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CD Rate Trends

Fort Worth, Texas Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 13, 2026

Fort Worth, Texas CD rates range from 0.01% to 5.02% APY, verified by MonitorBankRates as of October 13, 2026. Current Fort Worth, Texas CD rates include Fort Worth City Credit UnionFort Worth City Credit Union2309 Montgomery St, Fort Worth, TX 76107 4520A+5.0 ★Texas Ratio: 0.14%Real return: +1.70%APY minus CPI (February 2026) offering 60-Month IRA Share CD at 4.50% APY, Navy Federal Credit UnionNavy Federal Credit Union1765 Military Pkwy, Fort Worth, TX 76127A5.0 ★Texas Ratio: 8.14%Real return: +1.55%APY minus CPI (February 2026) offering 12 Month Special EasyStart Certificate at 4.35% APY, EECU Credit UnionEECU Credit Union1617 W 7th St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 2.73%Real return: +1.55%APY minus CPI (February 2026) offering 36 Month Jumbo CD at 4.35% APY, Bask BankBask Bank300 Throckmorton St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 3.64%Real return: +1.55%APY minus CPI (February 2026) offering 12 month CD at 4.35% APY, and Texas Capital BankTexas Capital Bank300 Throckmorton St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 3.64%Real return: +1.45%APY minus CPI (February 2026) offering 18 Month Star Certificates of Deposit (CDs) at 4.25% APY. CD rates as of October 13, 2026 according to verified data from MonitorBankRates.

Fort Worth has 409 local institutions in our database, with CD rates as high as 4.50% APY from Fort Worth City Credit Union at 2309 Montgomery St, Fort Worth, TX 76107 4520. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Texas area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 13, 2026

Compare Best CD Rates in Fort Worth, Texas & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Fort Worth 3 Month CD Rates

Texas 3 Month CD Average2.50% APYNational 2.09%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
3 Month Certificate
$0
4.10% ▲ 1.60% above Texas avg
View
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average2.50%▲ 1.60% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 24, 2026: 4.10% APYSep 24, 2026Oct 13, 2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
4.00% ▲ 1.50% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details

Balance: $500,000+; $500,000+

Rate History
2 changes since Sep 18, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
3.10%3.80%4.50%Sep 18, 2026: 3.60% APYSep 24, 2026: 3.80% APYOct 2, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20264.00%▲ from 3.80%
  • Sep 24, 20263.80%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Jumbo CD
$0
4.00% ▲ 1.50% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details

Jumbo CDs of $500,000 and over.

Rate History
2 changes since Sep 18, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
3.10%3.80%4.50%Sep 18, 2026: 3.60% APYSep 24, 2026: 3.80% APYOct 2, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20264.00%▲ from 3.80%
  • Sep 24, 20263.80%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
90 Day Certificate
$1,000
3.90% ▲ 1.40% above Texas avg
View
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.40% above avgNationally 2.09%
Details

Compounded:; Credited: At Maturity

Rate History
No change since Sep 24, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 24, 2026: 3.90% APYSep 24, 2026Oct 13, 2026
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
777 Main St, Fort Worth, TX 76102
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85% ▲ 1.35% above Texas avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Texas Average2.50%▲ 1.35% above avgNationally 2.09%
Details

Special Offer. Apply now: balances under $100k. Effective Date: 10/2/2026. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals.

Rate History
No change since Sep 27, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 27, 2026: 3.85% APYSep 27, 2026Oct 13, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
90 Day Certificate
$0
3.80% ▲ 1.30% above Texas avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.30% above avgNationally 2.09%
Details

Open Account

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
90 Day Star Certificates of Deposit (CDs)
$0
3.80% ▲ 1.30% above Texas avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.30% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
3 Month Certificates of Deposit (CD)
$0
3.75% ▲ 1.25% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.25% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
3.65% ▲ 1.15% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.15% above avgNationally 2.09%
Details

Balance: $100,000 and over

Rate History
2 changes since Sep 18, 2026 · 3.35% → 3.65% ▲ 0.30 pts · high 3.65% / low 3.35%
2.85%3.50%4.15%Sep 18, 2026: 3.35% APYSep 24, 2026: 3.50% APYOct 2, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20263.65%▲ from 3.50%
  • Sep 24, 20263.50%▲ from 3.35%
  • Sep 18, 20263.35%first recorded
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
3 Months CD
$1,000
3.35% ▲ 0.85% above Texas avg
View
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 0.85% above avgNationally 2.09%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
3 Months IRA
$1,000
3.35% ▲ 0.85% above Texas avg
View
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 0.85% above avgNationally 2.09%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
90 Day Certificate of Deposit
$0
3.30% ▲ 0.80% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 0.80% above avgNationally 2.09%
Details

Balance: $1,000 to $99,999.99

Rate History
2 changes since Sep 18, 2026 · 3.05% → 3.30% ▲ 0.25 pts · high 3.30% / low 3.05%
2.55%3.18%3.80%Sep 18, 2026: 3.05% APYSep 27, 2026: 3.20% APYOct 2, 2026: 3.30% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20263.30%▲ from 3.20%
  • Sep 27, 20263.20%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
3 Month Jumbo CD
$50,000
3.07% ▲ 0.57% above Texas avg
View
▼
Rate3.03%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average2.50%▲ 0.57% above avgNationally 2.09%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 3.07% APY · checked 4 times
2.57%3.07%3.57%Sep 22, 2026: 3.07% APYSep 22, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
3 Month CD
$100,000
3.03% ▲ 0.53% above Texas avg
View
▼
Rate3.00%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 0.53% above avgNationally 2.09%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $100,000 to obtain the disclosed APY

Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 7 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
3 Month Standard CDs
$1,000
2.97% ▲ 0.47% above Texas avg
View
▼
Rate2.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average2.50%▲ 0.47% above avgNationally 2.09%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 2.82% → 2.97% ▲ 0.15 pts · high 2.97% / low 2.82%
2.32%2.90%3.47%Sep 18, 2026: 2.82% APYSep 22, 2026: 2.97% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20262.97%▲ from 2.82%
  • Sep 18, 20262.82%first recorded
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
90 Day Fixed Rate CD
$500
2.70% ▲ 0.20% above Texas avg
View
▼
Rate2.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 0.20% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 2.70% APY · checked 6 times
2.20%2.70%3.20%Sep 18, 2026: 2.70% APYSep 18, 2026Oct 13, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
3 Month CD
$500
2.00% ▼ 0.50% below Texas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 0.50% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Elements CD
$0
1.75% ▼ 0.75% below Texas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month IRA CD
$0
1.75% ▼ 0.75% below Texas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Kids Club and Teens CD
$0
1.75% ▼ 0.75% below Texas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Kids Club CD
$0
1.75% ▼ 0.75% below Texas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 Month Standard CD
$0
1.75% ▼ 0.75% below Texas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 3 months
$0
1.75% ▼ 0.75% below Texas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 3 months
$0
1.75% ▼ 0.75% below Texas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average2.50%▼ 0.75% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
90 Day Certificates of Deposit (CDs)
$0
0.30% ▼ 2.20% below Texas avg
View
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average2.50%▼ 2.20% below avgNationally 2.09%
Details

Balance: $1,000 - $99,999.99

Rate History
No change since Oct 7, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 7, 2026: 0.30% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
200 Ne 28th St, Fort Worth, TX 76164
3 month Standard Fixed Rate
$2,500
0.06% ▼ 2.44% below Texas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 2.44% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
200 Ne 28th St, Fort Worth, TX 76164
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.44% below Texas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 2.44% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
90 Day Certificate
$0
0.06% ▼ 2.44% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 2.44% below avgNationally 2.09%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
200 Ne 28th St, Fort Worth, TX 76164
3 month Standard Fixed Rate
$2,500
0.05% ▼ 2.45% below Texas avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 2.45% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
3 Month Certificate of Deposit
$0
0.03% ▼ 2.47% below Texas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 2.47% below avgNationally 2.09%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
3 Month Certificate of Deposit
$0
0.02% ▼ 2.48% below Texas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 2.48% below avgNationally 2.09%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
3 Month Certificate of Deposit
$0
0.01% ▼ 2.49% below Texas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▼ 2.49% below avgNationally 2.09%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 13, 2026
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month CD
$1,000
4.58% ▲ 2.08% above Texas avg
View
▼
Rate4.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average2.50%▲ 2.08% above avgNationally 2.09%
Details

APY = Annual Percentage Yield. *Assumes no compounding, interest paid annually or at maturity.

Rate History
1 change since Sep 14, 2026 · 4.32% → 4.58% ▲ 0.26 pts · high 4.58% / low 4.32%
3.82%4.45%5.08%Sep 14, 2026: 4.32% APYOct 7, 2026: 4.58% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.58%▲ from 4.32%
  • Sep 14, 20264.32%first recorded
Gulf Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
90 Day Jumbo Certificate of Deposit
$0
4.44% ▲ 1.94% above Texas avg
View
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 1.94% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 4.44% APY · checked 2 times
3.94%4.44%4.94%Oct 8, 2026: 4.44% APYOct 8, 2026Oct 13, 2026
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Month Business CD
$5,000
4.30% ▲ 1.80% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.80% above avgNationally 2.09%
Details

Balance: $1,000,000.00 and over

Rate History
No change since Oct 13, 2026 · 4.30% APY
3.80%4.30%4.80%Oct 13, 2026: 4.30% APYOct 13, 2026Oct 13, 2026
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$250,001
4.23% ▲ 1.73% above Texas avg
View
▼
Rate4.15%
Min Deposit$250,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.73% above avgNationally 2.09%
Details

IRA Certificate; minimum deposit tier $250,001

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.23% ▲ 0.26 pts · high 4.23% / low 3.97%
3.47%4.10%4.73%Sep 14, 2026: 3.97% APYSep 21, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20264.23%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Month Business CD
$5,000
4.20% ▲ 1.70% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.70% above avgNationally 2.09%
Details

Balance: $250,000.00 - $999,999.99

Rate History
No change since Oct 13, 2026 · 4.20% APY
3.70%4.20%4.70%Oct 13, 2026: 4.20% APYOct 13, 2026Oct 13, 2026
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$100,001
4.18% ▲ 1.68% above Texas avg
View
▼
Rate4.10%
Min Deposit$100,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.68% above avgNationally 2.09%
Details

IRA Certificate; minimum deposit tier $100,001

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.18% ▲ 0.21 pts · high 4.18% / low 3.97%
3.47%4.08%4.68%Sep 14, 2026: 3.97% APYSep 21, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20264.18%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificates
$250,001
4.13% ▲ 1.63% above Texas avg
View
▼
Rate4.05%
Min Deposit$250,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.63% above avgNationally 2.09%
Details

Balance tier starting at $250,001; Minimum Deposit column

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87%
3.37%4.00%4.63%Sep 14, 2026: 3.87% APYSep 21, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20264.13%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$50,001
4.13% ▲ 1.63% above Texas avg
View
▼
Rate4.05%
Min Deposit$50,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.63% above avgNationally 2.09%
Details

IRA Certificate; minimum deposit tier $50,001

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.13% ▲ 0.16 pts · high 4.13% / low 3.97%
3.47%4.05%4.63%Sep 14, 2026: 3.97% APYSep 21, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20264.13%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
3 Month Momentum Share Certificate
$0
4.13% ▲ 1.63% above Texas avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.63% above avgNationally 2.09%
Details

Special; Balance: $1000.00 - $49,999.99

Rate History
No change since Oct 13, 2026 · 4.13% APY
3.63%4.13%4.63%Oct 13, 2026: 4.13% APYOct 13, 2026Oct 13, 2026
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Month Business CD
$5,000
4.10% ▲ 1.60% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.60% above avgNationally 2.09%
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Oct 13, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 13, 2026: 4.10% APYOct 13, 2026Oct 13, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Share Certificates - 3 Months
$500
4.08% ▲ 1.58% above Texas avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average2.50%▲ 1.58% above avgNationally 2.09%
Details

Non-Compounding Certificates available

Rate History
1 change since Sep 16, 2026 · 3.72% → 4.08% ▲ 0.36 pts · high 4.08% / low 3.72%
3.22%3.90%4.58%Sep 16, 2026: 3.72% APYOct 8, 2026: 4.08% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.08%▲ from 3.72%
  • Sep 16, 20263.72%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificates
$100,001
4.07% ▲ 1.57% above Texas avg
View
▼
Rate4.00%
Min Deposit$100,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.57% above avgNationally 2.09%
Details

Balance tier starting at $100,001; Minimum Deposit column

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87%
3.37%3.97%4.57%Sep 14, 2026: 3.87% APYSep 21, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20264.07%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates (3 months)
$1,000
4.07% ▲ 1.57% above Texas avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.57% above avgNationally 2.09%
Details

IRA Certificate; minimum deposit tier $1,000

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.07% ▲ 0.10 pts · high 4.07% / low 3.97%
3.47%4.02%4.57%Sep 14, 2026: 3.97% APYSep 21, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20264.07%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificates
$50,001
4.02% ▲ 1.52% above Texas avg
View
▼
Rate3.95%
Min Deposit$50,001
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.52% above avgNationally 2.09%
Details

Balance tier starting at $50,001; Minimum Deposit column

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.02% ▲ 0.15 pts · high 4.02% / low 3.87%
3.37%3.95%4.52%Sep 14, 2026: 3.87% APYSep 21, 2026: 4.02% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20264.02%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3-Month Certificate
$0
4.00% ▲ 1.50% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details

No minimum deposit.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 3 Month Share Certificate
$1,000
4.00% ▲ 1.50% above Texas avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details

Limited Time 3-Month and 6-Month Share Certificates available on new Certificates. This is a promotional yield. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 2, 2026: 4.00% APYOct 2, 2026Oct 13, 2026
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Month Business CD
$5,000
4.00% ▲ 1.50% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.50% above avgNationally 2.09%
Details

