CD Rates Monticello, Wisconsin (WI) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Monticello, Wisconsin CD rates include La Crosse Burlington Credit UnionLa Crosse Burlington Credit UnionA+5.0 ★Texas Ratio: 2.48%Real return: +3.20%APY minus CPI (February 2026) offering 12-month Youth Saver Certificate at 6.00% APY, Dairyland Power Credit UnionDairyland Power Credit UnionA+5.0 ★Texas Ratio: 0.00%Real return: +2.70%APY minus CPI (February 2026) offering Teenager (Age 13-17) - 12 Month Term Certificates at 5.50% APY, Northwoods Community Credit UnionNorthwoods Community Credit UnionA+5.0 ★Texas Ratio: 4.18%Real return: +2.26%APY minus CPI (February 2026) offering Share Certificate Special Youth Accounts 6 Month at 5.06% APY, State Bank of NewburgState Bank of NewburgA+5.0 ★Texas Ratio: 0.29%Real return: +1.93%APY minus CPI (February 2026) offering 18 mo Variable Rate IRA 18 mo Certificate of Deposit at 4.73% APY, and PSB of PlainviewPSB of PlainviewA+5.0 ★Texas Ratio: 4.73%Real return: +1.83%APY minus CPI (February 2026) offering 12 Months CD at 4.63% APY. CD rates as of April 20, 2026 according to verified data from MonitorBankRates.
Monticello is a smaller community with no bank or credit union branches currently in our database. 644 institutions serving the Wisconsin area are available to Monticello residents, with CD rates as high as 6.00% APY from La Crosse Burlington Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 20, 2026
Compare Best CD Rates in Monticello, Wisconsin & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
90 Day Certificate of Deposits & IRAs
$1,000
4.11%
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
90 Day Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
3 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3-Month Certificate
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3 Month Share/IRA Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
3-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 20, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 MO Share Certificate
$500
2.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit 3 Months
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 90 Day
$0
1.91%
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3 Month Certificate & IRA Certificate
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
Certificates of Deposit - Fixed Rate 3 Month
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
90 Day Certificate
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
3 Month IRA Certificates
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3 Month
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
90 Day Term Share Certificates
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
3 Month Share Certificate
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 mo Certificate of Deposit
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Under $10,000
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
3 Month Certificates of Deposit
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
3 months Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Certificates 3-month
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 90 Days
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
IRA/Share Certificates 3 Months
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business Certificate of Deposit 3 Month
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Regular IRA 3 Month
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Minimum Initial Deposit of $500
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
The Peoples Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3 Months Certificates of Deposit
$1,000
0.30%
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Certificate of Deposit / Individual Retirement Account Certificate of Deposit 3 Month (91 day)
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 3 Month Certificate
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedApr 20, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Heartland Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6 mos. Certificates
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
6 Month Certificate of Deposits & IRAs
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Months Share Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months Certificates
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6-month certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
New money only.
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6 mo. CD
$100,000
3.85%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
6 Month Certificates of Deposit Special
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
Jumbo Certificates and IRAs 6 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6 months Share Certificates
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Individual Retirement Accounts (IRAs) - Share Certificates 6 Month
$2,000
3.70%
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6 Month IRA Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD's 6 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 6 Month
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
6 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Certificate Special 6-month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
APY shown accurate as of 4/1/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
6 Month Special Certificates of Deposits/IRAs
$25,000
3.48%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.40%
Min Deposit$30,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6 mo Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
$10,000 or above
Rate3.02%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit 6 Months
$500
2.90%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
6 months Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
6 Month Share/IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 MO Share Certificate
$500
2.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
6-Month Certificate
$250
2.65%
▼
Rate2.62%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
6 Months YOUR. CD.
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.48%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 180 Day
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
6-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
6 Month Certificate & IRA Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
6 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
6 month Share Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
A penalty may be imposed for early withdrawals.
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 months Certificates of Deposits
$1,000
2.26%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 6 Month Certificate
$50,000
2.10%
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
180 Day Certificate
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
6 Month IRA Certificates of Deposit
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
La Crosse Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
12-month Youth Saver Certificate
$0
6.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Teenager (Age 13-17) - 12 Month Term Certificates
$0
5.50%
▼
Rate5.39%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate4.55%
Min Deposit$35,000
Min Balance—
UpdatedApr 20, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
12 Month Jumbo Share Certificate
$100,000
4.03%
▼
Rate3.95%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months, 18 months, 24 months, 36 months, 48 months, 60 months Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificate Specials 12 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Only for members age 21 and under. Not offered on IRAs. See Certificate Rules/Disclosure for Boost feature and full details.
