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CD Rates Norfolk, Virginia (VA) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 12, 2026

Current Norfolk, Virginia CD rates include Atlantic Union BankAtlantic Union Bank539 W 21st St, Norfolk, VA 23517A+5.0 ★Texas Ratio: 1.56%Real return: +1.00%APY minus CPI (February 2026) offering 3 Month CD and IRA Specials at 3.80% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2 Commercial Pl, Norfolk, VA 23510 2107B4.4 ★Texas Ratio: 21.76%Real return: +0.89%APY minus CPI (February 2026) offering IRA Certificate Term 18-Month Variable at 3.69% APY, ABNB Federal Credit UnionABNB Federal Credit Union500 W 21st St, Norfolk, VA 23517A5.0 ★Texas Ratio: 10.06%Real return: +0.40%APY minus CPI (February 2026) offering 12-Month Certificates at 3.20% APY, NAE Federal Credit UnionNAE Federal Credit Union2600 Cromwell Dr, Norfolk, VA 23509A+5.0 ★Texas Ratio: 2.47%Real return: +0.23%APY minus CPI (February 2026) offering 12 Month Share & IRA Certificates at 3.03% APY, and Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit Union600 Church St, Norfolk, VA 23501 9908A+5.0 ★Texas Ratio: 4.82%Real return: -0.74%APY minus CPI (February 2026) offering 36-month Share Certificates at 2.06% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.

Norfolk has 27 local institutions in our database, with CD rates as high as 3.80% APY from Atlantic Union Bank at 539 W 21st St, Norfolk, VA 23517. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026

Compare Best CD Rates in Norfolk, Virginia & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
539 W 21st St, Norfolk, VA 23517
3 Month CD and IRA Specials
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
440 Monticello Ave Ste 150, Norfolk, VA 23510
3 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
3 Month Share Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
3 Month Certificate
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
3 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Jumbo - 90 Day Certificate
$100,000
2.90%
View
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 month Certificate Account
$0
2.10%
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 3 Month
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Regular Accounts

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 3 Month Certificate
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 3-Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
90 day Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 minimum balance

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
90 Day CD
$1,000
0.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
539 W 21st St, Norfolk, VA 23517
6 Month CD and IRA Specials
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
600 Church St, Norfolk, VA 23501 9908
6-month Share Certificates
$0
1.55%
View
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier / Select Relationship

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
440 Monticello Ave Ste 150, Norfolk, VA 23510
6 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 6 Month
$0
4.06%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Regular Accounts

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
6 Month CD
$1,000
3.95%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - 6 month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 6 month Term
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Certificate of Deposit 6 Month Special
$2,500
3.70%
View
▼
Rate3.67%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Jumbo - 6 Month Certificate
$100,000
3.60%
View
▼
Rate3.53%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Wealth Center/Telephone Deposit Account CDs 6 Month
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
Jumbo CDs 6 Month
$100,000
3.30%
View
▼
Rate3.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
6-Month Share Certificate
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
6 month Certificate
$100,000
3.20%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (6 month term)
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
6 month Certificate
$0
3.10%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
6 Month CD
$500
3.02%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 6-month
$10,000
2.60%
View
▼
Rate2.58%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Saving Certificates 6 MONTH CD's
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Share Certificate / IRA Certificate 6 Month
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Youth Savings Certificate 6 Month Certificate
$25
2.50%
View
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
6 month certificate
$100,000
2.35%
View
▼
Rate2.33%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 month Certificate Account
$0
2.20%
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 6 Month Certificate
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
6 Month IRA and Share Certificates
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
Consumer Certificates of Deposit 6 Month
$0
1.60%
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6 Month Share/IRA Certificate
$0
1.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
6 Month Preferred Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Business Share Certificates 6 Month
$500
1.20%
View
▼
Rate1.20%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6 Month - Certificate
$1,000
0.75%
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 6-Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6 Month Share Certificates
$500
0.55%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
6-Month Certificates
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
IRA/Share Certificates 6 Month
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
6 month Certificates (Business & Consumer)
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
12-Month Share Certificate
$100,000
3.40%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
500 W 21st St, Norfolk, VA 23517
12-Month Certificates
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2600 Cromwell Dr, Norfolk, VA 23509
12 Month Share & IRA Certificates
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Other Terms: 13, 15, & 16 Mo