Balance: $5,000.00 - $99,999.99

Rate History
No change since Oct 13, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 13, 2026: 4.00% APYOct 13, 2026Oct 13, 2026
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificates
$1,000
3.97% ▲ 1.47% above Texas avg
View
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average2.50%▲ 1.47% above avgNationally 2.09%
Details

Balance tier starting at $1,000; Minimum Deposit column

Rate History
1 change since Sep 14, 2026 · 3.87% → 3.97% ▲ 0.10 pts · high 3.97% / low 3.87%
3.37%3.92%4.47%Sep 14, 2026: 3.87% APYSep 21, 2026: 3.97% APYSep 14, 2026Oct 13, 2026
  • Sep 21, 20263.97%▲ from 3.87%
  • Sep 14, 20263.87%first recorded

Fort Worth 6 Month CD Rates

Texas 6 Month CD Average3.25% APYNational 2.77%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
6 Month Jumbo CD
$50,000
4.11% ▲ 0.86% above Texas avg
View
▼
Rate4.03%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.86% above avgNationally 2.77%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 4.11% APY · checked 4 times
3.61%4.11%4.61%Sep 22, 2026: 4.11% APYSep 22, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
180 Day Certificate
$1,000
4.05% ▲ 0.80% above Texas avg
View
▼
Rate4.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.80% above avgNationally 2.77%
Details

Compounded:; Credited: At Maturity

Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 6 times
3.55%4.05%4.55%Sep 24, 2026: 4.05% APYSep 24, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
180 Day EZ Saver
$50
4.05% ▲ 0.80% above Texas avg
View
▼
Rate4.01%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.80% above avgNationally 2.77%
Details

Compounded:; Credited: At Maturity

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 3 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
6 Month Certificate of Deposit
$0
4.03% ▲ 0.78% above Texas avg
View
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.78% above avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 7 times
3.53%4.03%4.53%Sep 14, 2026: 4.03% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
6 Month Jumbo Certificate of Deposit
$0
4.03% ▲ 0.78% above Texas avg
View
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.78% above avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 6 times
3.53%4.03%4.53%Sep 14, 2026: 4.03% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
6 Month Fixed Rate CD
$0
4.00% ▲ 0.75% above Texas avg
View
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
6 Month Share Certificate/IRA Share Certificate
$1,000
4.00% ▲ 0.75% above Texas avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
6 Month Share Certificate
$0
4.00% ▲ 0.75% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
6 Month Standard CDs
$1,000
4.00% ▲ 0.75% above Texas avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.75% above avgNationally 2.77%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
3.35%3.93%4.50%Sep 18, 2026: 3.85% APYSep 22, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.00%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month IRA Share CD
$0
3.97% ▲ 0.72% above Texas avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.72% above avgNationally 2.77%
Details

IRA

Rate History
1 change since Sep 14, 2026 · 3.61% → 3.97% ▲ 0.36 pts · high 3.97% / low 3.61%
3.11%3.79%4.47%Sep 14, 2026: 3.61% APYOct 10, 2026: 3.97% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.97%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month Jumbo Share CD
$0
3.97% ▲ 0.72% above Texas avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.72% above avgNationally 2.77%
Details

Balance: $95,000+; Jumbo ($95K+)

Rate History
1 change since Sep 22, 2026 · 3.61% → 3.97% ▲ 0.36 pts · high 3.97% / low 3.61%
3.11%3.79%4.47%Sep 22, 2026: 3.61% APYOct 10, 2026: 3.97% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20263.97%▲ from 3.61%
  • Sep 22, 20263.61%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month Junior Jumbo Share CD
$0
3.92% ▲ 0.67% above Texas avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.67% above avgNationally 2.77%
Details

Junior Jumbo ($50K - $95K)

Rate History
1 change since Sep 22, 2026 · 3.56% → 3.92% ▲ 0.36 pts · high 3.92% / low 3.56%
3.06%3.74%4.42%Sep 22, 2026: 3.56% APYOct 10, 2026: 3.92% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20263.92%▲ from 3.56%
  • Sep 22, 20263.56%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
6 Month Certificates of Deposit (CD)
$0
3.90% ▲ 0.65% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.65% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
6 month CD
$1,000
3.90% ▲ 0.65% above Texas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.65% above avgNationally 2.77%
Details

Rate History
No change since Oct 10, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 10, 2026: 3.90% APYOct 10, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
6 Month Certificate
$0
3.90% ▲ 0.65% above Texas avg
View
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.65% above avgNationally 2.77%
Details

Open Account

Rate History
No change since Oct 6, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 6, 2026: 3.90% APYOct 6, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 6-month CD
$0
3.90% ▲ 0.65% above Texas avg
View
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.65% above avgNationally 2.77%
Details

Rate History
No change since Sep 24, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 24, 2026: 3.90% APYSep 24, 2026Oct 13, 2026
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
6-Month Share CD
$0
3.87% ▲ 0.62% above Texas avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.62% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 3.51% → 3.87% ▲ 0.36 pts · high 3.87% / low 3.51%
3.01%3.69%4.37%Sep 14, 2026: 3.51% APYOct 10, 2026: 3.87% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.87%▲ from 3.51%
  • Sep 14, 20263.51%first recorded
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Share Certificate - Jumbo Term
$0
3.81% ▲ 0.56% above Texas avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.56% above avgNationally 2.77%
Details

Balance: $95,000 - $249,999.99

Rate History
No change since Oct 13, 2026 · 3.81% APY
3.31%3.81%4.31%Oct 13, 2026: 3.81% APYOct 13, 2026Oct 13, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
180 Day Certificate
$0
3.80% ▲ 0.55% above Texas avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.55% above avgNationally 2.77%
Details

Open Account

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
180 Day Star Certificates of Deposit (CDs)
$0
3.80% ▲ 0.55% above Texas avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.55% above avgNationally 2.77%
Details

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Share Certificate - Mini Jumbo
$0
3.77% ▲ 0.52% above Texas avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.52% above avgNationally 2.77%
Details

Balance: $50,000 - $94,999.99

Rate History
No change since Oct 13, 2026 · 3.77% APY
3.27%3.77%4.27%Oct 13, 2026: 3.77% APYOct 13, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA CD 180 Day
$100
3.70% ▲ 0.45% above Texas avg
View
▼
Rate3.67%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.45% above avgNationally 2.77%
Details

Compounded:; Credited: At Maturity

Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.70% ▲ 0.45% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.45% above avgNationally 2.77%
Details

Balance: $50,000.00+; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.61% → 3.70% ▲ 0.09 pts · high 3.70% / low 3.61%
3.11%3.66%4.20%Sep 16, 2026: 3.61% APYSep 25, 2026: 3.70% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.70%▲ from 3.61%
  • Sep 16, 20263.61%first recorded
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Certificate Special
$0
3.67% ▲ 0.42% above Texas avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.42% above avgNationally 2.77%
Details

6 month special; Balance: $500.00 and over

Rate History
No change since Sep 14, 2026 · 3.67% APY · checked 5 times
3.17%3.67%4.17%Sep 14, 2026: 3.67% APYSep 14, 2026Oct 13, 2026
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
6 Month Share Certificate
$0
3.67% ▲ 0.42% above Texas avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.25%▲ 0.42% above avgNationally 2.77%
Details

Balance: $500 - $4,999.99

Rate History
No change since Sep 18, 2026 · 3.67% APY · checked 7 times
3.17%3.67%4.17%Sep 18, 2026: 3.67% APYSep 18, 2026Oct 13, 2026
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
4100 International Plz, Fort Worth, TX 76109
6-month CD
$0
3.65% ▲ 0.40% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.40% above avgNationally 2.77%
Details

Minimum balance to open: $50,000 - $250,000 New Money

Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 7, 2026: 3.65% APYOct 7, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
6 Month CD
$100,000
3.65% ▲ 0.40% above Texas avg
View
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.40% above avgNationally 2.77%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $100,000 to obtain the disclosed APY

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.61% ▲ 0.36% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.36% above avgNationally 2.77%
Details

Balance: $50,000.00+; Current

Rate History
No change since Sep 16, 2026 · 3.61% APY · checked 4 times
3.11%3.61%4.11%Sep 16, 2026: 3.61% APYSep 16, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
6 Months Term Share Certificate
$0
3.61% ▲ 0.36% above Texas avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.36% above avgNationally 2.77%
Details

Balance: $95,000; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.61% APY · checked 2 times
3.11%3.61%4.11%Sep 14, 2026: 3.61% APYSep 14, 2026Oct 13, 2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
180 Day Certificate of Deposit
$0
3.60% ▲ 0.35% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Balance: $100,000 and over

Rate History
2 changes since Sep 18, 2026 · 3.10% → 3.60% ▲ 0.50 pts · high 3.60% / low 3.10%
2.60%3.35%4.10%Sep 18, 2026: 3.10% APYSep 24, 2026: 3.50% APYOct 2, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20263.60%▲ from 3.50%
  • Sep 24, 20263.50%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.60% ▲ 0.35% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Balance: $25,000.00-$49,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.61% → 3.60% ▼ 0.01 pts · high 3.61% / low 3.60%
3.10%3.60%4.11%Sep 16, 2026: 3.61% APYSep 25, 2026: 3.60% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.60%▼ from 3.61%
  • Sep 16, 20263.61%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Elements CD
$0
3.60% ▲ 0.35% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month IRA CD
$0
3.60% ▲ 0.35% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Kids Club and Teens CD
$0
3.60% ▲ 0.35% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
0.90%2.93%4.95%Sep 14, 2026: 2.25% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Kids Club CD
$0
3.60% ▲ 0.35% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
0.90%2.93%4.95%Sep 14, 2026: 2.25% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
6 Month Standard CD
$0
3.60% ▲ 0.35% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
0.90%2.93%4.95%Sep 14, 2026: 2.25% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 6 months
$0
3.60% ▲ 0.35% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
0.90%2.93%4.95%Sep 14, 2026: 2.25% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 6 months
$0
3.60% ▲ 0.35% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.60% ▲ 1.35 pts · high 3.60% / low 2.25%
0.90%2.93%4.95%Sep 14, 2026: 2.25% APYOct 9, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.60%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6701 Burlington Blvd, Fort Worth, TX 76131
6 Month Certificate
$0
3.60% ▲ 0.35% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.35% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Member Preferred Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
6 Month Certificate
$0
3.56% ▲ 0.31% above Texas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.31% above avgNationally 2.77%
Details

Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Oct 8, 2026: 3.56% APYOct 8, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
6 Months Term Share Certificate
$0
3.56% ▲ 0.31% above Texas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%▲ 0.31% above avgNationally 2.77%
Details

Balance: $50,000-$94,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.51% ▲ 0.26% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.26% above avgNationally 2.77%
Details

Balance: $25,000.00-$49,999.00; Current

Rate History
No change since Sep 16, 2026 · 3.51% APY · checked 4 times
3.01%3.51%4.01%Sep 16, 2026: 3.51% APYSep 16, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.50% ▲ 0.25% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.25% above avgNationally 2.77%
Details

Balance: $10,000.00-$24,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.51% → 3.50% ▼ 0.01 pts · high 3.51% / low 3.50%
3.00%3.51%4.01%Sep 16, 2026: 3.51% APYSep 25, 2026: 3.50% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.50%▼ from 3.51%
  • Sep 16, 20263.51%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.41% ▲ 0.16% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.16% above avgNationally 2.77%
Details

Balance: $10,000.00-$24,999.00; Current

Rate History
No change since Sep 16, 2026 · 3.41% APY · checked 4 times
2.91%3.41%3.91%Sep 16, 2026: 3.41% APYSep 16, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
6 Months CD
$1,000
3.40% ▲ 0.15% above Texas avg
View
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.15% above avgNationally 2.77%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
6 Months IRA
$1,000
3.40% ▲ 0.15% above Texas avg
View
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.15% above avgNationally 2.77%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.39% ▲ 0.14% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.14% above avgNationally 2.77%
Details

Balance: $5,000.00-$9,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.41% → 3.39% ▼ 0.02 pts · high 3.41% / low 3.39%
2.89%3.40%3.91%Sep 16, 2026: 3.41% APYSep 25, 2026: 3.39% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.39%▼ from 3.41%
  • Sep 16, 20263.41%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.30% ▲ 0.05% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.05% above avgNationally 2.77%
Details

Balance: $5,000.00-$9,999.00; Current

Rate History
No change since Sep 16, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 16, 2026: 3.30% APYSep 16, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 6 Months
$0
3.27% ▲ 0.02% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.25%▲ 0.02% above avgNationally 2.77%
Details

Balance: $1,000.00-$4,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.30% → 3.27% ▼ 0.03 pts · high 3.30% / low 3.27%
2.77%3.29%3.80%Sep 16, 2026: 3.30% APYSep 25, 2026: 3.27% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.27%▼ from 3.30%
  • Sep 16, 20263.30%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
6 Months Term Share Certificate
$0
3.25% At Texas avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.25%At the averageNationally 2.77%
Details

Balance: $10,000-$49,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026

Fort Worth 12 Month CD Rates

Texas 12 Month CD Average3.38% APYNational 2.99%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
12 Month Special EasyStart Certificate
$50
4.35% ▲ 0.97% above Texas avg
View
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.97% above avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 30, 2026: 4.35% APYSep 30, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
12 month CD
$1,000
4.35% ▲ 0.97% above Texas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.97% above avgNationally 2.99%
Details

Rate History
No change since Oct 10, 2026 · 4.35% APY
3.85%4.35%4.85%Oct 10, 2026: 4.35% APYOct 10, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 12-month CD
$0
4.35% ▲ 0.97% above Texas avg
View
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.97% above avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 4.35% APY · checked 5 times
3.85%4.35%4.85%Sep 24, 2026: 4.35% APYSep 24, 2026Oct 13, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
12 Month Star Certificates of Deposit (CDs)
$0
4.20% ▲ 0.82% above Texas avg
View
▼
Rate4.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.38%▲ 0.82% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
12 Month Jumbo CD
$50,000
4.20% ▲ 0.82% above Texas avg
View
▼
Rate4.13%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.82% above avgNationally 2.99%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 4.20% APY · checked 4 times
3.70%4.20%4.70%Sep 22, 2026: 4.20% APYSep 22, 2026Oct 13, 2026
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month IRA Share CD
$0
4.13% ▲ 0.75% above Texas avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.75% above avgNationally 2.99%
Details

