MonitorBankRates
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Deer Park, Texas CD Rates Today - Compare Best APYs for May 2026

Current Deer Park, Texas CD rates include Beacon Federal Credit UnionBeacon Federal Credit Union4701 East Blvd, Deer Park, TX 77536A+5.0 ★Texas Ratio: 2.31%Real return: +1.20%APY minus CPI (February 2026) offering 12 mos. Cert at 4.00% APY, Associated Credit Union Of TexasAssociated Credit Union Of Texas309 W X St, Deer Park, TX 77536 3409A5.0 ★Texas Ratio: 10.57%Real return: +0.95%APY minus CPI (February 2026) offering 18 Month Term Share Certificates at 3.75% APY, ComericaComerica1500 Center St, Deer Park, TX 77536A+5.0 ★Texas Ratio: 4.80%Real return: -0.80%APY minus CPI (February 2026) offering 12-month fixed-rate CD at 2.00% APY, Wells FargoWells Fargo715 Center St, Deer Park, TX 77536A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate Relationship at 1.51% APY, and First HorizonFirst Horizon1601 Center St, Deer Park, TX 77536A+5.0 ★Texas Ratio: 5.08%Real return: -2.70%APY minus CPI (February 2026) offering Regular CD 24 Months at 0.10% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.

Deer Park has 47 local institutions in our database, with CD rates as high as 4.00% APY from Beacon Federal Credit Union at 4701 East Blvd, Deer Park, TX 77536. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026

Compare Best CD Rates in Deer Park, Texas & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
3 Month Term Share Certificates
$0
1.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
3 month Standard Fixed Rate Relationship
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
3 month Standard Fixed Rate
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
3 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1601 Center St, Deer Park, TX 77536
Regular CD 90 Days
$0
0.05%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 months)
$0
4.02%
Rate3.95%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 months)
$0
3.97%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 months)
$0
3.92%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (3 months)
$100,001
3.92%
Rate3.85%
Min Deposit$100,001
Min Balance
UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Momentum Share Certificate Rate 3 Month
$1,000
3.92%
Rate3.85%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (3 months)
$50,001
3.87%
Rate3.80%
Min Deposit$50,001
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (3 months)
$1,000
3.82%
Rate3.75%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
90 Day Certificate Of Deposit (CD)
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Jumbo Certificate Of Deposit (CD) 90 Day
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Interstate Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.06%
3 Month Certificate
$100,000
3.75%
Rate3.70%
Min Deposit$100,000
Min Balance
UpdatedMay 5, 2026
Details

Daily Balances of: $100,000 and over

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Share Certificates (Certificates of Deposit) 3 mo.
$1,000
3.71%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 6, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Liquid Certificate 3 Month
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Liquid Certificate 3 Month
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3-Month IRA Certificates
$500
3.60%
Rate3.54%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3-Month Share Certificates
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Regular

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
90 Day
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
FROST 90 Day
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
90 Day Jumbo Certificates of Deposit
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Reach your goals faster and take your money even further.

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 3 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 3 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Interstate Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.06%
3 Month Certificate
$500
3.49%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

Daily Balances of: $500 - $99,999.99

Concho Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Certificate
$1,000
3.45%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
3-Month Certificates of Deposit (CD)
$0
3.45%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Months IRA
$1,000
3.35%
Rate3.31%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Months CD
$1,000
3.35%
Rate3.31%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
90 Day
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
FROST 90 Day
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

FSB of Burnet
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
90 Day CD
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
3 Month CD
$100
3.25%
Rate3.20%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Mobility Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
3-Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
3 Month Traditional/Roth IRA
$100
3.25%
Rate3.20%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Texas Heritage National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
90 Days Certificates of Deposit
$1,000
3.25%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 4, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
Fixed Rate Certificates 3 Month
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

