Best Banks & Checking Accounts in Arkansas City, Kansas - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Arkansas City, Kansas include Community National Bank & TrustCommunity National Bank & Trust500 N Summit St, Arkansas City, KS 67005A5.0 ★Texas Ratio: 6.71% ePower Checking at 1.41% APY, Mid American Credit UnionMid American Credit Union1610 N Summit St, Arkansas City, KS 67005 3917A+5.0 ★Texas Ratio: 5.01% e-Checking at 0.50% APY, Ark Valley Credit UnionArk Valley Credit Union1515 N Summit St, Arkansas City, KS 67005A+5.0 ★Texas Ratio: 2.23% Student Checking Account at 0.15% APY, Stock Exchange Bank, Caldwell, KSStock Exchange Bank, Caldwell, KS401 N Summit St, Arkansas City, KS 67005A+5.0 ★Texas Ratio: 0.00% Interest Checking Account (NOW) at 0.10% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY. Checking account rates as of April 11, 2026 according to verified data from MonitorBankRates.
Arkansas City has 4 local institutions in our database, with checking rates as high as 1.41% APY from Community National Bank & Trust at 500 N Summit St, Arkansas City, KS, 67005. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Arkansas City, Kansas. Checking Account Rates Last Updated and Verified: April 11, 2026
Compare Checking Account Rates Today in Arkansas City, Kansas & the Surrounding Area
Arkansas City, KS 67005
Qualifying balance up to $25,000.00
Arkansas City, KS 67005 3917
Qualifying balance up to $1,000.00
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005
$25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends
Arkansas City, KS 67005
$50.00 minimum opening balance; $3.00 service charge (NO charge to members 60 & over OR maintain a balance of $100.00 or more) Minimum balance of $1,000 to earn dividends
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005 3917
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Arkansas City, KS 67005
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Arkansas City, KS 67005 3917
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Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $10,000.00
Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000
Arkansas City, KS 67005
Qualifying balance up to $25,000.00
Arkansas City, KS 67005
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $10,000.00
Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000
Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99
No additional details provided.
Average Daily Balance $100,000 And Above
Average Daily Balance $50,000 To $99,999.99
This is a business account. It cannot be opened online.
No additional details provided.
Qualifying balance up to $10,000.00
Qualifying balance up to $20,000
Daily Balance $400 and Greater
Daily Balance Below $400
Arkansas City, KS 67005 3917
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Arkansas City, KS 67005 3917
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Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005
$25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends
No additional details provided.
Arkansas City, KS 67005 3917
paid monthly; Qualifying balance up to $1,000.00
Arkansas City, KS 67005
No additional details provided.
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In Branch Only
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Arkansas City, KS Checking Rate Trends
Compare local Arkansas City, KS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates fell 0.669 points over the past 7 days to 3.085% APY.
Kansas free checking rates rose 0.027 points over the past 7 days to 0.785% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Arkansas City, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Arkansas City, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Arkansas City, Kansas earn interest?
Are banks in Arkansas City, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Arkansas City, Kansas
- Community National Bank & Trust
ePower Checking — 1.41% APY - Mid American Credit Union
e-Checking — 0.50% APY - Ark Valley Credit Union
Student Checking Account — 0.15% APY - Stock Exchange Bank, Caldwell, KS
Interest Checking Account (NOW) — 0.10% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY
