MonitorBankRates
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CD Rates Dexter, New Mexico (NM) for April 2026

Current Dexter, New Mexico CD rates include State Employees Credit UnionState Employees Credit UnionC3.8 ★Texas Ratio: 29.00% offering 6 Month Share Certificate at 5.00% APY, Artesia Credit UnionArtesia Credit UnionA+5.0 ★Texas Ratio: 2.57% offering IRA Certificates 24 Month at 4.58% APY, GECU Federal Credit UnionGECU Federal Credit UnionA5.0 ★Texas Ratio: 6.97% offering 12-month Jumbo Certificate Individual Retirement Accounts (IRAs) at 4.35% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% offering Youth certificate 60-month youth certificate at 4.09% APY, and Los Alamos Schools Credit UnionLos Alamos Schools Credit UnionA+5.0 ★Texas Ratio: 1.28% offering 12 Month Youth Certificate of Deposit at 4.06% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Dexter is a smaller community with no bank or credit union branches currently in our database. 116 institutions serving the New Mexico area are available to Dexter residents, with CD rates as high as 5.00% APY from State Employees Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Dexter, New Mexico & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates 3 month
$0
3.67%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3-Month IRA Certificates
$500
3.60%
Rate3.54%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★Texas Ratio: 31.78%
3 Month CD
$5,000
3.50%
Rate3.45%
Min Deposit$5,000
Min Balance
UpdatedApr 5, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 3 Month
$250
3.04%
Rate3.00%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
3 Month Boost Term Share
$500
2.79%
Rate2.75%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
90 Day Certificate of Deposit
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Citizens Bank of Clovis
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$1,000
1.01%
Rate1.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
90 Day Certificate
$0
0.30%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
6 Month Share Certificate
$0
5.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bonus Rate

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
IRA/Share Certificates & Business Share Certificates 6 month
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
6 Month Boost Term Share
$500
3.82%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates - 6 month
$0
3.67%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6-Month F55 Certificate
$500
3.66%
Rate3.60%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
6 Month Certificate
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Tucumcari Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
6 Month Money Market CD
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6-Month IRA Certificates
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
6-Month CD Special
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Internationalites Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month Certificates of Deposit
$1,000
3.04%
Rate3.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Citizens Bank of Clovis
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$1,000
2.77%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
6 Month Term
$0
2.01%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 6 mo - 364 days
$0
1.51%
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
IRA Certificates 6 Month
$500
1.25%
Rate1.25%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
6 Month CD
$1,000
0.91%
Rate0.90%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
6-Month Share Certificate
$1,000
0.50%
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
GECU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
12-month Jumbo Certificate Individual Retirement Accounts (IRAs)
$50,000
4.35%
Rate4.35%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Monthly / APY: 4.44%

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
12 month Share Certificate
$0
4.32%
Rate4.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12 Month Youth Certificate of Deposit
$0
4.06%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

($10K limit per CD)

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
IRA/Share Certificates & Business Share Certificates 1 year
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1 Year Boost Advantage CD Saver
$50
3.82%
Rate3.75%
Min Deposit$50
Min Balance
UpdatedApr 5, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
12-Month F55 Certificate
$500
3.81%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 12 Month
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bonus Rate

Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates 12 month
$0
3.67%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
IRA 12 Month
$500
3.53%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

*

Santa Fe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
12 Month CD
$0
3.45%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

As High As

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 12 Month
$250
3.30%
Rate3.25%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
12-Month Certificate
$0
3.15%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Tucumcari Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
1 Year Money Market CD
$0
3.09%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Internationalites Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Month Certificates of Deposit
$1,000
3.04%
Rate3.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
1 Year Term
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Citizens Bank of Clovis
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate of Deposit
$1,000
2.90%
Rate2.90%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
12 Month CD
$1,000
2.51%
Rate2.50%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
IRA Certificates 1 Year
$500
1.75%
Rate1.75%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 12 mo - 23 mo
$0
1.51%
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month CD
$1,000
1.10%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
12-Month IRA Certificate
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
12 Month CD
$1,000
0.50%
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

On Deposits up to $100,000

Community 1st Bank Las Vegas
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
CDs / IRAs 1 Year
$100,000
0.40%
Rate0.40%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA CD 1 Year
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
Standard certificate 18-month certificate
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
IRA 18 Month
$500
3.79%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

*

Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
18 Month Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates 18 month
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
18-Month IRA Certificates
$500
3.40%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 18 Month
$250
3.20%
Rate3.15%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
18-Month IRA Certificates
$0
1.51%
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
18 Month CD
$1,000
0.60%
Rate0.60%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

On Deposits up to $100,000

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA Certificates 24 Month
$0
4.58%
Rate4.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

GECU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
24-month Jumbo Personal Smart-Step Certificate Account IRA
$50,000
4.02%
Rate3.95%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
IRA/Share Certificates & Business Share Certificates 2 year
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+