IRA

Rate History
1 change since Sep 14, 2026 · 3.67% → 4.13% ▲ 0.46 pts · high 4.13% / low 3.67%
3.17%3.90%4.63%Sep 14, 2026: 3.67% APYOct 10, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.13%▲ from 3.67%
  • Sep 14, 20263.67%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month Jumbo Share CD
$0
4.13% ▲ 0.75% above Texas avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.75% above avgNationally 2.99%
Details

Balance: $95,000+; Jumbo ($95K+)

Rate History
1 change since Sep 22, 2026 · 3.67% → 4.13% ▲ 0.46 pts · high 4.13% / low 3.67%
3.17%3.90%4.63%Sep 22, 2026: 3.67% APYOct 10, 2026: 4.13% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.13%▲ from 3.67%
  • Sep 22, 20263.67%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
12 Month Certificate
$1,000
4.10% ▲ 0.72% above Texas avg
View
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.38%▲ 0.72% above avgNationally 2.99%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Sep 24, 2026 · 4.10% APY · checked 6 times
3.60%4.10%4.60%Sep 24, 2026: 4.10% APYSep 24, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
12 Month EZ Saver
$50
4.10% ▲ 0.72% above Texas avg
View
▼
Rate4.04%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.38%▲ 0.72% above avgNationally 2.99%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 13, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
12 Month Share Certificate/IRA Share Certificate
$1,000
4.10% ▲ 0.72% above Texas avg
View
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.72% above avgNationally 2.99%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 12, 2026: 4.10% APYOct 12, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
12 Month Standard CDs
$1,000
4.10% ▲ 0.72% above Texas avg
View
▼
Rate4.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.72% above avgNationally 2.99%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 18, 2026: 4.00% APYSep 22, 2026: 4.10% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.10%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
12 Month IRA Term Share Certificates
$1,000
4.08% ▲ 0.70% above Texas avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.70% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.67% → 4.08% ▲ 0.41 pts · high 4.08% / low 3.67%
3.17%3.88%4.58%Sep 18, 2026: 3.67% APYOct 10, 2026: 4.08% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.08%▲ from 3.67%
  • Sep 18, 20263.67%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
12 Months IRA Term Share Certificate
$1,000
4.08% ▲ 0.70% above Texas avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.70% above avgNationally 2.99%
Details

Compounding/Paid: Daily/Quarterly

Rate History
1 change since Sep 14, 2026 · 3.67% → 4.08% ▲ 0.41 pts · high 4.08% / low 3.67%
3.17%3.88%4.58%Sep 14, 2026: 3.67% APYOct 1, 2026: 4.08% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.08%▲ from 3.67%
  • Sep 14, 20263.67%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
12 Months Term Share Certificate
$0
4.08% ▲ 0.70% above Texas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.70% above avgNationally 2.99%
Details

Balance: $1,000-$9,999; Compounding/Paid: Daily/Monthly

Rate History
1 change since Sep 14, 2026 · 3.30% → 4.08% ▲ 0.78 pts · high 4.08% / low 3.30%
2.52%3.69%4.86%Sep 14, 2026: 3.30% APYOct 10, 2026: 4.08% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.08%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month Junior Jumbo Share CD
$0
4.07% ▲ 0.69% above Texas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.69% above avgNationally 2.99%
Details

Junior Jumbo ($50K - $95K)

Rate History
1 change since Sep 22, 2026 · 3.62% → 4.07% ▲ 0.45 pts · high 4.07% / low 3.62%
3.12%3.85%4.57%Sep 22, 2026: 3.62% APYOct 10, 2026: 4.07% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.07%▲ from 3.62%
  • Sep 22, 20263.62%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
12-Month Share CD/Save-to-Win CD
$0
4.02% ▲ 0.64% above Texas avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.64% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.57% → 4.02% ▲ 0.45 pts · high 4.02% / low 3.57%
3.07%3.80%4.52%Sep 14, 2026: 3.57% APYOct 10, 2026: 4.02% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.02%▲ from 3.57%
  • Sep 14, 20263.57%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
12 Month ESA EasyStart Certificate
$50
4.00% ▲ 0.62% above Texas avg
View
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 6, 2026: 4.00% APYOct 6, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
12 Month Share Certificate
$0
4.00% ▲ 0.62% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
12 Month Youth Share Certificates
$0
4.00% ▲ 0.62% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details

+ Youth Bonus; Balance: Under $10,000

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
12 Month Bump Rate CD
$5,000
4.00% ▲ 0.62% above Texas avg
View
▼
Rate3.93%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.62% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 18, 2026: 3.90% APYSep 22, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.00%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
3501 Western Center Blvd, Fort Worth, TX 76137
1 Year Smart Start Share CD
$100
3.95% ▲ 0.57% above Texas avg
View
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.57% above avgNationally 2.99%
Details

Available to members ages 17 and younger. Interest accrued and paid monthly. Deposits can be made anytime, by anyone.

Rate History
1 change since Sep 14, 2026 · 3.65% → 3.95% ▲ 0.30 pts · high 3.95% / low 3.65%
3.15%3.80%4.45%Sep 14, 2026: 3.65% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.95%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
3501 Western Center Blvd, Fort Worth, TX 76137
1 Year Term Share CD
$500
3.95% ▲ 0.57% above Texas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.57% above avgNationally 2.99%
Details

Interest accrued and paid monthly. NCUA Insured up to $250,000. Withdrawal dividends that have been paid penalty free.

Rate History
1 change since Sep 14, 2026 · 3.65% → 3.95% ▲ 0.30 pts · high 3.95% / low 3.65%
3.15%3.80%4.45%Sep 14, 2026: 3.65% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.95%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Member Preferred Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
12 Month Certificate
$0
3.87% ▲ 0.49% above Texas avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.49% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 3.87% APY · checked 2 times
3.37%3.87%4.37%Oct 8, 2026: 3.87% APYOct 8, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
1 Year IRA
$1,000
3.86% ▲ 0.48% above Texas avg
View
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.38%▲ 0.48% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal; IRAs may only be opened for terms of 1 year or more; Must maintain a minimum balance of $1,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.86% ▲ 0.06 pts · high 3.86% / low 3.80%
3.30%3.83%4.36%Sep 14, 2026: 3.80% APYSep 18, 2026: 3.86% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.86%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
12 Month Certificates of Deposit (CD)
$0
3.85% ▲ 0.47% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.38%▲ 0.47% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
1 Year CD
$100,000
3.80% ▲ 0.42% above Texas avg
View
▼
Rate3.75%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.38%▲ 0.42% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $100,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 14, 2026: 3.70% APYSep 18, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.80%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA CD 12 Month
$100
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.70%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Month CD $ 2,000,000 and over
$1,000
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months IRA $ 2,000,000 and over
$1,000
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Certificate
$0
3.75% ▲ 0.37% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month IRA CD
$0
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Kids Club and Teens CD
$0
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Kids Club CD
$0
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
12 Month Standard CD
$0
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 12 months
$0
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 12 months
$0
3.75% ▲ 0.37% above Texas avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.38%▲ 0.37% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
1 Year Share Certificate - Jumbo Term
$0
3.72% ▲ 0.34% above Texas avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.34% above avgNationally 2.99%
Details

Balance: $95,000 - $249,999.99

Rate History
No change since Oct 13, 2026 · 3.72% APY
3.22%3.72%4.22%Oct 13, 2026: 3.72% APYOct 13, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.70% ▲ 0.32% above Texas avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.32% above avgNationally 2.99%
Details

Balance: $50,000.00+; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.61% → 3.70% ▲ 0.09 pts · high 3.70% / low 3.61%
3.11%3.66%4.20%Sep 16, 2026: 3.61% APYSep 25, 2026: 3.70% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.70%▲ from 3.61%
  • Sep 16, 20263.61%first recorded
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
1 Year Share Certificate - Mini Jumbo
$0
3.67% ▲ 0.29% above Texas avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.29% above avgNationally 2.99%
Details

Balance: $50,000 - $94,999.99

Rate History
No change since Oct 13, 2026 · 3.67% APY
3.17%3.67%4.17%Oct 13, 2026: 3.67% APYOct 13, 2026Oct 13, 2026
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6201 South Fwy, Fort Worth, TX 76134
1 Year Share Certificate
$0
3.61% ▲ 0.23% above Texas avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.38%▲ 0.23% above avgNationally 2.99%
Details

Balance: $5,000 - $49,999.99

Rate History
No change since Sep 14, 2026 · 3.61% APY · checked 8 times
3.11%3.61%4.11%Sep 14, 2026: 3.61% APYSep 14, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.61% ▲ 0.23% above Texas avg
View
▼
Rate3.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.23% above avgNationally 2.99%
Details

Balance: $50,000.00+; Current

Rate History
No change since Sep 16, 2026 · 3.61% APY · checked 4 times
3.11%3.61%4.11%Sep 16, 2026: 3.61% APYSep 16, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Month CD $ 1,000,000 up to $ 2,000,000
$1,000
3.60% ▲ 0.22% above Texas avg
View
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.22% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 8, 2026: 3.60% APYOct 8, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months IRA $ 1,000,000 up to $ 2,000,000
$1,000
3.60% ▲ 0.22% above Texas avg
View
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.22% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 8, 2026: 3.60% APYOct 8, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.60% ▲ 0.22% above Texas avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.22% above avgNationally 2.99%
Details

Balance: $25,000.00-$49,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.61% → 3.60% ▼ 0.01 pts · high 3.61% / low 3.60%
3.10%3.60%4.11%Sep 16, 2026: 3.61% APYSep 25, 2026: 3.60% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.60%▼ from 3.61%
  • Sep 16, 20263.61%first recorded
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6701 Burlington Blvd, Fort Worth, TX 76131
1 Year Certificate
$0
3.55% ▲ 0.17% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.17% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.51% ▲ 0.13% above Texas avg
View
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.13% above avgNationally 2.99%
Details

Balance: $25,000.00-$49,999.00; Current

Rate History
No change since Sep 16, 2026 · 3.51% APY · checked 4 times
3.01%3.51%4.01%Sep 16, 2026: 3.51% APYSep 16, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
12 Months Term Share Certificate
$0
3.50% ▲ 0.12% above Texas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.12% above avgNationally 2.99%
Details

Balance: $10,000.00-$24,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.51% → 3.50% ▼ 0.01 pts · high 3.51% / low 3.50%
3.00%3.51%4.01%Sep 16, 2026: 3.51% APYSep 25, 2026: 3.50% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.50%▼ from 3.51%
  • Sep 16, 20263.51%first recorded
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
12 Month Certificate
$1,000
3.50% ▲ 0.12% above Texas avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.38%▲ 0.12% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months CD less than $ 1,000,000
$1,000
3.45% ▲ 0.07% above Texas avg
View
▼
Rate3.41%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.07% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 8, 2026: 3.45% APYOct 8, 2026Oct 13, 2026
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3500 W Vickery Blvd, Fort Worth, TX 76107
12 Months IRA less than $ 1,000,000
$1,000
3.45% ▲ 0.07% above Texas avg
View
▼
Rate3.41%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.38%▲ 0.07% above avgNationally 2.99%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 8, 2026: 3.45% APYOct 8, 2026Oct 13, 2026

Fort Worth 18 Month CD Rates

Texas 18 Month CD Average3.27% APYNational 2.88%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
18 Month Star Certificates of Deposit (CDs)
$0
4.25% ▲ 0.98% above Texas avg
View
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 0.98% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
18 Month Jumbo CD
$50,000
4.25% ▲ 0.98% above Texas avg
View
▼
Rate4.17%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.98% above avgNationally 2.88%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
18 Month Certificate
$1,000
4.15% ▲ 0.88% above Texas avg
View
▼
Rate4.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 0.88% above avgNationally 2.88%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Sep 24, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 24, 2026: 4.15% APYSep 24, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
18 Month Standard CDs
$1,000
4.15% ▲ 0.88% above Texas avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.88% above avgNationally 2.88%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
3.30%3.98%4.65%Sep 18, 2026: 3.80% APYSep 22, 2026: 4.15% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.15%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
18 Month Bump Rate CD
$5,000
4.04% ▲ 0.77% above Texas avg
View
▼
Rate3.97%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.77% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.70% → 4.04% ▲ 0.34 pts · high 4.04% / low 3.70%
3.20%3.87%4.54%Sep 18, 2026: 3.70% APYSep 22, 2026: 4.04% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.04%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Great Plains National Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
3500 Golden Triangle Blvd, Fort Worth, TX 76244
18-month CD
$0
4.00% ▲ 0.73% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 0.73% above avgNationally 2.88%
Details

Special promotional rate.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
18 month CD
$1,000
4.00% ▲ 0.73% above Texas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.73% above avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 10, 2026: 4.00% APYOct 10, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 18-month CD
$0
4.00% ▲ 0.73% above Texas avg
View
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.73% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA CD 18 Month
$100
3.80% ▲ 0.53% above Texas avg
View
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 0.53% above avgNationally 2.88%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
18 Month ESA EasyStart Certificate
$50
3.70% ▲ 0.43% above Texas avg
View
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.43% above avgNationally 2.88%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 6, 2026: 3.70% APYOct 6, 2026Oct 13, 2026
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
18 Month Certificates of Deposit (CD)
$0
3.70% ▲ 0.43% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 0.43% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 18, 2026: 3.70% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Certificate
$0
3.65% ▲ 0.38% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Elements CD
$0
3.65% ▲ 0.38% above Texas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month IRA CD
$0
3.65% ▲ 0.38% above Texas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Kids Club and Teens CD
$0
3.65% ▲ 0.38% above Texas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYSep 18, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Kids Club CD
$0
3.65% ▲ 0.38% above Texas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYSep 18, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
18 Month Standard CD
$0
3.65% ▲ 0.38% above Texas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYSep 18, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 18 months
$0
3.65% ▲ 0.38% above Texas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYSep 18, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 18 months
$0
3.65% ▲ 0.38% above Texas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.27%▲ 0.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
18 Month CD
$100,000
3.55% ▲ 0.28% above Texas avg
View
▼
Rate3.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 0.28% above avgNationally 2.88%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $100,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.39% → 3.55% ▲ 0.16 pts · high 3.55% / low 3.39%
2.89%3.47%4.05%Sep 14, 2026: 3.39% APYSep 18, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.55%▲ from 3.39%
  • Sep 14, 20263.39%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.51% ▲ 0.24% above Texas avg
View
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.24% above avgNationally 2.88%
Details

