CD Rates Todd, Pennsylvania (PA) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Todd, Pennsylvania CD rates include U S POSTAL SERVICEU S POSTAL SERVICEA+5.0 ★Texas Ratio: 2.27% offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, P.C. Federal Credit UnionP.C. Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Level 6 - 6 month term at 4.25% APY, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit UnionA+5.0 ★Texas Ratio: 1.47% offering 6 Month Certificate at 4.08% APY, Philadelphia Federal Credit UnionPhiladelphia Federal Credit UnionA+5.0 ★Texas Ratio: 5.07% offering Jumbo Certificate 1 Year at 4.05% APY, and Wyrope Williamsport Federal Credit UnionWyrope Williamsport Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering 5 year Share Certificates at 4.02% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Todd is a smaller community with no bank or credit union branches currently in our database. 385 institutions serving the Pennsylvania area are available to Todd residents, with CD rates as high as 4.25% APY from U S POSTAL SERVICE. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
Compare Best CD Rates in Todd, Pennsylvania & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
90 Day IRA Certificates of Deposit
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3-Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
3 Month Certificate of Deposit and IRA
$2,000
3.65%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
3 month CD's
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
3 Month Certificates/IRA Certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 3 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
90 Day Jumbo Certificate
$0
3.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share/IRA Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3 Month Certificate of Deposit
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
3 Month Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Early Withdrawal Penalty: 1 month interest
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 month Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Jumbo Certificate 3 Month Jumbo
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
3-Month Certificates
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
90 Day Certificate
$2,500
1.50%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Minimum Deposit $2,500
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Relationship APY
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3 Month Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
3-month CD/IRA
$100
0.80%
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates 3 month
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Month Share Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3-month Certificates (Share or IRA)
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 6 - 6 month term
$100,000
4.25%
▼
Rate4.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100000.00 to open
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6 Month Certificate
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Early Withdrawal Penalty: 1 month interest
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
6 month Share Certificate
$500
4.00%
▼
Rate3.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 6 Month Certificate
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 minimum deposit to open and earn APY. Penalty for early withdrawal.
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
6 Month Special Share Certificates
$0
3.85%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6 Month Certificates/IRA Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
6 Month CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
6 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
6 MONTH CERTIFICATE
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
6 Month CD & IRA
$1,000
3.60%
▼
Rate3.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
NEW CD Special: 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
6 month CD's
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Certificate 6 Month
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedApr 5, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 6 Month
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
6 month Certificate
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 5, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
6 month Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$5,000 - $25,000
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
6 Month Certificates of Deposit
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$1,000
3.00%
▼
Rate2.94%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6 Month Share/IRA Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
6 MONTH CERTIFICATE
$0
2.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 6 month
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 6 Month
$1,000
2.74%
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
6-Month Certificate
$0
2.73%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6 Month Certificate of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Paid At Maturity
NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
6 Month - Youth Share Certificates (CD)
$250
2.50%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
6 Month Certificate
$1,000
2.37%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$250,000
2.25%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
6 month Certificates of Deposit
$500
2.24%
▼
Rate2.22%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Share Certificates Of Deposits and IRA Accounts
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
**
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates 6 month
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Month Certificate of Deposit
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Dividends paid at maturity; $500 minimum
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 6 Month
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
6-month Certificates (Share or IRA)
$0
0.76%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
6 Month Certificate
$500
0.65%
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6 month share certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Substantial penalty for early withdrawal.