High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
IRA Accounts 24 Month CD
$0
3.61%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2 Year Boost Term Share
$500
3.56%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates 24 month
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
24-Month IRA Certificates
$500
3.35%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Year Term
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
24 Month Share Certificate
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bonus Rate

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 24 Month
$250
3.20%
Rate3.15%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Citizens Bank of Clovis
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Time Deposit Certificate of Deposit
$1,000
2.79%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Tucumcari Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2 Year Money Market CD
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
24 Month CD
$1,000
2.01%
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
IRA Certificates 2 Year
$500
2.00%
Rate2.00%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
24 Month CD
$1,000
1.20%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
24 Month CD
$1,000
0.70%
Rate0.70%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

On Deposits up to $100,000

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
IRA 36 Month
$500
3.53%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

*

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
IRA/Share Certificates & Business Share Certificates 3 year
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
36 month Share Certificate
$0
3.49%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
36-Month F55 Certificate
$500
3.45%
Rate3.40%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates 36 month
$0
3.41%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
36 Month Share Certificate
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bonus Rate

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
36-Month Bump IRA Certificates
$500
3.35%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
3 Year Term
$0
3.34%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
36 Month Certificate of Deposit
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 36 Month
$250
2.99%
Rate2.95%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Citizens Bank of Clovis
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Time Deposit Certificate of Deposit
$1,000
2.63%
Rate2.60%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 36 mo - 47 mo
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Tucumcari Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3 Year Money Market CD
$0
2.17%
Rate2.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
36-Month IRA Certificate
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
36 Month CD
$1,000
2.01%
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
36 Month CD
$1,000
1.30%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
48 Month Share Certificate
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bonus Rate

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
48 month Share Certificate
$0
3.49%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4 Year Boost Term Share
$500
3.45%
Rate3.40%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
IRA/Share Certificates & Business Share Certificates 4 year
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
48-Month IRA Certificates
$500
3.35%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
48 Month Certificate of Deposit
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates - 48 month
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 48 Month
$250
3.04%
Rate3.00%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
48-Month F55 Certificate
$500
2.84%
Rate2.80%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Citizens Bank of Clovis
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Time Deposit Certificate of Deposit
$1,000
2.53%
Rate2.50%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 48 mo - 59 mo
$0
2.32%
Rate2.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
48 Month CD
$1,000
2.01%
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
48 Month CD
$1,000
1.40%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
Youth certificate 60-month youth certificate
$0
4.09%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
IRA/Share Certificates & Business Share Certificates 5 year
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+

State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
60 Month Share Certificate
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bonus Rate

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
5 Year Boost Term Share
$500
3.56%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
60 month Share Certificate
$0
3.49%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
60-Month IRA Certificates
$500
3.40%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
60 Month Certificate of Deposit
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates - 60 month
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 60 Month
$250
3.04%
Rate3.00%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
IRA Certificates 5 Year
$500
3.00%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
60-Month F55 Certificate
$500
2.94%
Rate2.90%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
60 Month CD
$1,000
2.01%
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
60 Month CD
$1,000
1.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Dexter, NM CD Rate Trends

Compare local Dexter, NM CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Mexico CD Trends →
12-Month CD — NM Avg
3.019%
▲ 0.253 vs 7 days ago

New Mexico 12-month CD rates rose 0.253 points over the past 7 days to 3.019% APY.

6-Month CD — NM Avg
2.938%
▼ 0.046 vs 7 days ago

New Mexico 6-month CD rates fell 0.046 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Dexter, New Mexico

Are CD rates in Dexter, New Mexico FDIC insured?

Yes, most established banks in Dexter, New Mexico are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Dexter, New Mexico?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Dexter, New Mexico.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Dexter, New Mexico may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Dexter, New Mexico?

Here are recent top rates found for this area:
  • State Employees Credit Union: 5.00% APY (6 Month Share Certificate)
  • Artesia Credit Union: 4.58% APY (IRA Certificates 24 Month)
  • GECU Federal Credit Union: 4.35% APY (12-month Jumbo Certificate Individual Retirement Accounts (IRAs))
  • Mountain America Federal Credit Union: 4.09% APY (Youth certificate 60-month youth certificate)
  • Los Alamos Schools Credit Union: 4.06% APY (12 Month Youth Certificate of Deposit)
  • FIRSTLIGHT: 4.05% APY (IRA/Share Certificates & Business Share Certificates 1 year)
  • Evolve Federal Credit Union: 3.82% APY (6 Month Boost Term Share)
  • Northern New Mexico School Employees Federal Credit Union: 3.81% APY (12-Month F55 Certificate)
  • First National Bank Alamogordo, NM: 3.79% APY (IRA 18 Month)
  • Del Norte Credit Union: 3.67% APY (Business Certificates 12 month)
Rates reflect recent verified offers available in Dexter, New Mexico. Last Updated: April 5, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Dexter, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dexter, New Mexico. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NM.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026