Balance: $50,000.00+; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.42% → 3.51% ▲ 0.09 pts · high 3.51% / low 3.42%
2.92%3.47%4.01%Sep 16, 2026: 3.42% APYSep 25, 2026: 3.51% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.51%▲ from 3.42%
  • Sep 16, 20263.42%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
18 Month IRA Term Share Certificates
$500
3.51% ▲ 0.24% above Texas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.24% above avgNationally 2.88%
Details

Add-On IRA

Rate History
No change since Sep 22, 2026 · 3.51% APY · checked 2 times
3.01%3.51%4.01%Sep 22, 2026: 3.51% APYSep 22, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
18 Months Add-On IRA
$500
3.51% ▲ 0.24% above Texas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.24% above avgNationally 2.88%
Details

Compounding/Paid : Daily/Quarterly

Rate History
No change since Sep 27, 2026 · 3.51% APY · checked 2 times
3.01%3.51%4.01%Sep 27, 2026: 3.51% APYSep 27, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
18 Months IRA Term Share Certificate
$500
3.51% ▲ 0.24% above Texas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.24% above avgNationally 2.88%
Details

Add-On IRA; Compounding/Paid: Daily/Quarterly

Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 3 times
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 14, 2026Oct 13, 2026
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6701 Burlington Blvd, Fort Worth, TX 76131
18 Month Certificate
$0
3.50% ▲ 0.23% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 0.23% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.42% ▲ 0.15% above Texas avg
View
▼
Rate3.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.15% above avgNationally 2.88%
Details

Balance: $50,000.00+; Current

Rate History
No change since Sep 16, 2026 · 3.42% APY · checked 4 times
2.92%3.42%3.92%Sep 16, 2026: 3.42% APYSep 16, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.41% ▲ 0.14% above Texas avg
View
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.14% above avgNationally 2.88%
Details

Balance: $25,000.00-$49,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.42% → 3.41% ▼ 0.01 pts · high 3.42% / low 3.41%
2.91%3.42%3.92%Sep 16, 2026: 3.42% APYSep 25, 2026: 3.41% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.41%▼ from 3.42%
  • Sep 16, 20263.42%first recorded
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
18 Month CD
$1,000
3.34% ▲ 0.07% above Texas avg
View
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 0.07% above avgNationally 2.88%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $1,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.34% ▲ 0.09 pts · high 3.34% / low 3.25%
2.75%3.30%3.84%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.34% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.34%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.32% ▲ 0.05% above Texas avg
View
▼
Rate3.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.05% above avgNationally 2.88%
Details

Balance: $25,000.00-$49,999.00; Current

Rate History
No change since Sep 16, 2026 · 3.32% APY · checked 4 times
2.82%3.32%3.82%Sep 16, 2026: 3.32% APYSep 16, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.31% ▲ 0.04% above Texas avg
View
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▲ 0.04% above avgNationally 2.88%
Details

Balance: $10,000.00-$24,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.32% → 3.31% ▼ 0.01 pts · high 3.32% / low 3.31%
2.81%3.32%3.82%Sep 16, 2026: 3.32% APYSep 25, 2026: 3.31% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.31%▼ from 3.32%
  • Sep 16, 20263.32%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.22% ▼ 0.05% below Texas avg
View
▼
Rate3.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.05% below avgNationally 2.88%
Details

Balance: $10,000.00-$24,999.00; Current

Rate History
No change since Sep 16, 2026 · 3.22% APY · checked 4 times
2.72%3.22%3.72%Sep 16, 2026: 3.22% APYSep 16, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.20% ▼ 0.07% below Texas avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.07% below avgNationally 2.88%
Details

Balance: $5,000.00-$9,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.22% → 3.20% ▼ 0.02 pts · high 3.22% / low 3.20%
2.70%3.21%3.72%Sep 16, 2026: 3.22% APYSep 25, 2026: 3.20% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.20%▼ from 3.22%
  • Sep 16, 20263.22%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.11% ▼ 0.16% below Texas avg
View
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.16% below avgNationally 2.88%
Details

Balance: $5,000.00-$9,999.00; Current

Rate History
No change since Sep 16, 2026 · 3.11% APY · checked 4 times
2.61%3.11%3.61%Sep 16, 2026: 3.11% APYSep 16, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
3.08% ▼ 0.19% below Texas avg
View
▼
Rate3.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.19% below avgNationally 2.88%
Details

Balance: $1,000.00-$4,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 3.11% → 3.08% ▼ 0.03 pts · high 3.11% / low 3.08%
2.58%3.09%3.61%Sep 16, 2026: 3.11% APYSep 25, 2026: 3.08% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.08%▼ from 3.11%
  • Sep 16, 20263.11%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
18 Months Term Share Certificate
$0
2.99% ▼ 0.28% below Texas avg
View
▼
Rate2.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.27%▼ 0.28% below avgNationally 2.88%
Details

Balance: $1,000.00-$4,999.00; Current

Rate History
No change since Sep 16, 2026 · 2.99% APY · checked 4 times
2.49%2.99%3.49%Sep 16, 2026: 2.99% APYSep 16, 2026Oct 13, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
18 Month Fixed Rate CD
$500
2.60% ▼ 0.67% below Texas avg
View
▼
Rate2.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▼ 0.67% below avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Sep 18, 2026: 2.60% APYSep 18, 2026Oct 13, 2026
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
18 Month Certificates of Deposit (CDs)
$0
2.50% ▼ 0.77% below Texas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.27%▼ 0.77% below avgNationally 2.88%
Details

Balance: $1,000 - $99,999.99

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
18 Month Certificates of Deposit (CDs)
$0
2.00% ▼ 1.27% below Texas avg
View
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.27%▼ 1.27% below avgNationally 2.88%
Details

Balance: $100,000+

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
18 Month Certificate
$0
1.50% ▼ 1.77% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▼ 1.77% below avgNationally 2.88%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CD - 18 Months
$0
1.50% ▼ 1.77% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▼ 1.77% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
18 Month Variable IRA
$0
0.90% ▼ 2.37% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▼ 2.37% below avgNationally 2.88%
Details

Rate History
No change since Oct 2, 2026 · 0.90% APY · checked 3 times
0.40%0.90%1.40%Oct 2, 2026: 0.90% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
18 Month Certificate of Deposit
$0
0.03% ▼ 3.24% below Texas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▼ 3.24% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
18 Month Certificate of Deposit
$0
0.02% ▼ 3.25% below Texas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▼ 3.25% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
18 Month Certificate of Deposit
$0
0.01% ▼ 3.26% below Texas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▼ 3.26% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 13, 2026
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
6 - 18 Month Super Flex Term CD Special
$0
4.65% ▲ 1.38% above Texas avg
View
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.27%▲ 1.38% above avgNationally 2.88%
Details

Specials

Rate History
No change since Oct 9, 2026 · 4.65% APY · checked 2 times
4.15%4.65%5.15%Oct 9, 2026: 4.65% APYOct 9, 2026Oct 13, 2026
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
18 Month CD
$0
4.50% ▲ 1.23% above Texas avg
View
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.50% ▲ 0.65 pts · high 4.50% / low 3.85%
3.20%4.18%5.15%Sep 14, 2026: 3.85% APYOct 1, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.50%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
18 Month Traditional/Roth IRA
$0
4.50% ▲ 1.23% above Texas avg
View
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.27%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.50% ▲ 0.65 pts · high 4.50% / low 3.85%
3.20%4.18%5.15%Sep 14, 2026: 3.85% APYOct 1, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.50%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
18 Month CD
$0
4.40% ▲ 1.13% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.27%▲ 1.13% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
3.80%4.35%4.90%Sep 18, 2026: 4.30% APYSep 24, 2026: 4.40% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20264.40%▲ from 4.30%
  • Sep 18, 20264.30%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$100,000
4.35% ▲ 1.08% above Texas avg
View
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.27%▲ 1.08% above avgNationally 2.88%
Details

Rate Effective Date: October 12, 2026

Rate History
1 change since Oct 5, 2026 · 3.75% → 4.35% ▲ 0.60 pts · high 4.35% / low 3.75%
3.15%4.05%4.95%Oct 5, 2026: 3.75% APYOct 13, 2026: 4.35% APYOct 5, 2026Oct 13, 2026
  • Oct 13, 20264.35%▲ from 3.75%
  • Oct 5, 20263.75%first recorded
TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
18 Month Share Certificates
$1,000
4.35% ▲ 1.08% above Texas avg
View
▼
Rate4.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.27%▲ 1.08% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.35% APY · checked 6 times
3.85%4.35%4.85%Sep 14, 2026: 4.35% APYSep 14, 2026Oct 13, 2026

Fort Worth 24 Month CD Rates

Texas 24 Month CD Average3.22% APYNational 2.88%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
24 month CD
$1,000
4.30% ▲ 1.08% above Texas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 1.08% above avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 4.30% APY
3.80%4.30%4.80%Oct 10, 2026: 4.30% APYOct 10, 2026Oct 13, 2026
Bask Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
Bask 24-month CD
$0
4.30% ▲ 1.08% above Texas avg
View
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 1.08% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 4.30% APY · checked 5 times
3.80%4.30%4.80%Sep 24, 2026: 4.30% APYSep 24, 2026Oct 13, 2026
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month IRA Jumbo Share CD
$0
4.27% ▲ 1.05% above Texas avg
View
▼
Rate4.19%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 1.05% above avgNationally 2.88%
Details

IRA

Rate History
1 change since Sep 14, 2026 · 3.84% → 4.27% ▲ 0.43 pts · high 4.27% / low 3.84%
3.34%4.06%4.77%Sep 14, 2026: 3.84% APYOct 10, 2026: 4.27% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.27%▲ from 3.84%
  • Sep 14, 20263.84%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month Junior Jumbo Share CD
$0
4.27% ▲ 1.05% above Texas avg
View
▼
Rate4.19%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 1.05% above avgNationally 2.88%
Details

Balance: $95,000+; Jumbo ($95K+)

Rate History
1 change since Sep 22, 2026 · 3.84% → 4.27% ▲ 0.43 pts · high 4.27% / low 3.84%
3.34%4.06%4.77%Sep 22, 2026: 3.84% APYOct 10, 2026: 4.27% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.27%▲ from 3.84%
  • Sep 22, 20263.84%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
24 Month Jumbo CD
$50,000
4.25% ▲ 1.03% above Texas avg
View
▼
Rate4.17%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 1.03% above avgNationally 2.88%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month Junior Jumbo Share CD
$0
4.22% ▲ 1.00% above Texas avg
View
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 1.00% above avgNationally 2.88%
Details

Junior Jumbo ($50K - $95K)

Rate History
1 change since Sep 22, 2026 · 3.78% → 4.22% ▲ 0.44 pts · high 4.22% / low 3.78%
3.28%4.00%4.72%Sep 22, 2026: 3.78% APYOct 10, 2026: 4.22% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.22%▲ from 3.78%
  • Sep 22, 20263.78%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
24 Month Certificate
$1,000
4.20% ▲ 0.98% above Texas avg
View
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▲ 0.98% above avgNationally 2.88%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Sep 24, 2026 · 4.20% APY · checked 6 times
3.70%4.20%4.70%Sep 24, 2026: 4.20% APYSep 24, 2026Oct 13, 2026
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
24-Month Share CD
$0
4.17% ▲ 0.95% above Texas avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.95% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.73% → 4.17% ▲ 0.44 pts · high 4.17% / low 3.73%
3.23%3.95%4.67%Sep 14, 2026: 3.73% APYOct 10, 2026: 4.17% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.17%▲ from 3.73%
  • Sep 14, 20263.73%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
24 Month Share Certificate/IRA Share Certificate
$1,000
4.15% ▲ 0.93% above Texas avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.93% above avgNationally 2.88%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 12, 2026: 4.15% APYOct 12, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
24 Month Standard CDs
$1,000
4.15% ▲ 0.93% above Texas avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.93% above avgNationally 2.88%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
3.30%3.98%4.65%Sep 18, 2026: 3.80% APYSep 22, 2026: 4.15% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.15%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
24 Month Bump Rate CD
$5,000
4.04% ▲ 0.82% above Texas avg
View
▼
Rate3.97%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.82% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.70% → 4.04% ▲ 0.34 pts · high 4.04% / low 3.70%
3.20%3.87%4.54%Sep 18, 2026: 3.70% APYSep 22, 2026: 4.04% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.04%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA CD 24 Month
$100
3.85% ▲ 0.63% above Texas avg
View
▼
Rate3.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▲ 0.63% above avgNationally 2.88%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
24 Month ESA EasyStart Certificate
$50
3.60% ▲ 0.38% above Texas avg
View
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 6, 2026: 3.60% APYOct 6, 2026Oct 13, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
24 Month Certificate
$0
3.60% ▲ 0.38% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details