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
600 Church St, Norfolk, VA 23501 9908
12-month Share Certificates
$0
1.91%
View
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier / Select Relationship

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
440 Monticello Ave Ste 150, Norfolk, VA 23510
1 year Standard Fixed Rate CD
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
539 W 21st St, Norfolk, VA 23517
CDs and IRAs 1 Year
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
12-Month Starter Certificate
$50
4.50%
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 12, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
12-Month Savings Certificate Special
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

This is a limited time offer and can end without notice.

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
12 Month CD
$1,000
3.95%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
12 Month Share Builder & IRA Certificate Platinum
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - 12 month
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 12 Month
$0
3.85%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Regular Accounts

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificate 12-Month
$0
3.84%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Saving Certificates 1 YEAR Cd's
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Limited time offer. Only available in our branches.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
1-Year Share Certificate
$0
3.76%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
12 month Certificate
$0
3.75%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
12 month certificate
$50,000
3.65%
View
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Wealth Center/Telephone Deposit Account CDs 12 Month
$1,000
3.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 1 Year Term
$0
3.50%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (12 month term)
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 1 year
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1 Year Share Certificate
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1 Year CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
Jumbo CDs 1 Year
$100,000
3.15%
View
▼
Rate3.07%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
1 year Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 minimum balance

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
12 Month Certificate of Deposit
$1,000
2.70%
View
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
1 Year Fixed IRA
$100
2.52%
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
12 month Certificate Account
$0
2.35%
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
12-Month Share Certificate
$0
2.20%
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Youth 12 Month Certificate
$0
2.05%
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
12 Month IRA and Share Certificates
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
IRA Share Certificate 1 year
$0
1.97%
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
12 Month Preferred Certificates
$0
1.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1 Year - Certificate or IRA Certificate
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Northern Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
1-Year Certificates of Deposit (CDs)
$1,000
1.50%
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Minimum balance required is $1,000.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Certificates (CDs)
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
12-Month Business Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 1 Year
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Effective April 18, 2023

KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
12 Month Share Certificates
$500
0.70%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
1 Year IRA
$100
0.55%
View
▼
Rate0.55%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
IRA/Share Certificates 12 Month
$1,000
0.40%
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
12 month Certificates (Business & Consumer)
$0
0.17%
View
▼
Rate0.17%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Newport News Municipal Emloyees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
Share Certificates & IRA Certificates 1 year
$0
0.05%
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
600 Church St, Norfolk, VA 23501 9908
18-month Share Certificates
$0
1.91%
View
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier / Select Relationship

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
18-Month Certificates
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
18 Month CD
$1,000
3.80%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
18 Month Certificate
$250
3.75%
View
▼
Rate3.68%
Min Deposit$250
Min Balance—
UpdatedApr 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - 18 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Certificate
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Share Certificate / IRA Certificate 18 Month
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 18 Month Term
$0
3.50%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 Month Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
18 Month IRA and Share Certificates
$1,000
2.75%
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
18 month variable IRA
$100,000
2.70%
View
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
18 month Certificate Account
$0
2.40%
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
18 Month Certificate of Deposit
$1,000
2.35%
View
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
18 Month Variable IRA
$100
2.32%
View
▼
Rate2.30%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
18 month Certificate
$0
1.80%
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 minimum balance

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
18 MONTH IRA (Variable)
$100
1.25%
View
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month IRA Certificates
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 12, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 18-Month
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Certificate of Deposit 18-Month Special
$2,500
0.55%
View
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
600 Church St, Norfolk, VA 23501 9908
24-month Share Certificates
$0
2.06%
View
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier / Select Relationship

