Best Banks & Checking Accounts in Dover, New Jersey - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Dover, New Jersey include GARDEN SAVINGSGARDEN SAVINGS23 Prospect St, Dover, NJ 07801A+5.0 ★Texas Ratio: 0.00% Platinum Checking at 5.00% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, Credit Union Of New Jersey A Federal Credit UnionCredit Union Of New Jersey A Federal Credit UnionA5.0 ★Texas Ratio: 7.22% Kasasa Cash Checking at 6.00% APY, Ascendia BankAscendia BankA+5.0 ★Texas Ratio: 1.63% at 6.00% APY, and Andrews Federal Credit UnionAndrews Federal Credit UnionA5.0 ★Texas Ratio: 11.92% at 5.25% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.
Dover has 1 local institution in our database, with checking rates as high as 5.00% APY from GARDEN SAVINGS at 23 Prospect St, Dover, NJ, 07801. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Dover, New Jersey. Checking Account Rates Last Updated and Verified: April 27, 2026
Compare Checking Account Rates Today in Dover, New Jersey & the Surrounding Area
Dover, NJ 07801
Qualifications Required; On the first $15,000 on deposit in the account (average balance), if all qualifiers met.
Dover, NJ 07801
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
Dover, NJ 07801
Qualifications Required; On funds in excess of $15,000 (average balance), if all qualifiers met.
Dover, NJ 07801
No additional details provided.
Dover, NJ 07801
No monthly service charges. To earn dividend, must maintain $750 minimum daily balance to earn stated dividend rate. Free e-statements, if not enrolled in e-statements a monthly fee of $3 will be assessed for paper statements.
Dover, NJ 07801
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
Dover, NJ 07801
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
Dover, NJ 07801
Qualifications Required; On all funds if qualifiers are not met.
Dover, NJ 07801
No monthly service charges.
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $25,000
Qualifications Required; Have at least 12 qualifying debit card purchases post and settle; Have at least 1 automatic payment ACH or bill pay; Be enrolled in and receive electronic statements; Plus, refunds on ATM fees, nationwide
No additional details provided.
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15,000.00
No additional details provided.
On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.15% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.25% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account.
No additional details provided.
No additional details provided.
Dover, NJ 07801
Qualifications Required; On the first $15,000 on deposit in the account (average balance), if all qualifiers met.
Dover, NJ 07801
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
Dover, NJ 07801
Qualifications Required; On funds in excess of $15,000 (average balance), if all qualifiers met.
Dover, NJ 07801
No additional details provided.
Dover, NJ 07801
Qualifications Required; On all funds if qualifiers are not met.
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $25,000
Qualifications Required; Have at least 12 qualifying debit card purchases post and settle; Have at least 1 automatic payment ACH or bill pay; Be enrolled in and receive electronic statements; Plus, refunds on ATM fees, nationwide
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
Qualifying balance up to $15,000.00
No additional details provided.
On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.15% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.25% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Balances of $25,000+
Qualifications Required: Will you keep more than $1,500 in your account?; Monthly service charge $0*; For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates; Free standard checks
Dover, NJ 07801
No additional details provided.
Qualifications Required; Have at least 12 qualifying debit card purchases post and settle; Have at least 1 automatic payment ACH or bill pay; Be enrolled in and receive electronic statements; Plus, refunds on ATM fees, nationwide
Qualifications Required; Qualifying balance up to $25,000
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Dover, NJ 07801
No monthly service charges.
Monthly; No minimum required
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Dover, NJ 07801
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
Dover, NJ 07801
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
No additional details provided.
$75 bonus for new accounts opened through April 30, 2026.
No additional details provided.
Dover, NJ 07801
$10 mothly service charge waived for accounts that maintain a daily balance of $200 or more. Up to 150k cumulative cash deposits per month, $0.20 per $100 deposited thereafter. Unlimited withdrawals and check deposits per month. Comes with free application to merchant services through Clover.
Dover, NJ 07801
$20 monthly service charge with unlimited transactions and no minium balance requirement.
No additional details provided.
No additional details provided.
Available Online Only. New commercial customers only.
No additional details provided.
Monthly statement; Free Internet banking; Free Bill Pay services; Free Bank by Phone services
(For Sole Proprietorship and Not-For-Profit accounts only) $500.00 Minimum to open and earn APY disclosed If daily balance falls below $5,000 at any time during the statement cycle a 20.00 minimum balance fee will apply.
No additional details provided.
Initial deposit of $100 required to open.
For daily balances of $0.01 to $49,999.99.
No additional details provided.
No additional details provided.
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Dover, NJ Checking Rate Trends
Compare local Dover, NJ checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield checking rates rose 0.208 points over the past 7 days to 1.821% APY.
New Jersey free checking rates rose 0.047 points over the past 7 days to 1.174% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Dover, New Jersey directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Dover, New Jersey. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NJ.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Dover, New Jersey earn interest?
Are banks in Dover, New Jersey FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Dover, New Jersey
- GARDEN SAVINGS
Platinum Checking — 5.00% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - Credit Union Of New Jersey A Federal Credit Union
Kasasa Cash Checking — 6.00% APY - Ascendia Bank
— 6.00% APY - Andrews Federal Credit Union
— 5.25% APY
