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Best Banks & Checking Accounts in Claymont, Delaware - April 2026

The best checking rates for Claymont, Delaware include New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit Union3301 Philadelphia Pike, Claymont, DE 19703A+5.0 ★Texas Ratio: 0.00% Share Draft Checking (75 & 76) at 0.20% APY, Artisans BankArtisans BankA+5.0 ★Texas Ratio: 4.35% Interest Rewards Checking at 2.50% APY, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit UnionA5.0 ★Texas Ratio: 7.37% PERFORMANCE CHECKING at 0.20% APY, First Shore Federal S&LFirst Shore Federal S&LA+5.0 ★Texas Ratio: 2.67% Non Profit NOW Checking at 0.10% APY, and Cross River BankCross River BankF1.0 ★Texas Ratio: 85.67% I Connect Select Checking/E Connect Select Checking at 0.10% APY. Checking account rates as of April 22, 2026 according to verified data from MonitorBankRates.

Claymont has 1 local institution in our database, with checking rates as high as 0.20% APY from New Castle County Delaware Employees Federal Credit Union at 3301 Philadelphia Pike, Claymont, DE, 19703. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Claymont, Delaware. Checking Account Rates Last Updated and Verified: April 22, 2026

Compare Checking Account Rates Today in Claymont, Delaware & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3301 Philadelphia Pike
Claymont, DE 19703
Share Draft Checking (75 & 76)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
2.50%
$0
Rate2.46%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $25,000.00

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
IOLTA Checking
2.44%
$0
Rate2.41%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
PERFORMANCE CHECKING
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
PERFORMANCE CHECKING
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Non Profit NOW Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Super NOW Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Cross River Bank
Institution Rating:
F1.0 ★ Texas Ratio: 85.67%
I Connect Select Checking/E Connect Select Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Non-Personal Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
County Checking Account
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
USave Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
PERFORMANCE CHECKING
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Super NOW Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Checking / NOW Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

No additional details provided.

Fsnb
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Advanced Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Minimum Balance to Open Account: $5.00

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
NOW Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Non Profit NOW Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Advance Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
2.50%
$0
Rate2.46%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $25,000.00

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
IOLTA Checking
2.44%
$0
Rate2.41%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
PERFORMANCE CHECKING
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
PERFORMANCE CHECKING
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Non-Personal Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
PERFORMANCE CHECKING
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
USave Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
2.50%
$0
Rate2.46%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $25,000.00

No Free Checking accounts found at this time.
No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Premium Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Premium Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Premium Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Claymont, DE Checking Rate Trends

Compare local Claymont, DE checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware Checking Trends →
High-Yield Checking — DE Avg
2.453%
▲ 0.056 vs 7 days ago

Delaware high-yield checking rates rose 0.056 points over the past 7 days to 2.453% APY.

Free Checking — DE Avg
0.896%
▲ 0.224 vs 7 days ago

Delaware free checking rates rose 0.224 points over the past 7 days to 0.896% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Claymont, Delaware directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Claymont, Delaware. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in DE.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Claymont, Delaware earn interest?

Most traditional local checking accounts in Claymont, Delaware earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Claymont, Delaware FDIC insured?

Yes. Legitimate banks with branches in Claymont, Delaware are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Claymont, Delaware

Based on our current data, some of the highest checking account APYs available to residents of Claymont, Delaware include:
  • New Castle County Delaware Employees Federal Credit Union
    Share Draft Checking (75 & 76) — 0.20% APY
  • Artisans Bank
    Interest Rewards Checking — 2.50% APY
  • Franklin Mint Federal Credit Union
    PERFORMANCE CHECKING — 0.20% APY
  • First Shore Federal S&L
    Non Profit NOW Checking — 0.10% APY
  • Cross River Bank
    I Connect Select Checking/E Connect Select Checking — 0.10% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Claymont, Delaware. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 22, 2026