Current York, Pennsylvania CD rates include HERITAGE VALLEYHERITAGE VALLEY2400 Pleasant Valley Rd, York, PA 17402 9624A-4.9 ★Texas Ratio: 15.90% offering IRA - 1 Year k at 3.55% APY, TruistTruist2508 Eastern Blvd, York, PA 17402A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY, First Capital Federal Credit UnionFirst Capital Federal Credit Union1601 Kenneth Rd, York, PA 17408 2228A+5.0 ★Texas Ratio: 1.35% offering 24 Month IRA Step-Up Share Certificate at 3.25% APY, Fulton BankFulton Bank30 S George St, York, PA 17401A+5.0 ★Texas Ratio: 4.98% offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, and PACE Resources Federal Credit UnionPACE Resources Federal Credit Union445 W PHILADELPHIA ST, YORK, PA 17401A+5.0 ★Texas Ratio: 0.55% offering 6 Month Share Certificates Of Deposits and IRA Accounts at 2.00% APY. CD rates as of April 3, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in York, Pennsylvania, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 3, 2026
Early Withdrawal Penalty: 1 month interest
Minimum Deposit $2,500
Minimum deposit $1,000.00/Rates & Terms vary
$100000.00 to open
Early Withdrawal Penalty: 1 month interest
NEW MONEY REQUIRED ? IRA ELIGIBLE
Open with a Jumbo account to earn a 0.10% APY Boost
$100,000 Minimum to Earn APY
$5,000 - $25,000
Paid At Maturity
**
Minimum deposit $1,000.00/Rates & Terms vary
Substantial penalty for early withdrawal.
$100
Minimum Deposit $50,000
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.
Early Withdrawal Penalty: 3 months interest
$100,000 and Above
<$5,000
$5000.00 to open
**
Minimum deposit $1,000.00/Rates & Terms vary
$100,000 Minimum to Earn APY
Early Withdrawal Penalty: 3 months interest
$25,000+
$10000.00 to open
**
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Early Withdrawal Penalty: 3 months interest
$25,000+
$500 minimum to open and earn APY
Compounded Quarterly
$10000.00 to open
Certain new money restrictions apply.
**
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
$100,000 Minimum to Earn APY
Early Withdrawal Penalty: 3 months interest
<$5,000
Minimum deposit required of $500 to open CD and receive the annual percentage yields (APY) shown above. A penalty may be imposed for early withdrawal from a CD. The Annual Percentage Yields above are accurate and effective as of September 18, 2025 and may change thereafter for new accounts. Fees may reduce the earnings on the account. Offer is subject to change at any time. Brokered CDs are not included in the rate promotion offer.
Compounded Quarterly
Certain new money restrictions apply.
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
**
$25,000+
Minimum deposit $1,000.00/Rates & Terms vary
**
$25,000+
Early Withdrawal Penalty: 6 months interest
$100,000 Minimum to Earn APY
**
Certain new money restrictions apply.
Minimum deposit $1,000.00/Rates & Terms vary
Relationship APY
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for York, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in York, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.