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Home Checking Accounts Iowa Checking Marion, Iowa iAdvertiser Disclosure
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Best Banks & Checking Accounts in Marion, Iowa - April 2026

The best checking rates for Marion, Iowa include Collins Community Credit UnionCollins Community Credit Union3680 Highway 151, Marion, IA 52302B-4.3 ★Texas Ratio: 23.97% Advantage Checking at 4.85% APY, Hills Bank and Trust CompanyHills Bank and Trust Company800 11th St, Marion, IA 52302A5.0 ★Texas Ratio: 7.52% High Interest Checking at 3.50% APY, Farmers State Bank (Marion, IA)Farmers State Bank (Marion, IA)1240 8th Ave, Marion, IA 52302A+5.0 ★Texas Ratio: 0.00% High-Yield Rewards Checking at 3.50% APY, Cedar Rapids Bank and Trust CompanyCedar Rapids Bank and Trust Company700 25th St, Marion, IA 52302A+5.0 ★Texas Ratio: 3.72% Maxx Checking at 3.33% APY, and Dupaco Community Credit UnionDupaco Community Credit Union5970 Carlson Way, Marion, IA 52302A+5.0 ★Texas Ratio: 4.16% 1st Rate Checking at 3.00% APY. Checking account rates as of April 6, 2026 according to verified data from MonitorBankRates.

Marion has 6 local institutions in our database, with checking rates as high as 4.85% APY from Collins Community Credit Union at 3680 Highway 151, Marion, IA, 52302. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Marion, Iowa. Checking Account Rates Last Updated and Verified: April 6, 2026

Compare Checking Account Rates Today in Marion, Iowa & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
3680 Highway 151
Marion, IA 52302
Advantage Checking
4.85%
$0
Rate4.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
3680 Highway 151
Marion, IA 52302
Advantage Protect Checking
4.85%
$0
Rate4.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
High Interest Checking
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1240 8th Ave
Marion, IA 52302
High-Yield Rewards Checking
3.50%
$1,000
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required; Qualifying balance up to $20,000.00

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
Maxx Checking
3.33%
$25
Rate3.28%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required: Debit Card Activity*: A minimum of 15 Visa� debit card transactions have posted and settled to your account. ATM transactions do not count toward this requirement; Direct deposit or Debit*: Have at least one direct deposit or one automatic debit ACH (Automated Clearing House) posted and settled to your account; Electronic Statements: You must be enrolled in electronic statements and receive your monthly account statement electronically (e-Statements). Enrollment in Personal Online Banking (via browser or mobile app) and a valid email address are required for e-Statement delivery; Qualifying balance up to $25,000; $400 Bonus Offer

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
5970 Carlson Way
Marion, IA 52302
1st Rate Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
3680 Highway 151
Marion, IA 52302
Community Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, relationship checking account offering the best value to clients
0.21%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, relationship checking account offering the best value to clients
0.12%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
5970 Carlson Way
Marion, IA 52302
1st Rate Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, no minimum balance checking account for clients 50 years of age and above
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
UI Employee Advantage, Gold, and Friends Club Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
Non-Profit Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1240 8th Ave
Marion, IA 52302
Benefits Checking
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1240 8th Ave
Marion, IA 52302
Benefits Checking
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
Non-Profit Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
UI Employee Advantage, Gold, and Friends Club Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
3680 Highway 151
Marion, IA 52302
Advantage Checking
4.85%
$0
Rate4.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
3680 Highway 151
Marion, IA 52302
Advantage Protect Checking
4.85%
$0
Rate4.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
High Interest Checking
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1240 8th Ave
Marion, IA 52302
High-Yield Rewards Checking
3.50%
$1,000
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required; Qualifying balance up to $20,000.00

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
Maxx Checking
3.33%
$25
Rate3.28%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required: Debit Card Activity*: A minimum of 15 Visa� debit card transactions have posted and settled to your account. ATM transactions do not count toward this requirement; Direct deposit or Debit*: Have at least one direct deposit or one automatic debit ACH (Automated Clearing House) posted and settled to your account; Electronic Statements: You must be enrolled in electronic statements and receive your monthly account statement electronically (e-Statements). Enrollment in Personal Online Banking (via browser or mobile app) and a valid email address are required for e-Statement delivery; Qualifying balance up to $25,000; $400 Bonus Offer

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
5970 Carlson Way
Marion, IA 52302
1st Rate Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, relationship checking account offering the best value to clients
0.21%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, relationship checking account offering the best value to clients
0.12%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
Non-Profit Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
UI Employee Advantage, Gold, and Friends Club Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, no minimum balance checking account for clients 50 years of age and above
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
Non-Profit Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
UI Employee Advantage, Gold, and Friends Club Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, no minimum balance checking account for clients 50 years of age and above
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $99,999.99

