MonitorBankRates
Home Checking Accounts Indiana Checking New Haven, Indiana iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in New Haven, Indiana - April 2026

The best checking rates for New Haven, Indiana include Three Rivers Federal Credit UnionThree Rivers Federal Credit Union10915 Isabelle Dr, New Haven, IN 46774 2000A5.0 ★Texas Ratio: 6.18% Dividends+ Checking at 2.00% APY, MIDWEST AMERICAMIDWEST AMERICA321 Lincoln Hwy W, New Haven, IN 46774 2161A+5.0 ★Texas Ratio: 0.00% Association Checking at 0.29% APY, Beacon Credit UnionBeacon Credit Union10983 Isabelle Dr, New Haven, IN 46774A+5.0 ★Texas Ratio: 1.45% Interest Advantage Checking at 0.15% APY, Partners 1st Federal Credit UnionPartners 1st Federal Credit Union634 Broadway St, New Haven, IN 46774A+5.0 ★Texas Ratio: 3.82% Premium 1st Checking at 0.10% APY, and ProFed Federal Credit UnionProFed Federal Credit Union502 Henry St, New Haven, IN 46774 1438A+5.0 ★Texas Ratio: 1.68% Checking Plus at 0.05% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.

New Haven has 5 local institutions in our database, with checking rates as high as 2.00% APY from Three Rivers Federal Credit Union at 10915 Isabelle Dr, New Haven, IN, 46774 2000. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in New Haven, Indiana. Checking Account Rates Last Updated and Verified: April 5, 2026

Compare Checking Account Rates Today in New Haven, Indiana & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Dividends+ Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $9,999.99

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Association Checking
0.29%
$0
Rate0.29%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Community Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Interest Advantage Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Community Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
634 Broadway St
New Haven, IN 46774
Premium 1st Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
502 Henry St
New Haven, IN 46774 1438
Checking Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Organizational Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Net Direct Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Freedom Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
ONEAccount Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Ultra Checking
5.00%
$50
Rate4.89%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

First State Bank of Middlebury
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Main Street Rewards Checking
4.33%
$25
Rate4.25%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: monthly direct deposit or automated clearing house ("ACH") credit; at least 45 qualifying VISA Debit Card transactions; Qualifying balance up to $10,000.00

Allegius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Be enrolled in and log into online banking; Cash back earned on up to $200 in purchases monthly

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $15,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Dividends+ Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $9,999.99

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Interest Advantage Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
634 Broadway St
New Haven, IN 46774
Premium 1st Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
502 Henry St
New Haven, IN 46774 1438
Checking Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
ONEAccount Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Ultra Checking
5.00%
$50
Rate4.89%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

First State Bank of Middlebury
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Main Street Rewards Checking
4.33%
$25
Rate4.25%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: monthly direct deposit or automated clearing house ("ACH") credit; at least 45 qualifying VISA Debit Card transactions; Qualifying balance up to $10,000.00

Allegius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Be enrolled in and log into online banking; Cash back earned on up to $200 in purchases monthly

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $15,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
8 Month w/checking1
3.90%
$500
Rate3.83%
Min Deposit$500
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
Sterling Advantage Checking Account
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Crane Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
High-Yield Checking**
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Ultimate Checking Tier 1
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

First State Bank of Middlebury
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Main Street Rewards Checking
4.33%
$25
Rate4.25%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: monthly direct deposit or automated clearing house ("ACH") credit; at least 45 qualifying VISA Debit Card transactions; Qualifying balance up to $10,000.00

Allegius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Be enrolled in and log into online banking; Cash back earned on up to $200 in purchases monthly

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $15,000.00

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Rewards Cash Back Checking
2.50%
$50
Rate2.50%
Min Deposit$50
Min Balance
UpdatedApr 5, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into digital banking; Be enrolled to receive e-statements; At least 1 direct deposit in account; Qualifying balance up to $300.00; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Smart Rewards Checking - Level 3
1.25%
$25
Rate1.24%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

