Best Banks & Checking Accounts in Harrisonburg, Virginia - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Harrisonburg, Virginia include DuPont Community Credit UnionDuPont Community Credit Union47 W Kaylor Park Dr, Harrisonburg, VA 22801A+5.0 ★Texas Ratio: 1.75% Grow Checking at 5.54% APY, Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union170 Bluestone Dr, Harrisonburg, VA 22807 1008A-5.0 ★Texas Ratio: 14.20% at 5.50% APY, Park View Federal Credit UnionPark View Federal Credit Union1675 Virginia Ave, Harrisonburg, VA 22802A+5.0 ★Texas Ratio: 0.52% Electrum Checking Dividends Gold Level at 5.00% APY, Blue Ridge Bank National AssociationBlue Ridge Bank National Association563 Neff Ave, Harrisonburg, VA 22801F2.8 ★Texas Ratio: 41.42% First Honor Checking at 1.51% APY, and Farmers & Merchants Bank VAFarmers & Merchants Bank VA2030 Legacy Ln, Harrisonburg, VA 22801A+5.0 ★Texas Ratio: 5.26% Local Promise Checking For Non-Profits at 1.10% APY. Checking account rates as of April 6, 2026 according to verified data from MonitorBankRates.
Harrisonburg has 8 local institutions in our database, with checking rates as high as 5.54% APY from DuPont Community Credit Union at 47 W Kaylor Park Dr, Harrisonburg, VA, 22801. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Harrisonburg, Virginia. Checking Account Rates Last Updated and Verified: April 6, 2026
Compare Checking Account Rates Today in Harrisonburg, Virginia & the Surrounding Area
Harrisonburg, VA 22801
Qualifications Required; Qualifying balance up to $50,000.00
Harrisonburg, VA 22807 1008
Qualifying balance up to $30,000.01
Harrisonburg, VA 22802
Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Harrisonburg, VA 22807 1008
Earn 4.00% cash back on debit card purchases.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22802
Qualifications Required: 5 debit card purchases; $500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
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Harrisonburg, VA 22801
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Harrisonburg, VA 22801
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Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
Qualifications Required
Harrisonburg, VA 22802
Earn 0.15% APY3 by just opening the account.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22802
$25 minimum to open account and earn APY.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
Qualifications Required; Qualifying balance up to $50,000.00
Harrisonburg, VA 22807 1008
Qualifying balance up to $30,000.01
Harrisonburg, VA 22802
Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Harrisonburg, VA 22807 1008
Earn 4.00% cash back on debit card purchases.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22802
Qualifications Required: 5 debit card purchases; $500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
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Harrisonburg, VA 22801
No additional details provided.
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $5,000.00
Qualifications Required
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $15,000.00
Minimum Direct Deposit: $5,000; Max. ADB: $10,000
Harrisonburg, VA 22807 1008
Qualifying balance up to $30,000.01
Harrisonburg, VA 22807 1008
Earn 4.00% cash back on debit card purchases.
Harrisonburg, VA 22801
No additional details provided.
Harrisonburg, VA 22801
No additional details provided.
Qualifications Required
Qualifications Required
No additional details provided.
Cash Back. Every Purchase.; This account is only available online.
Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00
No additional details provided.
No additional details provided.
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No additional details provided.
Qualifications Required: Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month; Receive e-Statements; Receive $500 in ACH deposits into your Free Rewards Checking Account; Qualifying balance up to $1,000.00
No additional details provided.
No additional details provided.
Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
No additional details provided.
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No additional details provided.
Harrisonburg, VA 22802
Earn 0.15% APY3 by just opening the account.
Harrisonburg, VA 22801
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Minimum to Open: $500
No additional details provided.
Over $200,000
$100,000 - $199,999.99
$25,000 - $99,999.99
No additional details provided.
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No additional details provided.
Qualifying balance up to $100,000.00
Minimum Deposit $5,000
$100,000 or greater
No additional details provided.
No additional details provided.
Qualifying balance up to $99,999.00
Harrisonburg, VA Checking Rate Trends
Compare local Harrisonburg, VA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield checking rates rose 4.048 points over the past 7 days to 4.700% APY.
Virginia free checking rates rose 0.294 points over the past 7 days to 0.451% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Harrisonburg, Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Harrisonburg, Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Harrisonburg, Virginia earn interest?
Are banks in Harrisonburg, Virginia FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Harrisonburg, Virginia
- DuPont Community Credit Union
Grow Checking — 5.54% APY - Commonwealth One Federal Credit Union
— 5.50% APY - Park View Federal Credit Union
Electrum Checking Dividends Gold Level — 5.00% APY - Blue Ridge Bank National Association
First Honor Checking — 1.51% APY - Farmers & Merchants Bank VA
Local Promise Checking For Non-Profits — 1.10% APY
