CD Rates Murphy, North Carolina (NC) for April 2026

Current Murphy, North Carolina CD rates include United Community BankUnited Community Bank116 Peachtree St, Murphy, NC 28906A+5.0 ★Texas Ratio: 3.01% offering 6-month CD at 3.65% APY, First Citizens BankFirst Citizens Bank22 Hiwassee St, Murphy, NC 28906A+5.0 ★Texas Ratio: 5.24% offering 1-year convertible CD at 0.01% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit UnionA+5.0 ★Texas Ratio: 3.12% offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, U S POSTAL SERVICEU S POSTAL SERVICEA+5.0 ★Texas Ratio: 2.27% offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, and Founders Federal Credit UnionFounders Federal Credit UnionA+5.0 ★Texas Ratio: 4.65% offering 60 Month Fixed Rate IRA Certificates at 4.22% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.

Murphy has 3 local institutions in our database, with CD rates as high as 3.65% APY from United Community Bank at 116 Peachtree St, Murphy, NC 28906. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader North Carolina area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026