CD Rates Frederick, Pennsylvania (PA) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Frederick, Pennsylvania CD rates include P.C. Federal Credit UnionP.C. Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Level 6 - 6 month term at 4.25% APY, U S POSTAL SERVICEU S POSTAL SERVICEA+5.0 ★Texas Ratio: 2.27% offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, Bethlehem 1st Federal Credit UnionBethlehem 1st Federal Credit UnionA+5.0 ★Texas Ratio: 1.60% offering 12 month Share Certificates at 4.15% APY, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit UnionA+5.0 ★Texas Ratio: 1.47% offering 6 Month Certificate at 4.08% APY, and Tendto Credit UnionTendto Credit UnionA+5.0 ★Texas Ratio: 3.98% offering 60 month Certificate at 4.07% APY. CD rates as of April 11, 2026 according to verified data from MonitorBankRates.
Frederick is a smaller community with no bank or credit union branches currently in our database. 393 institutions serving the Pennsylvania area are available to Frederick residents, with CD rates as high as 4.25% APY from P.C. Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 11, 2026
Compare Best CD Rates in Frederick, Pennsylvania & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
IRA Certificates of Deposit 90 Day
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3-Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Apollo Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
3-month Certificate of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
promotion
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 Minimum to Earn APY
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
3 month CD's
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
3 Month Certificates/IRA Certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
3 Month Savings Certificates
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
90 Day Jumbo Certificate
$0
3.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 month Certificates
$50,000
2.50%
▼
Rate2.47%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
3 Month Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Early Withdrawal Penalty: 1 month interest
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
3-Month Certificates
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
90 Day Certificate
$2,500
1.50%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Deposit $2,500
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3 Month IRA
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
3-month CD/IRA
$100
0.80%
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 3 Month
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Platinum CD 3 Month
$10,000
0.45%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3-month Certificates (Share or IRA)
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 6 - 6 month term
$100,000
4.25%
▼
Rate4.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100000.00 to open
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6 Month Certificate
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Early Withdrawal Penalty: 1 month interest
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Rollover 6 Month Jumbo Certificate
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 minimum deposit to open and earn APY. Penalty for early withdrawal.
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
NEW MONEY REQUIRED ? IRA ELIGIBLE
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedApr 11, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
6 Month CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6-Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
6 Month CD & IRA
$1,000
3.60%
▼
Rate3.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
NEW CD Special: 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
6 month CD's
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 Minimum to Earn APY
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Certificate 6 Month
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 6 Month
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
6 month Certificate
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 11, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
6 month Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$5,000 - $25,000
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6 Month Share Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
6 MONTH CERTIFICATE
$0
2.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 6 month
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 6 Month
$1,000
2.74%
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
6-Month Certificate
$0
2.73%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6 Month Certificate of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Paid At Maturity
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Youth Savings Certificate 6 Month Certificate
$25
2.50%
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedApr 11, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
6 Month Certificate
$1,000
2.37%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
6 Month Certificate of Deposit
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 month Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
$1,000 - $49,999
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
6 month Certificates of Deposit
$500
2.24%
▼
Rate2.22%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$100,000
2.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 6 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Share Certificate 6 Month
$1,000
1.30%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates (6 month)
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Share Certificates Of Deposits and IRA Accounts
$500
1.05%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.98%
6 Month Certificates of Deposit
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
6-month Certificates (Share or IRA)
$0
0.76%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
6 Month Certificate
$500
0.65%
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6 month share certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Substantial penalty for early withdrawal.