Open Account

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
300 Throckmorton St, Fort Worth, TX 76102
24 Month Star Certificates of Deposit (CDs)
$0
3.60% ▲ 0.38% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 13, 2026
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
24 Month Certificates of Deposit (CD)
$0
3.60% ▲ 0.38% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▲ 0.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Member Preferred Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131 1051
24 Month Certificate
$0
3.56% ▲ 0.34% above Texas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.34% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Oct 8, 2026: 3.56% APYOct 8, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
2 Year IRA
$1,000
3.55% ▲ 0.33% above Texas avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▲ 0.33% above avgNationally 2.88%
Details

A penalty may be imposed for early withdrawal; IRAs may only be opened for terms of 1 year or more; Must maintain a minimum balance of $1,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.44% → 3.55% ▲ 0.11 pts · high 3.55% / low 3.44%
2.94%3.50%4.05%Sep 14, 2026: 3.44% APYSep 18, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.55%▲ from 3.44%
  • Sep 14, 20263.44%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Month IRA Term Share Certificates
$1,000
3.51% ▲ 0.29% above Texas avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.29% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.51% APY · checked 2 times
3.01%3.51%4.01%Sep 18, 2026: 3.51% APYSep 18, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months IRA Term Share Certificate
$1,000
3.51% ▲ 0.29% above Texas avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.29% above avgNationally 2.88%
Details

Compounding/Paid: Daily/Quarterly

Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 6 times
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 14, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months Term Share Certificate
$0
3.51% ▲ 0.29% above Texas avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.29% above avgNationally 2.88%
Details

Balance: $95,000; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 2 times
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 14, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
24 Month Share Certificate
$0
3.50% ▲ 0.28% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.22%▲ 0.28% above avgNationally 2.88%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6701 Burlington Blvd, Fort Worth, TX 76131
2 Year Certificate
$0
3.50% ▲ 0.28% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.28% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
2 Year CD
$100,000
3.49% ▲ 0.27% above Texas avg
View
▼
Rate3.45%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▲ 0.27% above avgNationally 2.88%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $100,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.34% → 3.49% ▲ 0.15 pts · high 3.49% / low 3.34%
2.84%3.42%3.99%Sep 14, 2026: 3.34% APYSep 18, 2026: 3.49% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.49%▲ from 3.34%
  • Sep 14, 20263.34%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months Term Share Certificate
$0
3.46% ▲ 0.24% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▲ 0.24% above avgNationally 2.88%
Details

Balance: $50,000-$94,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.46% APY · checked 2 times
2.96%3.46%3.96%Sep 14, 2026: 3.46% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Elements CD
$0
3.45% ▲ 0.23% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 6 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month IRA CD
$0
3.45% ▲ 0.23% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 6 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Kids Club and Teens CD
$0
3.45% ▲ 0.23% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
2.75%3.35%3.95%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.45%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Kids Club CD
$0
3.45% ▲ 0.23% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
2.75%3.35%3.95%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.45%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
24 Month Standard CD
$0
3.45% ▲ 0.23% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
2.75%3.35%3.95%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.45%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 24 months
$0
3.45% ▲ 0.23% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
2.75%3.35%3.95%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.45%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 24 months
$0
3.45% ▲ 0.23% above Texas avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.22%▲ 0.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
2.75%3.35%3.95%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.45%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.37% ▲ 0.15% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.15% above avgNationally 2.88%
Details

Balance: $50,000.00+; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 2.85% → 3.37% ▲ 0.52 pts · high 3.37% / low 2.85%
2.33%3.11%3.89%Sep 16, 2026: 2.85% APYSep 25, 2026: 3.37% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.37%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.32% ▲ 0.10% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.10% above avgNationally 2.88%
Details

Balance: $25,000.00-$49,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 2.85% → 3.32% ▲ 0.47 pts · high 3.32% / low 2.85%
2.35%3.09%3.82%Sep 16, 2026: 2.85% APYSep 25, 2026: 3.32% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.32%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.28% ▲ 0.06% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▲ 0.06% above avgNationally 2.88%
Details

Balance: $50,000.00+; Current

Rate History
1 change since Sep 16, 2026 · 2.85% → 3.28% ▲ 0.43 pts · high 3.28% / low 2.85%
2.35%3.07%3.78%Sep 16, 2026: 2.85% APYSep 25, 2026: 3.28% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.28%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months Term Share Certificate
$0
3.20% ▼ 0.02% below Texas avg
View
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▼ 0.02% below avgNationally 2.88%
Details

Balance: $10,000-$49,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.18% ▼ 0.04% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.04% below avgNationally 2.88%
Details

Balance: $25,000.00-$49,999.00; Current

Rate History
1 change since Sep 16, 2026 · 2.85% → 3.18% ▲ 0.33 pts · high 3.18% / low 2.85%
2.35%3.02%3.68%Sep 16, 2026: 2.85% APYSep 25, 2026: 3.18% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.18%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.17% ▼ 0.05% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.05% below avgNationally 2.88%
Details

Balance: $10,000.00-$24,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 2.85% → 3.17% ▲ 0.32 pts · high 3.17% / low 2.85%
2.35%3.01%3.67%Sep 16, 2026: 2.85% APYSep 25, 2026: 3.17% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.17%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
24 Months Term Share Certificate
$0
3.15% ▼ 0.07% below Texas avg
View
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▼ 0.07% below avgNationally 2.88%
Details

Balance: $1,000-$9,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Oct 13, 2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Certificate of Deposit
$0
3.10% ▼ 0.12% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▼ 0.12% below avgNationally 2.88%
Details

Balance: $100,000 and over

Rate History
2 changes since Sep 18, 2026 · 2.90% → 3.10% ▲ 0.20 pts · high 3.10% / low 2.90%
2.40%3.00%3.60%Sep 18, 2026: 2.90% APYSep 24, 2026: 3.00% APYOct 2, 2026: 3.10% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20263.10%▲ from 3.00%
  • Sep 24, 20263.00%▲ from 2.90%
  • Sep 18, 20262.90%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.08% ▼ 0.14% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.14% below avgNationally 2.88%
Details

Balance: $10,000.00-$24,999.00; Current

Rate History
1 change since Sep 16, 2026 · 2.85% → 3.08% ▲ 0.23 pts · high 3.08% / low 2.85%
2.35%2.97%3.58%Sep 16, 2026: 2.85% APYSep 25, 2026: 3.08% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.08%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
3.06% ▼ 0.16% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.16% below avgNationally 2.88%
Details

Balance: $5,000.00-$9,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 2.85% → 3.06% ▲ 0.21 pts · high 3.06% / low 2.85%
2.35%2.96%3.56%Sep 16, 2026: 2.85% APYSep 25, 2026: 3.06% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20263.06%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
2 Year CD
$1,000
3.03% ▼ 0.19% below Texas avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▼ 0.19% below avgNationally 2.88%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $1,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.00% → 3.03% ▲ 0.03 pts · high 3.03% / low 3.00%
2.50%3.01%3.53%Sep 14, 2026: 3.00% APYSep 18, 2026: 3.03% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.03%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
2 Year Certificates of Deposit (CDs)
$0
3.00% ▼ 0.22% below Texas avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.22%▼ 0.22% below avgNationally 2.88%
Details

Balance: $100,000+

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
24 Month Certificate
$1,000
3.00% ▼ 0.22% below Texas avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.22%▼ 0.22% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
2.97% ▼ 0.25% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.25% below avgNationally 2.88%
Details

Balance: $5,000.00-$9,999.00; Current

Rate History
1 change since Sep 16, 2026 · 2.85% → 2.97% ▲ 0.12 pts · high 2.97% / low 2.85%
2.35%2.91%3.47%Sep 16, 2026: 2.85% APYSep 25, 2026: 2.97% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20262.97%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
2.94% ▼ 0.28% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.28% below avgNationally 2.88%
Details

Balance: $1,000.00-$4,999.00; New Member/New Money

Rate History
1 change since Sep 16, 2026 · 2.85% → 2.94% ▲ 0.09 pts · high 2.94% / low 2.85%
2.35%2.90%3.44%Sep 16, 2026: 2.85% APYSep 25, 2026: 2.94% APYSep 16, 2026Oct 13, 2026
  • Sep 25, 20262.94%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
Term Share Certificate - 24 Months
$0
2.85% ▼ 0.37% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.22%▼ 0.37% below avgNationally 2.88%
Details

Balance: $1,000.00-$4,999.00; Current

Rate History
No change since Sep 16, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 16, 2026: 2.85% APYSep 16, 2026Oct 13, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
2 Year Fixed Rate CD
$500
2.75% ▼ 0.47% below Texas avg
View
▼
Rate2.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▼ 0.47% below avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3000 S Hulen St, Fort Worth, TX 76109
24 Month Certificate of Deposit
$0
2.60% ▼ 0.62% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.22%▼ 0.62% below avgNationally 2.88%
Details

Balance: $1,000 to $99,999.99

Rate History
2 changes since Sep 18, 2026 · 2.40% → 2.60% ▲ 0.20 pts · high 2.60% / low 2.40%
1.90%2.50%3.10%Sep 18, 2026: 2.40% APYSep 27, 2026: 2.50% APYOct 2, 2026: 2.60% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20262.60%▲ from 2.50%
  • Sep 27, 20262.50%▲ from 2.40%
  • Sep 18, 20262.40%first recorded

Fort Worth 36 Month CD Rates

Texas 36 Month CD Average3.14% APYNational 2.81%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month IRA Share CD
$0
4.41% ▲ 1.27% above Texas avg
View
▼
Rate4.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 1.27% above avgNationally 2.81%
Details

IRA

Rate History
1 change since Sep 14, 2026 · 3.92% → 4.41% ▲ 0.49 pts · high 4.41% / low 3.92%
3.42%4.17%4.91%Sep 14, 2026: 3.92% APYOct 10, 2026: 4.41% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.41%▲ from 3.92%
  • Sep 14, 20263.92%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month Jumbo Share CD
$0
4.41% ▲ 1.27% above Texas avg
View
▼
Rate4.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 1.27% above avgNationally 2.81%
Details

Balance: $95,000+; Jumbo ($95K+)

Rate History
1 change since Sep 22, 2026 · 3.92% → 4.41% ▲ 0.49 pts · high 4.41% / low 3.92%
3.42%4.17%4.91%Sep 22, 2026: 3.92% APYOct 10, 2026: 4.41% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.41%▲ from 3.92%
  • Sep 22, 20263.92%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month Junior Jumbo Share CD
$0
4.35% ▲ 1.21% above Texas avg
View
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 1.21% above avgNationally 2.81%
Details

Junior Jumbo ($50K - $95K)

Rate History
1 change since Sep 22, 2026 · 3.87% → 4.35% ▲ 0.48 pts · high 4.35% / low 3.87%
3.37%4.11%4.85%Sep 22, 2026: 3.87% APYOct 10, 2026: 4.35% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.35%▲ from 3.87%
  • Sep 22, 20263.87%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
36 Month Jumbo CD
$50,000
4.35% ▲ 1.21% above Texas avg
View
▼
Rate4.27%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 1.21% above avgNationally 2.81%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 22, 2026: 4.35% APYSep 22, 2026Oct 13, 2026
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
36-Month Share CD
$0
4.30% ▲ 1.16% above Texas avg
View
▼
Rate4.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 1.16% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.82% → 4.30% ▲ 0.48 pts · high 4.30% / low 3.82%
3.32%4.06%4.80%Sep 14, 2026: 3.82% APYOct 10, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.30%▲ from 3.82%
  • Sep 14, 20263.82%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
36 Month Share Certificate/IRA Share Certificate
$1,000
4.25% ▲ 1.11% above Texas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 1.11% above avgNationally 2.81%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
36 Month Standard CDs
$1,000
4.25% ▲ 1.11% above Texas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 1.11% above avgNationally 2.81%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
3.25%4.00%4.75%Sep 18, 2026: 3.75% APYSep 22, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.25%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
3 Year ESA Long-Term Certificate
$100,000
4.15% ▲ 1.01% above Texas avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 1.01% above avgNationally 2.81%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
3 Year ESA Long-Term Certificate
$1,000
4.10% ▲ 0.96% above Texas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 0.96% above avgNationally 2.81%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
36 Month Certificate
$1,000
4.10% ▲ 0.96% above Texas avg
View
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▲ 0.96% above avgNationally 2.81%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Sep 24, 2026 · 4.10% APY · checked 6 times
3.60%4.10%4.60%Sep 24, 2026: 4.10% APYSep 24, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA CD 36 Month
$100
3.75% ▲ 0.61% above Texas avg
View
▼
Rate3.70%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▲ 0.61% above avgNationally 2.81%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Elements CD
$0
3.60% ▲ 0.46% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month IRA CD
$0
3.60% ▲ 0.46% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Kids Club and Teens CD
$0
3.60% ▲ 0.46% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
1.00%2.95%4.90%Sep 14, 2026: 2.30% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.30%
  • Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Kids Club CD
$0
3.60% ▲ 0.46% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
1.00%2.95%4.90%Sep 14, 2026: 2.30% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.30%
  • Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
36 Month Standard CD
$0
3.60% ▲ 0.46% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
1.00%2.95%4.90%Sep 14, 2026: 2.30% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.30%
  • Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 36 months
$0
3.60% ▲ 0.46% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
1.00%2.95%4.90%Sep 14, 2026: 2.30% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.60%▲ from 2.30%
  • Sep 14, 20262.30%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 36 months
$0
3.60% ▲ 0.46% above Texas avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.14%▲ 0.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.30% → 3.60% ▲ 1.30 pts · high 3.60% / low 2.30%
1.00%2.95%4.90%Sep 14, 2026: 2.30% APYOct 9, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.60%▲ from 2.30%
  • Sep 14, 20262.30%first recorded
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6701 Burlington Blvd, Fort Worth, TX 76131
3 Year Certificate
$0
3.50% ▲ 0.36% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 0.36% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
36 Month Certificates of Deposit (CD)
$0
3.40% ▲ 0.26% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▲ 0.26% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.28% ▲ 0.14% above Texas avg
View
▼
Rate3.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 0.14% above avgNationally 2.81%
Details

