Current Kiel, Wisconsin CD rates include Collins State BankCollins State Bank913 Service Rd, Kiel, WI 53042A+5.0 ★Texas Ratio: 0.71% offering MainStreet CDs & IRAs 4 Year at 3.00% APY, Bank First, NABank First, NA601 Fremont St, Kiel, WI 53042A+5.0 ★Texas Ratio: 0.91% offering 24 Month Certificate of Deposits at 2.28% APY, Premier Financial Credit UnionPremier Financial Credit Union530 Fremont St, Kiel, WI 53042 1319A+5.0 ★Texas Ratio: 5.10% offering 48 Month Certificate at 1.01% APY, CO-OP Credit UnionCO-OP Credit Union100 E Main St, Black River Falls, WI 54615A+5.0 ★Texas Ratio: 3.80% offering Youth Saver Certificate - 12-month at 6.00% APY, and Gundersen Credit UnionGundersen Credit Union1910 South Ave, La Crosse, WI 54601A+5.0 ★Texas Ratio: 0.79% offering Teenager (Age 13-17) - 12 Month Term Certificates at 5.50% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Kiel, Wisconsin, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
Relationship
Opening Balance Under $10,000
Penalty: 30 days
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Relationship
APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Opening Balance $10,000 or above
LIMITED TIME OFFER
A penalty may be imposed for early withdrawals.
$5,000
Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
Opening Balance $10,000 or above
$5,000; effective 1/1/26
A penalty may be imposed for early withdrawals.
$50,000.00 and up
Relationship
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
$50,000.00 and up
Minimum Initial Deposit of $500
Opening Balance $10,000 or above
Relationship
$5,000
Opening Balance $10,000 or above
Relationship
A penalty may be imposed for early withdrawals.
$5,000
LIMITED TIME OFFER
Early Withdrawal Penalties: 540 Days Interest
$10,000.00 or More
Relationship
LIMITED TIME OFFER
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Early Withdrawal Penalties(3): 12 mos. Interest
$1,000.00 - $9,999.99
Opening Balance $10,000 or above
LIMITED TIME OFFER
Non-Relationship
Certificates are subject to early withdrawal penalties and renew automatically
Early Withdrawal Penalties(3): 12 mos. Interest
$1,000.00 - $9,999.99
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kiel, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kiel, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.