Current Minocqua, Wisconsin CD rates include Nicolet BankNicolet Bank625 Chippewa St, Minocqua, WI 54548A+5.0 ★Texas Ratio: 2.86% offering 12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs) at 3.80% APY, Park City Credit UnionPark City Credit Union9566 Sth 70, Minocqua, WI 54548 9054A+5.0 ★Texas Ratio: 4.30% offering Share / IRA Certificates 60 Month at 3.50% APY, Ripco Credit UnionRipco Credit Union8744 Ush 51 Ste 4, Minocqua, WI 54548A5.0 ★Texas Ratio: 6.88% offering 48-Month IRA CD at 3.29% APY, IncredibleBankIncredibleBank8590 Us 51 North, Minocqua, WI 54548A5.0 ★Texas Ratio: 11.55% offering 12 Month CD, Traditional IRA and Roth IRA at 3.25% APY, and Peoples State Bank (WI)Peoples State Bank (WI)9560 Highway 70, Minocqua, WI 54548A+5.0 ★Texas Ratio: 5.44% offering 48 Month CD at 3.00% APY. CD rates as of April 9, 2026 according to verified data from MonitorBankRates.
Minocqua has 30 local institutions in our database, with CD rates as high as 3.80% APY from Nicolet Bank at 625 Chippewa St, Minocqua, WI 54548. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 9, 2026
Relationship
** = Indicates certificate is not available as an IRA.
Minimum deposit $500.00
Opening Balance Under $10,000
Relationship
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Opening Balance $10,000 or above
LIMITED TIME OFFER
** = Indicates certificate is not available as an IRA.
APY up to
A penalty may be imposed for early withdrawals.
Minimum deposit $500.00
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APY up to
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
Certificates are subject to early withdrawal penalties and renew automatically
$50,000.00 and up
$1,000.00 - $9,999.99
Relationship
A penalty may be imposed for early withdrawals.
$50,000.00 and up
Minimum Deposit $1000.00
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Relationship
Opening Balance $10,000 or above
$10,000.00 or More
Relationship
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
Early Withdrawal Penalties: 540 Days Interest
$1,000
$10,000.00 or More
Minimum Deposit $2500.00
Relationship
LIMITED TIME OFFER
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
Minimum Deposit $2500.00
Minimum Initial Deposit of $500
Relationship
Opening Balance $10,000 or above
LIMITED TIME OFFER
$1,000
Early Withdrawal Penalties(3): 12 mos. Interest
Minimum Deposit $2500.00
$10,000.00 or More
Minimum Initial Deposit of $500
Compare local Minocqua, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin 12-month CD rates rose 0.309 points over the past 7 days to 2.690% APY.
Wisconsin 6-month CD rates rose 0.328 points over the past 7 days to 2.724% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Minocqua, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Minocqua, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.