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
IRA Certificates - 1 year (13 months)
$500
3.85%
▼
Rate3.79%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
IRA Certificate of Deposit 12 month
$250
3.80%
▼
Rate3.75%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
12 Month Certificate of Deposits, IRAs, and HSA
$2,500
3.80%
▼
Rate3.76%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
12 month Certificates minimum)
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$100
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
12 Month Certificates of Deposit
$20,000
3.75%
▼
Rate3.70%
Min Deposit$20,000
Min Balance—
UpdatedApr 20, 2026
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1 Year YOUR. CD.
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
1 Year Certificates of Deposit
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 12 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
12 Month CD/IRA
$2,000
3.70%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedApr 20, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Months Share Certificate
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
12 Month Certificates of Deposit Special
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
Jumbo Certificates and IRAs 12 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Individual Retirement Accounts (IRAs) - Share Certificates 12 Month
$2,000
3.65%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedApr 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1 year Certificate
$0
3.61%
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
12 Month IRA Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Moneywise Available
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedApr 20, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD's 1 year
$0
3.57%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.55%
Min Deposit$30,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
12 months Certificates of Deposits
$1,000
3.53%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
12 mo Certificate of Deposit
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
$10,000 or above
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-year Share Certificates
$5,000
3.50%
▼
Rate3.49%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
The Peoples Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month College Saver CD
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Year Certificates of Deposit
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
12 Month CD, Traditional IRA and Roth IRA
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
One Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
1 Year (Promo)
$10,000
3.25%
▼
Rate3.22%
Min Deposit$10,000
Min Balance—
UpdatedApr 20, 2026
Details
Crossbridge Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
1 Year Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
12 Months Term Share Certificates
$500
3.25%
▼
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12 MO Share Certificate
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
12 Month Kid's Klub CD
$500
3.15%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
12 Month Share Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.73%
▼
Rate4.65%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months, 18 months, 24 months, 36 months, 48 months, 60 months Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
18-Month CD
$0
3.92%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Certificates
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
18 month Certificates minimum)
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$100
La Crosse Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 18 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
18-Month CD
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
18 Months Term Share Certificates
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
18 Month Certificates of Deposit
$20,000
3.50%
▼
Rate3.46%
Min Deposit$20,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.45%
Min Deposit$30,000
Min Balance—
UpdatedApr 20, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Months Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
18 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
18 Month Certificates of Deposit
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedApr 20, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
18 Month CD Specials
$25,000
3.25%
▼
Rate3.22%
Min Deposit$25,000
Min Balance—
UpdatedApr 20, 2026
Details
$25,000.00 minimum to open
Rate3.21%
Min Deposit$10,000
Min Balance—
UpdatedApr 20, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
18 MO Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 9,12, 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
18 Month Variable (IRA)
$500
3.20%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 month Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
A penalty may be imposed for early withdrawals.
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
18 Month Share Certificate
$500
2.93%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
18 Month Share Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
18 Month Share Certificates
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 18 month
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
18 Month Share/IRA Certificate
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
18 Month Certificate
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
18 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share/IRA Certificates 18-month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
18 Month Certificate of Deposits & IRAs
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit 18 Months
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18-Month Certificate
$250
2.45%
▼
Rate2.43%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA- 1.5 Year
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
18 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 18 Month
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Northwestern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Individual Retirement Accounts (IRA) 18 Month
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 18 Month
$500
2.07%
▼
Rate2.05%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate4.00%
Min Deposit$35,000
Min Balance—
UpdatedApr 20, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months, 18 months, 24 months, 36 months, 48 months, 60 months Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 24 Month
$2,500
3.72%
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 24 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
IRA CD 24 Month Term
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
24 months Certificates of Deposits
$1,000
3.68%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
$10,000 or above
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
24 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
24 Month CD/IRA
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
24 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
State Bank of Chilton
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
24-Month Fixed Rate CD Special
$2,500
3.50%
▼
Rate3.47%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months Certificates
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
24 Month IRA Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD's 2 years
$0
3.47%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
2 years Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Certificate of Deposit - CD Option of IntraFi Network Deposits 2 Year (104 Week)
$0
3.29%
▼
Rate3.24%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalties: 360 Days Interest
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 24 month
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
24 month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
A penalty may be imposed for early withdrawals.
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-year Share Certificates
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2 years Share Certificates
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
24 Month Jumbo Share Certificate
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ergo Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
24 Months Certificate of Deposit
$500
3.17%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
2 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2 Year Certificates of Deposit
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2 Year YOUR. CD.
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
24 Month Share Certificates
$250
3.00%
▼
Rate2.97%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
24 Month Share or IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
24 Month CD, Traditional IRA and Roth IRA
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
24 Months Share Certificate
$0
2.88%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
24 Month Share Certificate
$500
2.88%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 24 Mo.