FSB of Burnet
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
90 Day CD
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3 Month Certificate
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3 Month Share Certificates: or Greater
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3 Month Share Certificate
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Share Certificates: or Greater 3 Month Certificate
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Personal Certificate of Deposit (CD) 3 Months
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
3 Months Certificate
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
IRA Certificates 3 Month Certificate
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Standard CDs 3 Months
$0
2.97%
Rate2.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
90 Day
$0
2.90%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
FROST 90 Day
$0
2.90%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3-Month CD
$500
2.85%
Rate
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
6 mos. Cert
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
6 mos. IRA Cert
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
6 mos. Roth IRA Cert
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
6 Month Term Share Certificates
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1601 Center St, Deer Park, TX 77536
Regular CD 180 Days
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
6 month Standard Fixed Rate Relationship
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
6 month Standard Fixed Rate
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
6 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 6-Month (Tier 3)
$0
4.20%
Rate4.11%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Special 6-Month Share Certificate
$0
4.15%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 6-Month (Tier 2)
$0
4.10%
Rate4.02%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (6 months)
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Freedom Bank Alamo, TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month IRA CD Account
$1,000
4.07%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6 Month CD
$1,000
4.05%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Branch

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
6 month CDs
$1,000
4.04%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
6 Months Share Certificate
$500
4.03%
Rate3.95%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Jumbo Certificate Of Deposit (CD) 180 Day
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Independent Retirement Accounts (IRA) 180 Day (6 Months)
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Regular or IRA Share Certificates 6 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
180 Day Certificate Of Deposit (CD)
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Mobility Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
Limited Time New Money 6-Month Certificate Special
$500
4.00%
Rate3.93%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Regular or IRA Term Deposit -6 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 6-Month (Tier 1)
$0
4.00%
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Minor Term Deposit -6 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Minor Share Certificates 6 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Business Share Certificates Term Deposit -6 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Business Share Certificates Regular Term Deposit -6 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Standard CDs 6 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
IRA Certificate of Deposit 6 Month
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (6 months)
$0
3.97%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
6 Months Certificate of Deposit
$0
3.97%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Up to

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (6 months)
$100,001
3.97%
Rate3.90%
Min Deposit$100,001
Min Balance
UpdatedMay 7, 2026
Details

Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6-month Jumbo
$100,000
3.97%
Rate3.90%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6-month Jumbo Share Certificates
$100,000
3.97%
Rate3.90%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
6 Month Traditional/Roth IRA
$100
3.95%
Rate3.87%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
6 Month CD
$100
3.95%
Rate3.87%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
6-Month TEAL Certificate
$250
3.95%
Rate
Min Deposit$250
Min Balance
UpdatedMay 6, 2026
Details

For Kids and Teams

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
6 Months
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
6 Month TEAL Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

(Age 0-17)

Colonial Savings, F.A.
Institution Rating:
B+4.7 ★Texas Ratio: 19.01%
6-Month CD
$0
3.94%
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Special

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (6 months)
$50,001
3.92%
Rate3.85%
Min Deposit$50,001
Min Balance
UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
IRA Share Certificate 6 Month
$100,000
3.92%
Rate3.85%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
6 month Share Certificates
$1,000
3.90%
Rate3.83%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
6 months Share Certificate
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.32%
6 Months Term Share Accounts(C.D.'S)
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Share/IRA Certificates - 6 Months
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
6 Month CD
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

DuGood Federal Credit Union
Institution Rating:
F2.8 ★Texas Ratio: 41.67%
6 Months Certificate/IRA
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (6 months)
$1,000
3.87%
Rate3.80%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
IRA Share Certificate 6 Month
$50,000
3.87%
Rate3.80%
Min Deposit$50,000
Min Balance
UpdatedMay 7, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
12 mos. Cert
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
12 mos. IRA Cert
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
12 mos. Roth IRA Cert
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
12 Month Term Share Certificates
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Comerica
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
1500 Center St, Deer Park, TX 77536
12-month fixed-rate CD
$0
2.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
1 year Standard Fixed Rate Relationship
$2,500
1.51%
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
1 year Standard Fixed Rate
$2,500
1.50%
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
715 Center St, Deer Park, TX 77536
1 year Standard Fixed Rate CD
$2,500
1.50%
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1601 Center St, Deer Park, TX 77536
Regular CD 12 Months
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 12-Month (Tier 3)
$0
4.34%
Rate4.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 12-Month (Tier 2)
$0
4.24%
Rate4.15%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

