Fort Worth, Texas CD Rates Today - Compare Best APYs for June 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Fort Worth, Texas CD rates include Colonial Savings, F.A.Colonial Savings, F.A.2626d West Freeway, Fort Worth, TX 76102B+4.7 ★Texas Ratio: 19.01%Real return: +1.14%APY minus CPI (February 2026) offering 6-Month CD at 3.94% APY, Member Preferred Federal Credit UnionMember Preferred Federal Credit Union340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051A5.0 ★Texas Ratio: 9.37%Real return: +1.07%APY minus CPI (February 2026) offering 12 MONTHS at 3.87% APY, Texas Dow Employees Credit UnionTexas Dow Employees Credit Union4312 Town Center Dr, Fort Worth, TX 76115B-4.4 ★Texas Ratio: 20.45%Real return: +0.95%APY minus CPI (February 2026) offering Teen Club CDs 12 months at 3.75% APY, Susser BankSusser Bank4200 S Hulen St, Fort Worth, TX 76109A+5.0 ★Texas Ratio: 5.25%Real return: +0.95%APY minus CPI (February 2026) offering 6-Month at 3.75% APY, and Alcon Employees Federal Credit UnionAlcon Employees Federal Credit Union6201 South Fwy, Fort Worth, TX 76134A+5.0 ★Texas Ratio: 0.79%Real return: +0.92%APY minus CPI (February 2026) offering Jumbo Term 1 year at 3.72% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.
Fort Worth has 175 local institutions in our database, with CD rates as high as 3.94% APY from Colonial Savings, F.A. at 2626d West Freeway, Fort Worth, TX 76102. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026
Compare Best CD Rates in Fort Worth, Texas & the Surrounding Area
Fort Worth 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
3-Month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
90 Day
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$500,000+
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$500,000+
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Jumbo Certificates of Deposit
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
3 Months CD
$1,000
3.35%
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
A penalty may be imposed for early withdrawal. Rates and APY as of 1/22/2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
3 Months IRA
$1,000
3.35%
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
A penalty may be imposed for early withdrawal. Rates and APY as of 1/22/2026
Comerica
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
421 W 3rd St Ste 101, Fort Worth, TX 76102
90-day fixed-rate CD
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
90 Day
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
90 Day
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
3 months
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 3 months
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 3 months
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 3 months
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
90 Day
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $1,000 - $99,999.99
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 Ne 28th St, Fort Worth, TX 76164
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 Ne 28th St, Fort Worth, TX 76164
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Momentum Share Certificate 3 Month
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
3 Month Share Certificate
$0
4.07%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interstate Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.06%
3 Month Certificate
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance: Less than $50,000
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 3 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Interstate Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.06%
3 Month Certificate
$500
3.49%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 3-Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
IRA
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
3 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
IRA Shares 3 months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Jumbo Term Share 90 day
$100,000
2.88%
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3-Month CD
$500
2.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Existing Member New Member
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Share Certificates 3 Months
$1,000
2.84%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Boost Term Share
$500
2.79%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
First Commercial Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
3 Month Certificate of Deposit
$2,500
2.78%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedJun 23, 2026
Details
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
90 day
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
IRA Certificates 3-Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
Business Certificate Accounts 3-Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3 Month Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3 Month IRA Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fort Worth 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Colonial Savings, F.A.
Institution Rating:
B+4.7 ★Texas Ratio: 19.01%
2626d West Freeway, Fort Worth, TX 76102
6-Month CD
$0
3.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
6-Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
6201 South Fwy, Fort Worth, TX 76134
6 month special
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
6 Months*
$95,000
3.61%
▼
Rate3.55%
Min Deposit$95,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 6 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
6 Months*
$50,000
3.56%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 6 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Member Preferred Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
6 MONTHS
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.41%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.39%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.27%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
6 Months*
$10,000
3.25%
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 6 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
6 Months*
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 6 Months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
6 Months CD
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
A penalty may be imposed for early withdrawal. Rates and APY as of 1/22/2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
6 Months IRA
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
A penalty may be imposed for early withdrawal. Rates and APY as of 1/22/2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
6 Months
$0
3.18%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 180 Day CD
$250,000
3.02%
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedJun 23, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
180 Day
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
180 Day Certificate of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
180 Day
$0
2.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
180 Day Certificate of Deposit
$0
2.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
6 Month Certificate
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
180 Day CD
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
6 months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 6 months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 6 months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 6 months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 Ne 28th St, Fort Worth, TX 76164
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 Ne 28th St, Fort Worth, TX 76164
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Branch $1,000 Minimum Deposit
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
IRA Shares 6 months
$0
4.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Jumbo 6-Month Share Certificate
$0
4.08%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special promotional rate valid June 8-26.
