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CD Rates Eugene, Oregon (OR) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 2, 2026

Current Eugene, Oregon CD rates include Emerald Empire Federal Credit UnionEmerald Empire Federal Credit Union388 Pearl St, Eugene, OR 97401A+5.0 ★Texas Ratio: 1.40% offering Add-On 1 Year Certificate at 3.65% APY, EWEB EMPLOYEESEWEB EMPLOYEES4200 Roosevelt Blvd, Eugene, OR 97402 6520C+4.1 ★Texas Ratio: 25.28% offering 60 Month Certificate at 3.15% APY, Oregon Community Credit UnionOregon Community Credit Union2880 Chad Dr, Eugene, OR 97408A-5.0 ★Texas Ratio: 15.09% offering 36-month regular certificate at 3.15% APY, Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union2921 Crescent Ave, Eugene, OR 97408A+5.0 ★Texas Ratio: 4.47% offering Regular Business Certificates 12 month at 1.90% APY, and Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit Union10333 SE Main St, Portland, OR 97216 2940A+5.0 ★Texas Ratio: 2.11% offering 1-Year Certificate at 4.33% APY. CD rates as of April 2, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Eugene, Oregon, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 2, 2026

Compare Best CD Rates in Eugene, Oregon & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
3 Month Short Term Certificates
$0
3.65%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
3 Month TCD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 3 Month
$0
2.43%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
3 Month Certificate Accounts
$500
2.10%
View
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
3 Month Certificate
$100,000
1.55%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
3 Month Certificate
$0
0.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Month CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Month Certificate of Deposit (CD)
$0
0.40%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
388 Pearl St, Eugene, OR 97401
6-Month Certificate
$1,000
3.45%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
6 Month Certificate
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
4.07%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
6 Month Certificate
$100
3.75%
View
▼
Rate3.70%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
6 Month Certificate Account
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR 97216
6 MONTH SHARE CERTIFICATE
$0
3.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
6 Month Short Term Certificates
$0
3.55%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 6-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 6 Month Fixed Rate
$0
3.40%
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
6 Month Certificates or More
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$500

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
6 Month & Easy Saver Certificate Accounts
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
6-Month Share Certificate
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
6 Month Certificate
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 6 Month CD
$0
2.83%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 6 Month
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
6 Month Certificate
$0
2.20%
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
6 Month Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
6 Month Share and IRA Certificate
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
6-Month CD
$0
1.16%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
6-Month Certificate of Deposit (CD)
$0
1.00%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15700 Boones Ferry Rd, Lake Oswego, OR 97035
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
388 Pearl St, Eugene, OR 97401
Add-On 1 Year Certificate
$1,000
3.65%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
12 Month Certificate
$0
2.05%
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
2921 Crescent Ave, Eugene, OR 97408
Regular Business Certificates 12 month
$0
1.90%
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
12-month regular certificate
$500
1.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
4.33%
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 12-Month Certificate
$0
4.00%
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
12 Month Certificate
$100
3.75%
View
▼
Rate3.70%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
12 Month IRA
$500
3.66%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

$500.00 Minimum Opening Deposit; With .25% Bonus*

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
1-Year Certificate of Deposit (CD)
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
12 Month Special IRA
$100
3.50%
View
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
12 Month (1 Year) Certificate
$0
3.46%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 12 Month Fixed Rate
$0
3.40%
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
12 Month Certificates or More
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$500

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
12 Month Certificate
$100,000
3.30%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 1 Year Callable CD
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

w/$50,000 min. deposit

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
12 Month Certificate Accounts
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
12 month CD
$1,000
3.05%
View
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
12 Month TCD
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Riverview Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
112 Main St, Aumsville, OR 97325
12-month CD Special
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 12 Month
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
12 Month Certificate
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1-Year Certificates of Deposit
$500
2.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
12 Month Certificate
$0
2.30%
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
1 Year Share and IRA Certificate
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Share Certificates1 1 year
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
1 Year CD
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15700 Boones Ferry Rd, Lake Oswego, OR 97035
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
18-month regular certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
18 Month Certificate
$0
2.15%
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA
$0
3.50%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
102 W 5th St, Rainier, OR 97048
18 Month Money Builder Certificate
$25
3.46%
View
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 2, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 18 Month Fixed Rate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR 97216
18 MONTH SHARE CERTIFICATE
$0
2.99%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
18 Month Certificate
$100,000
2.80%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
18 Month Certificate
$0
2.69%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
18 Month Certificate
$0
2.40%
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 18 Month
$0
2.28%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
18 month CD
$1,000
2.00%
View
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
18 Month IRA
$100
1.95%
View
▼
Rate1.94%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
18 Month CD
$0
1.21%
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
24-month regular certificate
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
24 Month Certificate
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
24 Month Certificate
$100
3.50%
View
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
24 Month Certificates or More
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$500

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 2 Year Callable CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

w/$50,000 min. deposit

Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
24 Month IRA
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