DuGood Federal Credit Union
Institution Rating:
F2.8 ★Texas Ratio: 41.67%
12 Months Certificate/IRA
$0
4.18%
Rate4.10%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Members Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
12 Months Certificate
$0
4.15%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 12-Month (Tier 1)
$0
4.14%
Rate4.06%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

DuGood Federal Credit Union
Institution Rating:
F2.8 ★Texas Ratio: 41.67%
12 Months Certificate/IRA
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Gulf Shore Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Share Term Certificate 12 Months
$0
4.08%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Freestone Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
12 mos. Share Certificate Rate
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

DuGood Federal Credit Union
Institution Rating:
F2.8 ★Texas Ratio: 41.67%
12 Months Certificate/IRA
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
12 Months Share Certificate
$500
4.06%
Rate4.00%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
IRA Share Certificate 12 Month
$100,000
4.02%
Rate3.95%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificates 12-month Jumbo
$100,000
4.02%
Rate3.95%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
12-month Jumbo
$100,000
4.02%
Rate3.95%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
12-month Jumbo Share Certificates
$100,000
4.02%
Rate3.95%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (1 year)
$0
4.02%
Rate3.95%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
12 Month Certificate
$0
4.01%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Standard CDs 12 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Business Share Certificates Regular Term Deposit -12 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Business Share Certificates Term Deposit -12 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Texas Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield CD 12 Months
$10,000
4.00%
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 4, 2026
Details

new money

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Regular or IRA Share Certificates 12 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Regular or IRA Term Deposit -12 Months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1 Year Certificate
$25,000
4.00%
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 12, 2026
Details

$25,000- $99,999

Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1 Year IRA Certificate
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
12 Month CD
$1,000
4.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

Branch

Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
IRA Certificates 1 Year
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
IRA Share Certificate 12 Month
$50,000
3.97%
Rate3.90%
Min Deposit$50,000
Min Balance
UpdatedMay 7, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Jumbo Share Certificate/IRA 1 Year
$0
3.97%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (1 year)
$0
3.97%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
1 Year Super IRA Certificates
$100,000
3.97%
Rate3.90%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

Dividend Paid Monthly on Last Day of Month

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (1 year)
$0
3.97%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
1 Year Super Jumbo
$100,000
3.97%
Rate3.90%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
IRA / 12 Month Certificate
$0
3.97%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

NexBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
12 month Promotional Online CD
$0
3.95%
Rate3.89%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Online Only

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
12 Month CD
$100
3.95%
Rate3.87%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
12 Month Traditional/Roth IRA
$100
3.95%
Rate3.87%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

State Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
High-Rate Jumbo 12-Month CD
$100,000
3.95%
Rate
Min Deposit$100,000
Min Balance
UpdatedMay 4, 2026
Details

Minimum deposit $100,000 for Certificates of Deposit (CDs) and applies to new money deposits only. This CD is a fixed rate certificate for the full 12-month term. This offer is for a limited time only, so call or visit our website to open your CD today! Fees, withdrawals, and penalties could reduce the earnings on the account. Interest is paid monthly via ACH or added back at maturity. **Call for rates and APY on additional minimum balances.

Community Bank & Trust, Waco, Texas
Institution Rating:
A-5.0 ★Texas Ratio: 14.76%
12 Months CD
$0
3.92%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

limited time CD yield

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (1 year)
$0
3.92%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (1 year)
$0
3.92%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
IRA Share Certificate 12 Month
$1,000
3.92%
Rate3.85%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
18 Month Term Share Certificates
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
18-month Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
18 mos. Cert
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
18 mos. Roth IRA Cert
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
18 mos. IRA Cert
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Members Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Months Certificate
$0
4.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
18 Month CD
$0
4.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

NEW MONEY Certificate of Deposit Special!