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 1 Year
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month Certificate (IRA Only)
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
12 Month IRA Certificates of Deposit
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
12 month Share Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
1 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Regular Certificates 12 Month
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Certificate of Deposit 1 Year Term
$500
3.60%
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12 Month Jumbo Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 12 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Compounded Quarterly
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
IRA 12 month Certificate
$0
3.53%
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 12 Month Certificate
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Large Depositor Special 12 Month
$100,000
3.49%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
12 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
12-Month Share Certificate
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1 year Share Certificates
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$25,000+
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 1 Year
$100,000
3.30%
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 and Above
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Certificate 12 Month
$5
3.25%
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 5, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
12 Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month Relationship IRA/Roth
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
12 month CD's
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
12 Month Share/IRA Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
12-Month Share and IRA Certificates (CDs)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
12 Month Certificate of Deposit Account
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
12 Month Certificate
$1,000
2.73%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
12-Month Certificate
$0
2.63%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1 year Certificates
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Altoona First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12-Month Variable Rate CD
$0
2.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Certificate of Deposit (CD's) 12 month
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
12 month Certificates of Deposit
$500
2.49%
▼
Rate2.46%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
12 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.35%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
Certificates of Deposit/IRA 12 month variable rate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1 Year Certificates of Deposit
$0
2.26%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Share Certificate 12 Month
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 2 - 12 month term
$5,000
2.15%
▼
Rate2.15%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
$5000.00 to open
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1 Year Certificate of Deposit
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Dividend compounded semi-annually; $500 minimum
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
**
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Share Certificates Of Deposits and IRA Accounts
$500
1.75%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
12-month Certificates (Share or IRA)
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
12 Month Liquid Certificate
$2,500
1.60%
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1-Year Share Certificate
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
IRA 1 Year Certificate
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Regular Rates
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Year IRA Certificates of Deposit
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
12-Month Certificate
$500
1.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Relationship APY
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
12 Month Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 18 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
18-Month Term Certificate
$0
3.78%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Regular Certificates 18 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Jumbo Certificate 18 Month Jumbo
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
18 Month Certificate
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
18 Month Jumbo Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
18 Month IRA Certificates of Deposit
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 18 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
18 month Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$25,000+
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
18 Month Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
18-Month CD
$0
3.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
18 Month Special Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Certificate 18 Month
$5
3.25%
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedApr 5, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
18 month Share Certificate
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business Certificate of Deposit 18-Month Business UnCD
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
18 Month Share/IRA Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
18 Month IRA Term Certificates
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
18-Month Share and IRA Certificates (CDs)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
18 Month CD & IRA
$500
2.90%
▼
Rate2.88%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
18 Month Certificate
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 month Certificates
$50,000
2.70%
▼
Rate2.67%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$1,000
2.50%
▼
Rate2.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 3 - 18 month term
$10,000
2.30%
▼
Rate2.30%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
$10000.00 to open
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18-month Certificates of Deposit
$500
2.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
18 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
IRA 18 Month Certificate
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Regular Rates
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 18 Month Certificate
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Traditional / Roth 18 Month Term CD
$500
1.46%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18-Month Certificate
$500
1.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month IRA Certificates of Deposit
$500
1.26%
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Relationship APY
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
18 month share certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Substantial penalty for early withdrawal.
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
18 Month Certificate
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Roth IRA 18 Month
$100
0.50%
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
Certificates of Deposit 18 Month
$1,000
0.42%
▼
Rate0.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 2 Year
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
24 Month Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Citadel Standard Certificate Rates
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
24 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
2 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 2 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Regular Certificates 24 Month Add-On
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Jumbo Certificate 24 Month Jumbo
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2 year Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$25,000+
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
2 Year (24 Month) Adjustable CD
$5,000
3.52%
▼
Rate3.47%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
24 month Share Certificate
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
24 Month Regular / IRA Certificates
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
24 MONTH BUMP Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
24 Month IRA Certificate
$5
3.30%
▼
Rate3.25%
Min Deposit$5
Min Balance—
UpdatedApr 5, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Compounded Quarterly
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
24 Month Share/IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
24 Month Certificate
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
24 month Share Certificate
$0
3.04%
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Valley 1st Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
IRA Share Certificate 2-Year
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month Certificates of Deposit
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.83%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.75%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
24 Month CD
$500
2.65%
▼
Rate2.63%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
24 month CD's
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
24-month Certificates of Deposit
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$1,000
2.50%
▼
Rate2.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
2 Year Certificates of Deposit
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Level 3 - 24 month term
$10,000
2.35%
▼
Rate2.35%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
$10000.00 to open
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
2 Year Certificate of Deposit
$500
2.25%
▼
Rate2.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Dividend compounded semi-annually; $500 minimum
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24-month CD
$5,000
2.20%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Certain new money restrictions apply.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
IRA 2 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
24 Month Relationship IRA/Roth
$1,000
1.90%
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates 24 month
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 24 Month Certificate
$100,000
1.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
24-month Certificates (Share or IRA)
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
2-Year Share Certificate
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
24 Month Share Certificates Of Deposits and IRA Accounts
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
24-Month Certificate
$500
1.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month Nest Egg IRA - Adjustable Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
24 month IRA Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
2 year certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 36-Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
36 Month Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Citadel Standard Certificate Rates
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
36 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 36 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
36 Month Certificate
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Early Withdrawal Penalty: 3 months interest
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
3 Year Savings Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
3 Year Adjustable CD
$1,000
3.57%
▼
Rate3.52%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Jumbo Certificate 36 Month Jumbo
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
IRA 36 month Certificate
$0
3.48%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
3 year Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
<$5,000
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
36 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
36 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
36 Month IRA Certificate
$5
3.30%
▼
Rate3.25%
Min Deposit$5
Min Balance—
UpdatedApr 5, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
36 month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
36 Month Share/IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 36 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
36 month Share Certificate
$0
3.07%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 36 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Compounded Quarterly
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.78%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
36-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
3 Year Certificates of Deposit
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
36 Month Certificate
$0
2.75%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
36-Month Certificate
$0
2.58%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ukrainian Selfreliance of Western PA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
36-month certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36-month CD
$25,000
2.45%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details
Certain new money restrictions apply.