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
12 month Share Certificates
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 1 Year
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
URE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
12 Month Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month (IRA Certificate) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
12 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedApr 11, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
12-month CD/IRA
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
1 Year (12 Month) Adjustable CD
$5,000
3.72%
▼
Rate3.67%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
1 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates of Deposit 1 year
$0
3.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov. Member FDIC
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
12 Month IRA Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
12 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Early Withdrawal Penalty: 3 months interest
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 12 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Compounded Quarterly
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12 Month Regular Certificate
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
12 Month Large Depositor Special
$100,000
3.49%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
12 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Investment Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate of Deposit
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1 year Share Certificates
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25,000+
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 1 Year
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 and Above
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 11, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
12 Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month Relationship IRA/Roth
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
12 month CD's
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
12 Month Share Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 1 year
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
12 Month Certificate
$1,000
2.73%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1 Year Certificate of Deposit
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
12-Month Certificate
$0
2.63%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1 year Certificates
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
1 Year Share Certificates
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Latrobe Area Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1 year Certificate Accounts
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
12 month Certificates of Deposit
$500
2.49%
▼
Rate2.46%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Year IRA Certificate
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
12 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.35%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
Certificates of deposit/IRA 12 month variable rate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Share Certificate 12 Month
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 2 - 12 month term
$5,000
2.15%
▼
Rate2.15%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
$5000.00 to open
Altoona First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12-Month Variable Rate CD
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
1 Year Certificates of Deposit
$500
2.00%
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
12 Month Certificate of Deposit
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Share Certificates Of Deposits and IRA Accounts
$500
1.75%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
IRA Certificate 12 Month
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
12-month Certificates (Share or IRA)
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
18-Month Term Certificate
$0
4.03%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 18 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
18-month Flex CD
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 Minimum to Earn APY
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
18 Month Jumbo IRA Certificate
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
18 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Early Withdrawal Penalty: 3 months interest
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
18 Month Certificate of Deposit and IRA
$2,000
3.55%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 18 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
18 month Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25,000+
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
18-Month UnCD Certificate of Deposit
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
18 Month Special Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month CD
$10,000
3.30%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
18 month Share Certificate
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
18 Month Roth IRA Mini-Jumbo Term Certificates
$50,000
3.15%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
18-Month Share and IRA Certificates (CDs)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
18 Month CD & IRA
$500
2.90%
▼
Rate2.88%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18 Month Bump-Up Certificate of Deposit
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 month Certificates
$50,000
2.70%
▼
Rate2.67%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$1,000
2.50%
▼
Rate2.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 3 - 18 month term
$10,000
2.30%
▼
Rate2.30%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
$10000.00 to open
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
18 Month IRA Certificate of Deposit
$500
2.15%
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18-month Certificates of Deposit
$500
2.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1.5 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
IRA 18 Month Certificate
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Regular Rates
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 18 Month Certificate
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Traditional / Roth 18 Month Term CD
$500
1.46%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18-Month Certificate
$500
1.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month Certificates of Deposit
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details
Relationship APY
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
18 month share certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Substantial penalty for early withdrawal.
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
18 Month Certificate
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
18 Month Certificates of Deposit
$1,000
0.42%
▼
Rate0.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 2 Year
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
24 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
24 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
24 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 11, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
2 Year (24 Month) Adjustable CD
$5,000
3.76%
▼
Rate3.71%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 2 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
2 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
24 Month Certificates of Deposit and IRAs
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
24 Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Early Withdrawal Penalty: 3 months interest
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2 year Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25,000+
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 Minimum to Earn APY
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
24 Month Jumbo IRA Certificate
$100,000
3.40%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
24 MONTH BUMP Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
24 Month IRA Certificate
$5
3.30%
▼
Rate3.25%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Compounded Quarterly
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
24 Month Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
24 Month IRA
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
24 month Share Certificate
$0
3.04%
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 2 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month Certificates of Deposit
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
2 Year Certificate of Deposit
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
2.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
24 Month CD
$500
2.65%
▼
Rate2.63%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
24 month CD's
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
24-month Certificates of Deposit
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 3 - 24 month term
$10,000
2.35%
▼
Rate2.35%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
$10000.00 to open
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24-month CD
$25,000
2.25%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Certain new money restrictions apply.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
2 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
24 Month Relationship IRA/Roth
$1,000
1.90%
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates (24 month)
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
2 Year Certificates of Deposit
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
24-month Certificates (Share or IRA)
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
24 Month Certificate
$500
1.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
2-Year Share Certificate
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
24 Month Share Certificates Of Deposits and IRA Accounts
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
24-Month Certificate
$500
1.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month Nest Egg IRA - Adjustable Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
24 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 36-Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
36 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
36 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 11, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
3 Year Adjustable CD
$1,000
3.78%
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
36 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 3 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
3 year Share Certificates
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25,000+
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 Minimum to Earn APY
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
36 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
IRA Certificates of Deposit 36 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
36 Month Jumbo IRA Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
36-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year IRA Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Certificate 36 Month
$5
3.14%
▼
Rate3.10%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
36 month Share Certificate
$0
3.07%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
3 Year Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 36 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Compounded Quarterly
Rate2.92%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.78%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
36-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 year Certificates
$50,000
2.75%
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
36-Month Certificate
$0
2.58%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ukrainian Selfreliance of Western PA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
36-month certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36-month CD
$25,000
2.45%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Certain new money restrictions apply.