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
18 Month Term Share Certificate
$1,000
4.07%
Rate4.00%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Certificate of Deposit 18 Months
$50,000
4.07%
Rate4.00%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
18-Month Certificate Special
$500
3.95%
Rate
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Special rate available with funds new to Essential.

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
18-month Certificates
$0
3.95%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
18-month Share Certificates
$0
3.95%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
18 Months Term Share Certificates
$1,000
3.87%
Rate3.80%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Standard CDs 18 Months
$0
3.85%
Rate3.79%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Share/IRA Certificates - 18 Months
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
18 Month Term Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00 & over

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
18 Months
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Certificate 18 Months
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Bump Rate CDs 18 Months
$5,000
3.75%
Rate3.69%
Min Deposit$5,000
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Share Certificates: or Greater 18 Month Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
18 mo.
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
18 Months Term Share Certificates/Certificates of Deposit
$95,000
3.75%
Rate3.68%
Min Deposit$95,000
Min Balance
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
18 Months Certificate
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
18 Month Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
18 Month Share Certificate
$1,000
3.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
18 Month Share Certificates: or Greater
$1,000
3.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Personal Certificate of Deposit (CD) 18 Months
$500
3.75%
Rate3.70%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Personal IRA Certificates 18 Months
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
IRA Certificates 18 Month Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
Rate
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Save more when you move at least $500 from another financial institution.

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Share Certificates (Certificates of Deposit) 18 mo.
$1,000
3.71%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 6, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
18 Month Traditional/Roth IRA
$100
3.70%
Rate3.63%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
18 Month IRA Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
18 Month CD
$100
3.70%
Rate3.63%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
IRA Term Share Accounts/Certificates of Deposit 18 Months
$1,000
3.70%
Rate3.63%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
18 Months Term Share Certificates/Certificates of Deposit
$1,000
3.70%
Rate3.63%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Educational IRA Certificates 18 MO
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
IRA Certificates 18 MO
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Roth IRA Certificates 18 MO
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

United Heritage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
18 Months
$1,000
3.65%
Rate3.60%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

United Heritage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
18 Months CD
$1,000
3.65%
Rate3.60%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
Promotional Certificate of Deposit 18 Month Certificate
$1,000
3.65%
Rate3.59%
Min Deposit$1,000
Min Balance
UpdatedMay 6, 2026
Details

Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
18 Month Certificate
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Certificate of Deposit 18 Months
$1,000
3.61%
Rate3.55%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

My Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
Regular Certificate 18 Month
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
18 Months CD
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit Regular 18 Months
$500
3.60%
Rate3.60%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
24 Month Term Share Certificates
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
24 mos. Roth IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
24 mos. Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
24 mos. IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1601 Center St, Deer Park, TX 77536
Regular CD 24 Months
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Callable CD 24 Months
$50,000
4.33%
Rate4.25%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
Rate4.03%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$100,000 and over

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Kidicate Share Certificate (24 Months)
$0
4.08%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$50,000 - $99,999.99

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$10,000 - $49,999.99

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Years Share Certificates
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
IRA 24 MONTHS
$0
3.97%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Years Share Certificates
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
2 Year Term Share Certificates
$1,000
3.92%
Rate3.85%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (2 year)
$250,001
3.92%
Rate3.85%
Min Deposit$250,001
Min Balance
UpdatedMay 7, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2 Years Share Certificates
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (2 year)
$100,001
3.87%
Rate3.80%
Min Deposit$100,001
Min Balance
UpdatedMay 7, 2026
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
IRA 24 MONTHS
$0
3.87%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
IRA / 24 Month Certificate
$0
3.87%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Certificate of Deposit 2 Years
$50,000
3.87%
Rate3.80%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
IRA Share Certificates 84 / 24 Month - Int. Monthly
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
ROTH IRA Share Certificates 64 / 24 Month - Int. Monthly
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
2 YEAR CERTIFICATE
$0
3.82%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
24 Months Share Certificate
$500
3.82%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (2 year)
$50,001
3.82%
Rate3.75%
Min Deposit$50,001
Min Balance
UpdatedMay 7, 2026
Details

