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Home › Checking Accounts › Rhode Island Checking › Barrington, Rhode Island iAdvertiser Disclosure
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Best Banks & Checking Accounts in Barrington, Rhode Island - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: April 24, 2026

The best checking rates for Barrington, Rhode Island include BankNewportBankNewport330 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 3.06% BN Premium Checking at 0.05% APY, Westerly Community Credit UnionWesterly Community Credit UnionA+5.0 ★Texas Ratio: 1.26% eChecking at 3.50% APY, Navigant Credit UnionNavigant Credit UnionA+5.0 ★Texas Ratio: 4.27% Relationship Checking at 0.15% APY, The Peoples Credit UnionThe Peoples Credit UnionA+5.0 ★Texas Ratio: 3.41% Max Yield Checking at 0.10% APY, and Rhode Island Credit UnionRhode Island Credit UnionA+5.0 ★Texas Ratio: 2.38% Investment Plus Checking Account at 0.05% APY. Checking account rates as of April 24, 2026 according to verified data from MonitorBankRates.

Barrington has 1 local institution in our database, with checking rates as high as 0.05% APY from BankNewport at 330 County Rd, Barrington, RI, 02806. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Barrington, Rhode Island. Checking Account Rates Last Updated and Verified: April 24, 2026

Compare Checking Account Rates Today in Barrington, Rhode Island & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
330 County Rd
Barrington, RI 02806
BN Premium Checking
0.05%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 24, 2026
Details

Monthly maintenance fee: $0 or $25; Regularly $25/month if requirements are not met.

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
eChecking
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $19,999.99

Navigant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Relationship Checking
0.15%
$0
View
▼
Rate0.14%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Max Yield Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Navigant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Personal Checking
0.05%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Investment Plus Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rate may change after account opening, and fees may reduce account earnings. Investment Plus Checking Account minimum balance is $2,500.00. Please contact any branch office for further information concerning our Truth-In-Savings Disclosure.

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Max Yield Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
myDirect Interest Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Premier Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No additional details provided.

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Cashback Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
330 County Rd
Barrington, RI 02806
BN Premium Checking
0.05%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 24, 2026
Details

Monthly maintenance fee: $0 or $25; Regularly $25/month if requirements are not met.

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
eChecking
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $19,999.99

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Investment Plus Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rate may change after account opening, and fees may reduce account earnings. Investment Plus Checking Account minimum balance is $2,500.00. Please contact any branch office for further information concerning our Truth-In-Savings Disclosure.

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
myDirect Interest Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Cashback Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Interest Checking
0.10%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Interest Checking
0.05%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Barrington, RI Checking Rate Trends

Compare local Barrington, RI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Rhode Island Checking Trends →
High-Yield Checking — RI Avg
2.417%
▼ 0.057 vs 7 days ago

Rhode Island high-yield checking rates fell 0.057 points over the past 7 days to 2.417% APY.

Free Checking — RI Avg
0.737%
▲ 0.022 vs 7 days ago

Rhode Island free checking rates rose 0.022 points over the past 7 days to 0.737% APY.

As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Barrington, Rhode Island directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Barrington, Rhode Island. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in RI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Barrington, Rhode Island earn interest?

Most traditional local checking accounts in Barrington, Rhode Island earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Barrington, Rhode Island FDIC insured?

Yes. Legitimate banks with branches in Barrington, Rhode Island are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Barrington, Rhode Island

Based on our current data, some of the highest checking account APYs available to residents of Barrington, Rhode Island include:
  • BankNewport
    BN Premium Checking — 0.05% APY
  • Westerly Community Credit Union
    eChecking — 3.50% APY
  • Navigant Credit Union
    Relationship Checking — 0.15% APY
  • The Peoples Credit Union
    Max Yield Checking — 0.10% APY
  • Rhode Island Credit Union
    Investment Plus Checking Account — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Barrington, Rhode Island. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 24, 2026

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