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Golden Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
180-Day CD
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Requires a minimum $20,000 deposit of new money. Promotion period: Effective immediately through June 30, 2026.
Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
6 month CD
$1,000
4.04%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APYs are current as of 9/9/2025. Rates are subject to change. A penalty may be assessed for early withdrawal. Member FDIC
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
IRA Certificate of Deposit 6 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Heritage USA Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 23.29%
6 Months
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
6-Month TEAL Certificate
$250
3.95%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details
For kids and Teens (age 0-17). Compounded monthly.
Fort Worth 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Member Preferred Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
12 MONTHS
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
12 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 12 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 12 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 12 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
6201 South Fwy, Fort Worth, TX 76134
Jumbo Term 1 year
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
12 months
$0
3.69%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
12 Months*
$95,000
3.67%
▼
Rate3.60%
Min Deposit$95,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates - 12 Months
$1,000
3.67%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates 12 Months*
$1,000
3.67%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Minimum Deposit to Open is $1,000; Except 18 Month Term is $500*
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 12 Months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
6201 South Fwy, Fort Worth, TX 76134
Mini Jumbo Term 1 year
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
12 Months*
$50,000
3.61%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 12 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
12 Month Certificate
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
12-Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
12 Months*
$10,000
3.35%
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 12 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
12 Months*
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 12 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
12 Month
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
12 Month Certificate of Deposit
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months IRA
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
A penalty may be imposed for early withdrawal. Rates and APY as of 1/22/2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months CD
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
A penalty may be imposed for early withdrawal. Rates and APY as of 1/22/2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
12 Month
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
12 Month Certificate of Deposit
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
12 Month Fixed IRA
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IRA CD
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
12 Month CD
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Comerica
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
421 W 3rd St Ste 101, Fort Worth, TX 76102
12-month fixed-rate CD
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 Ne 28th St, Fort Worth, TX 76164
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 Ne 28th St, Fort Worth, TX 76164
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Member Preferred Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
12 month CD
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Terms and conditions apply.
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
1 Year
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $1,000 - $99,999.99
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
12 Month Fixed IRA
$0
0.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IRA CD
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
IRA Shares 12 months
$0
4.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
1 Year
$0
4.18%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
IRA / 12 Month Certificate
$2,000
4.18%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Branch $1,000 Minimum Deposit
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
1 Year
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
12 Month Certificate
$0
4.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
IRA Share Certificate 12 Month
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificate 12-month Jumbo
$100,000
4.02%
▼
Rate3.95%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificates 12-month Jumbo
$100,000
4.02%
▼
Rate3.95%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 12 Month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Earn 4.00% APY when you open a new CD with $10,000 or more in new money. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 21, 2026
Details
$25,000- $99,999
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1 Year IRA Certificate
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates - 18 Months Add-On IRA
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates 18 Months Add-On IRA*
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Minimum Deposit to Open is $1,000; Except 18 Month Term is $500*
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
18 months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 18 months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 18 months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 18 months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
18-Month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
18 Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $1,000 - $99,999.99
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
18 Month
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $100,000+
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
18 Month Variable IRA
$0
1.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IRA CD
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
18 Month Variable IRA
$0
0.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IRA CD
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Certificate of Deposit Special!
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Month
$1,000
4.07%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Dividends Compounded: Monthly; Dividends Credited: Monthly; Renewal: Automatic with 10-day grace period
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
6 - 18 Months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Balances greater than $9,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
18 Month IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
18 Month IRA
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
18-Month Variable
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
18 Month IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
18 mo.
