balance To Obtain APY: $1,000; rates based on zip code

Balance: up to $100,000.00; Rates for ZIP code 60603

Balance: $25,000.00 and above; Standard Rates

Balance: $25,000.00 and above

Balance: $1,000.00 - $24,999.99; Standard Rates

Balance: $1,000.00 - $24,999.99

Balance: $1.00 - $999.99; Standard Rates

Balance: $1.00 - $999.99

Balance: $100,000+ Minimum Balance to obtain APY

$100,000+ Minimum Balance to obtain APY; Penalty may be imposed for early withdrawal

Balance: $10,000+ minimum balance to obtain APY; Minimum balance to open $10,000

$10,000+ Minimum Balance to obtain APY; Minimum Balance to Open of $10,000

Balance: $1,000+ minimum to obtain APY; Minimum balance to open $1,000

Balance: $1,000+ minimum balance to obtain APY; Minimum Balance to Open of $1,000; Early withdrawal penalty may apply

Early withdrawal penalty: 90 Days interest on amount withdrawn; Fixed rate dividends

Effective August 21, 2026; Early withdrawal penalties apply

Effective August 21, 2026; posting date 09-30-2026; Dividend rate 3.35%; Early withdrawal penalties apply

Loyalty APR and APY; requires a Platinum or Silver Debit Account; Minimum required deposit $25,000; APY: Annual Percentage Yield, based on compounded rate

Loyalty APR and APY; requires a Platinum or Silver Debit Account; Minimum required deposit $1,000

Early withdrawal penalty: 1 month interest on amount withdrawn

Minimum required deposit $25,000; APY: Annual Percentage Yield, based on compounded rate