Academic Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Academic Federal Credit Union's 36-Month CD rates are at 3.56%, 24-Month CD rates are at 3.56%, 18-Month CD rates are at 3.56%, 12-Month CD (FLEX) rates are at 3.30%, 6-Month CD (FLEX) rates are at 2.02%. Academic Federal Credit Union's savings rates are at 0.05%. Academic Federal Credit Union's money market rates are at 0.40%. Academic Federal Credit Union's 30-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 6.12%. Academic Federal Credit Union's Personal Loan Rates are at 7.00. Academic Federal Credit Union's Credit Card Rates are at 10.90.

Academic Federal Credit Union

Compare Academic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Academic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Academic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Academic Federal Credit Union? Share your experience about Academic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Academic Federal Credit Union.

Overall, Academic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
3.56%
24-Month CD
3.56%
36-Month CD
3.56%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
0.40%
30-Year Fixed
6.52%
Credit Card
10.90%
Personal Loan
7.00%
Academic Federal Credit Union
Academic Federal Credit Union
425 N State Rd
Briarcliff Manor, NY 10510 1469
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Academic Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
VirtualBank
VirtualBank
eMoney Market
4.25%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
18-Month CD
4.07%
$1,000
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
6-Month CD
3.85%
$1,000
Putnam County State Bank
Putnam County State Bank
48-Month CD
3.56%
$500
Academic Federal Credit Union
Academic Federal Credit Union
18-Month CD
3.56%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
24-Month CD
3.56%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD
3.56%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
3.53%
$1,500
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD (FLEX)
3.30%
$1,000
Grove Bank
Grove Bank
12-Month CD
3.28%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
120-Month CD
3.25%
$500
Interstate Bank
Interstate Bank
24-Month CD
3.03%
$500
Community Bank Bristow, OK
Community Bank Bristow, OK
18-Month CD
3.00%
$1,000
Northfield Bank
Northfield Bank
60-Month CD
3.00%
$2,500
National Bank of Malvern
National Bank of Malvern
36-Month CD
3.00%
$500
Bank Forward
Bank Forward
12-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
3-Month CD
2.65%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
Personal Money Market
2.50%
$2,500
Pathfinder Bank
Pathfinder Bank
36-Month CD
2.50%
$1,000
Chain Bridge Bank
Chain Bridge Bank
60-Month CD
2.43%
$500
BankGloucester
BankGloucester
48-Month CD
2.25%
$500
Alliance Bank WI
Alliance Bank WI
24-Month CD
2.22%
$500
First National Bank in Ord
First National Bank in Ord
Money Market
2.02%
$100,000
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
The Bank of South Carolina
The Bank of South Carolina
12-Month CD
2.00%
$1,000
FNB Community Bank
FNB Community Bank
6-Month CD
1.66%
$1,000
Lee Bank
Lee Bank
18-Month CD
1.50%
$500
Buena Vista National Bank
Buena Vista National Bank
60-Month CD
1.40%
$500
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
1.26%
$500
Fremont Bank
Fremont Bank
24-Month CD
1.25%
$2,500
Hocking Valley Bank
Hocking Valley Bank
24-Month CD
1.20%
$1,000
I3 Bank
I3 Bank
48-Month CD
1.16%
$500
Academy Bank
Academy Bank
6-Month CD
1.15%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
18-Month CD
1.10%
$500
West Plains S&L
West Plains S&L
60-Month CD
1.05%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
Holiday Savings
1.00%
$0
Hamler State Bank
Hamler State Bank
48-Month CD
0.90%
$500
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
48-Month CD
0.70%
$500
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Sullivan Bank
Sullivan Bank
24-Month CD
0.50%
$1,000
Security State Bank of Marine
Security State Bank of Marine
24-Month CD
0.45%
$300
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Regular Savings
0.40%
$50,000
Academic Federal Credit Union
Academic Federal Credit Union
Money Market
0.40%
$25,000
TTNB Turbotville Bank
TTNB Turbotville Bank
12-Month CD
0.30%
$5,000
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
18-Month CD
0.25%
$500
Clinton Savings Bank
Clinton Savings Bank
18-Month CD
0.25%
$10
Penn Community Bank
Penn Community Bank
Common Cents Savings
0.15%
$0
Clarion County Community Bank
Clarion County Community Bank
Community Savings
0.10%
$0
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
NOW Checking
0.05%
$50
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
OWB One World Bank
OWB One World Bank
Money Market
0.05%
$0
Glen Burnie MSB
Statement Savings
0.05%
$100
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
State Bank of the Lakes
State Bank of the Lakes
Savings Account
0.02%
$0
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Academic Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.250%
5.482%
0.500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.500%
5.569%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.654%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.625%
5.795%
0.500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20-Year Fixed
5.750%
5.858%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.750%
5.936%
0.368
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.875%
5.947%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
5.750%
5.955%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.875%
5.967%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.083%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.875%
6.100%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.000%
6.150%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.000%
6.157%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.174%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.125%
6.229%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.000%
6.238%
2.000
First Ohio Community Federal Credit Union
First Ohio Community Federal Credit Union
15 Year Fixed
6.000%
6.264%
0.125
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.125%
6.288%
1.375
Chartway Credit Union
Chartway Credit Union
10/1 ARM
6.250%
6.301%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Academic Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Academic Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Academic Federal Credit Union Information

Credit Union Name: Academic Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Raymond Lopez
CEO: Jonathan Kaufman
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
425 N State Rd
Briarcliff Manor, NY 10510 1469
Phone Number: 914-923-3608
Fax Number: 914-923-3635

Academic Federal Credit Union Financials

Total Assets:
35,178,349
Total Amount of Shares and Deposits:
31,916,956
Total Shares and Deposits < 1 Year:
28,828,388
Total Shares and Deposits 1 3 Years:
1,880,372
Total Shares and Deposits > 3 Years:
1,208,196
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,275,494
Total Uninsured Shares and Deposits > $250K (F+J):
1,275,494
Total Insured Shares and Deposits > $250K (item 17 less item K):
30,641,462
Total Interest Expense (Sum of items 6 8):
80,274
Share Certificates:
326
Number of Accounts for Share Drafts:
1,189
IRA KEOGH Accounts:
127
Number of Accounts for Regular Shares:
3,218
Money Market Shares:
82
Net Income (unless the amount is already included in Undivided Earnings):
-40,161
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,758,072
Total Liabilities:
32,409,348
Show More

Academic Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates and refinance mortgage rates increased today over yesterday. 30 year conforming mortgage rates and refinance mortgage rates are averaging 4.49 percent, up from yesterday's average mortgage rate and refinance rate of 4.46 percent. 30 year home mortgage rates and home refinance mortgage rates in Idaho are higher averaging 4.53 percent.
Applied Bank 2 Month Jumbo CD rates are now at 0.05 percent with a yield of 0.05 percent. View current 2 Month Jumbo CD rates at Applied Bank below.
Cross River Bank CD RatesCross River Bank CD rates are very high right now. CD rates are especially good on the bank's intermediate-term certificates of deposit. Current 1 year CD rates at Cross River are at 2.86 percent with an APY of 2.90 percent. Their 18 month CD rates are currently at 2.91 percent with an APY of 2.95 percent. 2 year CD rates from Cross River Bank are one of the best rates around at 3.00 percent with an APY of 3.05 percent. The bank's 2 year CD rate is just as high as many 5 year CD rates offered at other banks. Cross River's minimum opening deposit for a CD account is only $500.

Bank or Credit Union Offers and Deals

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