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
24 Month Term Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00 & over

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
24 Month IRA Term Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 1 to 2 Years (365 to 729 days) Jumbo
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 90 Days' Dividends

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
24 mo.
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Certificate 24 Months
$0
3.77%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
24 Months
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (2 year)
$1,000
3.76%
Rate3.70%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Jumbo Share Certificate/IRA 2 Year
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Share/IRA Certificates - 24 Months
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
2 Year Term IRA Certificate of Deposit
$100,000
3.75%
Rate3.68%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 24 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Certificate 24 Months
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
24 Months Share Certificates
$500
3.75%
Rate3.69%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 24 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular & IRA Certificates 24 Month
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 1 to 2 Years (365 to 729 days)
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 90 Days' Dividends

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
2 YEAR CERTIFICATE
$0
3.71%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Share Certificates (Certificates of Deposit) 24 mo.
$1,000
3.71%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 6, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
24 Months Certificate
$0
3.70%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Personal Certificate of Deposit (CD) 24 Months
$500
3.70%
Rate3.65%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
24 Month Share Certificate
$1,000
3.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
24 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
36 mos. Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
36 mos. IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
36 mos. Roth IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
36 Month Term Share Certificates
$0
3.05%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1601 Center St, Deer Park, TX 77536
Regular CD 36 Months
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
IRA 36 MONTHS
$0
4.07%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 36 month
$100,000
4.00%
Rate3.94%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
Rate3.94%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Years Share Certificates
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
IRA 36 MONTHS
$0
3.97%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 year)
$0
3.97%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Years Share Certificates
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
3 YEAR CERTIFICATE
$0
3.92%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 year)
$0
3.92%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
Rate3.85%
Min Deposit$500
Min Balance
UpdatedMay 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Years Share Certificates
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
3 Year Term Share Certificates
$1,000
3.87%
Rate3.80%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Jumbo Step Up Certificates 3 Year
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 year)
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (3 year)
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
3 YEAR CERTIFICATE
$0
3.82%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 year)
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Jumbo Share Certificate/IRA 3 Year
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (3 year)
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
36 mo.
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 2 to 3 Years (730 to 1,094 days) Jumbo
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
36 Month IRA Term Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
36 Month Term Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00 & over

SOUTHLAND
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
36 Month
$100,000
3.77%
Rate3.75%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

Starting at $100,000

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (3 year)
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (3 year)
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Step Up Share Certificates 3 Year
$1,000
3.76%
Rate3.70%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 2 to 3 Years (730 to 1,094 days)
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

Eastex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
36 Months Share Certificate
$500
3.75%
Rate3.70%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
36 MONTHS Certificate
$2,500
3.75%
Rate3.69%
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 36 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 36 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 36-Month (Tier 3)
$0
3.71%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (3 year)
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month IRA
$0
3.70%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit Regular 36 Months
$500
3.70%
Rate3.70%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

SOUTHLAND
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
36 Month
$75,000
3.67%
Rate3.65%
Min Deposit$75,000
Min Balance
UpdatedMay 12, 2026
Details

Starting at $75,000

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Mini-Jumbo Share Certificate/IRA 3 Year
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Personal Certificate of Deposit (CD) 36 Months
$500
3.65%
Rate3.60%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
48 mos. Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
48 mos. Roth IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
48 mos. IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
48 Month Term Share Certificates
$0
3.15%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1601 Center St, Deer Park, TX 77536
Regular CD 48 Months
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
4 Year Term Share Certificates
$1,000
3.87%
Rate3.80%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Jumbo Step Up Certificates 4 Year
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Jumbo Share Certificate/IRA 4 Year
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (4 year)
$250,001
3.82%
Rate3.75%
Min Deposit$250,001
Min Balance
UpdatedMay 7, 2026
Details