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
700 25th St
Marion, IA 52302
An interest bearing, relationship checking account offering the best value to clients
0.05%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.03%
$50
Rate0.03%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Capital Interest Checking
0.02%
$50
Rate0.02%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1240 8th Ave
Marion, IA 52302
High-Yield Rewards Checking
3.50%
$1,000
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required; Qualifying balance up to $20,000.00

Twin Cedars Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Cedar Peak Rewards Checking
5.15%
$100
Rate5.03%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.00

Iowa State Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
Interest Rewards Checking Account
3.85%
$0
Rate3.78%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $15,000.00

TS Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.47%
Cash Back Checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Qualifications apply; earn 3.50% cash back on debit card purchases - up to $8.75 per month

TS Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.47%
Cash Back checking account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Qualifications apply; cash back on debit card purchases - up to $8.75 per month

PSB Indianola, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Kasasa Cash Checking
3.50%
$100
Rate3.45%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $20,000

Affinity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
eGreen Rewards Checking
3.04%
$100
Rate3.00%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $24,999.99

Danville State Savings Bank
Institution Rating:
B4.6 ★ Texas Ratio: 19.64%
Free Blue Bonus Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Monthly Direct Deposit/ACH credit/ACH debit; access online/mobile banking at least one time per month; at least 12 debit card purchases; Qualifying balance up to $300.00

Denver Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
DSBOne Rewards Checking
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required; Qualifying balance up to $20,000.00

PCSB Bank (IA)
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
Kasasa Cash Checking
2.01%
$0
Rate2.01%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $15,000.00

West Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Reward Me Checking
1.31%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifications Required: Have a balance of at least $1,500 each day; Use your debit card at least 15 times for point of sale ("POS") transactions; Use your debit card for POS transactions totaling at least $300; Qualifying balance up to $29,999.99

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Elite Rewards Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Elite Rewards Checking Account
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Danville State Savings Bank
Institution Rating:
B4.6 ★ Texas Ratio: 19.64%
Free Blue Bonus Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Monthly Direct Deposit/ACH credit/ACH debit; access online/mobile banking at least one time per month; at least 12 debit card purchases; Qualifying balance up to $300.00

FreedomBank Elkader, IA
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
FREEDOMPLUS CHECKING
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Danville State Savings Bank
Institution Rating:
B4.6 ★ Texas Ratio: 19.64%
Free Blue Bonus Cash Checking
0.05%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

When your qualifications are not met, nationwide ATM withdrawal fees are not reimbursed

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Free Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Vibrant Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.61%
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Members Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
Greater Iowa Basic Blue CheckingTM
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★ Texas Ratio: 23.52%
C1st Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Business Checking with Interest
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
3680 Highway 151
Marion, IA 52302
Business Plus Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
3680 Highway 151
Marion, IA 52302
Small Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Business Checking with Interest
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
800 11th St
Marion, IA 52302
Business Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1240 8th Ave
Marion, IA 52302
Business Checking Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
325 Oakbrook Dr
Marion, IA 52302
Business Checking with Interest
0.02%
$50
Rate0.02%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1240 8th Ave
Marion, IA 52302
Business Checking Plus
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Interest-earning business checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Nonprofit business checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking
1.50%
$10,000
Rate1.49%
Min Deposit$10,000
Min Balance
UpdatedApr 3, 2026
Details

Minimum Deposit to Open and Obtain APY*: $50,000 and Over

Vibrant Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.61%
Community Business Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Boone Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Complete Business Checking
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Checking Accounts - Personal & Business
0.75%
$25
Rate0.75%
Min Deposit$25
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Boone Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Complete Business Checking
0.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Boone Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Complete Business Checking
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Boone Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Complete Business Checking
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Boone Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Complete Business Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Premier Business Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $4,999.99

Marion, IA Checking Rate Trends

Compare local Marion, IA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Checking Trends →
High-Yield Checking — IA Avg
2.216%
▲ 1.587 vs 7 days ago

Iowa high-yield checking rates rose 1.587 points over the past 7 days to 2.216% APY.

Free Checking — IA Avg
1.073%
▲ 0.974 vs 7 days ago

Iowa free checking rates rose 0.974 points over the past 7 days to 1.073% APY.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Marion, Iowa directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Marion, Iowa. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Marion, Iowa earn interest?

Most traditional local checking accounts in Marion, Iowa earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Marion, Iowa FDIC insured?

Yes. Legitimate banks with branches in Marion, Iowa are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Marion, Iowa

Based on our current data, some of the highest checking account APYs available to residents of Marion, Iowa include:
  • Collins Community Credit Union
    Advantage Checking — 4.85% APY
  • Hills Bank and Trust Company
    High Interest Checking — 3.50% APY
  • Farmers State Bank (Marion, IA)
    High-Yield Rewards Checking — 3.50% APY
  • Cedar Rapids Bank and Trust Company
    Maxx Checking — 3.33% APY
  • Dupaco Community Credit Union
    1st Rate Checking — 3.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Marion, Iowa. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 6, 2026