Balance: $50,000.00+; New Member/New Money

Rate History
1 change since Sep 25, 2026 · 3.19% → 3.28% ▲ 0.09 pts · high 3.28% / low 3.19%
2.69%3.24%3.78%Sep 25, 2026: 3.19% APYOct 12, 2026: 3.28% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20263.28%▲ from 3.19%
  • Sep 25, 20263.19%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
36 Month Share Certificate
$0
3.25% ▲ 0.11% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.14%▲ 0.11% above avgNationally 2.81%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
36 Month Certificate
$1,000
3.25% ▲ 0.11% above Texas avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.14%▲ 0.11% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.19% ▲ 0.05% above Texas avg
View
▼
Rate3.19%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 0.05% above avgNationally 2.81%
Details

Balance: $50,000.00+; Current

Rate History
No change since Sep 25, 2026 · 3.19% APY · checked 3 times
2.69%3.19%3.69%Sep 25, 2026: 3.19% APYSep 25, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.18% ▲ 0.04% above Texas avg
View
▼
Rate3.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 0.04% above avgNationally 2.81%
Details

Balance: $25,000.00-$49,999.00; New Member/New Money

Rate History
1 change since Sep 25, 2026 · 3.19% → 3.18% ▼ 0.01 pts · high 3.19% / low 3.18%
2.68%3.19%3.69%Sep 25, 2026: 3.19% APYOct 12, 2026: 3.18% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20263.18%▼ from 3.19%
  • Sep 25, 20263.19%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.09% ▼ 0.05% below Texas avg
View
▼
Rate3.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.05% below avgNationally 2.81%
Details

Balance: $25,000.00-$49,999.00; Current

Rate History
No change since Sep 25, 2026 · 3.09% APY · checked 3 times
2.59%3.09%3.59%Sep 25, 2026: 3.09% APYSep 25, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
3.08% ▼ 0.06% below Texas avg
View
▼
Rate3.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.06% below avgNationally 2.81%
Details

Balance: $10,000.00-$24,999.00; New Member/New Money

Rate History
1 change since Sep 25, 2026 · 3.09% → 3.08% ▼ 0.01 pts · high 3.09% / low 3.08%
2.58%3.09%3.59%Sep 25, 2026: 3.09% APYOct 12, 2026: 3.08% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20263.08%▼ from 3.09%
  • Sep 25, 20263.09%first recorded
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
3 Year Certificates of Deposit (CDs)
$0
3.00% ▼ 0.14% below Texas avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.14%▼ 0.14% below avgNationally 2.81%
Details

Balance: $100,000+

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.99% ▼ 0.15% below Texas avg
View
▼
Rate2.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.15% below avgNationally 2.81%
Details

Balance: $10,000.00-$24,999.00; Current

Rate History
No change since Sep 25, 2026 · 2.99% APY · checked 3 times
2.49%2.99%3.49%Sep 25, 2026: 2.99% APYSep 25, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.97% ▼ 0.17% below Texas avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.17% below avgNationally 2.81%
Details

Balance: $5,000.00-$9,999.00; New Member/New Money

Rate History
1 change since Sep 25, 2026 · 2.99% → 2.97% ▼ 0.02 pts · high 2.99% / low 2.97%
2.47%2.98%3.49%Sep 25, 2026: 2.99% APYOct 12, 2026: 2.97% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20262.97%▼ from 2.99%
  • Sep 25, 20262.99%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.88% ▼ 0.26% below Texas avg
View
▼
Rate2.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.26% below avgNationally 2.81%
Details

Balance: $5,000.00-$9,999.00; Current

Rate History
No change since Sep 25, 2026 · 2.88% APY · checked 3 times
2.38%2.88%3.38%Sep 25, 2026: 2.88% APYSep 25, 2026Oct 13, 2026
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.85% ▼ 0.29% below Texas avg
View
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.29% below avgNationally 2.81%
Details

Balance: $1,000.00-$4,999.00; New Member/New Money

Rate History
1 change since Sep 25, 2026 · 2.88% → 2.85% ▼ 0.03 pts · high 2.88% / low 2.85%
2.35%2.87%3.38%Sep 25, 2026: 2.88% APYOct 12, 2026: 2.85% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20262.85%▼ from 2.88%
  • Sep 25, 20262.88%first recorded
Natural Resources Conservation Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
501 W Felix St Bldg 24, Fort Worth, TX 76115 3404
36 Months Term Share Certificate
$0
2.76% ▼ 0.38% below Texas avg
View
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.38% below avgNationally 2.81%
Details

Balance: $1,000.00-$4,999.00; Current

Rate History
No change since Sep 25, 2026 · 2.76% APY · checked 3 times
2.26%2.76%3.26%Sep 25, 2026: 2.76% APYSep 25, 2026Oct 13, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
3 Year Fixed Rate CD
$500
2.75% ▼ 0.39% below Texas avg
View
▼
Rate2.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▼ 0.39% below avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 36 Month CD
$250,000
2.27% ▼ 0.87% below Texas avg
View
▼
Rate2.25%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 0.87% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
36 Month CD
$1,000
2.02% ▼ 1.12% below Texas avg
View
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.12% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 36 Month IRA
$250,000
2.02% ▼ 1.12% below Texas avg
View
▼
Rate2.00%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.12% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
36 Month IRA Fixed
$250
1.77% ▼ 1.37% below Texas avg
View
▼
Rate1.75%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.37% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 1.77% APY · checked 7 times
1.27%1.77%2.27%Sep 14, 2026: 1.77% APYSep 14, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
3 Year Certificate
$0
1.50% ▼ 1.64% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▼ 1.64% below avgNationally 2.81%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CD - 3 Years
$0
1.50% ▼ 1.64% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▼ 1.64% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
3 Year CD
$500
1.40% ▼ 1.74% below Texas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▼ 1.74% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 7 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
36 Month Certificate of Deposit
$0
1.38% ▼ 1.76% below Texas avg
View
▼
Rate1.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.76% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 1.38% APY · checked 7 times
0.88%1.38%1.88%Sep 14, 2026: 1.38% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
36 Month Jumbo Certificate of Deposit
$0
1.38% ▼ 1.76% below Texas avg
View
▼
Rate1.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.76% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 1.38% APY · checked 6 times
0.88%1.38%1.88%Sep 14, 2026: 1.38% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
36 Month Fixed Rate CD
$0
1.37% ▼ 1.77% below Texas avg
View
▼
Rate1.37%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▼ 1.77% below avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 1.37% APY · checked 2 times
0.87%1.37%1.87%Oct 8, 2026: 1.37% APYOct 8, 2026Oct 13, 2026
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
3 Year Certificates of Deposit (CDs)
$0
0.95% ▼ 2.19% below Texas avg
View
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.14%▼ 2.19% below avgNationally 2.81%
Details

Balance: $1,000 - $99,999.99

Rate History
No change since Oct 7, 2026 · 0.95% APY · checked 2 times
0.45%0.95%1.45%Oct 7, 2026: 0.95% APYOct 7, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
36 Month Certificate of Deposit
$0
0.03% ▼ 3.11% below Texas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▼ 3.11% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
36 Month Certificate of Deposit
$0
0.02% ▼ 3.12% below Texas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▼ 3.12% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
36 Month Certificate of Deposit
$0
0.01% ▼ 3.13% below Texas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.14%▼ 3.13% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 13, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
36-Month IRA
$0
5.02% ▲ 1.88% above Texas avg
View
▼
Rate4.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 1.88% above avgNationally 2.81%
Details

Minimum initial deposit $1,000 for Traditional and Roth IRA Certificates; $500 for Educational IRA Certificates

Rate History
No change since Oct 12, 2026 · 5.02% APY
4.52%5.02%5.52%Oct 12, 2026: 5.02% APYOct 12, 2026Oct 13, 2026
Gulf Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
36 Month Jumbo Certificate of Deposit
$0
4.96% ▲ 1.82% above Texas avg
View
▼
Rate4.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.14%▲ 1.82% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 4.96% APY · checked 2 times
4.46%4.96%5.46%Oct 8, 2026: 4.96% APYOct 8, 2026Oct 13, 2026

Fort Worth 48 Month CD Rates

Texas 48 Month CD Average3.04% APYNational 2.80%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
48 Month Jumbo CD
$50,000
4.35% ▲ 1.31% above Texas avg
View
▼
Rate4.27%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.31% above avgNationally 2.80%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 22, 2026: 4.35% APYSep 22, 2026Oct 13, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
48 Month Share Certificate/IRA Share Certificate
$1,000
4.25% ▲ 1.21% above Texas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.21% above avgNationally 2.80%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
48 Month Standard CDs
$1,000
4.25% ▲ 1.21% above Texas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.21% above avgNationally 2.80%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
3.25%4.00%4.75%Sep 18, 2026: 3.75% APYSep 22, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.25%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
48 Month Certificate
$1,000
4.15% ▲ 1.11% above Texas avg
View
▼
Rate4.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▲ 1.11% above avgNationally 2.80%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Sep 24, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 24, 2026: 4.15% APYSep 24, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA CD 48 Month
$100
3.80% ▲ 0.76% above Texas avg
View
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▲ 0.76% above avgNationally 2.80%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Elements CD
$0
3.70% ▲ 0.66% above Texas avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Sep 18, 2026: 3.70% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month IRA CD
$0
3.70% ▲ 0.66% above Texas avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Sep 18, 2026: 3.70% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Kids Club and Teens CD
$0
3.70% ▲ 0.66% above Texas avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
1.00%3.03%5.05%Sep 14, 2026: 2.35% APYSep 18, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.70%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Kids Club CD
$0
3.70% ▲ 0.66% above Texas avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
1.00%3.03%5.05%Sep 14, 2026: 2.35% APYSep 18, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.70%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
48 Month Standard CD
$0
3.70% ▲ 0.66% above Texas avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
1.00%3.03%5.05%Sep 14, 2026: 2.35% APYSep 18, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.70%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 48 months
$0
3.70% ▲ 0.66% above Texas avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
1.00%3.03%5.05%Sep 14, 2026: 2.35% APYSep 18, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.70%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 48 months
$0
3.70% ▲ 0.66% above Texas avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.04%▲ 0.66% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 3.70% ▲ 1.35 pts · high 3.70% / low 2.35%
1.00%3.03%5.05%Sep 14, 2026: 2.35% APYOct 9, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.70%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
48 Month Certificates of Deposit (CD)
$0
3.35% ▲ 0.31% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▲ 0.31% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 18, 2026: 3.35% APYSep 18, 2026Oct 13, 2026
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
48 Month Certificate
$1,000
3.04% At Texas avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%At the averageNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
4 Year Certificates of Deposit (CDs)
$0
3.00% ▼ 0.04% below Texas avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.04%▼ 0.04% below avgNationally 2.80%
Details

Balance: $100,000+

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
48 Month Share Certificate
$0
3.00% ▼ 0.04% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▼ 0.04% below avgNationally 2.80%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
4 Year Fixed Rate CD
$500
2.85% ▼ 0.19% below Texas avg
View
▼
Rate2.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▼ 0.19% below avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 2.85% APY · checked 6 times
2.35%2.85%3.35%Sep 18, 2026: 2.85% APYSep 18, 2026Oct 13, 2026
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
4 Year Certificates of Deposit (CDs)
$0
2.50% ▼ 0.54% below Texas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.04%▼ 0.54% below avgNationally 2.80%
Details

Balance: $1,000 - $99,999.99

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 48 Month CD
$250,000
2.27% ▼ 0.77% below Texas avg
View
▼
Rate2.25%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▼ 0.77% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
48 Month CD
$1,000
2.02% ▼ 1.02% below Texas avg
View
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▼ 1.02% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
4 Year Certificate
$0
1.50% ▼ 1.54% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▼ 1.54% below avgNationally 2.80%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CD - 4 Years
$0
1.50% ▼ 1.54% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▼ 1.54% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
4 Year CD
$500
1.15% ▼ 1.89% below Texas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▼ 1.89% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 7 times
0.65%1.15%1.65%Sep 14, 2026: 1.15% APYSep 14, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
48 Month Certificate of Deposit
$0
0.03% ▼ 3.01% below Texas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▼ 3.01% below avgNationally 2.80%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
48 Month Certificate of Deposit
$0
0.02% ▼ 3.02% below Texas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▼ 3.02% below avgNationally 2.80%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
48 Month Certificate of Deposit
$0
0.01% ▼ 3.03% below Texas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▼ 3.03% below avgNationally 2.80%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 13, 2026
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.60% ▲ 1.56% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.56% above avgNationally 2.80%
Details

Balance: $1,000,000.00 and over

Rate History
No change since Oct 13, 2026 · 4.60% APY
4.10%4.60%5.10%Oct 13, 2026: 4.60% APYOct 13, 2026Oct 13, 2026
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.50% ▲ 1.46% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.46% above avgNationally 2.80%
Details

Balance: $250,000.00 - $999,999.99

Rate History
No change since Oct 13, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 13, 2026: 4.50% APYOct 13, 2026Oct 13, 2026
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
4 Year Certificate
$90,000
4.49% ▲ 1.45% above Texas avg
View
▼
Rate4.40%
Min Deposit$90,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.45% above avgNationally 2.80%
Details

Jumbo/Min. $90,000

Rate History
No change since Oct 8, 2026 · 4.49% APY · checked 2 times
3.99%4.49%4.99%Oct 8, 2026: 4.49% APYOct 8, 2026Oct 13, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 4 years
$0
4.47% ▲ 1.43% above Texas avg
View
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.43% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 4.12% → 4.47% ▲ 0.35 pts · high 4.47% / low 4.12%
3.62%4.30%4.97%Sep 18, 2026: 4.12% APYOct 1, 2026: 4.47% APYSep 18, 2026Oct 13, 2026
  • Oct 1, 20264.47%▲ from 4.12%
  • Sep 18, 20264.12%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$100,000
4.40% ▲ 1.36% above Texas avg
View
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.36% above avgNationally 2.80%
Details