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Share/IRA Certificates - 18 Months
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
18 month
$100
3.80%
▼
Rate3.75%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
SuperSaver Certificate 18 Months
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedJun 23, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
IRA Certificate 18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Limited time offer. New money only. Alero Financial membership required.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
18 months
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Early Withdrawal Penalty: 180 Days Dividends; Dividends Compounded Credited: Monthly
Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
18 Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.68%
Min Deposit$95,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
IRA Term Share Account/Certificate of Deposit - 18 Months
$95,000
3.75%
▼
Rate3.68%
Min Deposit$95,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
18-month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
SuperSaver Certificate 18 Months
$20,000
3.75%
▼
Rate3.69%
Min Deposit$20,000
Min Balance—
UpdatedJun 23, 2026
Details
Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
18 Month IRA Certificate
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 13.82%
18 Month CD
$1,000
3.70%
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO $95,000+
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
IRA Term Share Account/Certificate of Deposit - 18 Months
$1,000
3.70%
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO $95,000+
Randolph Brooks FCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
SuperSaver Certificate 18 Months
$5,000
3.69%
▼
Rate3.63%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
United Heritage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
18 Months
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
18 Month Certificate
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Educational IRA Certificate 18 MO
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Certificate 18 MO
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Roth IRA Certificate 18 MO
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
18 Month Certificate
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
IRA Shares 18 months
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
SuperSaver Certificate 18 Months
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 Months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
18 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
18 Month IRA Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificates 18-month Jumbo
$100,000
3.56%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Fort Worth 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Member Preferred Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
24 MONTHS
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates - 24 Months
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates 24 Months*
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Minimum Deposit to Open is $1,000; Except 18 Month Term is $500*
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 24 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months*
$95,000
3.51%
▼
Rate3.45%
Min Deposit$95,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months*
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 24 Months
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
24-Month
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 24 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 24 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 24 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
24 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months*
$10,000
3.20%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 24 Months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months*
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 24 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
24 Month Certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
2 Year
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $100,000+
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
24 Month
$0
2.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Certificate of Deposit
$0
2.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
24 Month
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Certificate of Deposit
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Fixed IRA
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IRA CD
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
24 Month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
2 Year
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $1,000 - $99,999.99
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Fixed IRA
$0
0.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IRA CD
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2 Years
$0
4.18%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2 Years
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Retirement Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate $10,000 - $49,999.99: 3.93%, Annual Percentage Yield $10,000 - $49,999.99: 4.00%, Dividend Rate $50,000 - $99,999.99: 3.98%, Annual Percentage Yield $50,000 - $99,999.99: 4.05%, Dividend Rate $100,000 and over: 4.03%, Annual Percentage Yield $100,000 and over: 4.10%
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 2 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2 Years
$0
3.97%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
IRA / 24 Month Certificate
$2,000
3.97%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
IRA 24 MONTHS
$95,000
3.97%
▼
Rate—
Min Deposit$95,000
Min Balance—
UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 2 Years
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
24 mo.
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 2 Years
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
IRA 24 MONTHS
$500
3.87%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
2 YEAR CERTIFICATE
$95,000
3.82%
▼
Rate—
Min Deposit$95,000
Min Balance—
UpdatedJun 23, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
24 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Associated Credit Union Of Texas
Institution Rating:
A5.0 ★Texas Ratio: 9.07%
24 Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
Jumbo Share Certificate/IRA 2 Year
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Regular & IRA Certificates 24 Month
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Share/IRA Certificates - 24 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
3.28%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
36 Month Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
36-Month
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
3.19%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
3.18%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
3.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
3.08%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
3 Year
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $100,000+
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
2.97%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
2.88%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Member/New Money
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months
$0
2.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 36 months
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 36 months
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
36 months
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 36 months
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
36 Month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
3 Year
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $1,000 - $99,999.99
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Years
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
IRA 36 MONTHS
$95,000
4.07%
▼
Rate—
Min Deposit$95,000
Min Balance—
UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 3 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
36 Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
One great rate.
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
IRA 36 MONTHS
$500
3.97%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Years
$0
3.97%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
36 mo.
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year IRA
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 3 Years
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
3 YEAR CERTIFICATE
$95,000
3.92%
▼
Rate—
Min Deposit$95,000
Min Balance—
UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 3 Years
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Special Certificate 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Traditional and Roth IRA 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
36-Month Variable
$0
3.89%
▼
Rate3.82%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Jumbo Step Up Certificates 3 Year
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Years
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
Jumbo Share Certificate/IRA 3 Year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Harris County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
3 YEAR CERTIFICATE
$500
3.82%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Step Up Certificates 3 Year
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 36 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3 Year CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
EXISTING MEMBER NEW MEMBER
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
Mini-Jumbo Share Certificate/IRA 3 Year
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fort Worth 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
48-Month
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
48 Month Certificate
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
4 Year
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $100,000+
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
48 Month Terms
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
4 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $1,000 - $99,999.99
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
48 months
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 48 months
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 48 months
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 48 months
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
48 Month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4 Years
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
48 mo.
