Current Stevens Point, Wisconsin CD rates include Nicolet BankNicolet Bank5517 Vern Holmes Dr, Stevens Point, WI 54482A+5.0 ★Texas Ratio: 2.86% offering 12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs) at 3.80% APY, Simplicity Credit UnionSimplicity Credit Union3101 Hoover Rd, Stevens Point, WI 54481A5.0 ★Texas Ratio: 10.89% offering 12-Month HSA Share Certificate at 3.75% APY, Central Wisconsin Credit UnionCentral Wisconsin Credit Union2201 Division St, Stevens Point, WI 54481 3662A+5.0 ★Texas Ratio: 5.05% offering 5 Year CD at 3.71% APY, Peoples State Bank (WI)Peoples State Bank (WI)138 Mcdill Ave, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 5.44% offering 48 Month CD at 3.00% APY, and Pineries BankPineries Bank3601 Main St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 0.00% offering HSA 1 Year CD at 2.60% APY. CD rates as of April 6, 2026 according to verified data from MonitorBankRates.
Stevens Point has 28 local institutions in our database, with CD rates as high as 3.80% APY from Nicolet Bank at 5517 Vern Holmes Dr, Stevens Point, WI 54482. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 6, 2026
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Opening Balance Under $10,000
Penalty: 30 days
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Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Opening Balance $10,000 or above
LIMITED TIME OFFER
A penalty may be imposed for early withdrawals.
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Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
Moneywise Available
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
Certificates are subject to early withdrawal penalties and renew automatically
$50,000.00 and up
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A penalty may be imposed for early withdrawals.
$50,000.00 and up
Minimum Initial Deposit of $500
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
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Opening Balance $10,000 or above
Early Withdrawal Penalties: 360 Days Interest
$1,000.00 - $9,999.99
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Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
Early Withdrawal Penalties: 540 Days Interest
$1,000
$10,000.00 or More
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LIMITED TIME OFFER
Early Withdrawal Penalties(3): 12 mos. Interest
$1,000.00 - $9,999.99
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Opening Balance $10,000 or above
LIMITED TIME OFFER
Certificates are subject to early withdrawal penalties and renew automatically
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
Compare local Stevens Point, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin 12-month CD rates fell 0.007 points over the past 7 days to 2.555% APY.
Wisconsin 6-month CD rates rose 0.473 points over the past 7 days to 2.682% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Stevens Point, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stevens Point, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.