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
539 W 21st St, Norfolk, VA 23517
CDs and IRAs 2 Year
$0
1.15%
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
24-Month Roth IRA Certificates
$0
4.06%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
24 Month CD
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
24 Month CD
$1,000
3.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2-year term
$500
3.71%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Jumbo - 2 Year Certificate
$100,000
3.70%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - 24 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
24 Month Certificate
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 24-month
$10,000
3.60%
View
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 24 Month
$0
3.59%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (24 month term)
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Wealth Center/Telephone Deposit Account CDs 24 Month
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 2 Year Term
$0
3.50%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
24 Month Certificate
$50,000
3.35%
View
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 24 Month
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Regular Accounts

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
24 Month Term Certificates
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Minimum to Open $1,000.00

URW Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
2 Year Share Certificates (Share & IRA)
$1,000
3.09%
View
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
24-Month IRA Special
$100
3.03%
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 2 Year Certificate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
Jumbo CDs 2 Year
$100,000
2.80%
View
▼
Rate2.73%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
2 Year - Certificate or IRA Certificate
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2 Year CD
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Certificates (CDs)
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
24 month Certificate Account
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Year Fixed IRA
$100
2.27%
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
24 Month Share Certificate
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
2 year Share Certificate
$1,000
2.12%
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

A penalty may apply for early withdrawal

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
24 Month Certificate of Deposit
$1,000
2.00%
View
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
24 Month Preferred Certificates
$0
1.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Northern Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2-Year Certificates of Deposit (CDs)
$1,000
1.75%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Minimum balance required is $1,000.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
24 MONTH CD
$1,000
1.25%
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
24 Month Share Certificate Account
$1,000
1.20%
View
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
2 year Certificate
$0
1.10%
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 minimum balance

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 24-Month
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
24-Month Business Certificate Tier 1
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
2 Year Share Certificates
$500
0.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information

Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
IRA/Share Certificates 24 Month
$1,000
0.60%
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
600 Church St, Norfolk, VA 23501 9908
36-month Share Certificates
$0
2.06%
View
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier / Select Relationship

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
539 W 21st St, Norfolk, VA 23517
CDs and IRAs 3 Year
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
View
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (36 month term)
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Fixed-Rate Jumbo 3-year term
$100,000
3.71%
View
▼
Rate3.65%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Jumbo - 3 Year Certificate
$100,000
3.70%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - 36 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Jumbo and Jumbo IRA Certificate 36 Month
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Share Certificate / IRA Certificate 36 Month
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 36-month
$10,000
3.60%
View
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Saving Certificates 3 YEAR Cd's
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 36 Month
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 3 Year Term
$0
3.50%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
36 month certificate
$50,000
3.40%
View
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
3-year Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 36 Month
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Regular Accounts

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
36 Month IRA and Share Certificates
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
36 Month Share/IRA Certificate
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 3 Year Certificate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Certificates (CDs)
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
36 month Certificate Account
$0
2.65%
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
3 Year Certificate
$0
2.62%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
Jumbo CDs 3 Year
$100,000
2.55%
View
▼
Rate2.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 Year - Certificate or IRA Certificate
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
3 Year CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
3 Year Fixed IRA
$100
2.27%
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
36 MONTH CD
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
3 year Certificate
$0
2.15%
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 minimum balance

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
36 Month Preferred Certificates
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
36 Month Share Certificate Account
$1,000
1.86%
View
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
36 Month Certificate of Deposit
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
36-Month Business Certificate
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Year Share Certificates
$500
0.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3 Year IRA
$100
0.85%
View
▼
Rate0.85%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
IRA/Share Certificates 36 Month
$1,000
0.80%
View
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
36 month Certificates (Business & Consumer)
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
48-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
600 Church St, Norfolk, VA 23501 9908
48-month Share Certificates
$0
2.06%
View
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier / Select Relationship

