The best checking rates for Lexington, South Carolina include Security Federal BankSecurity Federal Bank5446 Sunset Blvd, Lexington, SC 29072A5.0 ★Texas Ratio: 7.11% Premium/High Yield Checking at 0.50% APY, MTC Federal Credit UnionMTC Federal Credit Union2420 Two Notch Rd, Lexington, SC 29072A+5.0 ★Texas Ratio: 5.09% Dividend Checking at 0.30% APY, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union919 N Lake Dr, Lexington, SC 29072 2157A+5.0 ★Texas Ratio: 3.95% Premium Checking at 0.20% APY, South Carolina State Federal Credit UnionSouth Carolina State Federal Credit Union954 E Main St, Lexington, SC 29072 4241A+5.0 ★Texas Ratio: 3.08% MySCU Loyalty Checking at 0.05% APY, and Founders Federal Credit UnionFounders Federal Credit Union101 Park Place Ct, Lexington, SC 29072 6690A+5.0 ★Texas Ratio: 4.16% Fresh Start Checking at 0.00% APY. Checking account rates as of May 22, 2026 according to verified data from MonitorBankRates.
Lexington has 5 local institutions in our database, with checking rates as high as 0.50% APY from Security Federal Bank at 5446 Sunset Blvd, Lexington, SC, 29072. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Lexington, South Carolina. Checking Account Rates Last Updated and Verified: May 22, 2026
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Compare local Lexington, SC checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina high-yield checking rates rose 0.055 points over the past 7 days to 1.281% APY.
South Carolina free checking rates currently average 1.023% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lexington, South Carolina checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Lexington, South Carolina directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Lexington, South Carolina. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in SC.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.