Best Banks & Checking Accounts in Ellsworth, Kansas - April 2026
Brian McKay
Brian McKay
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The best checking rates for Ellsworth, Kansas include Lyons Federal BankLyons Federal Bank120 W 2nd St, Ellsworth, KS 67439A+5.0 ★Texas Ratio: 0.86% Advantage Checking at 1.50% APY, Golden Plains Credit UnionGolden Plains Credit Union120 W 1st St, Ellsworth, KS 67439 3202A+5.0 ★Texas Ratio: 5.14% Gold Access Checking at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, Security State Bank Scott City, KSSecurity State Bank Scott City, KSA+5.0 ★Texas Ratio: 1.87% Interest Reward Checking at 5.00% APY, and Union State Bank of EverestUnion State Bank of EverestA+5.0 ★Texas Ratio: 2.77% CashBack Checking at 5.00% APY. Checking account rates as of April 6, 2026 according to verified data from MonitorBankRates.
Ellsworth has 2 local institutions in our database, with checking rates as high as 1.50% APY from Lyons Federal Bank at 120 W 2nd St, Ellsworth, KS, 67439. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Ellsworth, Kansas. Checking Account Rates Last Updated and Verified: April 6, 2026
Compare Checking Account Rates Today in Ellsworth, Kansas & the Surrounding Area
Ellsworth, KS 67439
Average Daily Balance $100,000 And Above
Ellsworth, KS 67439
Average Daily Balance $50,000 To $99,999.99
Ellsworth, KS 67439
Average Daily Balance $1,000 To $49,999.99
Ellsworth, KS 67439
Average Daily Balance $50,000 And Above
Ellsworth, KS 67439
Average Daily Balance Below $1,000
Ellsworth, KS 67439
Average Daily Balance $1,000 To $49,999.99
Ellsworth, KS 67439
No additional details provided.
Ellsworth, KS 67439
Daily Balance $400 and Greater
Ellsworth, KS 67439
Average Daily Balance Below $1,000
Ellsworth, KS 67439 3202
No additional details provided.
Ellsworth, KS 67439
Daily Balance Below $400
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $200.00
Qualifying balance up to $5,000.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
Qualifications Required: Have at least 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; Have at least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00; Refunds on ATM withdrawal fees up to $25 per month
Ellsworth, KS 67439
Average Daily Balance $100,000 And Above
Ellsworth, KS 67439
Average Daily Balance $50,000 To $99,999.99
Ellsworth, KS 67439
Average Daily Balance $1,000 To $49,999.99
Ellsworth, KS 67439
Average Daily Balance $50,000 And Above
Ellsworth, KS 67439
Average Daily Balance Below $1,000
Ellsworth, KS 67439
Average Daily Balance $1,000 To $49,999.99
Ellsworth, KS 67439
Average Daily Balance Below $1,000
Qualifying balance up to $15000
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $200.00
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00; Refunds on ATM withdrawal fees up to $25 per month
No additional details provided.
Qualifications Required: Have at least 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; Have at least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Qualifying balance up to $15000
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $10,000.00
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit, or ACH payment transaction; Be enrolled in and agree to receive eStatements; Cash back earned on up to $250 in purchases monthly; Earn up to $105 cash back per year, $8.75 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free [Kasasa Saver]� to build savings automatically
Ellsworth, KS 67439
Daily Balance $400 and Greater
Ellsworth, KS 67439
Daily Balance Below $400
Qualifying balance up to $10,000.00
Qualifying balance up to $200.00
Qualifying balance up to $20,000
Qualifications Required: Have at least 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; Have at least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit, or ACH payment transaction; Be enrolled in and agree to receive eStatements; Cash back earned on up to $250 in purchases monthly; Earn up to $105 cash back per year, $8.75 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free [Kasasa Saver]� to build savings automatically
Ellsworth, KS 67439 3202
No additional details provided.
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit, or ACH payment transaction; Be enrolled in and agree to receive eStatements; Cash back earned on up to $250 in purchases monthly; Earn up to $105 cash back per year, $8.75 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free [Kasasa Saver]� to build savings automatically
Qualifications Required; Qualifying balance up to $100,000.00
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Qualifying balance up to $2,499.99
No additional details provided.
$25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends
No additional details provided.
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paid monthly; Qualifying balance up to $1,000.00
In Branch Only
No additional details provided.
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$25,000+
No additional details provided.
Ellsworth, KS Checking Rate Trends
Compare local Ellsworth, KS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates rose 2.098 points over the past 7 days to 3.052% APY.
Kansas free checking rates fell 0.041 points over the past 7 days to 0.709% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Ellsworth, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Ellsworth, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Ellsworth, Kansas earn interest?
Are banks in Ellsworth, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Ellsworth, Kansas
- Lyons Federal Bank
Advantage Checking — 1.50% APY - Golden Plains Credit Union
Gold Access Checking — 0.05% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - Security State Bank Scott City, KS
Interest Reward Checking — 5.00% APY - Union State Bank of Everest
CashBack Checking — 5.00% APY