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
48 Month Term Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00 & over

Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit Regular 48 Months
$500
3.80%
Rate3.80%
Min Deposit$500
Min Balance
UpdatedMay 10, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 3 to 4 Years (1,095 to 1,460 days) Jumbo
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
48 mo.
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Certificate of Deposit 4 Years
$50,000
3.76%
Rate3.70%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Step Up Share Certificates 4 Year
$1,000
3.76%
Rate3.70%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (4 year)
$100,001
3.76%
Rate3.70%
Min Deposit$100,001
Min Balance
UpdatedMay 7, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 48 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 3 to 4 Years (1,095 to 1,460 days)
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 48 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (4 year)
$50,001
3.71%
Rate3.65%
Min Deposit$50,001
Min Balance
UpdatedMay 7, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Standard CDs 48 Months
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
Certificates 48 Month
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
Fixed Rate Certificates 48 Month
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
Fixed-Rate IRA 48 Month
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Mini-Jumbo Share Certificate/IRA 4 Year
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (4 year)
$1,000
3.66%
Rate3.60%
Min Deposit$1,000
Min Balance
UpdatedMay 7, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
48 Months Term Share Certificates/Certificates of Deposit
$95,000
3.65%
Rate3.59%
Min Deposit$95,000
Min Balance
UpdatedMay 12, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
IRA Term Share Accounts/Certificates of Deposit 48 Months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
48 Months Term Share Certificates/Certificates of Deposit
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Share Certificate 48 mo.
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
48 mo. Share Certificate
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.36%
TERM SHARE CERTIFICATES 48 Months
$100,000
3.56%
Rate3.50%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
4 Year Share Certificate/IRA
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
IRA Certificate 48 months
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Share Certificate/IRA 4 Year
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.36%
48 Months TERM IRA SHARE CERTIFICATES
$100,000
3.56%
Rate3.50%
Min Deposit$100,000
Min Balance
UpdatedMay 6, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
48 Month Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
48 Month Share Certificates: or Greater
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
48 Month Share Certificate
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
IRA Certificates 48 Month Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
CD and IRA CDs 48 Months
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Share Certificates: or Greater 48 Month Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
48 Months CD and IRA CDs
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Certificate of Deposit 4 Years
$1,000
3.51%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 4 Year
$0
3.51%
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Loyalty Rate

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
48 Months
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Certificate 48 Months
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Regular or IRA Term Deposit -4 Years
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
IRA Share Certificates 87 / 48 Month - Int. Monthly
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Share Certificate Accounts - Share 48 Month to 59 Month
$0
3.50%
Rate3.46%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
60 mos. Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
60 mos. IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4701 East Blvd, Deer Park, TX 77536
60 mos. Roth IRA Cert
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
309 W X St, Deer Park, TX 77536 3409
60 Month Term Share Certificates
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1601 Center St, Deer Park, TX 77536
Regular CD 60 Months
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Jumbo, 5 Year Term Certificates
$0
4.34%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Callable CD 60 Months
$50,000
4.13%
Rate4.05%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
Rate4.03%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$50,000 - $99,999.99

Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
IRA Certificate 60 Month
$0
4.05%
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$500 Minimum

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Years Share Certificates
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

$10,000 - $49,999.99

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Years Share Certificates
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Share Certificates (Including IRA Certificates) 60 Months
$50,000
3.92%
Rate3.85%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Years Share Certificates
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Jumbo Step Up Certificates 5 Year
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (5 year)
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
5 Year Term Share Certificates
$1,000
3.87%
Rate3.80%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
Standard CDs 60 Months
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
60 mo.
$0
3.85%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (5 year)
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Jumbo Share Certificate/IRA 5 Year
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 4 to 5 Years (1,461 to 1,825 days) Jumbo
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
60 Month Term Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$1,000.00 & over

Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month IRA
$0
3.80%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 5 Years (1,826 to 2,190 days) Jumbo
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Certificate of Deposit 5 Years
$50,000
3.76%
Rate3.70%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
IRA Share Certificates and Share Certificates 60-Month (Tier 3)
$0
3.76%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Step Up Share Certificates 5 Year
$1,000
3.76%
Rate3.70%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (5 year)
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (5 year)
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 5 Years (1,826 to 2,190 days)
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Consumer Certificates and IRA Certificates 60 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Business Certificates 60 Month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
60 Months Share Certificates
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedMay 10, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 4 to 5 Years (1,461 to 1,825 days)
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
60 Months Term Share Certificates/Certificates of Deposit
$95,000
3.75%
Rate3.68%
Min Deposit$95,000
Min Balance
UpdatedMay 12, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Share Certificates (5 year)
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
IRA Certificates (5 year)
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
60 Months Certificate
$0
3.70%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Personal IRA Certificates 60 Months
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Personal Certificate of Deposit (CD) 60 Months
$500
3.70%
Rate3.65%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
Fixed Rate Certificates 60 Month
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
IRA Term Share Accounts/Certificates of Deposit 60 Months
$1,000
3.70%
Rate3.63%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Key Takeaways

What to know about CD rates in Deer Park, Texas at a glance.

  • APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
  • The highest CD APY currently available to Deer Park depositors is 4.00% APY from Beacon Federal Credit Union. The rate table above ranks every offer we track for this market, sorted by APY.
  • Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
  • CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.

Top CD Rates from Deer Park, Texas Institutions

Highest verified APYs available today — updated May 12, 2026

B Top 5 Bank Rates
Comerica
12-month fixed-rate CD
A+ 5.0 ★ TX: 4.80%
Min: $0
2.00%
Wells Fargo
1 year Standard Fixed Rate Relationship
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
First Horizon
Regular CD 24 Months
A+ 5.0 ★ TX: 5.08%
Min: $0
0.10%
ADVANCIAL
Jumbo, 5 Year Term Certificates
A+ 5.0 ★ TX: 0.31%
Min: $0
4.34%
FIRSTLIGHT
Special 6-Month Share Certificate
A+ 5.0 ★ TX: 1.79%
Min: $0
4.15%
CU Top 5 Credit Union Rates
Beacon Federal Credit Union
12 mos. Cert
A+ 5.0 ★ TX: 2.31%
Min: $0
4.00%
Associated Credit Union Of Texas
18 Month Term Share Certificates
A 5.0 ★ TX: 10.57%
Min: $0
3.75%
5Point Credit Union
IRA Share Certificates and Share Certificates 12-Month (Tier 3)
A 5.0 ★ TX: 6.33%
Min: $0
4.34%
Texas Bay Credit Union
Callable CD 24 Months
A 5.0 ★ TX: 8.99%
Min: $50,000
4.33%
Members Financial Federal Credit Union
18 Months Certificate
A+ 5.0 ★ TX: 0.77%
Min: $0
4.25%
Rates verified May 12, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Deer Park, TX CD Rate Trends

Compare local Deer Park, TX CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas CD Trends →
12-Month CD — TX Avg
2.607%
▲ 0.021 vs 7 days ago

Texas 12-month CD rates rose 0.021 points over the past 7 days to 2.607% APY.

6-Month CD — TX Avg
1.956%
▲ 0.028 vs 7 days ago

Texas 6-month CD rates rose 0.028 points over the past 7 days to 1.956% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

TX CD Rate Forecast — Next 12 Months

Where are Texas CD rates headed through May 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

TX 12-Month Avg APY
2.607%
6-Month Forecast
2.607%
Range: 2.41% – 2.76%
12-Month Forecast
2.357%
Range: 2.16% – 2.51%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Texas average 12-month CD APY in our database.