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
539 W 21st St, Norfolk, VA 23517
CDs and IRAs 4 Year
$0
1.35%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (48 month term)
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 48 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 Month Share & IRA Certificate Platinum
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - 48 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
4-year term
$500
3.61%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
4 Year Certificate
$1,000
3.60%
View
▼
Rate3.53%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
48 Month Certificate
$0
3.58%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
48-month Fixed Rate Share Certificates
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
48 month certificate
$50,000
3.40%
View
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
48 Month Share/IRA Certificate
$0
3.29%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
48 Month Certificate
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 4 Year Certificate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Certificates (CDs)
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
48 month Certificate Account
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
48-Month Share Certificate
$0
2.70%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
48 MONTH CD
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4 Year - Certificate or IRA Certificate
$1,000
2.42%
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
4 Year Fixed IRA
$100
2.27%
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Northern Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4-Year Certificates of Deposit (CDs)
$1,000
2.25%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Minimum balance required is $1,000.

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
48 Month Share Certificate Account
$1,000
1.86%
View
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
48-Month Business Certificate
$500
1.05%
View
▼
Rate1.04%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 48-Month
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
4 year IRA
$100
1.00%
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
48 month Certificates (Business & Consumer)
$0
0.42%
View
▼
Rate0.42%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
60-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

$100,000 Minimum to Earn APY

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
600 Church St, Norfolk, VA 23501 9908
60-month Share Certificates
$0
2.06%
View
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Premier / Select Relationship

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
539 W 21st St, Norfolk, VA 23517
CDs and IRAs 5 Year
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificate (60 month term)
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 60 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
60 Month Share & IRA Certificate Platinum
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Jumbo and Jumbo IRA Certificate 60 Month
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - 60 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
5 Year Certificate
$1,000
3.65%
View
▼
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Fixed-Rate Jumbo 5-year term
$100,000
3.61%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 60-month
$10,000
3.60%
View
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
60 Month Share/IRA Certificate
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
60 month certificate
$5,000
3.41%
View
▼
Rate3.36%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Share Certificate / IRA Certificate 60 Month
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Savings and IRA 5 Year Certificate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
60-Month Share Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
60 month Certificate Account
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
5 year Certificate
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

$1,000 minimum balance

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
60-Month Roth IRA Certificates
$0
2.52%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
5 Year CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5 Year - Certificate or IRA Certificate
$1,000
2.42%
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
5 Year Jumbo IRA
$100,000
2.40%
View
▼
Rate2.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
5 Year Fixed IRA
$100
2.27%
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
60 Month Certificate of Deposit
$500
2.25%
View
▼
Rate2.24%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
60 Month Share Certificate Account
$1,000
1.86%
View
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

URW Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
5 Year Share Certificates (Share & IRA)
$1,000
1.56%
View
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
5 year IRA
$100
1.10%
View
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 60-Month
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
60 month Certificates (Business & Consumer)
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Norfolk, Virginia Institutions

Highest verified APYs available today — updated April 12, 2026

B Top 5 Bank Rates
Atlantic Union Bank
3 Month CD and IRA Specials
A+ 5.0 ★ TX: 1.56%
Min: $0
3.80%
Wells Fargo
1 year Standard Fixed Rate CD
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
EagleBank
12 Month CD
A+ 5.0 ★ TX: 5.93%
Min: $1,000
3.95%
Bank of Hope
12-month CD
A+ 5.0 ★ TX: 3.52%
Min: $0
3.80%
Bank of Botetourt
Certificate of Deposit 6 Month Special
A+ 5.0 ★ TX: 2.01%
Min: $2,500
3.70%
CU Top 5 Credit Union Rates
UNIFY Financial Federal Credit Union
IRA Certificate Term 18-Month Variable
B 4.4 ★ TX: 21.76%
Min: $100,000
3.69%
ABNB Federal Credit Union
12-Month Certificates
A 5.0 ★ TX: 10.06%
Min: $0
3.20%
NAE Federal Credit Union
12 Month Share & IRA Certificates
A+ 5.0 ★ TX: 2.47%
Min: $0
3.03%
Newport News Shipbuilding Employees Credit Union
36-month Share Certificates
A+ 5.0 ★ TX: 4.82%
Min: $0
2.06%
Apple Federal Credit Union
12-Month Starter Certificate
A+ 5.0 ★ TX: 0.37%
Min: $50
4.50%
Rates verified April 12, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Norfolk, VA CD Rate Trends

