Academic Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Academic Federal Credit Union Deposit Rates
Academic Federal Credit Union's 36-Month CD rates are at 3.56%, 24-Month CD rates are at 3.56%, 18-Month CD rates are at 3.56%, 12-Month CD (FLEX) rates are at 3.30%, 6-Month CD (FLEX) rates are at 2.02%. Academic Federal Credit Union's savings rates are at 0.05%. Academic Federal Credit Union's money market rates are at 0.40%. Academic Federal Credit Union's 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.50%. Academic Federal Credit Union's Personal Loan Rates are at 7.00. Academic Federal Credit Union's Credit Card Rates are at 10.90.

Academic Federal Credit Union

Compare Academic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Academic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Academic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Academic Federal Credit Union? Share your experience about Academic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Academic Federal Credit Union.

Overall, Academic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
3.56%
24-Month CD
3.56%
36-Month CD
3.56%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
0.40%
30-Year Fixed
6.77%
Credit Card
10.90%
Personal Loan
7.00%
Academic Federal Credit Union
Academic Federal Credit Union
425 N State Rd
Briarcliff Manor, NY 10510 1469
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Academic Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vio Bank
Vio Bank
6-Month CD
5.25%
$500
Finworth
Finworth
14-Month CD
5.25%
$50,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
6-Month CD
4.95%
$500
Yampa Valley Bank
Yampa Valley Bank
12-Month CD
4.79%
$1,000
Raymond James Bank
Raymond James Bank
48-Month CD
4.75%
$1,000
Empire State Bank
Empire State Bank
10-Month CD
4.50%
$1,000
First Oklahoma Bank
First Oklahoma Bank
6-Month CD
4.10%
$1,000
Union Bank, Inc.
Union Bank, Inc.
12-Month CD
4.01%
$1,000
Alliant Credit Union
Alliant Credit Union
48-Month CD
4.00%
$1,000
Charter Bank TX
Charter Bank TX
12-Month CD
4.00%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
13-Month CD
4.00%
$500
Northern Bank Direct
Northern Bank Direct
48-Month CD
4.00%
$500
Academic Federal Credit Union
Academic Federal Credit Union
18-Month CD
3.56%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
24-Month CD
3.56%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD
3.56%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
33-Month CD
3.50%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD (FLEX)
3.30%
$1,000
Westbury Bank
Westbury Bank
36-Month CD
3.00%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
36-Month CD
2.82%
$1,000
Gogebic Range Bank
Gogebic Range Bank
60-Month CD
2.78%
$500
Mound City Bank
Mound City Bank
48-Month CD
2.75%
$2,500
Altoona First Savings Bank
Altoona First Savings Bank
Money Market
2.53%
$100,000
Peoples Bank & Trust Co.
24-Month CD
2.52%
$1,000
State Bank & Trust Company
State Bank & Trust Company
48-Month CD
2.52%
$1,000
Volunteer State Bank
Volunteer State Bank
48-Month CD
2.50%
$1,000
CNB of McConnelsville
36-Month CD
2.25%
$5,000
1st University Credit Union
1st University Credit Union
6-Month CD
2.25%
$10,000
Achieve Credit Union
Achieve Credit Union
18-Month CD
2.25%
$500
Bank of Hillsboro
Bank of Hillsboro
12-Month CD
2.02%
$1,000
Northumberland Bank
Northumberland Bank
24-Month CD
2.02%
$5,000
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
Choice Checking
2.00%
$25
Petefish, Skiles & Co.
18-Month CD
1.96%
$1,000
Harrison County Bank
Harrison County Bank
36-Month CD
1.85%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
48-Month CD
1.61%
$1,000
Root River State Bank
Root River State Bank
24-Month CD
1.60%
$300
Merchants State Bank
Merchants State Bank
Money Market
1.50%
$2,500
Merrimack County SB
Merrimack County SB
36-Month CD
1.25%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
24-Month CD
1.21%
$1,500
Horicon Bank
Horicon Bank
Money Market
0.95%
$50,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
Flatirons Personal Money Market
0.95%
$100
Oakdale State Bank
Oakdale State Bank
18-Month CD
0.90%
$1,000
Roxboro Savings Bank
48-Month CD
0.80%
$500
Bank of 1889
Bank of 1889
24-Month CD
0.75%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
Bank of Springfield
Bank of Springfield
24-Month CD
0.75%
$1,000
The Honesdale National Bank
The Honesdale National Bank
36-Month CD
0.70%
$1,000
Raritan State Bank
Raritan State Bank
Passbook Savings
0.60%
$10
Craft Bank
Craft Bank
Savings
0.50%
$50
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
Statement Savings
0.50%
$50
First National Bank of Shiner
First National Bank of Shiner
Savings
0.43%
$100
Community Bank Delaware
Community Bank Delaware
48-Month CD
0.40%
$500
Academic Federal Credit Union
Academic Federal Credit Union
Money Market
0.40%
$25,000
Verus Bank of Commerce
Verus Bank of Commerce
18-Month CD
0.15%
$1,000
360 Federal Credit Union
360 Federal Credit Union
Money Market
0.10%
$2,500
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
Hancock County SB
Hancock County SB
Interest Checking
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Academic Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.500%
5.568%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.500%
5.908%
2.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.875%
6.031%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.125%
6.252%
0.500
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.258%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
6.125%
6.267%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
6.125%
6.283%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
6.000%
6.303%
0.000
U.S. Bank
U.S. Bank
20-Year Fixed
6.125%
6.332%
0.780
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.250%
6.357%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
6.375%
6.472%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.500%
6.526%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.500%
6.535%
0.000
Rhinebeck Bank
Rhinebeck Bank
30-Year Fixed
6.500%
6.569%
0.625
Manasquan Bank
Manasquan Bank
5/6 ARM
6.500%
6.580%
0.000
JTNB
JTNB
20-Year Fixed
6.500%
6.592%
0.000
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.500%
6.611%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.500%
6.611%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.625%
6.720%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.625%
6.724%
0.000
Academic Federal Credit Union
Academic Federal Credit Union
30-Year Fixed
6.625%
6.772%
0.000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
30-Year Fixed
6.625%
6.790%
1.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
6.750%
6.827%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
30-Year Fixed Jumbo
6.750%
6.830%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.625%
6.850%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Academic Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Academic Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
ACFCU
ACFCU
Line of Credit
13.700%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Academic Federal Credit Union Information

