Academic Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Academic Federal Credit Union's 36-Month CD traditional share rates are at 3.56%, 24-Month CD traditional share rates are at 3.56%, 18-Month CD traditional share rates are at 3.56%, 12-Month CD flex share rates are at 3.30%, 6-Month CD flex share rates are at 2.02%. Academic Federal Credit Union's savings rates are at 0.05%. Academic Federal Credit Union's money market rates are at 0.40%. Academic Federal Credit Union's 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.50%. Academic Federal Credit Union's Personal Loan Rates are at 7.00. Academic Federal Credit Union's Credit Card Rates are at 10.90.

Academic Federal Credit Union

Compare Academic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Academic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Academic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Academic Federal Credit Union? Share your experience about Academic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Academic Federal Credit Union.

Overall, Academic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
3.56%
24-Month CD
3.56%
36-Month CD
3.56%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
0.40%
30-Year Fixed
6.77%
Credit Card
10.90%
Personal Loan
7.00%
Academic Federal Credit Union
Academic Federal Credit Union
425 N State Rd
Briarcliff Manor, NY 10510 1469
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Academic Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Internet Bank of Indiana
First Internet Bank of Indiana
Money Market Savings
5.48%
$1,000,000
Total Direct Bank
Total Direct Bank
3-Month CD
5.42%
$25,000
FirstBank of Nebraska
FirstBank of Nebraska
6-Month CD
5.09%
$1,000
Western Alliance Bank
Western Alliance Bank
12-Month CD via Raisin
5.00%
$1
1st Colonial Community Bank
1st Colonial Community Bank
18-Month CD
4.55%
$500
Dieterich Bank
Dieterich Bank
12-Month CD
4.35%
$500
First US Bank (AL)
First US Bank (AL)
14-Month CD Special
4.32%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
18-Month CD special
4.25%
$25,000
Bank of the Flint Hills
Bank of the Flint Hills
18-Month CD
4.25%
$500
Rhinebeck Bank
Rhinebeck Bank
Priority Money Market
3.95%
$10,000,000
Bank of Zachary
Bank of Zachary
24-Month CD
3.85%
$2,500
Citizens Bank of Clovis
Citizens Bank of Clovis
36-Month CD
3.82%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
18-Month CD traditional share
3.56%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
24-Month CD traditional share
3.56%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD traditional share
3.56%
$1,000
Senath State Bank
Senath State Bank
12-Month CD
3.54%
$500
Kish Bank
Kish Bank
30-Month CD
3.53%
$2,000
Corebank
Corebank
Money Market Personal MMDA
3.30%
$250,000
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD flex share
3.30%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Commercial Investment Money Market
3.25%
$200,000
ESB Bank
ESB Bank
3-Month CD
3.10%
$10,000
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
11-Month CD special
3.05%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
60-Month CD
3.00%
$1,000
Ergo Bank
Ergo Bank
60-Month CD
2.62%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
60-Month CD
2.30%
$500
Coastal Bank & Trust
Coastal Bank & Trust
24-Month CD
2.28%
$500
Putnam County State Bank
Putnam County State Bank
Money Market
2.02%
$2,500
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
Zions Bank
Zions Bank
Money Market
2.02%
$1,000,000
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD flex share
2.02%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.00%
$500
Black River Country Bank
Black River Country Bank
6-Month CD
1.75%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
Savings Account Kasasa Saver
1.00%
$0
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
USAlliance Financial
USAlliance Financial
3-Month CD
0.75%
$500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
Money Market
0.75%
$0
State Bank of Industry
State Bank of Industry
Statement Savings
0.60%
$10
WaterStone Bank
WaterStone Bank
48-Month CD
0.60%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
6-Month CD
0.50%
$500
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
48-Month CD
0.45%
$500
Chester National Bank
Chester National Bank
12-Month CD
0.45%
$500
Altoona First Savings Bank
Altoona First Savings Bank
36-Month CD
0.45%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
Money Markets
0.40%
$25,000
Citizens Bank of Kansas
Citizens Bank of Kansas
18-Month CD
0.35%
$500
Partners Bank of New England
12-Month CD
0.30%
$500
Logansport Savings Bank
Logansport Savings Bank
Statement Savings
0.25%
$100
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
Tiered Money Market
0.20%
$2,500
First Federal S&L of Greensburg
First Federal S&L of Greensburg
Now Checking Account
0.10%
$600
TruBank
TruBank
Regular Savings
0.10%
$100
Bank of Sun Prairie
Bank of Sun Prairie
Savings Account Business
0.05%
$100
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
Bonus Money Market
0.05%
$2,500
Norway Savings Bank
Norway Savings Bank
Money Market
0.05%
$2,500
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
AVB Bank
AVB Bank
Personal Savings
0.01%
$0
PSB Provident Savings Bank
PSB Provident Savings Bank
Savings Plus
0.01%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Academic Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.000%
6.053%
0.250
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.875%
6.053%
0.500
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed (LTV 90.1% - 100%)
5.875%
6.098%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.875%
6.128%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.000%
6.236%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
30-Year Fixed
6.250%
6.318%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15 Yr Fixed
6.000%
6.330%
0.000
JTNB
JTNB
15-Year Fixed
6.250%
6.365%
0.000
State Employees Credit Union
State Employees Credit Union
5-Year ARM (LTV 80.1% - 90%)
6.575%
6.400%
0.000
InFirst Bank
InFirst Bank
15-Year Fixed
6.250%
6.460%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.375%
6.472%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
30 year Fixed
0.000%
6.500%
1.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.500%
6.501%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.375%
6.503%
0.500
Bethpage Federal Credit Union
Bethpage Federal Credit Union
15-Year Fixed
6.375%
6.525%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.375%
6.526%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.375%
6.544%
0.000
JTNB
JTNB
20-Year Fixed
6.500%
6.592%
0.000
Phoenixville Federal B&T
30-Year Fixed
6.500%
6.600%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
15-Year Fixed
6.500%
6.622%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
20-Year Fixed Jumbo
6.625%
6.640%
0.500
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed Refinance
6.500%
6.651%
0.000
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.500%
6.691%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Academic Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Academic Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Academic Federal Credit Union Information

