MonitorBankRates
Home Checking Accounts Michigan Checking Auburn Hills, Michigan iAdvertiser Disclosure
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Best Banks & Checking Accounts in Auburn Hills, Michigan - April 2026

The best checking rates for Auburn Hills, Michigan include Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.03% Genius High Yield Checking at 6.75% APY, InTouch Credit UnionInTouch Credit Union3355 University Dr, Auburn Hills, MI 48326A5.0 ★Texas Ratio: 10.50% High-Yield Rewards Checking (HYRC) at 4.24% APY, Parda Federal Credit UnionParda Federal Credit Union2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580A+5.0 ★Texas Ratio: 1.40% Premier Interest Checking at 0.05% APY, Michigan United Credit UnionMichigan United Credit Union3501 Hamlin Rd, Auburn Hills, MI 48326A+5.0 ★Texas Ratio: 1.33% Checking at 0.00% APY, and Michigan State University Federal Credit UnionMichigan State University Federal Credit Union3220 University Dr, Auburn Hills, MI 48326A5.0 ★Texas Ratio: 9.68% Classic Checking at 0.00% APY. Checking account rates as of April 2, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in Auburn Hills, Michigan? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Auburn Hills, Michigan, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Auburn Hills, Michigan. Checking Account Rates Last Updated and Verified: April 2, 2026

Compare Checking Account Rates Today in Auburn Hills, Michigan & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Genius High Yield Checking
6.75%
$0
Rate6.55%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
4.24%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 4
4.24%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
1.74%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $2,499.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 3
1.74%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $1,499.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 2
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $749.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 1
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
Prime Rewards Checking (Tiers)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
Premier Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
50+ Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
Easy Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
Premier Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Michigan United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3501 Hamlin Rd
Auburn Hills, MI 48326
Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
Nonprofit Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Non-Dividend Earning

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
3220 University Dr
Auburn Hills, MI 48326
Classic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.40%
2550 N Squirrel Rd
Auburn Hills, MI 48326 2383
Easy Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Genius High Yield Checking
6.75%
$0
Rate6.55%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 4
4.24%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
4.24%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 3
1.74%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
1.74%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $2,499.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 2
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $1,499.99

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
Premier Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
Premier Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
Easy Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
50+ Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
580 N Main St
Frankenmuth, MI 48734
Kasasa Cash Checking
6.20%
$0
Rate6.03%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $15,000

Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
715 N Telegraph Rd
Monroe, MI 48162 5130
Community Growth Checking
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Filer Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
1117 28th St
Manistee, MI 49660
Filer Loyalty Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
220 Park Street
Birmingham, MI 48009
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
220 Park Street
Birmingham, MI 48009
LOYALTY REWARDS CHECKING
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
808 E Front St
Buchanan, MI 49107 1444
Ultra Checking
5.00%
$50
Rate4.89%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
115 Riverside Dr
Battle Creek, MI 49015
Amped Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
4316 S Pennsylvania Ave
Lansing, MI 48910
Elite Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
4.24%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 4
4.24%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
1.74%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $2,499.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 3
1.74%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 2
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $1,499.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards* Checking Tier 1
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
High-Yield Rewards Checking (HYRC)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required; Qualifying balance up to $749.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
Prime Rewards Checking (Tiers)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
580 N Main St
Frankenmuth, MI 48734
Kasasa Cash Checking
6.20%
$0
Rate6.03%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $15,000

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
220 Park Street
Birmingham, MI 48009
LOYALTY REWARDS CHECKING
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
220 Park Street
Birmingham, MI 48009
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
Rate4.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
790 Joslyn Ave
Pontiac, MI 48340 2918
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $20,000

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
6180 State St
Saginaw, MI 48603
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
3745 N US Highway 31 S
Traverse City, MI 49684 4442
Straight4Ward Rewards Checking
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $15,000

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1075 E Sherman Blvd
Norton Shores, MI 49444 1807
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Cash back earned on up to $200 in purchases monthly

TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1419 N 2nd St
Ishpeming, MI 49849 1149
TruRewards Checking
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $10,000.00

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
220 Park Street
Birmingham, MI 48009
LOYALTY REWARDS CHECKING Tier 2
0.17%
$0
Rate0.17%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
220 Park Street
Birmingham, MI 48009
LOYALTY REWARDS CHECKING
0.17%
$0
Rate0.17%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
220 Park Street
Birmingham, MI 48009
LOYALTY REWARDS CHECKING Tier 1
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
790 Joslyn Ave
Pontiac, MI 48340 2918
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $20,000

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1075 E Sherman Blvd
Norton Shores, MI 49444 1807
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Cash back earned on up to $200 in purchases monthly

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
235 Quincy St
Hancock, MI 49930
Superior Access Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
4489 I 75 Business Spur
Sault Sainte Marie, MI 49783
Basic Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Dividend paid through December 31, 2025. Rate may change any time after account is opened.

Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne
Grand Rapids, MI 49546
Free Checking
0.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

($100 min. deposit to open)

Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1010 S Main St
Chelsea, MI 48118
Simply Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Technical Center
Saline, MI 48176
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Technical Center
Saline, MI 48176
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
520 HAYDEN ST
SAGINAW, MI 48607
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$0 - $10,000.00+

Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
4550 STATE ST
SAGINAW, MI 48603
Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
1011 N Michigan Ave
Saginaw, MI 48602 4326
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
18925 Telegraph Rd
Brownstown, MI 48174 9546
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
3089 44th St SW
Grandville, MI 49418 2501
Youth Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $5000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
Business High-Yield Checking
1.74%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Tier 3

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
Business High-Yield Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Tier 2

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
Business High-Yield Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Tier 1

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Business Checking Plus
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
2955 University Dr
Auburn Hills, MI 48326
Clear Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Business Checking Plus
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Business Checking Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
3355 University Dr
Auburn Hills, MI 48326
Regular Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326 2580
Premier Business Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Michigan United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3501 Hamlin Rd
Auburn Hills, MI 48326
Business Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Directions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
3558 Sterns Rd
Lambertville, MI 48144
Business Premier Plus Checking
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

HPC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
1234 W CHISHOLM ST
ALPENA, MI 49707
Business Checking
1.10%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Tiered Rate Interest

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
715 Terrace St
Muskegon, MI 49440
Business 31 Interest Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
715 Terrace St
Muskegon, MI 49440
Business 31 Non-Profit Interest Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
115 W Main St
Marcellus, MI 49067
Business Super Interest Earning Checking or more
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
115 W Main St
Marcellus, MI 49067
Business Super Interest Earning Checking
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$25,000 - $200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
115 W Main St
Marcellus, MI 49067
Business Super Interest Earning Checking
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

up to $25,000

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
715 Terrace St
Muskegon, MI 49440
Business 31 Interest Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
715 Terrace St
Muskegon, MI 49440
Business 31 Non-Profit Interest Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
3030 S Adrian Hwy
Adrian, MI 49221
Business Checking
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

No additional details provided.

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Auburn Hills, Michigan directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Auburn Hills, Michigan. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Auburn Hills, Michigan earn interest?

Most traditional local checking accounts in Auburn Hills, Michigan earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Auburn Hills, Michigan FDIC insured?

Yes. Legitimate banks with branches in Auburn Hills, Michigan are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Auburn Hills, Michigan

Based on our current data, some of the highest checking account APYs available to residents of Auburn Hills, Michigan include:
  • Genisys Credit Union
    Genius High Yield Checking — 6.75% APY
  • InTouch Credit Union
    High-Yield Rewards Checking (HYRC) — 4.24% APY
  • Parda Federal Credit Union
    Premier Interest Checking — 0.05% APY
  • Michigan United Credit Union
    Checking — 0.00% APY
  • Michigan State University Federal Credit Union
    Classic Checking — 0.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Auburn Hills, Michigan. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 2, 2026