$500.00 Minimum Opening Deposit

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 24 Month Fixed Rate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
24 Month Certificate Accounts
$500
2.90%
View
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
24 Month Certificate Account
$0
2.85%
View
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
24 Month Certificate
$0
2.80%
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
24 Month (2 Year) Certificate
$0
2.79%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
24 Month Certificate
$50,000
2.60%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 24-Month Certificate
$0
2.50%
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
24 Month Certificate
$0
2.30%
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
2 Year Share and IRA Certificate
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
2 Year IRA
$100
2.20%
View
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 24 Month
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
2-Year Certificates of Deposit
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
24-Month Share Certificate
$50,000
1.76%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
2 Year CD
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
2-Year Certificate of Deposit (CD)
$0
1.40%
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
388 Pearl St, Eugene, OR 97401
3-Year Bump-It-Up Certificate
$1,000
3.30%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
36-month regular certificate
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
36 Month Certificate
$0
2.65%
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
3-year (1x bump-up) IRA Share Certificate special
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
36 Month Certificates or More
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$500

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
36 Month IRA
$500
3.19%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

$500.00 Minimum Opening Deposit

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 3 Year Callable CD
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

w/$50,000 min. deposit

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR 97222
36 Month Certificate
$100
3.00%
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
36 Month (3 Year) Certificate
$0
2.94%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
36 Month Certificate Accounts
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
3 Year Certificate
$100,000
2.80%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
36 Month Certificate
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
3 Year Share and IRA Certificate
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
3 Year IRA
$100
2.30%
View
▼
Rate2.28%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
36-Month Share Certificate
$50,000
2.27%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
36 month CD
$1,000
2.00%
View
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Year Certificate of Deposit (CD)
$0
1.90%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
3 Year CD
$0
1.76%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 36 Month
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
48 Month Certificate
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
48 Month Certificates or More
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$500

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
48 Month IRA
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

$500.00 Minimum Opening Deposit

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
48 Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
48 Month Certificate Account
$0
2.85%
View
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
48 Month Certificate Accounts
$500
2.80%
View
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA Certificate 48 Month Certificate
$0
2.79%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
48 Month Certificate
$0
2.70%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
4 Year Share and IRA Certificate
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 48-Month Certificate
$0
2.50%
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
4 Year Certificate
$500
2.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
4 Year IRA
$100
2.35%
View
▼
Rate2.33%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
48-Month Certificates of Deposit
$500
2.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.

Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
48 month CD
$1,000
2.00%
View
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 48 Month
$0
1.41%
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
48 Month CD
$0
1.36%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
60 Month Certificate
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
60 Month Certificates or More
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$500

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
60 Month IRA
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

$500.00 Minimum Opening Deposit

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
60 Month Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA Certificate 60 Month Certificate
$0
2.89%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
60 Month Certificate Account
$0
2.85%
View
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Business 60 Month Certificate
$0
2.80%
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR 97229 5561
Share/IRA Certificates 5 Year Callable CD
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

w/$50,000 min. deposit

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
60 Month Certificate Accounts
$500
2.70%
View
▼
Rate2.67%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
5 Year Bump Up Share and IRA Certificates
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
60-Month Share Certificate
$50,000
2.53%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Jumbo Certificates of Deposit - Personal & Business 60 Month Fixed Rate
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
950 SE 10th Ave, Portland, OR 97214 2567
5 Year Certificate
$500
2.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
5 Year IRA
$100
2.40%
View
▼
Rate2.38%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
5-Year Certificates of Deposit
$500
1.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details

Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.

Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR 97330
60 Month CD
$0
1.41%
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
760 Sw 9th Ave, Portland, OR 97205
Fixed Rate Certificates 60 Month
$0
1.31%
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Frequently Asked Questions about CD Rates in Eugene, Oregon

Are CD rates in Eugene, Oregon FDIC insured?

Yes, most established banks in Eugene, Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Eugene, Oregon?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Eugene, Oregon.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Eugene, Oregon may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Eugene, Oregon?

Here are recent top rates found for this area:
  • Emerald Empire Federal Credit Union: 3.65% APY (Add-On 1 Year Certificate)
  • EWEB EMPLOYEES: 3.15% APY (60 Month Certificate)
  • Oregon Community Credit Union: 3.15% APY (36-month regular certificate)
  • Marion And Polk Schools Credit Union: 1.90% APY (Regular Business Certificates 12 month)
  • Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
  • Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
  • Pioneer Trust Bank: 3.82% APY (6 Month TCD)
  • CUTTING EDGE: 3.75% APY (6 Month Certificate)
  • Horizon Credit Union: 3.66% APY (12 Month IRA)
  • First Federal S&L of McMinnville: 3.65% APY (3 Month Short Term Certificates)
Rates reflect recent verified offers available in Eugene, Oregon. Last Updated: April 2, 2026

CD Calculators

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CD vs. HYSA

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Eugene, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Eugene, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 2, 2026

Eugene, Oregon Rates & Resources

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