MonitorBankRates
Home Checking Accounts Minnesota Checking Truman, Minnesota iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Truman, Minnesota - April 2026

The best checking rates for Truman, Minnesota include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, SharePoint Credit UnionSharePoint Credit UnionA+5.0 ★Texas Ratio: 4.61% Premier Rate Checking - Introductory Rate at 5.00% APY, Associated Healthcare Credit UnionAssociated Healthcare Credit UnionA+5.0 ★Texas Ratio: 2.30% Dividend Checking at 5.00% APY, Connexus Credit UnionConnexus Credit UnionB-4.3 ★Texas Ratio: 22.87% Xtraordinary Checking at 4.50% APY, and TruStone Financial Credit UnionTruStone Financial Credit UnionA+5.0 ★Texas Ratio: 5.44% TruRate Checking at 4.00% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.

Truman is a smaller community with no bank or credit union branches currently in our database. 42 institutions serving the Minnesota area are available to Truman residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Truman, Minnesota. Checking Account Rates Last Updated and Verified: April 27, 2026

Compare Checking Account Rates Today in Truman, Minnesota & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Premier Rate Checking - Introductory Rate
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Dividend Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $5,000.00

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Xtraordinary Checking
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
TruRate Checking
4.00%
$2,000
Rate3.93%
Min Deposit$2,000
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $20,000.00

Minnstar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Interest Rewards Checking
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
High Yield Checking
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $19,999.99

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Momentum Checking
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Sky Checking - Non Profits
3.00%
$1,000
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $3,000,000.00

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
E-CHECKING Tier 2
2.55%
$100
Rate2.50%
Min Deposit$100
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Rewards Checking
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Shining Star Checking
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifications Required: eStatements; Direct Deposit of $500 or more monthly; 25 or more debit card purchases; Qualifying balance up to $20,000.00; *Variable rates. Rate may change after the account is open

Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Advantage Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $20,000

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Vision Premium Checking
2.00%
$500
Rate1.98%
Min Deposit$500
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $499.99

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
Non-Profit Checking
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Security Gold Checking
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

($10,000 min./below $5 s/c)

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Incentive Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $25,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Dividend Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $5,000.00

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Premier Rate Checking - Introductory Rate
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Xtraordinary Checking
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
TruRate Checking
4.00%
$2,000
Rate3.93%
Min Deposit$2,000
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $20,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Minnstar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Interest Rewards Checking
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
High Yield Checking
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $19,999.99

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Momentum Checking
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Sky Checking - Non Profits
3.00%
$1,000
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $3,000,000.00

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
E-CHECKING Tier 2
2.55%
$100
Rate2.50%
Min Deposit$100
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Rewards Checking
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Shining Star Checking
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifications Required: eStatements; Direct Deposit of $500 or more monthly; 25 or more debit card purchases; Qualifying balance up to $20,000.00; *Variable rates. Rate may change after the account is open

Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Advantage Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $20,000

Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
Non-Profit Checking
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Vision Premium Checking
2.00%
$500
Rate1.98%
Min Deposit$500
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $499.99

Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Security Gold Checking
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

($10,000 min./below $5 s/c)

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Youth Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $5,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Minnstar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Interest Rewards Checking
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Rewards Checking
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

FNB of Moose Lake
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Rewards Checking
0.50%
$20,000
Rate0.50%
Min Deposit$20,000
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
REWARDS CHECKING PLUS Tier 5
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
REWARDS CHECKING PLUS Tier 4
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Loyalty Choice Rewards Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifications Required

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
REWARDS CHECKING PLUS Tier 3
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
REWARDS CHECKING PLUS Tier 2
0.08%
$100
Rate0.08%
Min Deposit$100
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
REWARDS CHECKING PLUS Tier 1
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
Rewards4Me Checking
0.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
Rewards4Me Checking
0.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
Rewards4Me Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
Rewards4Me Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Loyalty Choice Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Crow Wing Power Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Simple Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

dividend with average daily balance of $500 or more

Transit Operations Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.36%
Share Draft (free Checking)
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 27, 2026
Details

Minimum balance to open $20. No minimum balance to maintain. The average balance to earn dividends for the month is $1000.

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Basic Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

1

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Best Free Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Best Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Metropolitan Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Youth Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $5,000

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Moneywise Teen Checking
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Business Checking
2.00%
$500
Rate1.98%
Min Deposit$500
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $499.99

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking
0.95%
$0
Rate0.95%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Cornerstone State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
CornerStone Regular Business Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedApr 19, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedApr 19, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Root River State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Heritage Business Checking or more)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 24, 2026
Details

$2,500

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedApr 19, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Business Dividend Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $49,999.00

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Business Checking Plus
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Root River State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Heritage Business Checking or less)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 24, 2026
Details

$2,499.99

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

Quarterly

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Business Dividend Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $9,999.00

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

Monthly

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Business Checking Plus
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Grand Rapids SB
Institution Rating:
A5.0 ★ Texas Ratio: 9.12%
Business Interest Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 24, 2026
Details

No additional details provided.

Truman, MN Checking Rate Trends

Compare local Truman, MN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota Checking Trends →
High-Yield Checking — MN Avg
1.588%
▼ 0.180 vs 7 days ago

Minnesota high-yield checking rates fell 0.180 points over the past 7 days to 1.588% APY.

Free Checking — MN Avg
0.968%
▲ 0.009 vs 7 days ago

Minnesota free checking rates rose 0.009 points over the past 7 days to 0.968% APY.

As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Truman, Minnesota directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Truman, Minnesota. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Truman, Minnesota earn interest?

Most traditional local checking accounts in Truman, Minnesota earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Truman, Minnesota FDIC insured?

Yes. Legitimate banks with branches in Truman, Minnesota are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Truman, Minnesota

Based on our current data, some of the highest checking account APYs available to residents of Truman, Minnesota include:
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • SharePoint Credit Union
    Premier Rate Checking - Introductory Rate — 5.00% APY
  • Associated Healthcare Credit Union
    Dividend Checking — 5.00% APY
  • Connexus Credit Union
    Xtraordinary Checking — 4.50% APY
  • TruStone Financial Credit Union
    TruRate Checking — 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Truman, Minnesota. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 27, 2026