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4 Years
$0
3.97%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Jumbo Step Up Certificates 4 Year
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
4 Years
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
Jumbo Share Certificate/IRA 4 Year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Step Up Certificates 4 Year
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 48 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
48 Month
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
Mini-Jumbo Share Certificate/IRA 4 Year
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.59%
Min Deposit$95,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
IRA Term Share Account/Certificate of Deposit - 48 Months
$95,000
3.65%
▼
Rate3.59%
Min Deposit$95,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
48 Months / 4 Years
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
IRA Shares 48 months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO $95,000+
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
IRA Term Share Account/Certificate of Deposit - 48 Months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO $95,000+
Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 13.82%
48 Month CD
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
48 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
4 Year IRA Certificate
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
48-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
4 Year Boost Term Share
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
48 Month Boost Term Share
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
48 Months / 4 Years
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.89%
ROTH IRA Share Certificates 67 / 48 Month - Int. Monthly
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.89%
IRA Share Certificates 87 / 48 Month
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Int. Monthly
Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
4 Year Certificate
$1,000
3.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Share Certificates 4 Years
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
48 Month IRA Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 48-Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
IRA
Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
48 Month IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
Regular Certificate 48 months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings.
Farmers State Bank Center, TX
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
4 Year CD
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Farmers State Bank Center, TX
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
4 Year IRA
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
48 Month IRA Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fort Worth 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months*
$95,000
3.41%
▼
Rate3.35%
Min Deposit$95,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates - 60 Months
$1,000
3.41%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
IRA Term Share Certificates 60 Months*
$1,000
3.41%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Minimum Deposit to Open is $1,000; Except 18 Month Term is $500*
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 60 Months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months*
$50,000
3.35%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 60 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months*
$10,000
3.30%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 60 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months*
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
Fort Worth Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
819 Taylor St, Fort Worth, TX 76102 6105
Term Share Certificates - 60 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
4200 S Hulen St, Fort Worth, TX 76109
60-Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
60 Month Certificate
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 11, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
5 Year
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $100,000+
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
9000 Blue Mound Rd, Fort Worth, TX 76131
60 Month Terms
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1 Firstcomm Plz, Fort Worth, TX 76109
5 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum Daily Balance to Obtain APY: $1,000 - $99,999.99
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
60 months
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CD 60 months
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club CDs 60 months
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 20.45%
4312 Town Center Dr, Fort Worth, TX 76115
Teen Club CDs 60 months
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
60 Month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 9.94%
Jumbo, 5 Year Term Certificate
$0
4.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
5 Years
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
60 mo.
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 5 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate $10,000 - $49,999.99: 3.93%, Annual Percentage Yield $10,000 - $49,999.99: 4.00%, Dividend Rate $50,000 - $99,999.99: 3.98%, Annual Percentage Yield $50,000 - $99,999.99: 4.05%, Dividend Rate $100,000 and over: 4.03%, Annual Percentage Yield $100,000 and over: 4.10%
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
5 Years
$0
3.97%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year IRA
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 5 Years
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 5 Years
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
5 Years
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Jumbo Step Up Certificates 5 Year
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
Jumbo Share Certificate/IRA 5 Year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Step Up Certificates 5 Year
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 60 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Rate3.68%
Min Deposit$95,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
IRA Term Share Account/Certificate of Deposit - 60 Months
$95,000
3.75%
▼
Rate3.68%
Min Deposit$95,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
60 Month
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO $95,000+
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
IRA Term Share Account/Certificate of Deposit - 60 Months
$1,000
3.70%
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
JUMBO $95,000+
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
60 Months / 5 Years
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
Mini-Jumbo Share Certificate/IRA 5 Year
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
60 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Fort Worth, TX CD Rate Trends
Compare local Fort Worth, TX CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — TX Avg
2.428%
▼ 0.024 vs 7 days ago
Texas 12-month CD rates fell 0.024 points over the past 7 days to 2.428% APY.
6-Month CD — TX Avg
1.979%
▼ 0.024 vs 7 days ago
Texas 6-month CD rates fell 0.024 points over the past 7 days to 1.979% APY.
As of Jun 24, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
TX CD Rate Forecast — Next 12 Months
Where are Texas CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
TX 12-Month Avg APY
2.428%
6-Month Forecast
2.428%
Range: 2.23% – 2.58%
12-Month Forecast
2.178%
Range: 1.98% – 2.33%
Powered by
MonitorBankRates
What Your Savings Earn at TX CD Rates Today
Annual interest earnings at today’s Texas average APYs. State average used where available; national average as fallback.
