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Best Banks & Checking Accounts in Lafayette, Indiana - April 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: April 27, 2026

The best checking rates for Lafayette, Indiana include Purdue Federal Credit UnionPurdue Federal Credit Union1520 Union St, Lafayette, IN 47904 2156A+5.0 ★Texas Ratio: 0.91% IOLTA Checking Tier 5 at 2.27% APY, Staley Credit UnionStaley Credit Union1632 Union St, Lafayette, IN 47904A+5.0 ★Texas Ratio: 0.82% Staley Platinum Checking at 0.13% APY, Industrial Federal Credit UnionIndustrial Federal Credit Union1115 Sagamore Pkwy S, Lafayette, IN 47905A+5.0 ★Texas Ratio: 5.23% Teen Checking at 0.10% APY, Security FSBSecurity FSB3920 Mccarty Ln, Lafayette, IN 47905A+5.0 ★Texas Ratio: 3.44% Prestige Interest Checking at 0.07% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.

Lafayette has 4 local institutions in our database, with checking rates as high as 2.27% APY from Purdue Federal Credit Union at 1520 Union St, Lafayette, IN, 47904 2156. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Lafayette, Indiana. Checking Account Rates Last Updated and Verified: April 27, 2026

Compare Checking Account Rates Today in Lafayette, Indiana & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 5
2.27%
$100
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 5
2.27%
$100
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 4
1.51%
$100
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 4
1.51%
$100
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 3
1.21%
$100
View
▼
Rate1.20%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 3
1.21%
$100
View
▼
Rate1.20%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 2
0.90%
$100
View
▼
Rate0.90%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 2
0.90%
$100
View
▼
Rate0.90%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1632 Union St
Lafayette, IN 47904
Staley Platinum Checking
0.13%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 1
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 1
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Teen Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Classic 55 Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1632 Union St
Lafayette, IN 47904
Staley Platinum Checking
0.08%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3920 Mccarty Ln
Lafayette, IN 47905
Prestige Interest Checking
0.07%
$0
View
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3920 Mccarty Ln
Lafayette, IN 47905
Prestige Interest Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Free Share Draft Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Organizational Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Regular Share Draft Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Earn More Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

As Low As; Earn More Checking

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 5
2.27%
$100
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 5
2.27%
$100
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 4
1.51%
$100
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 4
1.51%
$100
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
Non-Profit Checking Tier 3
1.21%
$100
View
▼
Rate1.20%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1520 Union St
Lafayette, IN 47904 2156
IOLTA Checking Tier 3
1.21%
$100
View
▼
Rate1.20%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1632 Union St
Lafayette, IN 47904
Staley Platinum Checking
0.13%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1632 Union St
Lafayette, IN 47904
Staley Platinum Checking
0.08%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3920 Mccarty Ln
Lafayette, IN 47905
Prestige Interest Checking
0.07%
$0
View
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3920 Mccarty Ln
Lafayette, IN 47905
Prestige Interest Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1632 Union St
Lafayette, IN 47904
Staley Platinum Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3920 Mccarty Ln
Lafayette, IN 47905
50+ Interest Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1632 Union St
Lafayette, IN 47904
Staley Platinum Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Plus Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Peace of Mind Plus - POM+ Checking
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $15,000.00

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Rewards Shelby Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.19%
Rewards Checking
0.02%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Free Share Draft Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
EveryDay Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Basic Checking NOW Account
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

If you maintain $600.00 in the account each day of the statement cycle, otherwise no interest is paid. Basic Checking NOW Account has a monthly maintenance fee of $7.50 will be assessed if a minimum balance of $600.00 is not maintained.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
FREE Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
Basic Checking
0.03%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Free Checking Plus Interest
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Rates can change daily, Daily compounding

First FSB Rochester, IN
Institution Rating:
A5.0 ★ Texas Ratio: 10.65%
Simply Free Checking
0.00%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Freedom Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Teen Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
StartRight Youth Checking
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $2,000.00

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Smart Spending (Teen Checking)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
StartRight Youth Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Student Checking
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Rates can change daily, Daily compounding

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Smart Spending (Teen Checking)
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3920 Mccarty Ln
Lafayette, IN 47905
Business Interest Checking
0.05%
$50
View
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Small Business Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

LNB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Business Smart Checking
3.56%
$25
View
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Business Interest Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checking
0.38%
$0
View
▼
Rate0.38%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checking
0.29%
$0
View
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Business Analysis Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checking
0.16%
$0
View
▼
Rate0.16%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Business Analysis Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Checking
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

$100 minimum opening deposit

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

min $2500

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking
0.12%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

min $750

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Checking with Dividends
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
Business Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Business Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Business Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business dividend checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Business Interest Checking
0.07%
$50
View
▼
Rate0.07%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Lafayette, IN Checking Rate Trends

Compare local Lafayette, IN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Checking Trends →
High-Yield Checking — IN Avg
1.685%
▼ 0.020 vs 7 days ago

Indiana high-yield checking rates fell 0.020 points over the past 7 days to 1.685% APY.

Free Checking — IN Avg
1.033%
▼ 0.011 vs 7 days ago

Indiana free checking rates fell 0.011 points over the past 7 days to 1.033% APY.

As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Lafayette, Indiana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Lafayette, Indiana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Lafayette, Indiana earn interest?

Most traditional local checking accounts in Lafayette, Indiana earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Lafayette, Indiana FDIC insured?

Yes. Legitimate banks with branches in Lafayette, Indiana are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Lafayette, Indiana

Based on our current data, some of the highest checking account APYs available to residents of Lafayette, Indiana include:
  • Purdue Federal Credit Union
    IOLTA Checking Tier 5 — 2.27% APY
  • Staley Credit Union
    Staley Platinum Checking — 0.13% APY
  • Industrial Federal Credit Union
    Teen Checking — 0.10% APY
  • Security FSB
    Prestige Interest Checking — 0.07% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lafayette, Indiana. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 27, 2026

Lafayette, Indiana Rates & Resources

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