MonitorBankRates
Home Checking Accounts Missouri Checking New London, Missouri iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in New London, Missouri - April 2026

The best checking rates for New London, Missouri include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking at 8.00% APY, Community Bank of Pleasant HillCommunity Bank of Pleasant HillA+5.0 ★Texas Ratio: 1.47% Super Cash Checking at 6.01% APY, Alliant BankAlliant BankA+5.0 ★Texas Ratio: 1.03% Kasasa Cash Back Checking at 5.00% APY, Union State Bank of EverestUnion State Bank of EverestA+5.0 ★Texas Ratio: 2.77% CashBack Checking at 5.00% APY, and F&M Bank of St. ClairF&M Bank of St. ClairA+5.0 ★Texas Ratio: 0.04% Your Choice Checking - Rewards at 5.00% APY. Checking account rates as of April 9, 2026 according to verified data from MonitorBankRates.

New London is a smaller community with no bank or credit union branches currently in our database. 56 institutions serving the Missouri area are available to New London residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in New London, Missouri. Checking Account Rates Last Updated and Verified: April 9, 2026

Compare Checking Account Rates Today in New London, Missouri & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Community Bank of Pleasant Hill
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Super Cash Checking
6.01%
$25
Rate5.85%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $20,000.00

Community Bank of Pleasant Hill
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Super Cash Checking*
6.01%
$25
Rate5.85%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $20,000.00

Alliant Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Kasasa Cash Back Checking
5.00%
$50
Rate5.00%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $200.00 in debit card purchases

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $200.00

F&M Bank of St. Clair
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Your Choice Checking - Rewards
5.00%
$100
Rate4.89%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $20,000

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Premier Checking
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required: make 15 or more debit card transactions using your Visa Check Card (that post and clear your account as evidenced by your monthly statement); consent to receive your periodic statements electronically (eStatements); make at least one direct deposit transaction into the Premier Checking account each dividend period; Qualifying balance up to $15,000

Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Maximum Yield (MY) Checking
4.05%
$100
Rate3.98%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $25,000.00

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Monthly enrollment and login into online banking; receipt of electronic statements; twelve (12) qualifying debit card transactions; Cash back earned on up to $200 in purchases monthly

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Best Interest Checking Account
4.00%
$5
Rate3.85%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; Receive 0.50% off new consumer loans with direct deposit; Receive a $995 lender credit towards first mortgage closing costs with direct deposit

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Best Interest Checking
4.00%
$0
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Cash Back Checking
4.00%
$25
Rate4.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Minimum of 12 debit card purchases per statement cycle; Be enrolled in online banking and log in at least once per statement cycle; Cash back earned on up to $250 worth of purchases per statement cycle; Earn up to $10 per month and $120 per year

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Kasasa Cash Back Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $200.00

Maries County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Kasasa Cash Back Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Be enrolled in and agree to receive eStatements; At least 12 Debit Card purchases; Be enrolled in and log into Online Banking; Maintain a valid email address on record with our bank; Receive 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period; No category restrictions on purchases; Earn up to $96.00 cash back per year, up to $8.00 per monthly qualification cycle; Reimbursements on nationwide ATM withdrawal fees up to $25.00 monthly (Max of $4.99 per transaction); Link to free Kasasa Saver� to build savings automatically

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Community Bank of Pleasant Hill
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Super Cash Checking*
6.01%
$25
Rate5.85%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $20,000.00

Community Bank of Pleasant Hill
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Super Cash Checking
6.01%
$25
Rate5.85%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $20,000.00

Alliant Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Kasasa Cash Back Checking
5.00%
$50
Rate5.00%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $200.00 in debit card purchases

F&M Bank of St. Clair
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Your Choice Checking - Rewards
5.00%
$100
Rate4.89%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $200.00

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $20,000

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Premier Checking
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required: make 15 or more debit card transactions using your Visa Check Card (that post and clear your account as evidenced by your monthly statement); consent to receive your periodic statements electronically (eStatements); make at least one direct deposit transaction into the Premier Checking account each dividend period; Qualifying balance up to $15,000

Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Maximum Yield (MY) Checking
4.05%
$100
Rate3.98%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $25,000.00

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Best Interest Checking
4.00%
$0
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $15000

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Best Interest Checking Account
4.00%
$5
Rate3.85%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; Receive 0.50% off new consumer loans with direct deposit; Receive a $995 lender credit towards first mortgage closing costs with direct deposit

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Kasasa Cash Back Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $200.00

Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Reward Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $300.00

Maries County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Kasasa Cash Back Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Be enrolled in and agree to receive eStatements; At least 12 Debit Card purchases; Be enrolled in and log into Online Banking; Maintain a valid email address on record with our bank; Receive 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period; No category restrictions on purchases; Earn up to $96.00 cash back per year, up to $8.00 per monthly qualification cycle; Reimbursements on nationwide ATM withdrawal fees up to $25.00 monthly (Max of $4.99 per transaction); Link to free Kasasa Saver� to build savings automatically

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Cash Back Checking
4.00%
$25
Rate4.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Minimum of 12 debit card purchases per statement cycle; Be enrolled in online banking and log in at least once per statement cycle; Cash back earned on up to $250 worth of purchases per statement cycle; Earn up to $10 per month and $120 per year

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Alliant Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Kasasa Cash Back Checking
5.00%
$50
Rate5.00%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $200.00 in debit card purchases

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $200.00

F&M Bank of St. Clair
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Your Choice Checking - Rewards
5.00%
$100
Rate4.89%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $20,000

Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Cash Back Checking
4.00%
$25
Rate4.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Minimum of 12 debit card purchases per statement cycle; Be enrolled in online banking and log in at least once per statement cycle; Cash back earned on up to $250 worth of purchases per statement cycle; Earn up to $10 per month and $120 per year

Maries County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Kasasa Cash Back Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Be enrolled in and agree to receive eStatements; At least 12 Debit Card purchases; Be enrolled in and log into Online Banking; Maintain a valid email address on record with our bank; Receive 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period; No category restrictions on purchases; Earn up to $96.00 cash back per year, up to $8.00 per monthly qualification cycle; Reimbursements on nationwide ATM withdrawal fees up to $25.00 monthly (Max of $4.99 per transaction); Link to free Kasasa Saver� to build savings automatically

Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Reward Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $300.00

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Kasasa Cash Back Checking
4.00%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $200.00

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Monthly enrollment and login into online banking; receipt of electronic statements; twelve (12) qualifying debit card transactions; Cash back earned on up to $200 in purchases monthly

State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
Cash Back Rewards checking account
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Cash Back Rewards on debit card purchases for the first $200 spent.

State Bank Waterloo, IL
Institution Rating:
B4.6 ★ Texas Ratio: 20.21%
Cash Rewards Checking
1.75%
$50
Rate1.74%
Min Deposit$50
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $10,000

Farmers Bank of Lohman, Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 1.99%
Rewards Checking Tier 1
1.00%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required: 16 Visa Debit Card purchases that post and clear; One direct deposit that posts; Receive your statements electronically (eStatements); Qualifying balance up to $10,000.00; Additional Rate Information - The bank will pay the initial interest rate as long as qualifications are met.

United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Reward Checking
0.60%
$50
Rate0.60%
Min Deposit$50
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $25,000.00

Farmers Bank of Lohman, Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 1.99%
Rewards Checking Tier 2
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
High Interest Reward Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifications Required: 12 debit card purchases post and settle; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00; Refunds on ATM withdrawal fees*

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Rewards+ Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $5000

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Momentum+ Rewards Checking Cash Tiers
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Tri-County Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
My Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Momentum+ Rewards Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

New member bonus up to $200

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Free Kasasa Cash Checking
0.10%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Free Kasasa Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: Monthly enrollment and login into online banking; receipt of electronic statements; twelve (12) qualifying debit card transactions; Cash back earned on up to $200 in purchases monthly

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Freedom Shield Gold Checking Account ++
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Freedom Shield Plus Checking Account ++
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Free Kasasa Cash Checking
0.10%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Free Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Earn Dividends: $25 Average Daily Balance

Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
50+ Free Interest Checking
0.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Free Checking
0.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

No Fees

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
Freedom Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Montgomery Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Montgomery eTeen Checking
2.01%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

United Bank of Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.65%
College Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

United Bank of Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.65%
Teen Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

No additional details provided.

TelComm Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Teen Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

(ADB/month of $200.00)

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
Elite Business Checking
1.92%
$0
Rate1.90%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
Elite Business Checking
1.87%
$0
Rate1.85%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
Elite Business Checking
1.81%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking
1.50%
$10,000
Rate1.49%
Min Deposit$10,000
Min Balance
UpdatedApr 3, 2026
Details

Minimum Deposit to Open and Obtain APY*: $50,000 and Over

HomeBank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Business Interest Checking
1.00%
$100
Rate1.00%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Commercial Interest Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Commercial Interest Checking
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Interest Checking
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking
0.50%
$10,000
Rate0.50%
Min Deposit$10,000
Min Balance
UpdatedApr 3, 2026
Details

Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99

FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Commercial Interest Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Small Business Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

No additional details provided.

Tri-County Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Business Interest Checking
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Business Elite Checking
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Business NOW Checking
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No additional details provided.

PSB of Rhineland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Business Interest Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking
0.25%
$10,000
Rate0.25%
Min Deposit$10,000
Min Balance
UpdatedApr 3, 2026
Details

Minimum Deposit to Open and Obtain APY*: $10,000 - $24,99.99

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Business Elite Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

PSB of Rhineland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Business Interest Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

No additional details provided.

Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
Business Elite Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

No additional details provided.

New London, MO Checking Rate Trends

Compare local New London, MO checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri Checking Trends →
High-Yield Checking — MO Avg
2.996%
▼ 0.869 vs 7 days ago

Missouri high-yield checking rates fell 0.869 points over the past 7 days to 2.996% APY.

Free Checking — MO Avg
1.250%
▲ 0.362 vs 7 days ago

Missouri free checking rates rose 0.362 points over the past 7 days to 1.250% APY.

As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for New London, Missouri directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in New London, Missouri. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MO.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in New London, Missouri earn interest?

Most traditional local checking accounts in New London, Missouri earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in New London, Missouri FDIC insured?

Yes. Legitimate banks with branches in New London, Missouri are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in New London, Missouri

Based on our current data, some of the highest checking account APYs available to residents of New London, Missouri include:
  • Baxter Credit Union
    PowerPlusTM Checking — 8.00% APY
  • Community Bank of Pleasant Hill
    Super Cash Checking — 6.01% APY
  • Alliant Bank
    Kasasa Cash Back Checking — 5.00% APY
  • Union State Bank of Everest
    CashBack Checking — 5.00% APY
  • F&M Bank of St. Clair
    Your Choice Checking - Rewards — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New London, Missouri. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 9, 2026