State Bank Brownsburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Cash Back Rewards Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required: minimum of 7 transactions per cycle; cash back for debit card transactions up to $7.00; $7 monthly fee waived with one direct deposit per cycle and a $700 daily balance; Enroll in eStatements to avoid a $5 monthly paper statement fee (fee waived ages 65+)

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Smart Rewards Checking - Level 3
0.53%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Smart Rewards Checking - Level 3
0.27%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING
0.17%
$0
Rate0.17%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING Tier 2
0.17%
$0
Rate0.17%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Smart Rewards & Classic Rewards Checking - Level 2
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Rewards Shelby Checking
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Smart Rewards & Classic Rewards Checking - Level 2
0.09%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Smart Rewards & Classic Rewards Checking - Level 2
0.07%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING Tier 1
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
LOYALTY REWARDS CHECKING
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Smart Rewards & Classic Rewards Checking - Level 1
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Freedom Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Allegius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Be enrolled in and log into online banking; Cash back earned on up to $200 in purchases monthly

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Basic Checking NOW Account
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Monthly maintenance fee of $7.50 will be assessed if a minimum balance of $600.00 is not maintained.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
FREE Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
Free Share Draft Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Dividends are compounded and paid monthly

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Better Than Free Checking
0.04%
$20,000
Rate0.00%
Min Deposit$20,000
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Better Than Free Checking
0.03%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
Basic Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Better Than Free Checking
0.02%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Free Checking Plus Interest
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

Rates can change daily, Daily compounding

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Better Than Free Checking
0.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $499.99

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Free Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

First FSB Rochester, IN
Institution Rating:
A5.0 ★ Texas Ratio: 10.65%
Simply Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
EveryDay Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Free Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Student Checking Account
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Student Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Earn 0.15% APY3 by just opening the account.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
Teen Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
StartRight Youth Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $2,000.00

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Smart Spending (Teen Checking)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Student Checking
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

Rates can change daily, Daily compounding

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Smart Spending (Teen Checking)
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.38%
$0
Rate0.38%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.29%
$0
Rate0.29%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.16%
$0
Rate0.16%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Business Plus Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
634 Broadway St
New Haven, IN 46774
Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Business Plus Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Business Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Small Business Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

LNB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Business Smart Checking
3.56%
$25
Rate3.50%
Min Deposit$25
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Bank of Wolcott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Commercial Checking Earnings Credit
2.60%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Business Analysis Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Checking
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

$100 minimum opening deposit

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Business Analysis Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking
0.12%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Preferred Business Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Checking with Dividends
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

New Haven, IN Checking Rate Trends

Compare local New Haven, IN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Checking Trends →
High-Yield Checking — IN Avg
2.856%
▲ 2.116 vs 7 days ago

Indiana high-yield checking rates rose 2.116 points over the past 7 days to 2.856% APY.

Free Checking — IN Avg
0.750%
▲ 0.321 vs 7 days ago

Indiana free checking rates rose 0.321 points over the past 7 days to 0.750% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for New Haven, Indiana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in New Haven, Indiana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in New Haven, Indiana earn interest?

Most traditional local checking accounts in New Haven, Indiana earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in New Haven, Indiana FDIC insured?

Yes. Legitimate banks with branches in New Haven, Indiana are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in New Haven, Indiana

Based on our current data, some of the highest checking account APYs available to residents of New Haven, Indiana include:
  • Three Rivers Federal Credit Union
    Dividends+ Checking — 2.00% APY
  • MIDWEST AMERICA
    Association Checking — 0.29% APY
  • Beacon Credit Union
    Interest Advantage Checking — 0.15% APY
  • Partners 1st Federal Credit Union
    Premium 1st Checking — 0.10% APY
  • ProFed Federal Credit Union
    Checking Plus — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Haven, Indiana. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 5, 2026