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Home Checking Accounts Maryland Checking Forest Hill, Maryland iAdvertiser Disclosure
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Best Banks & Checking Accounts in Forest Hill, Maryland - April 2026

The best checking rates for Forest Hill, Maryland include Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1990 Rock Spring Rd, Forest Hill, MD 21050A5.0 ★Texas Ratio: 9.35% Empower Checking at 3.00% APY, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU2010 Rock Spring Rd, Forest Hill, MD 21050 2607A+5.0 ★ Member Protect Checking at 0.25% APY, BayVanguard BankBayVanguard Bank1920 Rock Spring Rd, Forest Hill, MD 21050A+5.0 ★Texas Ratio: 2.54% Interest Checking at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, and Mid-Atlantic Federal Credit UnionMid-Atlantic Federal Credit UnionA5.0 ★Texas Ratio: 6.64% Cash Rewards Checking at 5.00% APY. Checking account rates as of April 11, 2026 according to verified data from MonitorBankRates.

Forest Hill has 3 local institutions in our database, with checking rates as high as 3.00% APY from Freedom Of Maryland Federal Credit Union at 1990 Rock Spring Rd, Forest Hill, MD, 21050. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Forest Hill, Maryland. Checking Account Rates Last Updated and Verified: April 11, 2026

Compare Checking Account Rates Today in Forest Hill, Maryland & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.35%
1990 Rock Spring Rd
Forest Hill, MD 21050
Empower Checking
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifications Required: opt-in to electronic statements; complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card; Qualifying balance up to $10,000.00

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
2010 Rock Spring Rd
Forest Hill, MD 21050 2607
Member Protect Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifications Required: opt out of paper statements from APGFCU; ongoing qualifying direct deposit of at least $200 per month; complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.35%
1990 Rock Spring Rd
Forest Hill, MD 21050
Youth Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
2010 Rock Spring Rd
Forest Hill, MD 21050 2607
Member Protect Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifications Required: opt out of paper statements from APGFCU; ongoing qualifying direct deposit of at least $200 per month; complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.35%
1990 Rock Spring Rd
Forest Hill, MD 21050
Rewards Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
2010 Rock Spring Rd
Forest Hill, MD 21050 2607
Standard Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
2010 Rock Spring Rd
Forest Hill, MD 21050 2607
Member Protect Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifications Required: opt out of paper statements from APGFCU; ongoing qualifying direct deposit of at least $200 per month; complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
1920 Rock Spring Rd
Forest Hill, MD 21050
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Cash Rewards Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $10,000.00

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
High Yield Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $20,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Performance Checking Account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
PREFERRED Rewards Checking
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
WOW Checking or less
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Balances $100,000; Qualifying balance up to $100,000.00

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Checking Plus
2.00%
$50
Rate1.98%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Checking Plus
1.75%
$50
Rate1.73%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Checking Plus
1.50%
$50
Rate1.49%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.35%
1990 Rock Spring Rd
Forest Hill, MD 21050
Empower Checking
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifications Required: opt-in to electronic statements; complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card; Qualifying balance up to $10,000.00

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
1920 Rock Spring Rd
Forest Hill, MD 21050
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Cash Rewards Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
High Yield Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $20,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Performance Checking Account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
PREFERRED Rewards Checking
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
WOW Checking or less
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Balances $100,000; Qualifying balance up to $100,000.00

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Checking Plus
2.00%
$50
Rate1.98%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Checking Plus
1.75%
$50
Rate1.73%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Share Draft/Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Dividends are compounded daily and paid monthly. The Share Draft account earns dividends on balances over $250. If a balance of less than $250 is maintained, there is no penalty, but dividends are not paid on the account. There are no per transaction or minimum balance fees charged. Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means are charged $25. The fee to stop payment on a draft is $20. First box of checks is free to members. Members purchase their own checks after the first box.

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Checking Plus
1.50%
$50
Rate1.49%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Checking Plus
1.25%
$50
Rate1.24%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
Earn Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $11,000.00

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Student Plus Checking
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $500.00

NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.88%
Elite Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
My Money+ Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.35%
1990 Rock Spring Rd
Forest Hill, MD 21050
Rewards Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Cash Rewards Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $10,000.00

Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
PREFERRED Rewards Checking
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Total Checking Rewards Gold
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Total Checking Rewards Silver
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Total Checking Rewards Bronze
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
CashBack Checking Account
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Basic Checking Account
0.03%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Everyday Checking Account
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Free Checking
0.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Simply Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.35%
1990 Rock Spring Rd
Forest Hill, MD 21050
Youth Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Student Plus Checking
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $500.00

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
YOUth Journey Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Teen Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
1920 Rock Spring Rd
Forest Hill, MD 21050
Business Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Nonprofit business checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Interest-earning business checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Checking Accounts
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Checking Accounts
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Estate business checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Checking Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Business Interest Checking
0.25%
$1,500
Rate0.25%
Min Deposit$1,500
Min Balance
UpdatedApr 11, 2026
Details

$1,500 minimum balance to avoid $10 monthly maintenance fee.
- $0.25 fee per transaction in excess of 1,000.
- Interest credited monthly - interest will not be earned if daily balance falls below $1,500.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Checking Accounts
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Checking Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Elite Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
Business Interest Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Checking Accounts
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
Business Interest Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Checking Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

No additional details provided.

Forest Hill, MD Checking Rate Trends

Compare local Forest Hill, MD checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Checking Trends →
High-Yield Checking — MD Avg
0.729%
▼ 3.488 vs 7 days ago

Maryland high-yield checking rates fell 3.488 points over the past 7 days to 0.729% APY.

Free Checking — MD Avg
0.271%
▼ 0.026 vs 7 days ago

Maryland free checking rates fell 0.026 points over the past 7 days to 0.271% APY.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Forest Hill, Maryland directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Forest Hill, Maryland. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MD.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Forest Hill, Maryland earn interest?

Most traditional local checking accounts in Forest Hill, Maryland earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Forest Hill, Maryland FDIC insured?

Yes. Legitimate banks with branches in Forest Hill, Maryland are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Forest Hill, Maryland

Based on our current data, some of the highest checking account APYs available to residents of Forest Hill, Maryland include:
  • Freedom Of Maryland Federal Credit Union
    Empower Checking — 3.00% APY
  • Aberdeen Proving Ground FCU
    Member Protect Checking — 0.25% APY
  • BayVanguard Bank
    Interest Checking — 0.05% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • Mid-Atlantic Federal Credit Union
    Cash Rewards Checking — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Forest Hill, Maryland. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 11, 2026