The best checking rates for Bellevue, Washington include Puget Sound Cooperative Credit UnionPuget Sound Cooperative Credit Union11201 SE 8th St, Bellevue, WA 98004 6420A+5.0 ★Texas Ratio: 3.96% GreenRewards Checking at 4.07% APY, UniBankUniBank3640 Factoria Blvd Se, Bellevue, WA 98006A+5.0 ★Texas Ratio: 5.78% Personal Interest Checking (NOW) at 0.05% APY, 1st Security Bank of Washington1st Security Bank of Washington1320 156th Ave Ne, Bellevue, WA 98007A+5.0 ★Texas Ratio: 2.12% 1st Platinum Checking at 0.05% APY, HSBC Bank USAHSBC Bank USA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.89% Advance Checking at 0.01% APY, and First Sound BankFirst Sound BankA5.0 ★Texas Ratio: 9.17% PNW Premier Checking at 7.00% APY. Checking account rates as of April 22, 2026 according to verified data from MonitorBankRates.
Bellevue has 4 local institutions in our database, with checking rates as high as 4.07% APY from Puget Sound Cooperative Credit Union at 11201 SE 8th St, Bellevue, WA, 98004 6420. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Bellevue, Washington. Checking Account Rates Last Updated and Verified: April 22, 2026
Qualifying balance up to $500.00
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$50,000-$99,999.99
$2,500-$4,999.99
Minimum Balance to Obtain APY: $5 - $10,000 or more
Qualifications Required; Qualifying balance up to $4,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $5,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $5000.00
Qualifying balance up to $30,000.00
Qualifications Required; Qualifying balance up to $1,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
No additional details provided.
Qualifying balance up to $5000.00
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
No additional details provided.
Qualifying balance up to $500.00
$50,000-$99,999.99
No additional details provided.
$2,500-$4,999.99
Qualifications Required; Qualifying balance up to $4,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $5,000.00
Qualifying balance up to $5000.00
Qualifying balance up to $30,000.00
Qualifications Required; Qualifying balance up to $1,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
No additional details provided.
Qualifying balance up to $5000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $15,000.00
No additional details provided.
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No additional details provided.
Qualifying balance up to $500.00
Qualifying balance up to $5000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $5000.00
Qualifications Required; Qualifying balance up to $15,000.00
No additional details provided.
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $10,000.00
No additional details provided.
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Qualifying balance up to $500.00
Qualifying balance up to $5000.00
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Qualifying balance up to $500.00
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Compare local Bellevue, WA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield checking rates rose 0.134 points over the past 7 days to 2.329% APY.
Washington free checking rates fell 0.050 points over the past 7 days to 1.759% APY.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bellevue, Washington directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bellevue, Washington. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.