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
24 month Certificates minimum)
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$100
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
24 Month Share Certificates
$1,000
2.84%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months, 18 months, 24 months, 36 months, 48 months, 60 months Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
36 Month Certificate of Deposits, IRAs, and HSA
$2,500
3.90%
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 36 Months
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.75%
Min Deposit$35,000
Min Balance—
UpdatedApr 20, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
36 months Certificates of Deposits
$1,000
3.79%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 30, 36 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
$10,000 or above
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
36 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
A penalty may be imposed for early withdrawals.
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
36 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
36 Month IRA Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.41%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
3 years Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
One Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3 year 'options' (Promo)
$1,000
3.30%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
36 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-year Share Certificates
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
36 Month Share Certificates
$250
3.25%
▼
Rate3.21%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months Certificates
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Certificate of Deposit - CD Option of IntraFi Network Deposits 3 Year (156 Week)
$0
3.19%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalties: 540 Days Interest
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3 Year YOUR. CD.
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
36 Month Share Certificates
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 36 month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
3 Year Certificates of Deposit
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
36 Month IRA Certificates of Deposit
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 3 Year
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Fixed Rate IRA Promotional Certificates of Deposit 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
36 Month Share or IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
36 Month CD, Traditional IRA and Roth IRA
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
36 Mo. CD
$100,000
2.95%
▼
Rate2.91%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
36 Months Share Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The Peoples Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year College Saver CD
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
With bump-up feature
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
36 month Certificates minimum)
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$100
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 36 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
36-Month Share Certificate
$1,000
2.80%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months, 18 months, 24 months, 36 months, 48 months, 60 months Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 48 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.95%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 48 Months
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.80%
Min Deposit$25,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
48 Month IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
48 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month Share Certificates
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
48 Month Share Certificates
$250
3.35%
▼
Rate3.31%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
48 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4 Year YOUR. CD.
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 48 month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$35,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
Certificates of Deposit - Fixed Rate 48 Month
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
48 Month Share or IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 4 Year
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
48 Month Certificates of Deposit
$20,000
3.00%
▼
Rate2.97%
Min Deposit$20,000
Min Balance—
UpdatedApr 20, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
4 Year Certificates of Deposit
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
48-Month Share Certificate
$1,000
2.90%
▼
Rate2.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
48 month Certificates minimum)
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$100
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 48 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4 years Certificate
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
48 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
4 year CD
$0
2.75%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
IRA/Share Certificates 48 Months
$500
2.65%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
48 Month Variable Rate IRA
$0
2.65%
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalties(3): 12 mos. Interest
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD's 4 years
$0
2.62%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
4 Year Certificate & IRA Certificate
$0
2.55%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
48 Month Term Share Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
Certificates of Deposit 48 Months
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 60 Months
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
4.05%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months, 18 months, 24 months, 36 months, 48 months, 60 months Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 60 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 mo Certificate of Deposit
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
$10,000 or above
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
60 months Certificates of Deposits
$5,000
3.79%
▼
Rate3.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
CDs & Fixed Rate IRA CDs - 60 Mo.
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Relationship
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5 Year YOUR. CD.
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
60 Months Term Share Certificates
$500
3.75%
▼
Rate3.71%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
60 Month IRA Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.46%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Share Certificates
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
60 Month Share Certificates
$250
3.44%
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
60 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.20%
Min Deposit$35,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months Certificate of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Months Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Waldo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Certificates of Deposit 60 month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
60 Month Certificates of Deposit
$20,000
3.00%
▼
Rate2.97%
Min Deposit$20,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
60 Month IRA Certificates of Deposit
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
MainStreet CDs & IRAs 5 Year
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Ergo Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
60 Months Certificate of Deposit
$500
2.92%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5 years Certificate
$0
2.88%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
60 month Certificates minimum)
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$100
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 60 Month
$2,500
2.83%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.80%
Min Deposit$30,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
60 Months Certificates of Deposit
$1,000
2.75%
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
IRA/Share Certificates 60 Months
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5 year CD
$0
2.75%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 60 Month
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
60 Month Variable Rate IRA
$0
2.65%
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalties(3): 12 mos. Interest
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5 year Certificate & IRA Certificate
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 60 Month Certificate
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD's 5 years
$0
2.52%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Monticello, WI CD Rate Trends
Compare local Monticello, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WI Avg
2.396%
▼ 0.151 vs 7 days ago
Wisconsin 12-month CD rates fell 0.151 points over the past 7 days to 2.396% APY.
6-Month CD — WI Avg
2.186%
▼ 0.039 vs 7 days ago
Wisconsin 6-month CD rates fell 0.039 points over the past 7 days to 2.186% APY.