Credit Union Name: Academic Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Raymond Lopez
CEO: Jonathan Kaufman
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
425 N State Rd
Briarcliff Manor, NY 10510 1469
Phone Number: 914-923-3608
Fax Number: 914-923-3635

Academic Federal Credit Union Financials

Total Assets:
37,233,159
Total Amount of Shares and Deposits:
34,374,442
Total Shares and Deposits < 1 Year:
31,382,774
Total Shares and Deposits 1 3 Years:
1,784,596
Total Shares and Deposits > 3 Years:
1,207,072
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,875,261
Total Uninsured Shares and Deposits > $250K (F+J):
1,875,261
Total Insured Shares and Deposits > $250K (item 17 less item K):
32,499,181
Total Interest Expense (Sum of items 6 8):
197,744
Share Certificates:
366
Number of Accounts for Share Drafts:
1,191
IRA KEOGH Accounts:
128
Number of Accounts for Regular Shares:
3,227
Money Market Shares:
83
Net Income (unless the amount is already included in Undivided Earnings):
-28,942
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,480,110
Total Liabilities:
34,784,233
Show More

Academic Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

finding-a-decent-savings-rate-these-daysSavings account rates and CD rates are so low these days, finding a decent rate is very challenging. Most variable rate accounts like savings accounts and money market accounts are paying rates under 1.50 percent.
Vio Bank Savings Rates July 2019Vio Bank savings rates for July 2019 are currently the best savings rates available on our rate table. Savings rates from Vio Bank are currently at 2.49 percent with an APY of 2.52 percent. Besides being the highest online savings rate right now, this rate is also 25 times the current FDIC National Average Rate at 0.10 percent.
HSBC is offering an Online Savings Account that currently yields 3.50%.  The minimum opening balance is $1.00, there are no monthly fees, no minimum balance requirements and you do not have to opening a checking account.  The really good thing about this Online Savings Account is you can make deposits and withdrawals at HSBC ATM in the United States.

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Academic Federal Credit Union Reviews

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