MonitorBankRates
Home Checking Accounts Washington Checking Bellevue, Washington iAdvertiser Disclosure
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Best Banks & Checking Accounts in Bellevue, Washington - May 2026

The best checking rates for Bellevue, Washington include Puget Sound Cooperative Credit UnionPuget Sound Cooperative Credit Union11201 SE 8th St, Bellevue, WA 98004 6420A+5.0 ★Texas Ratio: 3.96% GreenRewards Checking at 4.07% APY, Sound Credit UnionSound Credit Union40 148th Ave SE, Bellevue, WA 98007 5147A5.0 ★Texas Ratio: 10.49% IOLTA Checking at 0.30% APY, Salal Credit UnionSalal Credit Union1048 116th Ave NE, Bellevue, WA 98004 4640A+5.0 ★Texas Ratio: 5.12% Preferred Interest Checking at 0.10% APY, UniBankUniBank3640 Factoria Blvd Se, Bellevue, WA 98006A+5.0 ★Texas Ratio: 5.78% Personal Interest Checking (NOW) at 0.05% APY, and 1st Security Bank of Washington1st Security Bank of Washington1320 156th Ave Ne, Bellevue, WA 98007A+5.0 ★Texas Ratio: 2.12% 1st Platinum Checking at 0.05% APY. Checking account rates as of May 15, 2026 according to verified data from MonitorBankRates.

Bellevue has 6 local institutions in our database, with checking rates as high as 4.07% APY from Puget Sound Cooperative Credit Union at 11201 SE 8th St, Bellevue, WA, 98004 6420. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Bellevue, Washington. Checking Account Rates Last Updated and Verified: May 15, 2026

Compare Checking Account Rates Today in Bellevue, Washington & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St
Bellevue, WA 98004 6420
GreenRewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
IOLTA Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
IOLTA Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
IOLTA Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
IOLTA Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
1048 116th Ave NE
Bellevue, WA 98004 4640
Preferred Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
1048 116th Ave NE
Bellevue, WA 98004 4640
50+ Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St
Bellevue, WA 98004 6420
Better-than-Basic Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
3640 Factoria Blvd Se
Bellevue, WA 98006
Business Interest Checking (Sole Proprietorship, Attorney Trust Accounts, & Non-Profit Corporations only) Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1320 156th Ave Ne
Bellevue, WA 98007
1st Platinum Checking
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$50,000-$99,999.99

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
3640 Factoria Blvd Se
Bellevue, WA 98006
Personal Interest Checking (NOW)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
1048 116th Ave NE
Bellevue, WA 98004 4640
Preferred Interest Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

HSBC Bank USA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
196 Bellevue Way Ne
Bellevue, WA 98004
Advance Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1320 156th Ave Ne
Bellevue, WA 98007
1st Platinum Checking
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$2,500-$4,999.99

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
PNW Premier Checking
7.00%
$25
Rate6.78%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
PNW Premier Checking
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St
Bellevue, WA 98004 6420
GreenRewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
1048 116th Ave NE
Bellevue, WA 98004 4640
Preferred Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
1048 116th Ave NE
Bellevue, WA 98004 4640
50+ Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1320 156th Ave Ne
Bellevue, WA 98007
1st Platinum Checking
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$50,000-$99,999.99

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
3640 Factoria Blvd Se
Bellevue, WA 98006
Personal Interest Checking (NOW)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
1048 116th Ave NE
Bellevue, WA 98004 4640
Preferred Interest Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1320 156th Ave Ne
Bellevue, WA 98007
1st Platinum Checking
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$2,500-$4,999.99

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
PNW Premier Checking
7.00%
$25
Rate6.78%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
PNW Premier Checking
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Interest Checking
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Summit Checking
5.00%
$50
Rate4.89%
Min Deposit$50
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $5,000.00

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Great Advantage Checking Qualifying
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Great Advantage Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Loyalty Checking
5.00%
$100
Rate4.89%
Min Deposit$100
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $35,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Youth Checking Account
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $500.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Youth Rewards Checking Account
4.53%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Elevate Checking
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $30,000.00

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
lyfe Checking
4.13%
$50
Rate4.00%
Min Deposit$50
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $1,000.00

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Journey Checking
4.13%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Vista Premier Checking Account
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St
Bellevue, WA 98004 6420
GreenRewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Youth Rewards Checking Account
4.53%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Rivermark Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.55%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Rewards Checking Account
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Variable

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking Variable
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Kasasa Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St
Bellevue, WA 98004 6420
Better-than-Basic Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Vista Basic Checking Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Variable

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking Variable
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Free Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

WCLA Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

(personal)

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Basic Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Youth Checking Account
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $500.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Youth Rewards Checking Account
4.53%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Youth Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Youth Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Teen Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Horizon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Explore Youth Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Smart Checking (Youth)
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Teen Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
40 148th Ave SE
Bellevue, WA 98007 5147
Business Interest Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
3640 Factoria Blvd Se
Bellevue, WA 98006
Business Interest Checking (Sole Proprietorship, Attorney Trust Accounts, & Non-Profit Corporations only) Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Interest Checking IOLTA Business
2.71%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Interest Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Elite Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Business Interest Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Premium Business Checking Business
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Business Non-Profit Checking Business
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Bellevue, WA Checking Rate Trends

Compare local Bellevue, WA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington Checking Trends →
High-Yield Checking — WA Avg
1.790%
▼ 0.435 vs 7 days ago

Washington high-yield checking rates fell 0.435 points over the past 7 days to 1.790% APY.

Free Checking — WA Avg
2.224%
▲ 0.446 vs 7 days ago

Washington free checking rates rose 0.446 points over the past 7 days to 2.224% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bellevue, Washington checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bellevue, Washington directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bellevue, Washington. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Bellevue, Washington earn interest?

Most traditional local checking accounts in Bellevue, Washington earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Bellevue, Washington FDIC insured?

Yes. Legitimate banks with branches in Bellevue, Washington are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Bellevue, Washington

Based on our current data, some of the highest checking account APYs available to residents of Bellevue, Washington include:
  • Puget Sound Cooperative Credit Union
    GreenRewards Checking — 4.07% APY
  • Sound Credit Union
    IOLTA Checking — 0.30% APY
  • Salal Credit Union
    Preferred Interest Checking — 0.10% APY
  • UniBank
    Personal Interest Checking (NOW) — 0.05% APY
  • 1st Security Bank of Washington
    1st Platinum Checking — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bellevue, Washington. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 15, 2026