Best Banks & Checking Accounts in Leeds Point, New Jersey - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Leeds Point, New Jersey include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking at 8.00% APY, Credit Union Of New Jersey A Federal Credit UnionCredit Union Of New Jersey A Federal Credit UnionA5.0 ★Texas Ratio: 7.22% Kasasa Cash Checking at 6.00% APY, Ascendia BankAscendia BankA+5.0 ★Texas Ratio: 1.63% at 6.00% APY, Peoples Security BankPeoples Security BankA+5.0 ★Texas Ratio: 1.05% MaxEarnings Checking at 5.00% APY, and Hanover Community BankHanover Community BankA5.0 ★Texas Ratio: 7.19% Max Cash Back Checking at 5.00% APY. Checking account rates as of April 8, 2026 according to verified data from MonitorBankRates.
Leeds Point is a smaller community with no bank or credit union branches currently in our database. 40 institutions serving the New Jersey area are available to Leeds Point residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Leeds Point, New Jersey. Checking Account Rates Last Updated and Verified: April 8, 2026
Compare Checking Account Rates Today in Leeds Point, New Jersey & the Surrounding Area
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $25,000
Qualifications Required; Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or ACH transaction(s); Be enrolled in and agree to receive eStatements; Be enrolled in and log into online banking or mobile banking; Cash back earned on as much as $200 in purchases monthly.; Earn as much as $120 cash back per year, $10 per month.; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) when qualifications are met*.; Link to Max Saver to build savings automatically.
Qualifications Required; On the first $15,000 on deposit in the account (average balance), if all qualifiers met.
No additional details provided.
No additional details provided.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required; Interest Compounded Daily. Posted Monthly.
No additional details provided.
No additional details provided.
No additional details provided.
Interest Compounded Daily. Posted Monthly.; Qualifications Required
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required; A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle.
Qualifying balance up to $15000
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $25,000
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or ACH transaction(s); Be enrolled in and agree to receive eStatements; Be enrolled in and log into online banking or mobile banking; Cash back earned on as much as $200 in purchases monthly.; Earn as much as $120 cash back per year, $10 per month.; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) when qualifications are met*.; Link to Max Saver to build savings automatically.
Qualifying balance up to $10,000.00
Qualifications Required; On the first $15,000 on deposit in the account (average balance), if all qualifiers met.
No additional details provided.
Qualifying balance up to $15000
No additional details provided.
Qualifications Required; Interest Compounded Daily. Posted Monthly.
Qualifying balance up to $15000
No additional details provided.
No additional details provided.
No additional details provided.
Interest Compounded Daily. Posted Monthly.; Qualifications Required
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required; Qualifying balance up to $25,000
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or ACH transaction(s); Be enrolled in and agree to receive eStatements; Be enrolled in and log into online banking or mobile banking; Cash back earned on as much as $200 in purchases monthly.; Earn as much as $120 cash back per year, $10 per month.; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) when qualifications are met*.; Link to Max Saver to build savings automatically.
Qualifications Required; A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required; Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
No Minimum Balance Required
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No monthly service charges.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
No additional details provided.
Qualifying balance up to $5,000.00
No additional details provided.
No additional details provided.
Available Online Only. New commercial customers only.
No additional details provided.
No additional details provided.
No additional details provided.
Interest Compounded Daily | Posted Monthly
$10 mothly service charge waived for accounts that maintain a daily balance of $200 or more. Up to 150k cumulative cash deposits per month, $0.20 per $100 deposited thereafter. Unlimited withdrawals and check deposits per month. Comes with free application to merchant services through Clover.
Initial deposit of $100 required to open.
No additional details provided.
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Leeds Point, NJ Checking Rate Trends
Compare local Leeds Point, NJ checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield checking rates rose 1.130 points over the past 7 days to 1.513% APY.
New Jersey free checking rates rose 0.426 points over the past 7 days to 0.675% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Leeds Point, New Jersey directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Leeds Point, New Jersey. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NJ.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Leeds Point, New Jersey earn interest?
Are banks in Leeds Point, New Jersey FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Leeds Point, New Jersey
- Baxter Credit Union
PowerPlusTM Checking — 8.00% APY - Credit Union Of New Jersey A Federal Credit Union
Kasasa Cash Checking — 6.00% APY - Ascendia Bank
— 6.00% APY - Peoples Security Bank
MaxEarnings Checking — 5.00% APY - Hanover Community Bank
Max Cash Back Checking — 5.00% APY
