Best Banks & Checking Accounts in Brooklyn, New York - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Brooklyn, New York include Kearny BankKearny Bank875 Manhattan Ave, Brooklyn, NY 11222A5.0 ★Texas Ratio: 6.51% High Yield Checking at 1.00% APY, The Berkshire BankThe Berkshire Bank1421 Kings Hwy, Brooklyn, NY 11229A+5.0 ★Texas Ratio: 2.35% NOW Checking at 0.50% APY, Empire State BankEmpire State Bank8701 3rd Ave, Brooklyn, NY 11209A+5.0 ★Texas Ratio: 2.86% Non-Profit Checking Tier 5 at 0.45% APY, Spring Bank Bronx, NYSpring Bank Bronx, NY356 Van Brunt St, Brooklyn, NY 11231A5.0 ★Texas Ratio: 11.84% Interest Checking at 0.25% APY, and Consumers Federal Credit UnionConsumers Federal Credit Union425 Neptune Ave, Brooklyn, NY 11224 4559A+5.0 ★Texas Ratio: 1.52% Checking Accounts at 0.15% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.
Brooklyn has 9 local institutions in our database, with checking rates as high as 1.00% APY from Kearny Bank at 875 Manhattan Ave, Brooklyn, NY, 11222. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Brooklyn, New York. Checking Account Rates Last Updated and Verified: April 27, 2026
Compare Checking Account Rates Today in Brooklyn, New York & the Surrounding Area
Brooklyn, NY 11222
On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.15% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.25% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account.
Brooklyn, NY 11229
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Brooklyn, NY 11229
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Brooklyn, NY 11209
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Brooklyn, NY 11209
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Brooklyn, NY 11209
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Brooklyn, NY 11231
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Brooklyn, NY 11229
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Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11209
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Brooklyn, NY 11209
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Brooklyn, NY 11224 4559
N/A
Brooklyn, NY 11214
Qualifications Required: Will you keep more than $1,500 in your account?; Monthly service charge $0*; For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates; Free standard checks
Brooklyn, NY 11211
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Brooklyn, NY 11210
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Brooklyn, NY 11209
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Brooklyn, NY 11209
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Brooklyn, NY 11214
$50,000
Brooklyn, NY 11214
$1,500
Brooklyn, NY 11214
$1
Brooklyn, NY 11222
On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.15% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.25% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account.
Brooklyn, NY 11231
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11214
Qualifications Required: Will you keep more than $1,500 in your account?; Monthly service charge $0*; For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates; Free standard checks
Brooklyn, NY 11214
$50,000
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11214
$1,500
Brooklyn, NY 11214
$1
Brooklyn, NY 11210
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11214
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Brooklyn, NY 11214
Qualifications Required: Are you 50 years or over?; Monthly service charge $0; Free standard checks
Brooklyn, NY 11214
No additional details provided.
Brooklyn, NY 11211
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Brooklyn, NY 11210
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Brooklyn, NY 11210
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Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
No additional details provided.
Qualifying balance up to $15,000.00
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Tier 1
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Earn 0.03% APY on all account balances; Fewer than 12 monthly transactions.
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Brooklyn, NY 11209
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Qualifying balance up to $500.00
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*
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Maintain a $100 minimum balance or enroll in direct deposits, and we'll waive the $7 monthly fee.
Interest is earned on balances up to $1,500.
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Brooklyn, NY 11214
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Brooklyn, NY 11214
No additional details provided.
Brooklyn, NY 11210
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Brooklyn, NY 11209
No additional details provided.
Qualifying balance up to $10,000.00
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Qualifying balance up to $500.00
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Available Online Only. New commercial customers only.
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Qualifying balance up to $50,000.01 and Greater
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Brooklyn, NY Checking Rate Trends
Compare local Brooklyn, NY checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield checking rates fell 0.019 points over the past 7 days to 3.221% APY.
New York free checking rates fell 0.132 points over the past 7 days to 1.233% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Brooklyn, New York directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Brooklyn, New York. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NY.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Brooklyn, New York earn interest?
Are banks in Brooklyn, New York FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Brooklyn, New York
- Kearny Bank
High Yield Checking — 1.00% APY - The Berkshire Bank
NOW Checking — 0.50% APY - Empire State Bank
Non-Profit Checking Tier 5 — 0.45% APY - Spring Bank Bronx, NY
Interest Checking — 0.25% APY - Consumers Federal Credit Union
Checking Accounts — 0.15% APY
