Current Everett, Washington CD rates include Northwest Plus Credit UnionNorthwest Plus Credit Union2821 Hewitt Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 4.75% offering 12 Month Certificate of Deposit at 4.83% APY, Mill Town Credit UnionMill Town Credit Union3102 Broadway, Everett, WA 98201 4421A5.0 ★Texas Ratio: 8.16% offering 6 Month Certificate at 3.55% APY, Washington State Employees Credit UnionWashington State Employees Credit Union404 128TH ST SW, Everett, WA 98204A+5.0 ★Texas Ratio: 4.71% offering 6-Month Add-On Share Certificate at 3.44% APY, Cascade Federal Credit UnionCascade Federal Credit Union12916 4th Ave W, Everett, WA 98204A+5.0 ★Texas Ratio: 3.26% offering Jumbo 6-month Certificates at 3.40% APY, and Nordstrom Federal Credit UnionNordstrom Federal Credit Union2701 Hoyt Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 2.29% offering Roth IRA Certificate 12 month at 3.25% APY. CD rates as of April 7, 2026 according to verified data from MonitorBankRates.
Everett has 18 local institutions in our database, with CD rates as high as 4.83% APY from Northwest Plus Credit Union at 2821 Hewitt Ave, Everett, WA 98201. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 7, 2026
$100,000 - over
No minimum deposit.
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
APY=Annual Percentage Yield. The promotional APY is effective as of March 12, 2026 and subject to change without notice. A penalty may be imposed for early withdrawal before the maturity date. Fees and penalties may reduce earnings. $500 minimum to open account and earn APY.
$100,000 minimum; With Checking
New money only.
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Early Withdrawal Penalties May Apply
$1,000 Min.
$100,000 minimum; With Checking
1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds). This rate applies to existing CDs at Avista CU that automatically renew/rollover for an additional 1-year term.
$10,000 - $49,999.99
Limited time offer. Only available in our branches.
$500.00 Minimum Opening Deposit; With .25% Bonus*
$100,000 minimum; With Checking
Get a 0.25% interest rate increase with 2,500 Salal Rewards Points.
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Early Withdrawal Penalties May Apply
$1,000 Min.
Qualifying balance up to $49,000.00
$100,000 and over
Early Withdrawal Penalties May Apply
$100,000 minimum; With Checking
$100,000 and over
Wave Club
$500.00 Minimum Opening Deposit
$100,000 minimum; With Checking
$1,000 Min.
Early Withdrawal Penalties May Apply
$500.00 Minimum Opening Deposit
$1,000 Min.
$100,000 minimum; With Checking
$500.00 Minimum Opening Deposit
$100,000 minimum; With Checking
$1,000 Min.
$100,000 and over
$500.00 Minimum Opening Deposit
$1,000 Min.
With Checking
Compare local Everett, WA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington 12-month CD rates rose 0.157 points over the past 7 days to 3.267% APY.
Washington 6-month CD rates fell 0.301 points over the past 7 days to 2.675% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Everett, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Everett, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.