Credit Union Name: Academic Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Raymond Lopez
CEO: Jonathan Kaufman
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
425 N State Rd
Briarcliff Manor, NY 10510 1469
Phone Number: 914-923-3608
Fax Number: 914-923-3635

Academic Federal Credit Union Financials

Total Assets:
37,233,159
Total Amount of Shares and Deposits:
34,374,442
Total Shares and Deposits < 1 Year:
31,382,774
Total Shares and Deposits 1 3 Years:
1,784,596
Total Shares and Deposits > 3 Years:
1,207,072
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,875,261
Total Uninsured Shares and Deposits > $250K (F+J):
1,875,261
Total Insured Shares and Deposits > $250K (item 17 less item K):
32,499,181
Total Interest Expense (Sum of items 6 8):
197,744
Share Certificates:
366
Number of Accounts for Share Drafts:
1,191
IRA KEOGH Accounts:
128
Number of Accounts for Regular Shares:
3,227
Money Market Shares:
83
Net Income (unless the amount is already included in Undivided Earnings):
-28,942
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,480,110
Total Liabilities:
34,784,233
Show More

Academic Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Today's mortgage rates are down slightly from yesterday's average mortgage ratesrates. Current 30 year mortgage rates are averaging 4.79%, down from yesterday's average 30 year mortgage rate of 4.80%. 15 year mortgage rates today are down to 4.12%, a decline from yesterday's average 15 year mortgage rate of 4.13%.
giantbank.com 9 Month Jumbo CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 9 Month Jumbo CD rates at giantbank.com below.
Bangor Savings Bank 5 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View current 5 Year CD rates at Bangor Savings Bank below.

Bank or Credit Union Offers and Deals

Home Mortgage Rates Mixed
Weekly CD Rates Report
Mortgage Rates Increase: 30 Year Mortgage Rates at 5.08%
Mortgage Rates Fall - Average 30 Year Mortgage Rates Today at 3.74 Percent
Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate
Finding the Best Low Interest Credit Cards
Life Insurance: Term Life Insurance
Zions Bank Savings Interest Account Rates
Highest Deposit Rates November 27, 2016
Mortgage Rates Steady After Budget and Debt Ceiling Deal

Alternative Bank and Credit Union Offers to Explore

Fed Acknowledges Current Policy Hurts Holders of Certificates of Deposit
USAA CD Rates Move Higher
Savings Account Rates & Market Account Rates From Alabama CU
Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85%
Mortgage Rates: Current Mortgage Rates Down Slightly According to Freddie Mac
Discover Bank 1 Year Jumbo CD Rates now at 1.14%
Wells Fargo Auto Loans
Mortgage Rates - Current Mortgage Rates Nearing 5.00%
First Imperial Credit Union CD Interest Rates and CD Yields
CD Rates: June 22, 2009 Bank CD Rates

Academic Federal Credit Union Reviews

There are no reviews for Academic Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Academic Federal Credit Union
Your Name:
Your Rating:

See how Academic Federal Credit Union Compares to other credit unions