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
36 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
3 Year Roth/Traditional IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
36 month IRA Certificate
$0
2.10%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3 Year Certificate of Deposit
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Rollover 36 Month Jumbo Certificate
$100,000
1.85%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 minimum deposit to open and earn APY. Penalty for early withdrawal.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
36-month Certificates (Share or IRA)
$0
1.82%
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates (36 month)
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3-Year Share Certificate
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
36 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Platinum CD 36 Month
$10,000
0.75%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
36 Month (3 year) Certificates of Deposit
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
IRA Share Certificate 36 Month
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
United Bank of Philadelphia
Institution Rating:
F2.5 ★Texas Ratio: 45.27%
3-Year Certificate of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
4 year Share Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25,000+
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 4 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
48 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
48-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 Minimum to Earn APY
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
48 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
48 Month IRA Certificate
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 4 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
4 Year Term Certificate
$500
3.20%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 48 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
48 month Share Certificate
$0
3.14%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 4 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
48 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
48-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.73%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4 Year CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
48 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4 Year Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
48-month Certificates (Share or IRA)
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
48-Month IRA Certificates
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
4 Year Certificates of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
48 Month Relationship IRA/Roth
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
48 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Individual Retirement Account (IRA) 48 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
48 Month (4 year) Certificates of Deposit
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
48 Month Rising Rate CD
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
United Bank of Philadelphia
Institution Rating:
F2.5 ★Texas Ratio: 45.27%
4-Year Certificate of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$200,000
4.07%
▼
Rate4.01%
Min Deposit$200,000
Min Balance—
UpdatedApr 11, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
5 year Share Certificates
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$25,000+
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
60 Month Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Early Withdrawal Penalty: 6 months interest
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
60 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
5 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 5 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
60 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 11, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
60-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
$100,000 Minimum to Earn APY
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year Share Certificate / IRA Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
60 Month IRA Certificate
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60 Month CD or IRA
$1,000
3.31%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 5 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
60-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
60 Month Jumbo IRA Certificate
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
60 MONTH CERTIFICATE
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Share Certificate - 60 Month
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.92%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
60 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
60 Month IRA Mini-Jumbo Term Certificates
$50,000
2.80%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
60-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.98%
5 Year Certificates of Deposit
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60-month CD
$1,000
2.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Certain new money restrictions apply.
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
60 Month Standard Certificates of Deposit
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
60 month CD's
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
60-month Certificates (Share or IRA)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
5 Year Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
60 Month IRA Certificate of Deposit
$500
2.15%
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
5 Year Certificates of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
60-Month Share and IRA Certificates (CDs)
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
60-Month IRA Certificates
$0
1.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
5-Year Share Certificate
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
60 Month Relationship IRA/Roth
$1,000
1.60%
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Traditional / Roth 60 Month Term CD
$500
1.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
60 Month Certificate
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
60 Month Nest Egg IRA - Fixed Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
5 year certificate
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Individual Retirement Account (IRA) 60 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Frederick, PA CD Rate Trends
Compare local Frederick, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
1.897%
▼ 0.898 vs 7 days ago
Pennsylvania 12-month CD rates fell 0.898 points over the past 7 days to 1.897% APY.
6-Month CD — PA Avg
1.963%
▼ 0.232 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.232 points over the past 7 days to 1.963% APY.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Frederick, Pennsylvania
Are CD rates in Frederick, Pennsylvania FDIC insured?
Yes, most established banks in Frederick, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Frederick, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Frederick, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Frederick, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Frederick, Pennsylvania?
Here are recent top rates found for this area:
- P.C. Federal Credit Union: 4.25% APY (Level 6 - 6 month term)
- U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
- Bethlehem 1st Federal Credit Union: 4.15% APY (12 month Share Certificates)
- Ukrainian Selfreliance Federal Credit Union: 4.08% APY (6 Month Certificate)
- Tendto Credit Union: 4.07% APY (60 month Certificate)
- Philadelphia Federal Credit Union: 4.05% APY (Jumbo Certificate 1 Year)
- Wyrope Williamsport Federal Credit Union: 4.02% APY (5 year Share Certificates)
- Cross Valley Federal Credit Union: 4.00% APY (6 Month Certificates)
- MERCK SHARP and DOHME: 4.00% APY (Jumbo Certificates 60-Month)
- URE Federal Credit Union: 4.00% APY (12 Month Certificates of Deposit)
Rates reflect recent verified offers available in Frederick, Pennsylvania. Last Updated: April 11, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Frederick, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Frederick, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 11, 2026
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