Spread model: The Texas 12-month CD average currently trades 1.77% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at TX CD Rates Today

Annual interest earnings at today’s Texas average APYs. State average used where available; national average as fallback.

CD Term TX Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.847% $92.33 $184.66 $461.65 $923.30
6-Month CD 1.956% $97.82 $195.63 $489.08 $978.15
12-Month CD 2.607% $130.35 $260.70 $651.75 $1,303.50
18-Month CD 2.937% $146.85 $293.69 $734.23 $1,468.45
24-Month CD 2.953% $147.64 $295.28 $738.20 $1,476.40
36-Month CD 3.111% $155.57 $311.14 $777.85 $1,555.70
48-Month CD 3.047% $152.33 $304.65 $761.63 $1,523.25
60-Month CD 3.137% $156.87 $313.74 $784.35 $1,568.70
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026.

Sample CD Ladder for Deer Park, Texas Savers

$25,000 split equally across 5 terms using today’s Texas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit TX Avg APY Annual Earnings
1 3-Month CD $5,000 1.847% $92.33
2 6-Month CD $5,000 1.956% $97.82
3 12-Month CD $5,000 2.607% $130.35
4 24-Month CD $5,000 2.953% $147.64
5 36-Month CD $5,000 3.111% $155.57
Total ($25,000 invested) $25,000 2.495% blended $623.71/yr

Ladder example uses equal $5,000 rungs and Texas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

1,641
CD Rates
Tracked in Deer Park, Texas
44 Banks 117 Credit Unions

About Our Deer Park, Texas CD Rate Database

MonitorBankRates tracks 1,641 CD rates from 44 banks and 117 credit unions with locations in Deer Park, Texas, plus national online institutions available to Texas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Beacon Federal Credit Union offers a CD at 4.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Deer Park, Texas.

How to Find the Best CD Rates in Deer Park, Texas

What to compare when shopping for a CD in Deer Park, Texas

To find the best APYs in Deer Park, Texas, start with credit unions and online-only banks — Deer Park, Texas has 117 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Deer Park, Texas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Deer Park, Texas — 161 institutions here report CD rates

Consider an Alternative If…

Deer Park, Texas Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
17.4%
National avg: 17.3%
Median Individual Earnings
$49,962
National avg: $47,340
Poverty Rate
9.1%
National avg: 11.1%
Unemployment Rate
5.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$130/yr
At TX 12-mo avg 2.607% APY

17.4% of residents are 65 or older, in line with the national average of 17.3%. At today’s TX 12-month CD average of 2.607%, saving 10% of the local median salary ($4,996/year) and putting it in a CD would earn an additional $130 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Deer Park, Texas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Deer Park, Texas

Are CD rates in Deer Park, Texas FDIC insured?

Yes, most established banks in Deer Park, Texas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Deer Park, Texas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Deer Park, Texas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Deer Park, Texas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Deer Park, Texas?

Here are recent top rates found for this area:
  • Beacon Federal Credit Union: 4.00% APY (12 mos. Cert)
  • Associated Credit Union Of Texas: 3.75% APY (24 Month Term Share Certificates)
  • Comerica: 2.00% APY (12-month fixed-rate CD)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate Relationship)
  • First Horizon: 0.10% APY (Regular CD 24 Months)
  • ADVANCIAL: 4.34% APY (Jumbo, 5 Year Term Certificates)
  • 5Point Credit Union: 4.34% APY (IRA Share Certificates and Share Certificates 12-Month (Tier 3))
  • Texas Bay Credit Union: 4.33% APY (Callable CD 24 Months)
  • Members Financial Federal Credit Union: 4.25% APY (18 Months Certificate)
  • US Employees Credit Union: 4.25% APY (18 Month CD)
Rates reflect recent verified offers available in Deer Park, Texas. Last Updated: May 12, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Deer Park, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Deer Park, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026