Fort Worth, Texas Best CD Rates September 2026

Balance: $1,000 - $99,999.99

Early withdrawal penalties may apply.

Balance: Under $100,000

Relationship APY 0.06%. Early withdrawal penalties may apply.

$50,000+

$1,000 - $49,999

UP to $99,999.99

$1,000,000.00+

$250,000.00 - $999,999.99

Balance: $1000.00 - $49,999.99

$100,000.00 - $249,999.99

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

No minimum deposit.

MIN BALANCE - $99,999.99

High-Yield Rewards Checking Account required

Balance: $500 - $4,999.99

New Money; Open now; Open in branch

Balance: $50,000.00+

IRA

Jumbo ($95K+)

Balance: $95,000; Earning Rate with Benefits Checking: 4.05%; APY with Benefits Checking: 4.13%

Balance: $95,000; Earning Rate with Benefits Checking: 4.05%; APY with Benefits Checking: 4.13%

Junior Jumbo ($50K - $95K)

Balance: $50,000-$94,999; Earning Rate with Benefits Checking: 4.00%; APY with Benefits Checking: 4.07%

Balance: $50,000-$94,999; Earning Rate with Benefits Checking: 4.00%; APY with Benefits Checking: 4.07%

Balance: $25,000.00-$49,999.00

New Money; Open now; Open in branch

Balance: $10,000.00-$24,999.00

Balance: $5,000.00-$9,999.00

Balance: $10,000-$49,999; Earning Rate with Benefits Checking: 3.70%; APY with Benefits Checking: 3.76%

Balance: $10,000-$49,999; Earning Rate with Benefits Checking: 3.70%; APY with Benefits Checking: 3.76%

Balance: $1,000-$9,999; Earning Rate with Benefits Checking: 3.65%; APY with Benefits Checking: 3.71%

Balance: $1,000-$9,999; Earning Rate with Benefits Checking: 3.65%; APY with Benefits Checking: 3.71%

Balance: $1,000.00-$4,999.00

Balance: $100,000 and over

Balance: $1,000 to $99,999.99

APYs as of 9/16/26

Add-On IRA

Compounding/Paid : Daily/Quarterly

Balance: $50,000.00+

Balance: $25,000.00-$49,999.00

Balance: $10,000.00-$24,999.00

Balance: $5,000.00-$9,999.00

Balance: $1,000.00-$4,999.00

Balance: $1,000 - $99,999.99

Balance: $100,000+

Balance: Under $100,000

Term: 18 Month Variable IRA

Term: 18 Month Variable IRA

Fixed APY | No minimum balance

Bump-Up CD; Available for a limited time only; Allows you to increase your rate once during the term of your CD if Capra's rates increase; Valid for new customers to Capra Bank; Must have or open an active Elevate or Summit checking account to obtain CD Special Offer; Available in Dubuque, Lubbock, Albuquerque, and Boise.

Interest Frequency: Monthly

Balance: Jumbo ($50K plus)

Interest Frequency: Semi

Dividends Compounded: Monthly; Dividends Credited: Monthly; Renewal: Automatic with 10-day grace period

$50,000+

Interest Frequency: Semi

$1,000,000.00+