The best checking rates for Greeley, Colorado include Bellco Credit UnionBellco Credit Union4118 Centerplace Dr, Greeley, CO 80634A+5.0 ★Texas Ratio: 4.02% Boost Interest Checking at 4.50% APY, Credit Union Of ColoradoCredit Union Of Colorado2505 11th Ave, Greeley, CO 80631A+5.0 ★Texas Ratio: 3.77% Biz Checking Plus at 0.20% APY, Northern Colorado Credit UnionNorthern Colorado Credit Union2901 S 27TH AVE, GREELEY, CO 80631A+5.0 ★Texas Ratio: 2.22% EVOLUTION CHECKING at 0.15% APY, Independent Bank Mckinney, TXIndependent Bank Mckinney, TX2700 47th Ave, Greeley, CO 80634A+5.0 ★Texas Ratio: 2.30% Community Checking at 0.08% APY, and Westerra Credit UnionWesterra Credit UnionA+5.0 ★Texas Ratio: 3.44% Smart Money Checking at 6.00% APY. Checking account rates as of June 15, 2026 according to verified data from MonitorBankRates.
Greeley has 4 local institutions in our database, with checking rates as high as 4.50% APY from Bellco Credit Union at 4118 Centerplace Dr, Greeley, CO, 80634. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Greeley, Colorado. Checking Account Rates Last Updated and Verified: June 15, 2026
Tiered balance requirement
Qualifications Required: 15 debit card purchases per month (not including ATM transactions); At least one direct-deposit transaction per month; Log in to Online or Mobile Banking at least once per month; If requirements are met on balances greater than $25,000
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Requirements not met
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required; Qualifying balance up to $2,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifying balance up to $4,999.99
Qualifications Required; Qualifying balance up to $4,000.00
Qualifications Required; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required: When the qualifications are met, the interest rate on your account and corresponding APY will be tiered. If your average daily balance is $10,000 or less, the interest rate paid on the entire balance will be 2.00% with an APY of 2.02%. An interest rate of 0.50% will be paid only for the portion of your average daily balance that is greater than $10,000.; Reward Rates (when qualifications are met). Qualifying balance up to $10,000.00. APY for this tier will range from 0.50% to 2.02%, depending on the account balance.
Balance Amount: $100 - $15,000
Tiered balance requirement
Qualifications Required: 15 debit card purchases per month (not including ATM transactions); At least one direct-deposit transaction per month; Log in to Online or Mobile Banking at least once per month; If requirements are met on balances greater than $25,000
No additional details provided.
No additional details provided.
No additional details provided.
Requirements not met
No additional details provided.
No additional details provided.
Qualifications Required; Qualifying balance up to $2,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifying balance up to $4,999.99
Qualifications Required; Qualifying balance up to $4,000.00
Qualifications Required; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required: When the qualifications are met, the interest rate on your account and corresponding APY will be tiered. If your average daily balance is $10,000 or less, the interest rate paid on the entire balance will be 2.00% with an APY of 2.02%. An interest rate of 0.50% will be paid only for the portion of your average daily balance that is greater than $10,000.; Reward Rates (when qualifications are met). Qualifying balance up to $10,000.00. APY for this tier will range from 0.50% to 2.02%, depending on the account balance.
Balance Amount: $100 - $15,000
No additional details provided.
Qualifications Required; Qualifying balance up to $6,000.00
No additional details provided.
No additional details provided.
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: When the qualifications are met, the interest rate on your account and corresponding APY will be tiered. If your average daily balance is $10,000 or less, the interest rate paid on the entire balance will be 2.00% with an APY of 2.02%. An interest rate of 0.50% will be paid only for the portion of your average daily balance that is greater than $10,000.; Reward Rates (when qualifications are met). Qualifying balance up to $10,000.00. APY for this tier will range from 0.50% to 2.02%, depending on the account balance.
Balance Amount: $100 - $15,000
No additional details provided.
Balance Amount: Over $15,000+
Any Balance-Base Rate (when qualifications are not met). See Truth in Savings disclosure for additional details.
Qualifications Required: Do NOT meet the monthly statement cycle requirements; If you do NOT meet the monthly statement cycle requirements
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Compare local Greeley, CO checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado high-yield checking rates currently average 0.429% APY.
Colorado free checking rates rose 0.195 points over the past 7 days to 1.304% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Greeley, Colorado checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Greeley, Colorado directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Greeley, Colorado. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in CO.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.