As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
WI CD Rate Forecast — Next 12 Months
Where are Wisconsin CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WI 12-Month Avg APY
2.396%
6-Month Forecast
2.396%
Range: 2.20% – 2.55%
12-Month Forecast
2.146%
Range: 1.95% – 2.30%
Powered by
MonitorBankRates
What Your Savings Earn at WI CD Rates Today
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.817% | $90.84 | $181.67 | $454.18 | $908.35 |
| 6-Month CD | 2.186% | $109.29 | $218.57 | $546.43 | $1,092.85 |
| 12-Month CD | 2.396% | $119.82 | $239.64 | $599.10 | $1,198.20 |
| 18-Month CD | 2.618% | $130.90 | $261.80 | $654.50 | $1,309.00 |
| 24-Month CD | 2.403% | $120.15 | $240.30 | $600.75 | $1,201.50 |
| 36-Month CD | 2.542% | $127.08 | $254.15 | $635.38 | $1,270.75 |
| 48-Month CD | 2.522% | $126.12 | $252.24 | $630.60 | $1,261.20 |
| 60-Month CD | 2.682% | $134.11 | $268.22 | $670.55 | $1,341.10 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 20, 2026. | |||||
Sample CD Ladder for Monticello, Wisconsin Savers
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.817% | $90.84 |
| 2 | 6-Month CD | $5,000 | 2.186% | $109.29 |
| 3 | 12-Month CD | $5,000 | 2.396% | $119.82 |
| 4 | 24-Month CD | $5,000 | 2.403% | $120.15 |
| 5 | 36-Month CD | $5,000 | 2.542% | $127.08 |
| Total ($25,000 invested) | $25,000 | 2.269% blended | $567.18/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
120
Institutions
in Monticello, Wisconsin
in Monticello, Wisconsin
75 Banks
45 Credit Unions
About Our Monticello, Wisconsin CD Rate Database
MonitorBankRates tracks CD rates from 75 banks and 45 credit unions with locations in Monticello, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: La Crosse Burlington Credit Union offers a CD at 6.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Monticello, Wisconsin.
How to Find the Best CD Rates in Monticello, Wisconsin
What to compare when shopping for a CD in Monticello, Wisconsin
To find the best APYs in Monticello, Wisconsin, start with credit unions and online-only banks — Monticello, Wisconsin has 45 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Monticello, Wisconsin
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Monticello, Wisconsin — 120 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Monticello, Wisconsin savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Monticello, Wisconsin money market rates
Monticello, Wisconsin Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
20.6%
National avg: 17.3%
Median Individual Earnings
$41,328
National avg: $47,340
Poverty Rate
8.2%
National avg: 11.1%
Unemployment Rate
1.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$99/yr
At WI 12-mo avg 2.396% APY
20.6% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 1.9% reflects a strong local economy. At today’s WI 12-month CD average of 2.396%, saving 10% of the local median salary ($4,132/year) and putting it in a CD would earn an additional $99 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Monticello, Wisconsin
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Monticello, Wisconsin
Are CD rates in Monticello, Wisconsin FDIC insured?
Yes, most established banks in Monticello, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Monticello, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Monticello, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Monticello, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Monticello, Wisconsin?
Here are recent top rates found for this area:
- La Crosse Burlington Credit Union: 6.00% APY (12-month Youth Saver Certificate)
- Dairyland Power Credit Union: 5.50% APY (Teenager (Age 13-17) - 12 Month Term Certificates)
- Northwoods Community Credit Union: 5.06% APY (Share Certificate Special Youth Accounts 6 Month)
- State Bank of Newburg: 4.73% APY (18 mo Variable Rate IRA 18 mo Certificate of Deposit)
- PSB of Plainview: 4.63% APY (12 Months CD)
- Bank of Deerfield: 4.11% APY (90 Day Certificate of Deposits & IRAs)
- Wisconsin Medical Credit Union: 4.06% APY (Share/IRA Certificates 60 Months)
- Spring Bank Brookfield, WI : 4.05% APY (5 Year Certificates of Deposit (Personal, IRA, or Business))
- 1st Community Credit Union: 4.03% APY (12 Month Jumbo Share Certificate)
- PCM Credit Union: 4.00% APY (Share Certificates 60 Month)
Rates reflect recent verified offers available in Monticello, Wisconsin. Last Updated: April 20, 2026
CD Calculators for Monticello, Wisconsin
Monticello, Wisconsin CD Calculator
At today’s WI top rate of 6.00% APY, a $10,000 deposit earns $600 in the first year. Enter your amount to see your exact return.
Monticello, Wisconsin CD LadderWI CD rates currently range from 1.817% (3-month) to 2.542% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Monticello, Wisconsin CD at 6.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsWisconsin’s average 12-month CD is 2.396% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Monticello, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monticello, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 20, 2026
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