Rate Effective Date: October 12, 2026

Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
3.20%4.10%5.00%Oct 5, 2026: 3.80% APYOct 13, 2026: 4.40% APYOct 5, 2026Oct 13, 2026
  • Oct 13, 20264.40%▲ from 3.80%
  • Oct 5, 20263.80%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.40% ▲ 1.36% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.36% above avgNationally 2.80%
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Oct 13, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 13, 2026: 4.40% APYOct 13, 2026Oct 13, 2026
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
4 Year Certificate
$25,000
4.39% ▲ 1.35% above Texas avg
View
▼
Rate4.30%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.35% above avgNationally 2.80%
Details

Mini- Jumbo/Min. $25,000

Rate History
No change since Oct 8, 2026 · 4.39% APY · checked 2 times
3.89%4.39%4.89%Oct 8, 2026: 4.39% APYOct 8, 2026Oct 13, 2026
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
48-Month Super Jumbo Certificate
$225,000
4.37% ▲ 1.33% above Texas avg
View
▼
Rate4.30%
Min Deposit$225,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.33% above avgNationally 2.80%
Details

Balance: $225,000 or greater

Rate History
1 change since Sep 14, 2026 · 4.22% → 4.37% ▲ 0.15 pts · high 4.37% / low 4.22%
3.72%4.30%4.87%Sep 14, 2026: 4.22% APYOct 4, 2026: 4.37% APYSep 14, 2026Oct 13, 2026
  • Oct 4, 20264.37%▲ from 4.22%
  • Sep 14, 20264.22%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.36% ▲ 1.32% above Texas avg
View
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▲ 1.32% above avgNationally 2.80%
Details

Balance: $99,000 and over

Rate History
1 change since Sep 18, 2026 · 3.96% → 4.36% ▲ 0.40 pts · high 4.36% / low 3.96%
3.46%4.16%4.86%Sep 18, 2026: 3.96% APYOct 2, 2026: 4.36% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20264.36%▲ from 3.96%
  • Sep 18, 20263.96%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 4 years
$0
4.36% ▲ 1.32% above Texas avg
View
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.32% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 4.01% → 4.36% ▲ 0.35 pts · high 4.36% / low 4.01%
3.51%4.19%4.86%Sep 18, 2026: 4.01% APYOct 1, 2026: 4.36% APYSep 18, 2026Oct 13, 2026
  • Oct 1, 20264.36%▲ from 4.01%
  • Sep 18, 20264.01%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
48 Month 360 CDs
$0
4.30% ▲ 1.26% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▲ 1.26% above avgNationally 2.80%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 13, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$500
4.30% ▲ 1.26% above Texas avg
View
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.26% above avgNationally 2.80%
Details

Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
3.30%4.05%4.80%Oct 5, 2026: 3.80% APYOct 13, 2026: 4.30% APYOct 5, 2026Oct 13, 2026
  • Oct 13, 20264.30%▲ from 3.80%
  • Oct 5, 20263.80%first recorded
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4 Year Business CD
$5,000
4.30% ▲ 1.26% above Texas avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.26% above avgNationally 2.80%
Details

Balance: $5,000.00 - $99,999.99

Rate History
No change since Oct 13, 2026 · 4.30% APY
3.80%4.30%4.80%Oct 13, 2026: 4.30% APYOct 13, 2026Oct 13, 2026
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
4 Year Certificate
$1,000
4.28% ▲ 1.24% above Texas avg
View
▼
Rate4.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.24% above avgNationally 2.80%
Details

Mini- Jumbo/Min. $25,000

Rate History
No change since Oct 8, 2026 · 4.28% APY · checked 2 times
3.78%4.28%4.78%Oct 8, 2026: 4.28% APYOct 8, 2026Oct 13, 2026
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
48 Month Jumbo or IRA CD
$25,000
4.28% ▲ 1.24% above Texas avg
View
▼
Rate4.20%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.24% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.28% ▲ 0.31 pts · high 4.28% / low 3.97%
3.47%4.13%4.78%Sep 14, 2026: 3.97% APYOct 13, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20264.28%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
48-Month Jumbo Certificate
$95,000
4.27% ▲ 1.23% above Texas avg
View
▼
Rate4.20%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.04%▲ 1.23% above avgNationally 2.80%
Details

Balance: $95,000 to $224,999

Rate History
No change since Oct 4, 2026 · 4.27% APY · checked 3 times
3.77%4.27%4.77%Oct 4, 2026: 4.27% APYOct 4, 2026Oct 13, 2026
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.26% ▲ 1.22% above Texas avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.04%▲ 1.22% above avgNationally 2.80%
Details

Balance: $50,000 - $98,999.99

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.26% ▲ 0.41 pts · high 4.26% / low 3.85%
3.35%4.06%4.76%Sep 18, 2026: 3.85% APYOct 2, 2026: 4.26% APYSep 18, 2026Oct 13, 2026
  • Oct 2, 20264.26%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 4 years
$0
4.26% ▲ 1.22% above Texas avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.22% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.26% ▲ 0.35 pts · high 4.26% / low 3.91%
3.41%4.09%4.76%Sep 18, 2026: 3.91% APYOct 1, 2026: 4.26% APYSep 18, 2026Oct 13, 2026
  • Oct 1, 20264.26%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.25% ▲ 1.21% above Texas avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.04%▲ 1.21% above avgNationally 2.80%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 13, 2026
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
48 Month CD
$0
4.25% ▲ 1.21% above Texas avg
View
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.21% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 4.25% ▲ 0.75 pts · high 4.25% / low 3.50%
2.75%3.88%5.00%Sep 14, 2026: 3.50% APYOct 1, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.25%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
48 Month Share Certificate Accounts - IRA & Jumbo
$0
4.22% ▲ 1.18% above Texas avg
View
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.04%▲ 1.18% above avgNationally 2.80%
Details

Rate History
3 changes since Sep 14, 2026 · 3.87% → 4.22% ▲ 0.35 pts · high 4.22% / low 3.87%
3.37%4.05%4.72%Sep 14, 2026: 3.87% APYSep 18, 2026: 4.02% APYSep 25, 2026: 4.07% APYOct 13, 2026: 4.22% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20264.22%▲ from 4.07%
  • Sep 25, 20264.07%▲ from 4.02%
  • Sep 18, 20264.02%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 1.16% above Texas avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.04%▲ 1.16% above avgNationally 2.80%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 13, 2026
GREATER TEXAS
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
48 Month IRA Term Share Accounts/Certificates of Deposit
$95,000
4.20% ▲ 1.16% above Texas avg
View
▼
Rate4.11%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.16% above avgNationally 2.80%
Details

Balance: $95,000+; JUMBO

Rate History
1 change since Sep 22, 2026 · 3.90% → 4.20% ▲ 0.30 pts · high 4.20% / low 3.90%
3.40%4.05%4.70%Sep 22, 2026: 3.90% APYOct 10, 2026: 4.20% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.20%▲ from 3.90%
  • Sep 22, 20263.90%first recorded
GREATER TEXAS
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
Term Share Certificate/Certificate of Deposit - 48 Months
$1,000
4.20% ▲ 1.16% above Texas avg
View
▼
Rate4.11%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.04%▲ 1.16% above avgNationally 2.80%
Details

JUMBO $95,000+

Rate History
1 change since Oct 6, 2026 · 3.90% → 4.20% ▲ 0.30 pts · high 4.20% / low 3.90%
3.40%4.05%4.70%Oct 6, 2026: 3.90% APYOct 10, 2026: 4.20% APYOct 6, 2026Oct 13, 2026
  • Oct 10, 20264.20%▲ from 3.90%
  • Oct 6, 20263.90%first recorded

Fort Worth 60 Month CD Rates

Texas 60 Month CD Average3.10% APYNational 2.91%▲ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month IRA Share CD
$0
4.50% ▲ 1.40% above Texas avg
View
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 1.40% above avgNationally 2.91%
Details

IRA

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.50% ▲ 0.48 pts · high 4.50% / low 4.02%
3.52%4.26%5.00%Sep 14, 2026: 4.02% APYOct 10, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.50%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month Jumbo Share CD
$0
4.50% ▲ 1.40% above Texas avg
View
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 1.40% above avgNationally 2.91%
Details

Balance: $95,000+; Jumbo ($95K+)

Rate History
1 change since Sep 22, 2026 · 4.02% → 4.50% ▲ 0.48 pts · high 4.50% / low 4.02%
3.52%4.26%5.00%Sep 22, 2026: 4.02% APYOct 10, 2026: 4.50% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.50%▲ from 4.02%
  • Sep 22, 20264.02%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month Junior Jumbo Share CD
$0
4.45% ▲ 1.35% above Texas avg
View
▼
Rate4.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 1.35% above avgNationally 2.91%
Details

Junior Jumbo ($50K - $95K)

Rate History
1 change since Sep 22, 2026 · 3.97% → 4.45% ▲ 0.48 pts · high 4.45% / low 3.97%
3.47%4.21%4.95%Sep 22, 2026: 3.97% APYOct 10, 2026: 4.45% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.45%▲ from 3.97%
  • Sep 22, 20263.97%first recorded
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month Share CD
$0
4.40% ▲ 1.30% above Texas avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 1.30% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.92% → 4.40% ▲ 0.48 pts · high 4.40% / low 3.92%
3.42%4.16%4.90%Sep 14, 2026: 3.92% APYOct 10, 2026: 4.40% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.40%▲ from 3.92%
  • Sep 14, 20263.92%first recorded
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
60 Month Jumbo CD
$50,000
4.35% ▲ 1.25% above Texas avg
View
▼
Rate4.27%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 1.25% above avgNationally 2.91%
Details

Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly. There is a penalty for early withdrawal.

Rate History
No change since Sep 22, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 22, 2026: 4.35% APYSep 22, 2026Oct 13, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
60 Month Share Certificate/IRA Share Certificate
$1,000
4.25% ▲ 1.15% above Texas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▲ 1.15% above avgNationally 2.91%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 13, 2026
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1617 W 7th St, Fort Worth, TX 76102
60 Month Standard CDs
$1,000
4.25% ▲ 1.15% above Texas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 1.15% above avgNationally 2.91%
Details

Must maintain a minimum $1,000 balance to earn APY.

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYSep 22, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
60 Month Certificate
$1,000
4.20% ▲ 1.10% above Texas avg
View
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▲ 1.10% above avgNationally 2.91%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Sep 24, 2026 · 4.20% APY · checked 6 times
3.70%4.20%4.70%Sep 24, 2026: 4.20% APYSep 24, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Certificate
$0
3.95% ▲ 0.85% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
0.85%3.18%5.50%Sep 14, 2026: 2.40% APYOct 9, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.95%▲ from 2.40%
  • Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Elements CD
$0
3.95% ▲ 0.85% above Texas avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 6 times
3.45%3.95%4.45%Sep 18, 2026: 3.95% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month IRA CD
$0
3.95% ▲ 0.85% above Texas avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 6 times
3.45%3.95%4.45%Sep 18, 2026: 3.95% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Kids Club and Teens CD
$0
3.95% ▲ 0.85% above Texas avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
0.85%3.18%5.50%Sep 14, 2026: 2.40% APYSep 18, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.95%▲ from 2.40%
  • Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Kids Club CD
$0
3.95% ▲ 0.85% above Texas avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
0.85%3.18%5.50%Sep 14, 2026: 2.40% APYSep 18, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.95%▲ from 2.40%
  • Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
60 Month Standard CD
$0
3.95% ▲ 0.85% above Texas avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
0.85%3.18%5.50%Sep 14, 2026: 2.40% APYSep 18, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.95%▲ from 2.40%
  • Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Kids Club and Teens CDs - 60 months
$0
3.95% ▲ 0.85% above Texas avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
0.85%3.18%5.50%Sep 14, 2026: 2.40% APYSep 18, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.95%▲ from 2.40%
  • Sep 14, 20262.40%first recorded
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
Standard CDs - 60 months
$0
3.95% ▲ 0.85% above Texas avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▲ 0.85% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 2.40% → 3.95% ▲ 1.55 pts · high 3.95% / low 2.40%
0.85%3.18%5.50%Sep 14, 2026: 2.40% APYOct 9, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.95%▲ from 2.40%
  • Sep 14, 20262.40%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
5 Year ESA Long-Term Certificate
$100,000
3.90% ▲ 0.80% above Texas avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.80% above avgNationally 2.91%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 30, 2026: 3.90% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1765 Military Pkwy, Fort Worth, TX 76127
5 Year ESA Long-Term Certificate
$1,000
3.85% ▲ 0.75% above Texas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.75% above avgNationally 2.91%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 30, 2026: 3.85% APYSep 30, 2026Oct 13, 2026
Ciera Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
1501 Summit Ave, Fort Worth, TX 76102
IRA CD 60 Month
$100
3.85% ▲ 0.75% above Texas avg
View
▼
Rate3.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▲ 0.75% above avgNationally 2.91%
Details

Compounded: Quarterly; Credited: Quarterly

Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Month IRA Term Share Certificates
$1,000
3.41% ▲ 0.31% above Texas avg
View
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.31% above avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 3.41% APY · checked 2 times
2.91%3.41%3.91%Sep 18, 2026: 3.41% APYSep 18, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months IRA Term Share Certificate
$1,000
3.41% ▲ 0.31% above Texas avg
View
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.31% above avgNationally 2.91%
Details

Compounding/Paid: Daily/Quarterly

Rate History
No change since Sep 14, 2026 · 3.41% APY · checked 6 times
2.91%3.41%3.91%Sep 14, 2026: 3.41% APYSep 14, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months Term Share Certificate
$0
3.41% ▲ 0.31% above Texas avg
View
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.31% above avgNationally 2.91%
Details

Balance: $95,000; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.41% APY · checked 2 times
2.91%3.41%3.91%Sep 14, 2026: 3.41% APYSep 14, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months Term Share Certificate
$0
3.35% ▲ 0.25% above Texas avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.25% above avgNationally 2.91%
Details