Compare local Norfolk, VA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia CD Trends →
12-Month CD — VA Avg
2.349%
▲ 0.230 vs 7 days ago

Virginia 12-month CD rates rose 0.230 points over the past 7 days to 2.349% APY.

6-Month CD — VA Avg
2.325%
▼ 0.926 vs 7 days ago

Virginia 6-month CD rates fell 0.926 points over the past 7 days to 2.325% APY.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

What Your Savings Earn at VA CD Rates Today

Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.

CD Term VA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.049% $102.47 $204.94 $512.35 $1,024.70
6-Month CD 2.325% $116.24 $232.47 $581.18 $1,162.35
12-Month CD 2.349% $117.47 $234.94 $587.35 $1,174.70
18-Month CD 2.507% $125.37 $250.74 $626.85 $1,253.70
24-Month CD 2.383% $119.17 $238.34 $595.85 $1,191.70
36-Month CD 2.455% $122.75 $245.50 $613.75 $1,227.50
48-Month CD 2.426% $121.31 $242.62 $606.55 $1,213.10
60-Month CD 2.519% $125.97 $251.93 $629.83 $1,259.65
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026.

Sample CD Ladder for Norfolk, Virginia Savers

$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit VA Avg APY Annual Earnings
1 3-Month CD $5,000 2.049% $102.47
2 6-Month CD $5,000 2.325% $116.24
3 12-Month CD $5,000 2.349% $117.47
4 24-Month CD $5,000 2.383% $119.17
5 36-Month CD $5,000 2.455% $122.75
Total ($25,000 invested) $25,000 2.312% blended $578.10/yr

Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

CD-Reporting Institutions in Norfolk, Virginia

18
Banks
48
Credit Unions
66
Total Institutions
3.80%
Top Rate (APY)

MonitorBankRates tracks CD rates from 66 institutions reporting rates in Norfolk, Virginia — including both local community institutions and national banks with a presence in this area. Rates are verified daily.

Frequently Asked Questions about CD Rates in Norfolk, Virginia

Are CD rates in Norfolk, Virginia FDIC insured?

Yes, most established banks in Norfolk, Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Norfolk, Virginia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Norfolk, Virginia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Norfolk, Virginia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Norfolk, Virginia?

Here are recent top rates found for this area:
  • Atlantic Union Bank: 3.80% APY (3 Month CD and IRA Specials)
  • UNIFY Financial Federal Credit Union: 3.69% APY (IRA Certificate Term 18-Month Variable)
  • ABNB Federal Credit Union: 3.20% APY (12-Month Certificates)
  • NAE Federal Credit Union: 3.03% APY (12 Month Share & IRA Certificates)
  • Newport News Shipbuilding Employees Credit Union: 2.06% APY (36-month Share Certificates)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • Apple Federal Credit Union: 4.50% APY (12-Month Starter Certificate)
  • Loudoun Credit Union: 4.06% APY (24-Month Roth IRA Certificates)
  • Autotruck Financial Credit Union: 4.06% APY (Share Certificate Accounts 6 Month)
  • Partners 1st Federal Credit Union: 4.00% APY (12-Month Savings Certificate Special)
Rates reflect recent verified offers available in Norfolk, Virginia. Last Updated: April 12, 2026

CD Calculators

CD Calculator
CD Ladder Calculator
Withdrawal Penalty
CD vs. HYSA

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Norfolk, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Norfolk, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 12, 2026

Norfolk, Virginia Rates & Resources

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