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
36 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
36-Month Share and IRA Certificates (CDs)
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
36 month IRA Certificate
$0
2.10%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
IRA 3 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 36 Month Certificate
$100,000
1.85%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
36-month Certificates (Share or IRA)
$0
1.82%
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates 36 month
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3-Year Share Certificate
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 36-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
36 Month Nest Egg IRA - Fixed Rate
$50
1.00%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3 year certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
Certificates of Deposit 36 Month
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4 Year CD/IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
4 year Share Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$25,000+
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 4 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
48-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
48 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
48 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
48 Month Share/IRA Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Certificate 48 Month
$5
3.20%
▼
Rate3.15%
Min Deposit$5
Min Balance—
UpdatedApr 5, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 48 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
48 month Share Certificate
$0
3.14%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Share Certificate - 48 Month
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
48-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.73%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48 Month Certificate of Deposit
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
48 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates 48 month
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
IRA 4 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.80%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
**
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
48-Month IRA Certificates
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
4 Year IRA Certificates of Deposit
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
48 Month Relationship IRA/Roth
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4 Year CD
$1,000
1.20%
▼
Rate1.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
48 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
Certificates of Deposit 48 Month
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
48 Month Rising Rate CD
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
48 Month Certificate of Deposit Account
$1,000
0.40%
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
United Bank of Philadelphia
Institution Rating:
F2.5 ★Texas Ratio: 45.27%
4-Year Certificate of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
5 year Share Certificates
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$25,000+
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
60 Month Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Early Withdrawal Penalty: 6 months interest
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
5 Year CD/IRA
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
60 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
60 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 5 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$0
3.61%
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
60-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 Minimum to Earn APY
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
60 Month Share/IRA Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
60 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
60 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60 Month CD or IRA
$1,000
3.31%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
60 month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Certificate 60 Month
$5
3.20%
▼
Rate3.15%
Min Deposit$5
Min Balance—
UpdatedApr 5, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 60 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
60 Month Certificate
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 60 Month
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
60 Month Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
60 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
60 Month IRA Mini-Jumbo Term Certificates
$50,000
2.80%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
60-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
**
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
60 Month CD & IRA
$2,500
2.75%
▼
Rate2.73%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60-month CD
$1,000
2.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Certain new money restrictions apply.
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
60 Month Standard Certificates of Deposit
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
60 month CD's
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates 60 month
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
60 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
5 Year IRA Certificates of Deposit
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
60-Month Share and IRA Certificates (CDs)
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
IRA 5 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
60-Month IRA Certificates
$0
1.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
5-Year Share Certificate
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Certificate of Deposit (CD's) 60 month
$0
1.75%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
60 Month Relationship IRA/Roth
$1,000
1.60%
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Traditional / Roth 60 Month Term CD
$500
1.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
5 Year CD
$1,000
1.30%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
60 Month Certificate
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
60 Month Nest Egg IRA - Fixed Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
5 year certificate
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Relationship APY
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Todd, PA CD Rate Trends
Compare local Todd, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.795%
▲ 0.375 vs 7 days ago
Pennsylvania 12-month CD rates rose 0.375 points over the past 7 days to 2.795% APY.
6-Month CD — PA Avg
2.195%
▼ 0.393 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.393 points over the past 7 days to 2.195% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Todd, Pennsylvania
Are CD rates in Todd, Pennsylvania FDIC insured?
Yes, most established banks in Todd, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Todd, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Todd, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Todd, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Todd, Pennsylvania?
Here are recent top rates found for this area:
- U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
- P.C. Federal Credit Union: 4.25% APY (Level 6 - 6 month term)
- Ukrainian Selfreliance Federal Credit Union: 4.08% APY (6 Month Certificate)
- Philadelphia Federal Credit Union: 4.05% APY (Jumbo Certificate 1 Year)
- Wyrope Williamsport Federal Credit Union: 4.02% APY (5 year Share Certificates)
- Priority First Federal Credit Union: 4.00% APY (6 month Share Certificate)
- MERCK SHARP and DOHME: 4.00% APY (Jumbo Certificates 24-Month)
- Trouvaille Federal Credit Union: 3.91% APY (12 Month Certificate (IRA Only))
- American Heritage Federal Credit Union: 3.91% APY (18 Month (Legacy Club) Certificates/IRA Certificates)
- Wheatland Federal Credit Union: 3.90% APY (Jumbo 6 Month Certificate)
Rates reflect recent verified offers available in Todd, Pennsylvania. Last Updated: April 5, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Todd, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Todd, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026
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