Balance: $50,000-$94,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months Term Share Certificate
$0
3.30% ▲ 0.20% above Texas avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.20% above avgNationally 2.91%
Details

Balance: $10,000-$49,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
5 Year IRA
$1,000
3.29% ▲ 0.19% above Texas avg
View
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▲ 0.19% above avgNationally 2.91%
Details

A penalty may be imposed for early withdrawal; IRAs may only be opened for terms of 1 year or more; Must maintain a minimum balance of $1,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.08% → 3.29% ▲ 0.21 pts · high 3.29% / low 3.08%
2.58%3.19%3.79%Sep 14, 2026: 3.08% APYSep 18, 2026: 3.29% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.29%▲ from 3.08%
  • Sep 14, 20263.08%first recorded
Susser Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4200 S Hulen St, Fort Worth, TX 76109
60 Month Certificates of Deposit (CD)
$0
3.25% ▲ 0.15% above Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▲ 0.15% above avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Worth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
819 Taylor St, Fort Worth, TX 76102 6105
60 Months Term Share Certificate
$0
3.25% ▲ 0.15% above Texas avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▲ 0.15% above avgNationally 2.91%
Details

Balance: $1,000-$9,999; Compounding/Paid: Daily/Monthly

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
5 Year CD
$100,000
3.24% ▲ 0.14% above Texas avg
View
▼
Rate3.20%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▲ 0.14% above avgNationally 2.91%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $100,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 3.14% → 3.24% ▲ 0.10 pts · high 3.24% / low 3.14%
2.64%3.19%3.74%Sep 14, 2026: 3.14% APYSep 18, 2026: 3.24% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.24%▲ from 3.14%
  • Sep 14, 20263.14%first recorded
EP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
9000 Blue Mound Rd, Fort Worth, TX 76131
60 Month Certificate
$1,000
3.04% ▼ 0.06% below Texas avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Texas Average3.10%▼ 0.06% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Southside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1320 S University Dr, Fort Worth, TX 76107
5 Year CD
$1,000
3.03% ▼ 0.07% below Texas avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 0.07% below avgNationally 2.91%
Details

A penalty may be imposed for early withdrawal; Must maintain a minimum balance of $1,000 to obtain the disclosed APY

Rate History
1 change since Sep 14, 2026 · 2.07% → 3.03% ▲ 0.96 pts · high 3.03% / low 2.07%
1.11%2.55%3.99%Sep 14, 2026: 2.07% APYSep 18, 2026: 3.03% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.03%▲ from 2.07%
  • Sep 14, 20262.07%first recorded
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
5 Year Certificates of Deposit (CDs)
$0
3.00% ▼ 0.10% below Texas avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.10%▼ 0.10% below avgNationally 2.91%
Details

Balance: $100,000+

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
2001 Handley Ederville Rd, Fort Worth, TX 76118
5 Year Fixed Rate CD
$500
2.95% ▼ 0.15% below Texas avg
View
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 0.15% below avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 2.95% APY · checked 6 times
2.45%2.95%3.45%Sep 18, 2026: 2.95% APYSep 18, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
60 Month Share Certificate
$0
2.75% ▼ 0.35% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Texas Average3.10%▼ 0.35% below avgNationally 2.91%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
First Command Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Firstcomm Plz, Fort Worth, TX 76109
5 Year Certificates of Deposit (CDs)
$0
2.50% ▼ 0.60% below Texas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Texas Average3.10%▼ 0.60% below avgNationally 2.91%
Details

Balance: $1,000 - $99,999.99

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
JUMBO 60 Month CD
$250,000
2.27% ▼ 0.83% below Texas avg
View
▼
Rate2.25%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▼ 0.83% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 13, 2026
NBT Financial Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.19%
2535 Ne 28th St, Fort Worth, TX 76106
60 Month CD
$1,000
2.02% ▼ 1.08% below Texas avg
View
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▼ 1.08% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Elements CDs
$100
1.75% ▼ 1.35% below Texas avg
View
▼
Rate1.74%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details

Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month IRA CDs
$1,000
1.75% ▼ 1.35% below Texas avg
View
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details

Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 5 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Kids Club and Teens CDs
$100
1.75% ▼ 1.35% below Texas avg
View
▼
Rate1.74%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details

Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 5 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Kids Club CDs
$100
1.75% ▼ 1.35% below Texas avg
View
▼
Rate1.74%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details

Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Texas Dow Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.90%
4312 Town Center Dr, Fort Worth, TX 76115
3 - 60 Month Standard CDs
$1,000
1.75% ▼ 1.35% below Texas avg
View
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Texas Average3.10%▼ 1.35% below avgNationally 2.91%
Details

Published APY range: 1.75% - 3.95%; Published rate range: 1.74% - 3.88%.

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
5 Year Certificate
$0
1.50% ▼ 1.60% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 1.60% below avgNationally 2.91%
Details

Under $100,000

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5909 Camp Bowie Blvd, Fort Worth, TX 76107
IRA CD - 5 Years
$0
1.50% ▼ 1.60% below Texas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 1.60% below avgNationally 2.91%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
7451 Mccart Ave, Fort Worth, TX 76133
5 Year CD
$500
1.25% ▼ 1.85% below Texas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 1.85% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
60 Month Certificate of Deposit
$0
1.13% ▼ 1.97% below Texas avg
View
▼
Rate1.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▼ 1.97% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 1.13% APY · checked 7 times
0.63%1.13%1.63%Sep 14, 2026: 1.13% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
60 Month Jumbo Certificate of Deposit
$0
1.13% ▼ 1.97% below Texas avg
View
▼
Rate1.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▼ 1.97% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 1.13% APY · checked 6 times
0.63%1.13%1.63%Sep 14, 2026: 1.13% APYSep 14, 2026Oct 13, 2026
Colonial Savings, F.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
2626d West Freeway, Fort Worth, TX 76102
60 Month Fixed Rate CD
$0
1.12% ▼ 1.98% below Texas avg
View
▼
Rate1.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Texas Average3.10%▼ 1.98% below avgNationally 2.91%
Details

Rate History
No change since Oct 8, 2026 · 1.12% APY · checked 2 times
0.62%1.12%1.62%Oct 8, 2026: 1.12% APYOct 8, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
60 Month Certificate of Deposit
$0
0.03% ▼ 3.07% below Texas avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 3.07% below avgNationally 2.91%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
60 Month Certificate of Deposit
$0
0.02% ▼ 3.08% below Texas avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 3.08% below avgNationally 2.91%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 13, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
60 Month Certificate of Deposit
$0
0.01% ▼ 3.09% below Texas avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Texas Average3.10%▼ 3.09% below avgNationally 2.91%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 13, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Fort Worth, Texas Institutions

Highest verified APYs available today, updated October 13, 2026

B Top 5 Bank Rates
Bask Bank
12 month CD
A+ 5.0 ★ TX: 3.64%
Min: $1,000
4.35%
Texas Capital Bank
18 Month Star Certificates of Deposit (CDs)
A+ 5.0 ★ TX: 3.64%
Min: $0
4.25%
Ciera Bank
24 Month Certificate
A 5.0 ★ TX: 8.39%
Min: $1,000
4.20%
Colonial Savings, F.A.
6 Month Certificate of Deposit
A+ 5.0 ★ TX: 0.06%
Min: $0
4.03%
Frost Bank
90 Day Certificate of Deposit
A+ 5.0 ★ TX: 2.51%
Min: $0
4.00%
CU Top 5 Credit Union Rates
Fort Worth City Credit Union
60-Month IRA Share CD
A+ 5.0 ★ TX: 0.14%
Min: $0
4.50%
Navy Federal Credit Union
12 Month Special EasyStart Certificate
A 5.0 ★ TX: 8.14%
Min: $50
4.35%
EECU Credit Union
36 Month Jumbo CD
A+ 5.0 ★ TX: 2.73%
Min: $50,000
4.35%
Carter Federal Credit Union
36 Month Share Certificate/IRA Share Certificate
C- 3.8 ★ TX: 29.75%
Min: $1,000
4.25%
Worth Credit Union
12 Month IRA Term Share Certificates
A+ 5.0 ★ TX: 2.68%
Min: $1,000
4.08%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Fort Worth, TX CD Rate Trends

Compare local Fort Worth, TX CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Texas CD Trends
12-Month CD TX Avg
3.382%
▲ 0.016 vs 7 days ago

Texas 12-month CD rates rose 0.016 points over the past 7 days to 3.382% APY.

6-Month CD TX Avg
3.253%
▲ 0.021 vs 7 days ago

Texas 6-month CD rates rose 0.021 points over the past 7 days to 3.253% APY.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

TX CD Rate Forecast, Next 12 Months

Where are Texas CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

TX 12-Month Avg APY
3.382%
6-Month Forecast
3.382%
Range: 3.18%, 3.53%
12-Month Forecast
3.632%
Range: 3.43%, 3.78%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Texas average 12-month CD APY in our database.

Spread model: The Texas 12-month CD average currently trades 0.99% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at TX CD Rates Today

Annual interest earnings at today’s Texas average APYs. State average used where available; national average as fallback.

CD Term TX Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.495% $124.77 $249.53 $623.82 $1,247.65
6-Month CD 3.253% $162.67 $325.34 $813.35 $1,626.70
12-Month CD 3.382% $169.10 $338.20 $845.50 $1,691.00
18-Month CD 3.268% $163.42 $326.83 $817.07 $1,634.15
24-Month CD 3.221% $161.05 $322.11 $805.27 $1,610.55
36-Month CD 3.141% $157.02 $314.05 $785.12 $1,570.25
48-Month CD 3.038% $151.91 $303.82 $759.55 $1,519.10
60-Month CD 3.097% $154.83 $309.66 $774.15 $1,548.30
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 13, 2026.
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Sample CD Ladder for Fort Worth, Texas Savers

$25,000 split equally across 5 terms using today’s Texas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit TX Avg APY Annual Earnings
1 3-Month CD $5,000 2.495% $124.77
2 6-Month CD $5,000 3.253% $162.67
3 12-Month CD $5,000 3.382% $169.10
4 24-Month CD $5,000 3.221% $161.05
5 36-Month CD $5,000 3.141% $157.02
Total ($25,000 invested) $25,000 3.098% blended $774.61/yr

Ladder example uses equal $5,000 rungs and Texas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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3,533
CD Rates
Tracked in Fort Worth, Texas
46 Banks 74 Credit Unions

About Our Fort Worth, Texas CD Rate Database

MonitorBankRates tracks 3,533 CD rates from 46 banks and 74 credit unions with locations in Fort Worth, Texas, plus national online institutions available to Texas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Fort Worth City Credit Union offers a CD at 4.50% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Fort Worth, Texas.

How to Find the Best CD Rates in Fort Worth, Texas

What to compare when shopping for a CD in Fort Worth, Texas

To find the best APYs in Fort Worth, Texas, start with credit unions and online-only banks: Fort Worth, Texas has 74 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Fort Worth, Texas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Fort Worth, Texas: 120 institutions here report CD rates

Consider an Alternative If…

Fort Worth, Texas Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
10.6%
National avg: 17.3%
Median Individual Earnings
$43,229
National avg: $47,340
Poverty Rate
13.1%
National avg: 11.1%
Unemployment Rate
4.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$146/yr
At TX 12-mo avg 3.382% APY

10.6% of residents are 65 or older, below the national average of 17.3%. At today’s TX 12-month CD average of 3.382%, saving 10% of the local median salary ($4,322/year) and putting it in a CD would earn an additional $146 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Fort Worth, Texas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Fort Worth, Texas

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Fort Worth, Texas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Fort Worth, Texas as everywhere in the U.S.

Choosing a CD Term in Fort Worth, Texas

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Fort Worth, Texas savers easier access to their funds. For example, EECU Credit Union is offering its 6 Month Jumbo CD at 4.11% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Fort Worth City Credit Union is offering its 60-Month IRA Share CD at 4.50% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Fort Worth, Texas Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Fort Worth, Texas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Fort Worth, Texas

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Fort Worth, Texas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Fort Worth, Texas

Most CDs carry a fixed rate that is locked for the entire term, protecting a Fort Worth, Texas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Fort Worth, Texas

Are CD rates in Fort Worth, Texas FDIC insured?

Yes, most established banks in Fort Worth, Texas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Fort Worth, Texas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Fort Worth, Texas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Fort Worth, Texas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Fort Worth, Texas?

Here are recent top rates found for this area:
  • Fort Worth City Credit Union: 4.50% APY (60-Month IRA Share CD)
  • Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
  • EECU Credit Union: 4.35% APY (36 Month Jumbo CD)
  • Bask Bank: 4.35% APY (12 month CD)
  • Texas Capital Bank: 4.25% APY (18 Month Star Certificates of Deposit (CDs))
  • Carter Federal Credit Union: 4.25% APY (36 Month Share Certificate/IRA Share Certificate)
  • Ciera Bank: 4.20% APY (24 Month Certificate)
  • Worth Credit Union: 4.08% APY (12 Month IRA Term Share Certificates)
  • Colonial Savings, F.A.: 4.03% APY (6 Month Certificate of Deposit)
  • Frost Bank: 4.00% APY (90 Day Certificate of Deposit)
Rates reflect recent verified offers available in Fort Worth, Texas. Last Updated: October 13, 2026

Fort Worth, Texas CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Fort Worth, Texas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
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Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Fort Worth, Texas CD Rates by Term

Verified October 13, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Fort Worth, Texas. Averages shown use the Texas state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Fort Worth, Texas

Fort Worth, Texas CD Calculator

At today’s TX top rate of 4.50% APY, a $10,000 deposit earns $450 in the first year. Enter your amount to see your exact return.

Fort Worth, Texas CD Ladder

TX CD rates currently range from 2.495% (3-month) to 3.141% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Fort Worth, Texas CD at 4.50% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Texas’s average 12-month CD is 3.382% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort Worth, Texas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Fort Worth, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Worth, Texas. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 13, 2026

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