| CD Term | TX Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.067% | $103.33 | $206.65 | $516.63 | $1,033.25 |
| 6-Month CD | 1.979% | $98.95 | $197.90 | $494.75 | $989.50 |
| 12-Month CD | 2.428% | $121.41 | $242.82 | $607.05 | $1,214.10 |
| 18-Month CD | 2.597% | $129.86 | $259.72 | $649.30 | $1,298.60 |
| 24-Month CD | 2.616% | $130.80 | $261.59 | $653.98 | $1,307.95 |
| 36-Month CD | 3.019% | $150.97 | $301.94 | $754.85 | $1,509.70 |
| 48-Month CD | 2.936% | $146.82 | $293.63 | $734.08 | $1,468.15 |
| 60-Month CD | 2.992% | $149.62 | $299.23 | $748.08 | $1,496.15 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026. | |||||
Sample CD Ladder for Fort Worth, Texas Savers
$25,000 split equally across 5 terms using today’s Texas average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | TX Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.067% | $103.33 |
| 2 | 6-Month CD | $5,000 | 1.979% | $98.95 |
| 3 | 12-Month CD | $5,000 | 2.428% | $121.41 |
| 4 | 24-Month CD | $5,000 | 2.616% | $130.80 |
| 5 | 36-Month CD | $5,000 | 3.019% | $150.97 |
| Total ($25,000 invested) | $25,000 | 2.422% blended | $605.46/yr | |
Ladder example uses equal $5,000 rungs and Texas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,150
CD Rates
Tracked in Fort Worth, Texas
Tracked in Fort Worth, Texas
40 Banks
85 Credit Unions
About Our Fort Worth, Texas CD Rate Database
MonitorBankRates tracks 1,150 CD rates from 40 banks and 85 credit unions with locations in Fort Worth, Texas, plus national online institutions available to Texas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Colonial Savings, F.A. offers a CD at 3.94% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Fort Worth, Texas.
How to Find the Best CD Rates in Fort Worth, Texas
What to compare when shopping for a CD in Fort Worth, Texas
To find the best APYs in Fort Worth, Texas, start with credit unions and online-only banks — Fort Worth, Texas has 85 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Fort Worth, Texas
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Fort Worth, Texas — 125 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Fort Worth, Texas savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Fort Worth, Texas money market rates
Fort Worth, Texas Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
10.6%
National avg: 17.3%
Median Individual Earnings
$43,229
National avg: $47,340
Poverty Rate
13.1%
National avg: 11.1%
Unemployment Rate
4.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$105/yr
At TX 12-mo avg 2.428% APY
10.6% of residents are 65 or older — below the national average of 17.3%. At today’s TX 12-month CD average of 2.428%, saving 10% of the local median salary ($4,322/year) and putting it in a CD would earn an additional $105 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Fort Worth, Texas
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Fort Worth, Texas
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Fort Worth, Texas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Fort Worth, Texas as everywhere in the U.S.
Choosing a CD Term in Fort Worth, Texas
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Fort Worth, Texas savers easier access to their funds. For example, Colonial Savings, F.A. is offering its 6-Month CD at 3.94% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Fort Worth Community Credit Union is offering its 60 Months* at 3.41% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Fort Worth, Texas Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Fort Worth, Texas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Fort Worth, Texas
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Fort Worth, Texas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Fort Worth, Texas
Most CDs carry a fixed rate that is locked for the entire term, protecting a Fort Worth, Texas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Fort Worth, Texas
Are CD rates in Fort Worth, Texas FDIC insured?
Yes, most established banks in Fort Worth, Texas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Fort Worth, Texas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Fort Worth, Texas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Fort Worth, Texas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Fort Worth, Texas?
Here are recent top rates found for this area:
- Colonial Savings, F.A.: 3.94% APY (6-Month CD)
- Member Preferred Federal Credit Union: 3.87% APY (12 MONTHS)
- Texas Dow Employees Credit Union: 3.75% APY (Teen Club CDs 12 months)
- Susser Bank: 3.75% APY (6-Month)
- Alcon Employees Federal Credit Union: 3.72% APY (Jumbo Term 1 year)
- Natural Resources Conservation Service Federal Credit Union: 3.70% APY (6 Months)
- Fort Worth Community Credit Union: 3.67% APY (IRA Term Share Certificates - 12 Months)
- Frost Bank: 3.55% APY (90 Day)
- EP: 3.50% APY (12 Month Certificate)
- Trinity Bank, N.A.: 3.35% APY (3 Months CD)
Rates reflect recent verified offers available in Fort Worth, Texas. Last Updated: June 23, 2026
CD Calculators for Fort Worth, Texas
Fort Worth, Texas CD Calculator
At today’s TX top rate of 3.94% APY, a $10,000 deposit earns $394 in the first year. Enter your amount to see your exact return.
Fort Worth, Texas CD LadderTX CD rates currently range from 2.067% (3-month) to 3.019% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Fort Worth, Texas CD at 3.94% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsTexas’s average 12-month CD is 2.428% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort Worth, Texas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Fort Worth, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Worth, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026
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